v3.26.3
Long-Duration Insurance Contracts - Balances of and Changes in the LFPB (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2026
Dec. 31, 2025
Jun. 30, 2026
Dec. 31, 2024
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Net liability for future policy benefits $ 1,463.3 $ 1,463.3 $ 1,611.5    
Whole Life          
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]          
Beginning balance 221.4 239.5 229.1    
Beginning balance at original discount rate 250.8 270.6 263.2    
Change in cash flow assumptions     (2.0) $ (2.0) $ 6.3
Actual variances from expected experience     (1.7) (0.3) 0.3
Adjusted balance     267.0 248.5 269.8
Issuances 2.2 7.5 10.7    
Interest accruals 2.1 6.4 8.4    
Net premiums collected (6.4) (34.6) (18.3)    
Ending balance at original discount rate 246.3 246.3 270.6    
Effect of changes in discount rate assumptions (41.3) (41.3) (31.1)    
Ending balance 205.1 205.1 239.5    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Beginning balance 501.7 518.4 504.3    
Beginning balance at original discount rate 613.7 613.7 631.9 616.5 617.4
Changes in cash flow assumptions     (2.4) (2.4) 5.9
Actual variances from expected experience     (1.8) (0.5) 1.0
Adjusted balance     627.6 613.5 624.3
Issuances 2.2 7.5 10.7    
Interest accruals 5.4 16.2 21.0    
Benefit payments (7.4) (37.6) (24.1)    
Ending balance at original discount rate 613.7 613.7 631.9    
Effect of changes in discount rate assumptions (155.1) (155.1) (113.5)    
Ending balance 458.5 458.5 518.4    
Net liability for future policy benefits 253.5 253.5 278.8    
Less: Reinsurance recoverable (52.5) (52.5) (57.3)    
Net liability for future policy benefits, after reinsurance recoverable 201.0 201.0 221.5    
Impact of flooring on net liability for future policy benefits 0.0 0.0 0.0    
Net liability for future policy benefits 201.0 201.0 221.5    
Term Life          
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]          
Beginning balance 244.5 245.2 245.9    
Beginning balance at original discount rate 261.3 259.7 271.2    
Change in cash flow assumptions     16.7 16.7 (16.5)
Actual variances from expected experience     (3.3) (1.8) (3.4)
Adjusted balance     273.2 276.2 251.3
Issuances 5.7 16.0 23.6    
Interest accruals 3.0 8.7 11.1    
Net premiums collected (6.7) (19.6) (26.3)    
Ending balance at original discount rate 278.2 278.2 259.7    
Effect of changes in discount rate assumptions (36.4) (36.4) (14.5)    
Ending balance 241.8 241.8 245.2    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Beginning balance 393.0 389.3 377.8    
Beginning balance at original discount rate 458.5 458.5 429.8 437.4 433.2
Changes in cash flow assumptions     16.8 16.8 (20.7)
Actual variances from expected experience     (3.9) (3.0) (4.4)
Adjusted balance     442.7 451.1 408.1
Issuances 5.7 16.2 23.8    
Interest accruals 4.6 13.4 17.0    
Benefit payments (3.0) (13.7) (19.1)    
Ending balance at original discount rate 458.5 458.5 429.8    
Effect of changes in discount rate assumptions (81.4) (81.4) (40.4)    
Ending balance 377.1 377.1 389.3    
Net liability for future policy benefits 135.3 135.3 144.1    
Less: Reinsurance recoverable (20.6) (20.6) (20.9)    
Net liability for future policy benefits, after reinsurance recoverable 114.7 114.7 123.2    
Impact of flooring on net liability for future policy benefits 0.0 0.0 0.0    
Net liability for future policy benefits 114.7 114.7 123.2    
Experience life          
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]          
Beginning balance 63.0 67.1 66.6    
Beginning balance at original discount rate 61.6 64.5 65.4    
Change in cash flow assumptions     (4.3) (4.3) 0.7
Actual variances from expected experience     (2.2) (0.9) 1.6
Adjusted balance     57.9 56.3 67.7
Issuances 0.0 0.0 0.0    
Interest accruals 0.8 2.6 3.7    
Net premiums collected (1.5) (4.9) (6.9)    
Ending balance at original discount rate 55.6 55.6 64.5    
Effect of changes in discount rate assumptions (2.2) (2.2) 2.6    
Ending balance 53.4 53.4 67.1    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Beginning balance 780.9 807.8 813.2    
Beginning balance at original discount rate 737.1 737.1 763.3 750.9 782.8
Changes in cash flow assumptions     (7.1) (7.1) 1.7
Actual variances from expected experience     (2.9) (1.2) 3.4
Adjusted balance     753.3 742.6 787.9
Issuances 0.0 0.0 0.0    
Interest accruals 10.9 33.3 45.7    
Benefit payments (16.4) (49.4) (70.3)    
Ending balance at original discount rate 737.1 737.1 763.3    
Effect of changes in discount rate assumptions (20.5) (20.5) 44.5    
Ending balance 716.6 716.6 807.8    
Net liability for future policy benefits 663.2 663.2 740.8    
Less: Reinsurance recoverable (0.7) (0.7) (0.8)    
Net liability for future policy benefits, after reinsurance recoverable 662.4 662.4 740.0    
Impact of flooring on net liability for future policy benefits 0.0 0.0 0.0    
Net liability for future policy benefits 662.4 662.4 740.0    
Limited-Pay Whole Life          
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]          
Beginning balance 33.7 35.0 34.2    
Beginning balance at original discount rate 35.6 36.5 36.8    
Change in cash flow assumptions     (0.2) (0.2) 0.4
Actual variances from expected experience     (0.6) (0.2) (0.2)
Adjusted balance     35.7 35.3 37.0
Issuances 0.3 1.4 2.5    
Interest accruals 0.4 1.1 1.5    
Net premiums collected (1.1) (3.3) (4.5)    
Ending balance at original discount rate 34.9 34.9 36.5    
Effect of changes in discount rate assumptions (3.3) (3.3) (1.5)    
Ending balance 31.5 31.5 35.0    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Beginning balance 89.8 89.6 86.2    
Beginning balance at original discount rate 119.4 119.4 118.1 119.3 114.3
Changes in cash flow assumptions     (0.2) (0.2) 0.2
Actual variances from expected experience     (0.7) (0.3) 0.0
Adjusted balance     117.2 118.8 114.5
Issuances 0.3 1.4 2.5    
Interest accruals 1.2 3.5 4.5    
Benefit payments (1.0) (2.7) (3.4)    
Ending balance at original discount rate 119.4 119.4 118.1    
Effect of changes in discount rate assumptions (38.3) (38.3) (28.5)    
Ending balance 81.1 81.1 89.6    
Net liability for future policy benefits 49.6 49.6 54.6    
Less: Reinsurance recoverable (1.4) (1.4) (1.4)    
Net liability for future policy benefits, after reinsurance recoverable 48.2 48.2 53.2    
Impact of flooring on net liability for future policy benefits 0.0 0.0 0.0    
Net liability for future policy benefits 48.2 48.2 53.2    
Supplemental health          
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]          
Beginning balance 189.0 187.5 179.9    
Beginning balance at original discount rate 216.6 213.6 214.6    
Change in cash flow assumptions     (9.1) (9.1) (2.8)
Actual variances from expected experience     6.7 3.7 (2.4)
Adjusted balance     211.1 211.0 209.4
Issuances 14.3 24.4 22.9    
Interest accruals 2.0 5.5 7.0    
Net premiums collected (7.1) (20.9) (25.7)    
Ending balance at original discount rate 220.1 220.1 213.6    
Effect of changes in discount rate assumptions (34.0) (34.0) (26.1)    
Ending balance 186.1 186.1 187.5    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Beginning balance 377.6 379.0 383.4    
Beginning balance at original discount rate 463.9 463.9 462.7 464.3 482.8
Changes in cash flow assumptions     (13.3) (13.3) (5.3)
Actual variances from expected experience     7.2 4.4 (4.7)
Adjusted balance     456.6 455.3 472.8
Issuances 14.3 24.4 22.9    
Interest accruals 3.6 10.5 13.9    
Benefit payments (9.3) (27.6) (46.9)    
Ending balance at original discount rate 463.9 463.9 462.7    
Effect of changes in discount rate assumptions (104.3) (104.3) (83.7)    
Ending balance 359.6 359.6 379.0    
Net liability for future policy benefits 173.5 173.5 191.8    
Less: Reinsurance recoverable (4.7) (4.7) (5.1)    
Net liability for future policy benefits, after reinsurance recoverable 168.8 168.8 186.7    
Impact of flooring on net liability for future policy benefits 0.0 0.0 0.0    
Net liability for future policy benefits 168.8 168.8 186.7    
Cancer          
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Net liability for future policy benefits 59.8 59.8 66.0    
Accident          
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Net liability for future policy benefits 15.5 15.5 17.9    
Disability          
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Net liability for future policy benefits 18.7 18.7 21.3    
Other          
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Net liability for future policy benefits 74.7 74.7 81.5    
SPIA (life contingent)          
Liability for Future Policy Benefit, Expected Net Premium [Roll Forward]          
Beginning balance 0.0 0.0 0.0    
Beginning balance at original discount rate 0.0 0.0 0.0    
Change in cash flow assumptions     0.0 0.0 0.0
Actual variances from expected experience     0.0 0.0 0.0
Adjusted balance     0.0 0.0 0.0
Issuances 0.4 0.7 2.4    
Interest accruals 0.0 0.0 0.0    
Net premiums collected (0.4) (0.7) (2.4)    
Ending balance at original discount rate 0.0 0.0 0.0    
Effect of changes in discount rate assumptions 0.0 0.0 0.0    
Ending balance 0.0 0.0 0.0    
Liability for Future Policy Benefit, Expected Future Policy Benefit [Roll Forward]          
Beginning balance 91.5 96.0 97.3    
Beginning balance at original discount rate 98.5 98.5 103.0 99.7 107.3
Changes in cash flow assumptions     0.0 0.0 0.0
Actual variances from expected experience     (0.3) (0.1) 0.1
Adjusted balance     102.7 $ 99.7 $ 107.4
Issuances 0.4 0.7 2.4    
Interest accruals 1.0 2.9 4.1    
Benefit payments (2.7) (7.8) (10.9)    
Ending balance at original discount rate 98.5 98.5 103.0    
Effect of changes in discount rate assumptions (12.8) (12.8) (7.0)    
Ending balance 85.6 85.6 96.0    
Net liability for future policy benefits 85.6 85.6 96.0    
Less: Reinsurance recoverable (3.8) (3.8) (3.8)    
Net liability for future policy benefits, after reinsurance recoverable 81.9 81.9 92.2    
Impact of flooring on net liability for future policy benefits 0.0 0.0 0.0    
Net liability for future policy benefits $ 81.9 $ 81.9 $ 92.2