v3.26.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Changes in the ACL (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Jun. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance $ 43,660 $ 43,666 $ 51,014 $ 43,888 $ 47,729 $ 47,729
Provision for/(reversal of) credit losses 500 77 750 377 9,983  
Charge-offs (137) (119) (7,019) (283) (13,084) (14,712)
Recoveries 15 36 147 56 264  
Ending balance 44,038 43,660 44,892 44,038 44,892 43,888
Single-family residential mortgages            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 21,766 21,988 19,106 21,585 17,518 17,518
Provision for/(reversal of) credit losses 4 (222) 2,737 185 5,728  
Charge-offs 0 0 0 0 (1,403) (1,403)
Recoveries 0 0 0 0 0  
Ending balance 21,770 21,766 21,843 21,770 21,843 21,585
Commercial real estate            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 17,527 17,639 21,423 18,162 21,879 21,879
Provision for/(reversal of) credit losses 293 (139) (2,730) (369) 89  
Charge-offs 0 0 (21) 0 (3,296) (4,679)
Recoveries 0 27 0 27 0  
Ending balance 17,820 17,527 18,672 17,820 18,672 18,162
Construction and land development            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 1,954 1,446 7,971 1,502 6,053 6,053
Provision for/(reversal of) credit losses 79 508 312 531 3,476  
Charge-offs 0 0 (6,929) 0 (8,175) (8,175)
Recoveries 0 0 138 0 138  
Ending balance 2,033 1,954 1,492 2,033 1,492 1,502
Commercial and industrial            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 1,593 1,672 1,493 1,647 1,339 1,339
Provision for/(reversal of) credit losses 132 23 393 183 550  
Charge-offs (107) (102) (4) (213) (85) (88)
Recoveries 1 0 1 2 79  
Ending balance 1,619 1,593 1,883 1,619 1,883 1,647
SBA            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 689 769 791 824 654 654
Provision for/(reversal of) credit losses (11) (80) 19 (144) 157  
Charge-offs 0 0 (11) (2) (12) (187)
Recoveries 1 0 0 1 0  
Ending balance 679 689 799 679 799 824
Other            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 131 152 230 168 286 286
Provision for/(reversal of) credit losses 3 (13) 19 (9) (17)  
Charge-offs (30) (17) (54) (68) (113) (180)
Recoveries 13 9 8 26 47  
Ending balance 117 131 203 117 203 168
Reserve for unfunded loan commitments            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 407 484 629 484 729 729
Provision for/(reversal of) credit losses 0 (77) (125) (77) (225)  
Charge-offs 0 0 0 0 0  
Recoveries 0 0 0 0 0  
Ending balance 407 407 504 407 504 484
Allowance for credit losses            
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss [Roll Forward]            
Beginning balance 44,067 44,150 51,643 44,372 48,458 48,458
Provision for/(reversal of) credit losses 500 0 625 300 9,758  
Charge-offs (137) (119) (7,019) (283) (13,084)  
Recoveries 15 36 147 56 264  
Ending balance $ 44,445 $ 44,067 $ 45,396 $ 44,445 $ 45,396 $ 44,372