The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED MICRO DEVICES INC COM 007903107 222,069 363 SH SOLE 0 0 363
ALPHABET INC CAP STK CL A 02079K305 615,559 1,789 SH SOLE 0 0 1,789
ALPHABET INC CAP STK CL C 02079K107 476,695 1,399 SH SOLE 0 0 1,399
AMAZON COM INC COM 023135106 886,974 3,560 SH SOLE 0 0 3,560
AMERICAN CENTY ETF TR US SML CP VALU 025072877 16,925,998 143,720 SH SOLE 0 0 143,720
AMERICAN CENTY ETF TR US EQT ETF 025072885 538,490 4,204 SH SOLE 0 0 4,204
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 393,595 4,352 SH SOLE 0 0 4,352
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 13,101,994 145,400 SH SOLE 0 0 145,400
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 565,495 5,170 SH SOLE 0 0 5,170
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 258,514 2,750 SH SOLE 0 0 2,750
APPLE INC COM 037833100 2,079,377 6,244 SH SOLE 0 0 6,244
BERKSHIRE HATHAWAY INC DEL CL A 084670108 747,005 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 803,691 1,614 SH SOLE 0 0 1,614
BROADCOM INC COM 11135F101 509,577 1,451 SH SOLE 0 0 1,451
DBX ETF TR XTRACK MSCI EAFE 233051200 575,272 10,469 SH SOLE 0 0 10,469
DFA INVT DIMENSIONS GROUP IN U.S. SML CP VAL 25239Y170 455,114 12,146 SH SOLE 0 0 12,146
DFA INVT DIMENSIONS GROUP IN U.S. HIGH RELATI 25239Y196 26,795,861 639,366 SH SOLE 0 0 639,366
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 33,098,400 880,042 SH SOLE 0 0 880,042
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 9,744,393 146,665 SH SOLE 0 0 146,665
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 8,083,336 146,970 SH SOLE 0 0 146,970
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 1,620,785 29,015 SH SOLE 0 0 29,015
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 10,760,416 270,906 SH SOLE 0 0 270,906
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 279,784 6,965 SH SOLE 0 0 6,965
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 21,358,915 275,883 SH SOLE 0 0 275,883
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 827,573 17,808 SH SOLE 0 0 17,808
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 41,414,570 931,711 SH SOLE 0 0 931,711
ELI LILLY & CO COM 532457108 376,051 325 SH SOLE 0 0 325
INTEL CORP COM 458140100 201,986 1,680 SH SOLE 0 0 1,680
INVESCO QQQ TR UNIT SER 1 46090E103 398,736 539 SH SOLE 0 0 539
ISHARES INC CORE MSCI EMKT 46434G103 7,073,208 87,151 SH SOLE 0 0 87,151
ISHARES TR SP SMCP600VL ETF 464287879 5,434,748 42,426 SH SOLE 0 0 42,426
ISHARES TR CORE S&P SCP ETF 464287804 26,059,953 191,560 SH SOLE 0 0 191,560
ISHARES TR ISHS 5-10YR INVT 464288638 201,775 4,007 SH SOLE 0 0 4,007
ISHARES TR CORE US AGGBD ET 464287226 29,812,872 315,346 SH SOLE 0 0 315,346
ISHARES TR RUS 1000 VAL ETF 464287598 994,199 4,010 SH SOLE 0 0 4,010
ISHARES TR CORE S&P US VLU 464287663 12,110,307 109,814 SH SOLE 0 0 109,814
ISHARES TR RUSSELL 3000 ETF 464287689 5,116,898 11,854 SH SOLE 0 0 11,854
ISHARES TR RUS 2000 VAL ETF 464287630 423,089 2,020 SH SOLE 0 0 2,020
ISHARES TR 0-5 YR TIPS ETF 46429B747 9,363,130 93,913 SH SOLE 0 0 93,913
ISHARES TR MSCI USA QLT FCT 46432F339 17,854,188 80,337 SH SOLE 0 0 80,337
ISHARES TR TIPS BD ETF 464287176 20,515,555 197,189 SH SOLE 0 0 197,189
ISHARES TR NATIONAL MUN ETF 464288414 70,301,618 695,367 SH SOLE 0 0 695,367
ISHARES TR SHRT NAT MUN ETF 464288158 10,708,241 102,432 SH SOLE 0 0 102,432
ISHARES TR RUS MID CAP ETF 464287499 421,440 3,949 SH SOLE 0 0 3,949
ISHARES TR S&P 500 VAL ETF 464287408 23,715,747 103,889 SH SOLE 0 0 103,889
ISHARES TR RUSSELL 2000 ETF 464287655 1,238,318 4,456 SH SOLE 0 0 4,456
ISHARES TR RUS 1000 ETF 464287622 2,855,068 6,861 SH SOLE 0 0 6,861
ISHARES TR CORE 1 5 YR USD 46432F859 4,582,981 96,994 SH SOLE 0 0 96,994
ISHARES TR S&P MC 400VL ETF 464287705 16,213,740 117,738 SH SOLE 0 0 117,738
ISHARES TR CORE S&P MCP ETF 464287507 114,916,903 1,597,177 SH SOLE 0 0 1,597,177
ISHARES TR MORNINGSTR US EQ 464287127 319,004 3,019 SH SOLE 0 0 3,019
ISHARES TR CORE S&P500 ETF 464287200 17,888,761 23,358 SH SOLE 0 0 23,358
ISHARES TR ISHS 1-5YR INVS 464288646 25,863,880 504,858 SH SOLE 0 0 504,858
ISHARES TR EAFE VALUE ETF 464288877 205,052 2,591 SH SOLE 0 0 2,591
ISHARES TR MSCI EAFE ETF 464287465 827,388 7,964 SH SOLE 0 0 7,964
ISHARES TR MBS ETF 464288588 51,738,859 577,313 SH SOLE 0 0 577,313
JOHNSON & JOHNSON COM 478160104 213,116 805 SH SOLE 0 0 805
JPMORGAN CHASE & CO COM 46625H100 489,628 1,480 SH SOLE 0 0 1,480
META PLATFORMS INC CL A 30303M102 573,617 791 SH SOLE 0 0 791
MICRON TECHNOLOGY INC COM 595112103 543,206 510 SH SOLE 0 0 510
MICROSOFT CORP COM 594918104 1,659,232 3,235 SH SOLE 0 0 3,235
NVIDIA CORPORATION COM 67066G104 2,617,463 11,461 SH SOLE 0 0 11,461
PIMCO ETF TR 1-5 US TIP IDX 72201R205 3,972,412 76,584 SH SOLE 0 0 76,584
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 12,570,871 385,255 SH SOLE 0 0 385,255
SCHWAB STRATEGIC TR US TIPS ETF 808524870 56,661,007 2,254,715 SH SOLE 0 0 2,254,715
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 410,347 14,938 SH SOLE 0 0 14,938
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 679,698 18,917 SH SOLE 0 0 18,917
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755 1,462,294 27,205 SH SOLE 0 0 27,205
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 23,349,622 686,350 SH SOLE 0 0 686,350
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 266,972 8,015 SH SOLE 0 0 8,015
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 26,522,668 884,088 SH SOLE 0 0 884,088
SPDR INDEX SHS FDS ST STR MSCI EM 78463X426 402,797 5,015 SH SOLE 0 0 5,015
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 278,003 5,371 SH SOLE 0 0 5,371
SPDR SERIES TRUST ST STR SP400VAL 78464A839 75,285,990 850,593 SH SOLE 0 0 850,593
SPDR SERIES TRUST ST STR P400MID 78464A847 3,451,159 54,745 SH SOLE 0 0 54,745
SPDR SERIES TRUST ST STR P500VAL 78464A508 156,445,598 2,559,227 SH SOLE 0 0 2,559,227
SPDR SERIES TRUST ST STR R1K YLD 78468R770 282,101 2,295 SH SOLE 0 0 2,295
SPDR SERIES TRUST ST STR SP600SM C 78464A300 13,738,900 134,497 SH SOLE 0 0 134,497
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 49,907,146 65,441 SH SOLE 0 0 65,441
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 11,908,358 18,133 SH SOLE 0 0 18,133
VANGUARD ADMIRAL FDS INC MIDCP 400 VAL 921932844 12,078,873 113,013 SH SOLE 0 0 113,013
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 15,641,393 70,988 SH SOLE 0 0 70,988
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 96,650,135 1,377,763 SH SOLE 0 0 1,377,763
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 20,992,349 274,769 SH SOLE 0 0 274,769
VANGUARD INDEX FDS MRNGSTR GRWT ETF 922908736 303,574 3,369 SH SOLE 0 0 3,369
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 1,406,562 3,758 SH SOLE 0 0 3,758
VANGUARD INDEX FDS MRNGSTR VAL ETF 922908744 18,315,567 84,762 SH SOLE 0 0 84,762
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 1,175,990 14,996 SH SOLE 0 0 14,996
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 1,246,901 3,544 SH SOLE 0 0 3,544
VANGUARD INDEX FDS MRNGSTR MD CP VA 922908512 17,888,653 91,488 SH SOLE 0 0 91,488
VANGUARD INDEX FDS MRNGSTR SML CP V 922908611 5,486,452 23,748 SH SOLE 0 0 23,748
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 1,457,594 16,262 SH SOLE 0 0 16,262
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 184,067,266 262,630 SH SOLE 0 0 262,630
VANGUARD INDEX FDS MRNGSTR SML CAP 922908751 721,819 2,537 SH SOLE 0 0 2,537
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,588,889 77,371 SH SOLE 0 0 77,371
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 412,427 2,613 SH SOLE 0 0 2,613
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 4,331,527 88,003 SH SOLE 0 0 88,003
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 44,082,354 930,792 SH SOLE 0 0 930,792
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 281,505 3,595 SH SOLE 0 0 3,595
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 71,581,278 926,618 SH SOLE 0 0 926,618
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 11,009,481 247,905 SH SOLE 0 0 247,905
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 945,146 4,051 SH SOLE 0 0 4,051
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,161,895 30,617 SH SOLE 0 0 30,617
VISA INC COM CL A 92826C839 207,333 577 SH SOLE 0 0 577
WALMART INC COM 931142103 222,597 2,142 SH SOLE 0 0 2,142
WISDOMTREE TR US LARGECAP DIVD 97717W307 724,727 7,456 SH SOLE 0 0 7,456