Revenue (Tables)

9 Months Ended

Sep. 30, 2026

Schedule of components of non-interest income


		Three months ended						Nine months ended
		September 30,						September 30,
(Dollars in thousands)		2026			2025			2026			2025
Service charges on deposit accounts ⁽¹⁾
Overdrawn account fees		$	19		$	24		$	50		$	65
Account service fees			66			63			206			190
Other service charges and fees ⁽¹⁾
Interchange income			76			82			218			249
Other charges and fees			68			53			248			180
Gain on sale of other assets			—			—			835			—
Net loss on premises and equipment ⁽¹⁾			(3)			—			(3)			(3)
Insurance commissions ⁽¹⁾			—			58			93			304
Gain on sale of government guaranteed loans			24			106			30			203
Non-qualified deferred compensation plan asset gains, net			17			158			266			364
Other operating income ⁽²⁾			1			109			53			113
Total non-interest income		$	268		$	653		$	1,996		$	1,665

(1)	Income within the scope of ASC 606.

(2)

Includes other operating income within the scope of ASC 606 amounting to $1 thousand and $53 thousand for the three and nine months ended September 30, 2026, respectively. Includes no other operating income related to swap fee income on back-to-back loan swaps for the three and nine months ended September 30, 2026. Includes other operating income within the scope of ASC 606 amounting to $8 thousand and $12 thousand for the three and nine months ended September 30, 2025, respectively. Includes $101 thousand and $101 thousand other operating income related to swap fee income on back-to-back loan swaps for the three and nine months ended September 30, 2025, respectively.