​

​

​

​

​

​

​

​

​

​

​

​

Minimum To Be Well

​

​

​

​

​

​

​

​

Minimum

​

Capitalized Under Prompt 

​

​

​

​

Capital Requirement⁽¹⁾

​

Corrective Action

(Dollars in thousands)

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

  ​ ​ ​

Amount

  ​ ​ ​

Ratio

As of September 30, 2026

​

  ​

  ​

​

  ​

  ​

​

  ​

  ​

​

Total capital (to risk weighted assets)

​

$

329,982

17.1

%  

$

203,135

10.5

%  

$

193,462

10.0

%

Tier 1 capital (to risk weighted assets)

​

309,030

16.0

%  

164,443

8.5

%  

154,770

8.0

%

Common equity tier 1 capital (to risk weighted assets)

​

309,030

16.0

%  

135,424

7.0

%  

125,750

6.5

%

Tier 1 capital (to average assets)

​

309,030

12.7

%  

97,251

4.0

%  

121,563

5.0

%

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

​

As of December 31, 2025

​

  ​

  ​

​

  ​

  ​

​

  ​

  ​

​

Total capital (to risk weighted assets)

​

$

311,288

16.3

%  

$

201,106

10.5

%  

$

191,529

10.0

%

Tier 1 capital (to risk weighted assets)

​

​

290,735

15.2

%  

162,800

8.5

%  

153,224

8.0

%

Common equity tier 1 capital (to risk weighted assets)

​

​

290,735

15.2

%  

134,071

7.0

%  

124,494

6.5

%

Tier 1 capital (to average assets)

​

​

290,735

12.5

%  

93,144

4.0

%  

116,430

5.0

%