Note 13— Other Operating Expenses The following table shows the components of other operating expenses for the three and nine months ended September 30, 2026 and September 30, 2025. | | | | | | | | | | | | | | | | Three months ended | | Nine months ended | | | | September 30, | | September 30, | | (Dollars in thousands) | | 2026 | | 2025 | | 2026 | | 2025 | | Advertising expense | | $ | 98 | | $ | 154 | | $ | 348 | | $ | 311 | | Data processing | | | 601 | | | 566 | | | 1,803 | | | 1,734 | | FDIC insurance | | | 252 | | | 250 | | | 774 | | | 722 | | Professional fees | | | 231 | | | 280 | | | 720 | | | 806 | | State franchise tax | | | 662 | | | 641 | | | 1,991 | | | 1,879 | | Director costs | | | 186 | | | 169 | | | 550 | | | 508 | | Other operating expenses | | | 433 | | | 547 | | | 1,419 | | | 1,486 | | Total other operating expenses | | $ | 2,463 | | $ | 2,607 | | $ | 7,605 | | $ | 7,446 | |
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