v3.26.3
Consolidated Balance Sheets - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 5,570 $ 6,492
Interest-bearing deposits in other banks 185,523 123,482
Total cash and cash equivalents 191,093 129,974
Securities available-for-sale, at fair value 133,407 123,852
Securities held-to-maturity at amortized cost, fair value of $72,700 and $77,575 as of September 30, 2026 and December 31, 2025, respectively 85,818 88,421
Restricted securities, at cost 7,725 7,644
Equity securities, at fair value 2,990 2,843
Loans, net of unearned income 2,011,096 1,975,360
Less: Allowance for loan credit losses (19,799) (19,805)
Loans, net 1,991,297 1,955,555
Bank premises and equipment, net 1,011 1,315
Accrued interest receivable 6,418 5,890
Right of use assets 4,159 4,551
Other assets 12,968 12,505
Total assets 2,436,886 2,332,550
Deposits:    
Non-interest bearing demand deposits 471,670 432,733
Interest-bearing demand deposits 745,423 745,323
Savings deposits 29,708 34,683
Time deposits 817,463 759,546
Total deposits 2,064,264 1,972,285
Federal Home Loan Bank advances 56,000 56,000
Subordinated debt 24,937 24,875
Accrued interest payable 1,809 2,124
Lease liabilities 4,387 4,819
Other liabilities 8,364 6,809
Total liabilities 2,159,761 2,066,912
Commitments and contingencies (Note 7)
Shareholders' Equity    
Preferred stock, par value $0.01 per share; authorized 1,000,000 shares; none issued
Additional paid-in capital 94,059 95,699
Retained earnings 193,615 176,913
Accumulated other comprehensive loss (10,689) (7,115)
Total shareholders' equity 277,125 265,638
Total liabilities and shareholders' equity 2,436,886 2,332,550
Common stock, non voting    
Shareholders' Equity    
Common stock
Common stock, voting    
Shareholders' Equity    
Common stock $ 140 $ 141