v3.26.3
GOODWILL AND CORE DEPOSIT INTANGIBLES (Tables)
 9 Months Ended
Sep. 30, 2026
Intangible Asset, Goodwill and Other [Abstract]  
Schedule of Goodwill
Goodwill
dollars in millionsSeptember 30, 2026December 31, 2025
Balance at January 1$346 $346 
BMO Branch Acquisition goodwill72 — 
Balance at end of period$418 $346 
Schedule of Core Deposit Intangible Assets
The following tables summarize the activity for core deposit intangibles:

Core Deposit Intangibles
Nine Months Ended September 30,
dollars in millions2026
Balance at beginning of period, net of accumulated amortization $195 
BMO Branch Acquisition core deposit intangibles192 
Less: amortization for the period38 
Balance at end of period, net of accumulated amortization$349 

The following table summarizes the accumulated amortization balance for core deposit intangibles:

Core Deposit Intangible Accumulated Amortization
dollars in millionsSeptember 30, 2026December 31, 2025
Gross balance$693 $501 
Less: accumulated amortization344 306 
Balance, net of accumulated amortization$349 $195 
Schedule of Core Deposit Intangible Assets, Future Amortization Expense
The following table summarizes the expected amortization expense as of September 30, 2026 in subsequent periods for core deposit intangibles:
Core Deposit Intangible Expected Amortization
dollars in millions
Remainder 2026$22 
202780 
202870 
202961 
203053 
203137 
Thereafter26 
Balance, net of accumulated amortization$349