v3.26.3
Consolidated Balance Sheets (unaudited) - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 15,563 $ 30,894
Interest-bearing deposits at other financial institutions 246,469 224,611
Federal funds sold 0 60
Total cash and cash equivalents 262,032 255,565
Investment securities available-for-sale 214,486 230,083
Restricted investments 6,360 8,397
Loans held for sale [1] 74,251 25,828
Portfolio loans receivable, net of deferred fees and costs 3,114,264 2,959,457
Less allowance for credit losses (55,493) (54,660)
Total portfolio loans held for investment, net 3,058,771 2,904,797
Premises and equipment, net [1] 17,531 15,072
Accrued interest receivable 23,189 16,695
Goodwill 25,969 25,969
Intangible assets 13,989 14,771
Loan servicing assets 1,994 1,816
Deferred tax asset 18,206 14,992
Bank owned life insurance 46,654 45,488
Other assets 39,121 46,734
Total assets 3,802,553 3,606,207
Deposits    
Noninterest-bearing 844,536 852,741
Interest-bearing 2,474,599 2,240,459
Total deposits [1] 3,319,135 3,093,200
Federal Home Loan Bank advances 0 50,000
Other borrowed funds 2,062 2,062
Accrued interest payable 6,843 8,745
Other liabilities 43,063 50,443
Total liabilities 3,371,103 3,204,450
Stockholders' equity    
Common stock, $0.01 par value; 49,000,000 shares authorized; 16,328,648 issued and outstanding at September 30, 2026; 16,373,288 issued and outstanding at December 31, 2025 163 164
Additional paid-in capital 114,557 114,604
Retained earnings 325,944 292,749
Accumulated other comprehensive loss (9,214) (5,760)
Total stockholders' equity 431,450 401,757
Total liabilities and stockholders' equity $ 3,802,553 $ 3,606,207
[1] Balances include held for sale transactions in connection with the Chicago Branch Sale.