v3.26.3
Consolidated Statements Of Income - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Interest and dividend income        
Loans and leases, including fees $ 28,045 $ 27,407 $ 81,364 $ 82,129
Securities 156 55 518 234
FHLB and FRB stock dividends 139 154 422 481
Federal funds sold and other 1,774 2,753 5,962 7,084
Total interest and dividend income 30,114 30,369 88,266 89,928
Interest expense        
Deposits 13,753 15,205 41,049 45,644
FHLB advances and other debt 1,105 1,045 3,194 2,605
Subordinated debentures 307 329 910 979
Total interest expense 15,165 16,579 45,153 49,228
Net interest income 14,949 13,790 43,113 40,700
Provision for credit losses        
Provision for credit losses-loans 575 4,818 2,243 6,540
Provision for (recovery of) credit losses-unfunded commitments (24) 251 (144) 538
Total provision for credit losses 551 5,069 2,099 7,078
Net interest income after provision for credit losses 14,398 8,721 41,014 33,622
Noninterest income        
Service charges on deposit accounts 988 696 2,744 2,084
Net gains on sales of residential mortgage loans 172 209 467 529
Net loss on sales of commercial loans     (0) (18)
Net loss on sale of equity security       (103)
Swap fee income 143 228 387 424
Earnings on bank owned life insurance 257 237 754 694
Other 199 348 595 894
Total noninterest income 1,759 1,718 4,947 4,504
Noninterest expense        
Salaries and employee benefits 4,551 3,800 13,204 11,937
Occupancy and equipment 411 444 1,236 1,295
Data processing 904 709 2,449 2,066
Franchise and other taxes 386 303 1,157 910
Professional fees 994 828 2,662 2,514
Director fees 195 187 555 544
Postage, printing and supplies 31 23 113 118
Advertising and marketing 133 130 596 258
Telephone 38 43 127 141
Loan expenses 201 201 605 722
Foreclosed assets, net 1 10 6 14
Depreciation 104 116 345 352
FDIC premiums 408 506 1,229 1,586
Regulatory assessment 46 33 136 162
Other insurance 60 49 167 145
Loss on disposal of premises and equipment 37   128 0
Other 264 344 698 670
Total noninterest expense 8,764 7,726 25,413 23,434
Income before income taxes 7,393 2,713 20,548 14,692
Income tax expense 1,360 373 3,579 2,887
Net income 6,033 2,340 16,969 11,805
Earnings allocated to participating securities (Series D preferred stock) (109) (72) (448) (364)
Net income attributable to common stockholders $ 5,924 $ 2,268 $ 16,521 $ 11,441
Earnings per common share:        
Basic $ 0.92 $ 0.36 $ 2.61 $ 1.82
Diluted $ 0.91 $ 0.36 $ 2.59 $ 1.81