| Actual And Required Capital Amounts And Ratios Of CFBank |
The following tables present actual and required capital ratios as of September 30, 2026 and December 31, 2025 for CFBank under the Basel III Capital Rules.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Actual |
|
|
Minimum Capital
Required-Basel III |
|
|
To Be Well Capitalized
Under Applicable
Regulatory Capital
Standards |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio (1) |
|
|
Amount |
|
|
Ratio |
|
September 30, 2026 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Capital to risk weighted assets |
$ |
|
275,406 |
|
|
|
14.69 |
% |
|
$ |
|
196,832 |
|
|
|
10.50 |
% |
|
$ |
|
187,459 |
|
|
|
10.00 |
% |
Tier 1 (Core) Capital to risk weighted assets |
|
|
253,795 |
|
|
|
13.54 |
% |
|
|
|
159,340 |
|
|
|
8.50 |
% |
|
|
|
149,967 |
|
|
|
8.00 |
% |
Common equity tier 1 capital to risk-weighted
assets |
|
|
253,795 |
|
|
|
13.54 |
% |
|
|
|
131,221 |
|
|
|
7.00 |
% |
|
|
|
121,848 |
|
|
|
6.50 |
% |
Tier 1 (Core) Capital to adjusted total assets
(Leverage Ratio) |
|
|
253,795 |
|
|
|
11.99 |
% |
|
|
|
84,669 |
|
|
|
4.00 |
% |
|
|
|
105,836 |
|
|
|
5.00 |
% |
(1) Ratios include 2.5% capital conservation buffer.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Actual |
|
|
Minimum Capital
Required-Basel III |
|
|
To Be Well Capitalized
Under Applicable
Regulatory Capital
Standards |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio (1) |
|
|
Amount |
|
|
Ratio |
|
December 31, 2025 |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Total Capital to risk weighted assets |
$ |
|
260,801 |
|
|
|
15.02 |
% |
|
$ |
|
182,309 |
|
|
|
10.50 |
% |
|
$ |
|
173,628 |
|
|
|
10.00 |
% |
Tier 1 (Core) Capital to risk weighted assets |
|
|
240,413 |
|
|
|
13.85 |
% |
|
|
|
147,583 |
|
|
|
8.50 |
% |
|
|
|
138,902 |
|
|
|
8.00 |
% |
Common equity tier 1 capital to risk-weighted
assets |
|
|
240,413 |
|
|
|
13.85 |
% |
|
|
|
121,539 |
|
|
|
7.00 |
% |
|
|
|
112,858 |
|
|
|
6.50 |
% |
Tier 1 (Core) Capital to adjusted total assets
(Leverage Ratio) |
|
|
240,413 |
|
|
|
11.40 |
% |
|
|
|
84,391 |
|
|
|
4.00 |
% |
|
|
|
105,489 |
|
|
|
5.00 |
% |
(1) Ratios include 2.5% capital conservation buffer.
|