| Schedule Of Credit Losses Related To Accrued Interest Receivables and Written Off |
The following table represents the accrued interest receivable as of September 30, 2026 and December 31, 2025:
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Accrued Interest Receivable |
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At September 30, 2026 |
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At December 31, 2025 |
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Commercial Real Estate: |
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Owner-occupied |
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$ |
6,147 |
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$ |
6,922 |
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Nonowner-occupied |
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33,254 |
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37,086 |
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Other Commercial |
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10,739 |
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11,822 |
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Residential Real Estate |
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22,218 |
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21,643 |
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Construction |
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13,491 |
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16,046 |
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Consumer: |
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Bankcard |
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0 |
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0 |
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Other consumer |
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2,525 |
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2,441 |
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Total |
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$ |
88,374 |
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$ |
95,960 |
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| Schedule of Allowance for Loan Losses and Carrying Amount of Loans |
A progression of the allowance for loan and lease losses, by portfolio segment, for the periods indicated is summarized as follows:
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Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases |
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For the Three Months Ended September 30, 2026 |
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Commercial Real Estate |
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Other
Commercial |
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Residential
Real
Estate |
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Construction
& Land
Development |
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Bankcard |
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Total |
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Owner-
occupied |
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Nonowner-
occupied |
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Other
Consumer |
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| Allowance for Loan and Lease Losses: |
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| Beginning balance |
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$ |
13,753 |
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$ |
107,602 |
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$ |
58,676 |
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$ |
53,572 |
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$ |
51,320 |
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$ |
1,029 |
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$ |
13,552 |
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$ |
299,504 |
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| Charge-offs |
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0 |
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(10,642 |
) |
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(627 |
) |
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(76 |
) |
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0 |
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(59 |
) |
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(879 |
) |
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(12,283 |
) |
| Recoveries |
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16 |
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1 |
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294 |
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14 |
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0 |
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7 |
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351 |
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683 |
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| Provision |
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(2,757 |
) |
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8,886 |
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(837 |
) |
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(257 |
) |
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624 |
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33 |
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550 |
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6,242 |
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| Ending balance |
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$ |
11,012 |
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$ |
105,847 |
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$ |
57,506 |
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$ |
53,253 |
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$ |
51,944 |
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$ |
1,010 |
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$ |
13,574 |
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$ |
294,146 |
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Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases |
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For the Nine Months Ended September 30, 2026 |
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Commercial Real Estate |
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Other
Commercial |
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Residential
Real
Estate |
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Construction
& Land
Development |
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Bankcard |
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Total |
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Owner-
occupied |
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Nonowner-
occupied |
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Other
Consumer |
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| Allowance for Loan and Lease Losses: |
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| Beginning balance |
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$ |
13,564 |
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$ |
96,716 |
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$ |
61,729 |
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$ |
53,949 |
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$ |
57,967 |
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$ |
889 |
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$ |
12,704 |
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$ |
297,518 |
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| Charge-offs |
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0 |
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(15,560 |
) |
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(6,203 |
) |
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(351 |
) |
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0 |
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(174 |
) |
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(2,938 |
) |
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(25,226 |
) |
| Recoveries |
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251 |
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75 |
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|
993 |
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|
100 |
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|
352 |
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27 |
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1,075 |
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2,873 |
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| Provision |
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(2,803 |
) |
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24,616 |
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987 |
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(445 |
) |
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(6,375 |
) |
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268 |
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2,733 |
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18,981 |
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| Ending balance |
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$ |
11,012 |
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$ |
105,847 |
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$ |
57,506 |
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$ |
53,253 |
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$ |
51,944 |
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$ |
1,010 |
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$ |
13,574 |
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$ |
294,146 |
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Allowance for Loan and Lease Losses and Carrying Amount of Loans and Leases |
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For the Year Ended December 31, 2025 |
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Commercial Real Estate |
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Other
Commercial |
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|
Residential
Real
Estate |
|
|
Construction
& Land
Development |
|
|
Bankcard |
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Total |
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Owner-
occupied |
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Nonowner-
occupied |
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Other
Consumer |
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| Allowance for Loan and Lease Losses: |
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| Beginning balance |
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$ |
11,852 |
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$ |
74,522 |
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$ |
65,105 |
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$ |
46,373 |
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$ |
63,621 |
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$ |
891 |
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$ |
9,480 |
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$ |
271,844 |
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| Initial allowance for PCD loans (acquired during the period) |
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795 |
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11,059 |
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|
872 |
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208 |
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4,584 |
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0 |
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0 |
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17,518 |
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| Charge-offs |
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(228 |
) |
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(35,798 |
) |
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(5,424 |
) |
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(999 |
) |
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(408 |
) |
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(320 |
) |
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(7,735 |
) |
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(50,912 |
) |
| Recoveries |
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|
318 |
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|
160 |
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2,309 |
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|
704 |
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|
225 |
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55 |
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1,429 |
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5,200 |
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| Provision |
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|
827 |
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46,773 |
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(1,133 |
) |
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7,663 |
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(10,055 |
) |
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263 |
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9,530 |
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53,868 |
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| Ending balance |
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$ |
13,564 |
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$ |
96,716 |
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$ |
61,729 |
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$ |
53,949 |
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$ |
57,967 |
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$ |
889 |
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$ |
12,704 |
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$ |
297,518 |
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