| Summary of Major Classes of Loans And Leases |
Major classes of loans and leases are as follows:
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September 30, 2026 |
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December 31, 2025 |
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| Commercial, financial and agricultural: |
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| Owner-occupied commercial real estate |
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$ |
2,177,293 |
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$ |
2,145,921 |
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| Nonowner-occupied commercial real estate |
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9,033,200 |
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8,343,520 |
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| Other commercial |
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3,774,652 |
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3,784,833 |
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| Total commercial, financial & agricultural |
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14,985,145 |
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14,274,274 |
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| Residential real estate |
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6,257,512 |
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|
6,098,262 |
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| Construction & land development |
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3,398,426 |
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3,570,902 |
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| Consumer: |
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| Bankcard |
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9,215 |
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9,686 |
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| Other consumer |
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823,184 |
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|
767,496 |
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| Less: Unearned income |
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(13,224 |
) |
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(11,498 |
) |
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| Loans and leases, net of unearned income |
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$ |
25,460,258 |
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$ |
24,709,122 |
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