v3.26.3
Note 15 - Regulatory Capital Matters (Tables)
9 Months Ended
Sep. 30, 2026
Notes Tables  
Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

To be Well Capitalized

 

 

 

 

 

 

 

 

 

 

 

Requirement For Capital

 

 

Under Prompt Corrective

 

 

 

Actual

 

 

Adequacy Purposes:

 

 

Action Provisions:

 

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

 

Amount

 

 

Ratio

 

September 30, 2026

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$637,423

 

 

 

11.88%

 

$241,419

 

 

 

4.5%

 

 

N/A

 

 

 

N/A

 

Bank

 

 

615,302

 

 

 

11.49%

 

 

240,927

 

 

 

4.5%

 

$348,006

 

 

 

6.5%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

791,230

 

 

 

14.75%

 

 

429,190

 

 

 

8.0%

 

 

N/A

 

 

 

N/A

 

Bank

 

 

671,108

 

 

 

12.53%

 

 

428,315

 

 

 

8.0%

 

 

535,394

 

 

 

10.0%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

663,423

 

 

 

12.37%

 

 

321,892

 

 

 

6.0%

 

 

N/A

 

 

 

N/A

 

Bank

 

 

615,302

 

 

 

11.49%

 

 

321,236

 

 

 

6.0%

 

 

428,315

 

 

 

8.0%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

663,423

 

 

 

9.40%

 

 

282,306

 

 

 

4.0%

 

 

N/A

 

 

 

N/A

 

Bank

 

 

615,302

 

 

 

8.79%

 

 

280,020

 

 

 

4.0%

 

 

350,025

 

 

 

5.0%

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

December 31, 2025

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Common equity tier 1 capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

$448,549

 

 

 

12.02%

 

$167,878

 

 

 

4.5%

 

 

N/A

 

 

 

N/A

 

Bank

 

 

491,553

 

 

 

13.20%

 

 

167,539

 

 

 

4.5%

 

$242,000

 

 

 

6.5%

Total risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

576,703

 

 

 

15.46%

 

 

298,450

 

 

 

8.0%

 

 

N/A

 

 

 

N/A

 

Bank

 

 

529,707

 

 

 

14.23%

 

 

297,846

 

 

 

8.0%

 

 

372,308

 

 

 

10.0%

Tier 1 risk based capital ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

466,549

 

 

 

12.51%

 

 

223,838

 

 

 

6.0%

 

 

N/A

 

 

 

N/A

 

Bank

 

 

491,553

 

 

 

13.20%

 

 

223,385

 

 

 

6.0%

 

 

297,846

 

 

 

8.0%

Tier 1 leverage ratio

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Consolidated

 

 

466,549

 

 

 

8.92%

 

 

209,204

 

 

 

4.0%

 

 

N/A

 

 

 

N/A

 

Bank

 

 

491,553

 

 

 

9.42%

 

 

208,672

 

 

 

4.0%

 

 

260,840

 

 

 

5.0%