Note 6 - Credit Quality Indicators (Tables)

9 Months Ended

Sep. 30, 2026

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

		Term Loans Amortized Cost Basis by Origination Year
(In Thousands of Dollars)																										*Revolving*
As of September 30, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Commercial real estate - Owner occupied:
Risk Rating
Pass		$	48,115			$	98,209			$	86,068			$	67,146			$	59,572			$	242,391			$	7,031			$	608,532
Special mention			0				2,307				900				2,900				334				4,750				0				11,191
Substandard			0				0				932				4,167				2,395				4,579				0				12,073
Total commercial real estate - Owner occupied loans		$	48,115			$	100,516			$	87,900			$	74,213			$	62,301			$	251,720			$	7,031			$	631,796

Commercial real estate - Owner Occupied: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	1			$	0			$	1

Commercial real estate - Non-owner occupied:
Risk Rating
Pass		$	73,887			$	89,622			$	65,884			$	95,052			$	177,440			$	472,586			$	16,679			$	991,150
Special mention			0				0				0				0				5,044				3,769				0				8,813
Substandard			0				0				85				61				3,564				34,615				0				38,325
Total commercial real estate - Non-owner occupied loans		$	73,887			$	89,622			$	65,969			$	95,113			$	186,048			$	510,970			$	16,679			$	1,038,288

Commercial real estate - Non-owner occupied: Current period gross write-offs		$	0			$	0			$	467			$	0			$	0			$	4,976			$	0			$	5,443

Commercial real estate - Farmland:
Risk Rating
Pass		$	19,321			$	21,653			$	20,319			$	16,402			$	32,505			$	103,917			$	8,809			$	222,926
Special mention			0				0				0				0				0				0				0				0
Substandard			0				0				0				1,821				0				137				0				1,958
Total commercial real estate - Farmland loans		$	19,321			$	21,653			$	20,319			$	18,223			$	32,505			$	104,054			$	8,809			$	224,884

Commercial real estate - Farmland: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	0			$	0			$	0

Commercial real estate - Other:
Risk Rating
Pass		$	49,540			$	71,951			$	71,629			$	49,926			$	34,620			$	66,415			$	20,904			$	364,985
Special mention			0				1,200				0				2,059				0				144				0				3,403
Substandard			0				2,930				0				10,735				3,499				301				1,588				19,053
Total commercial real estate - Other loans		$	49,540			$	76,081			$	71,629			$	62,720			$	38,119			$	66,860			$	22,492			$	387,441

Commercial real estate - Other: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	1			$	0			$	1

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of September 30, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Commercial - Commercial and industrial:
Risk Rating
Pass		$	110,222			$	93,017			$	65,224			$	54,265			$	38,970			$	40,874			$	168,336			$	570,908
Special mention			0				148				3,028				2,308				0				221				11,344				17,049
Substandard			0				54				363				2,510				2,478				1,828				5,191				12,424
Total commercial - Commercial and industrial loans		$	110,222			$	93,219			$	68,615			$	59,083			$	41,448			$	42,923			$	184,871			$	600,381

Commercial - Commercial and industrial: Current period gross write-offs		$	0			$	86			$	81			$	32			$	91			$	220			$	0			$	510

Commercial - Agricultural:
Risk Rating
Pass		$	9,887			$	10,228			$	5,449			$	6,037			$	5,963			$	2,147			$	19,528			$	59,239
Special mention			0				0				0				0				0				0				0				0
Substandard			0				0				2				0				28				115				0				145
Total commercial - Agricultural loans		$	9,887			$	10,228			$	5,451			$	6,037			$	5,991			$	2,262			$	19,528			$	59,384

Commercial - Agricultural: Current period gross write-offs		$	0			$	0			$	0			$	0			$	15			$	3			$	0			$	18

Residential real estate - 1-4 family residential:
Payment Performance
Performing		$	106,241			$	158,387			$	120,128			$	93,417			$	156,899			$	594,172			$	5,201			$	1,234,445
Nonperforming			0				106				187				182				882				4,522				0				5,879
Total residential real estate - 1-4 family residential loans		$	106,241			$	158,493			$	120,315			$	93,599			$	157,781			$	598,694			$	5,201			$	1,240,324

Residential real estate - 1-4 family residential: Current period gross write-offs		$	0			$	0			$	0			$	21			$	23			$	61			$	0			$	105

Residential real estate - Home equity lines of credit:
Payment Performance
Performing		$	624			$	33			$	175			$	143			$	489			$	11,682			$	358,384			$	371,530
Nonperforming			0				76				32				160				393				519				0				1,180
Total residential real estate - Home equity lines of credit loans		$	624			$	109			$	207			$	303			$	882			$	12,201			$	358,384			$	372,710

Residential real estate - Home equity lines of credit: Current period gross write-offs		$	0			$	0			$	0			$	33			$	0			$	81			$	0			$	114

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of September 30, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Consumer - Indirect:
Payment Performance
Performing		$	93,060			$	60,028			$	38,794			$	26,815			$	19,900			$	26,345			$	0			$	264,942
Nonperforming			133				239				96				126				108				177				0				879
Total consumer - Indirect loans		$	93,193			$	60,267			$	38,890			$	26,941			$	20,008			$	26,522			$	0			$	265,821

Consumer - Indirect: Current period gross write-offs		$	24			$	155			$	113			$	88			$	78			$	565			$	0			$	1,023

Consumer - Direct:
Payment Performance
Performing		$	3,581			$	3,832			$	1,500			$	954			$	529			$	10,872			$	0			$	21,268
Nonperforming			0				51				1				0				0				2				0				54
Total consumer - Direct loans		$	3,581			$	3,883			$	1,501			$	954			$	529			$	10,874			$	0			$	21,322

Consumer - Direct: Current period gross write-offs		$	0			$	12			$	11			$	9			$	28			$	11			$	0			$	71

Consumer - Other:
Payment Performance
Performing		$	0			$	0			$	0			$	0			$	0			$	694			$	11,675			$	12,369
Nonperforming			0				0				0				0				97				0				1				98
Total consumer - Other loans		$	0			$	0			$	0			$	0			$	97			$	694			$	11,676			$	12,467

Consumer - Other: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	3			$	149			$	152

		Term Loans Amortized Cost Basis by Origination Year
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Commercial real estate - Owner occupied:
Risk Rating
Pass		$	54,226			$	47,332			$	49,344			$	40,512			$	55,333			$	133,226			$	3,195			$	383,168
Special mention			0				648				4,729				0				1,069				74				0				6,520
Substandard			0				0				1,346				430				1				1,406				0				3,183
Total commercial real estate - Owner occupied loans		$	54,226			$	47,980			$	55,419			$	40,942			$	56,403			$	134,706			$	3,195			$	392,871

Commercial real estate - Owner Occupied: Current period gross write-offs		$	0			$	0			$	0			$	0			$	22			$	75			$	0			$	97

Commercial real estate - Non-owner occupied:
Risk Rating
Pass		$	79,473			$	71,707			$	47,336			$	115,103			$	75,125			$	257,596			$	20,072			$	666,412
Special mention			0				0				0				3,126				0				4,103				215				7,444
Substandard			0				21				124				1,870				10,528				21,812				0				34,355
Doubtful			0				0				0				0				1,865				0				0				1,865
Total commercial real estate - Non-owner occupied loans		$	79,473			$	71,728			$	47,460			$	120,099			$	87,518			$	283,511			$	20,287			$	710,076

Commercial real estate - Non-owner occupied: Current period gross write-offs		$	0			$	0			$	0			$	1,970			$	0			$	0			$	0			$	1,970

Commercial real estate - Farmland:
Risk Rating
Pass		$	20,347			$	19,990			$	20,478			$	35,611			$	16,728			$	91,987			$	3,568			$	208,709
Substandard			0				0				1,872				0				352				298				0				2,522
Total commercial real estate - Farmland loans		$	20,347			$	19,990			$	22,350			$	35,611			$	17,080			$	92,285			$	3,568			$	211,231

Commercial real estate - Farmland: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	44			$	0			$	44

Commercial real estate - Other:
Risk Rating
Pass		$	62,052			$	50,127			$	48,815			$	65,170			$	23,895			$	24,391			$	1,351			$	275,801
Special mention			0				0				9,279				0				0				1,364				0				10,643
Substandard			2,965				0				981				3,496				112				10				0				7,564
Total commercial real estate - Other loans		$	65,017			$	50,127			$	59,075			$	68,666			$	24,007			$	25,765			$	1,351			$	294,008

Commercial real estate - Other: Current period gross write-offs		$	0			$	0			$	0			$	2,454			$	0			$	0			$	0			$	2,454

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Commercial - Commercial and industrial:
Risk Rating
Pass		$	65,564			$	63,502			$	52,078			$	38,843			$	11,342			$	19,002			$	80,655			$	330,986
Special mention			0				0				0				2,158				253				0				2,050				4,461
Substandard			8				210				21				2,612				719				1,163				1,557				6,290
Total commercial - Commercial and industrial loans		$	65,572			$	63,712			$	52,099			$	43,613			$	12,314			$	20,165			$	84,262			$	341,737

Commercial - Commercial and industrial: Current period gross write-offs		$	345			$	122			$	230			$	311			$	127			$	116			$	28			$	1,279

Commercial - Agricultural:
Risk Rating
Pass		$	11,929			$	6,738			$	8,151			$	8,058			$	2,502			$	1,028			$	16,523			$	54,929
Special mention			0				0				0				0				0				0				0				0
Substandard			0				32				0				20				18				90				0				160
Total commercial - Agricultural loans		$	11,929			$	6,770			$	8,151			$	8,078			$	2,520			$	1,118			$	16,523			$	55,089

Commercial - Agricultural: Current period gross write-offs		$	0			$	114			$	16			$	38			$	26			$	18			$	0			$	212

Residential real estate - 1-4 family residential:
Payment Performance
Performing		$	90,911			$	88,021			$	58,641			$	142,333			$	140,411			$	323,056			$	4,112			$	847,485
Nonperforming			0				0				396				574				238				2,487				0				3,695
Total residential real estate - 1-4 family residential loans		$	90,911			$	88,021			$	59,037			$	142,907			$	140,649			$	325,543			$	4,112			$	851,180

Residential real estate - 1-4 family residential: Current period gross write-offs		$	0			$	0			$	0			$	0			$	150			$	67			$	0			$	217

Residential real estate - Home equity lines of credit:
Payment Performance
Performing		$	0			$	24			$	135			$	296			$	211			$	4,963			$	175,044			$	180,673
Nonperforming			0				0				7				438				0				668				0				1,113
Total residential real estate - Home equity lines of credit loans		$	0			$	24			$	142			$	734			$	211			$	5,631			$	175,044			$	181,786

Residential real estate - Home equity lines of credit: Current period gross write-offs		$	0			$	0			$	10			$	28			$	0			$	13			$	0			$	51

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Consumer - Indirect:
Payment Performance
Performing		$	78,564			$	55,727			$	38,329			$	30,359			$	15,556			$	21,052			$	0			$	239,587
Nonperforming			2				125				101				102				86				107				0				523
Total consumer - Indirect loans		$	78,566			$	55,852			$	38,430			$	30,461			$	15,642			$	21,159			$	0			$	240,110

Consumer - Indirect: Current period gross write-offs		$	22			$	191			$	93			$	40			$	93			$	489			$	0			$	928

Consumer - Direct:
Payment Performance
Performing		$	4,010			$	1,580			$	1,280			$	871			$	647			$	8,142			$	0			$	16,530
Nonperforming			0				0				0				4				0				17				0				21
Total consumer - Direct loans		$	4,010			$	1,580			$	1,280			$	875			$	647			$	8,159			$	0			$	16,551

Consumer - Direct: Current period gross write-offs		$	0			$	6			$	16			$	9			$	0			$	28			$	0			$	59

Consumer - Other:
Payment Performance
Performing		$	0			$	0			$	0			$	4			$	64			$	418			$	9,491			$	9,977
Nonperforming			0				0				0				97				0				0				0				97
Total consumer - Other loans		$	0			$	0			$	0			$	101			$	64			$	418			$	9,491			$	10,074

Consumer - Other: Current period gross write-offs		$	0			$	1			$	5			$	0			$	1			$	189			$	0			$	196

Financing Receivable, Purchased With Credit Deterioration [Table Text Block]

		*March 31, 2026*
Par value of acquired loans at acquisition		$	1,531,402
Net purchase discount			(21,229	)
Allowance for credit losses of PCD loans			(4,063	)
Allowance for credit losses of PSLs			(15,267	)
Purchase price of loans at acquisition		$	1,490,843

Schedule of Loans Held for Sale [Table Text Block]

		*September 30, 2026*								*December 31, 2025*
(In Thousands of Dollars)			Loan Balance				ACL Balance				Loan Balance				ACL Balance
Commercial real estate
Owner Occupied		$	8,937			$	526			$	258			$	9
Non-owner Occupied			20,566				976				25,690				1,428
Farmland			0				0				0				0
Other			3,279				110				0				0
Commercial
Commercial and industrial			13,697				421				509				25
Agricultural			88				5				88				6
Residential real estate
1-4 family residential			1,829				7				894				4
Home equity lines of credit			428				3				0				0
Total		$	48,824			$	2,048			$	27,439			$	1,472