Note 5 - Loan Restructurings (Tables)
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9 Months Ended |
Sep. 30, 2026 |
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| Notes Tables |
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| Financing Receivable, Modified [Table Text Block] |
Three Months Ended September 30, 2026 | | Amortized Cost | | | | | |
(In Thousands of Dollars) | | Payment Deferral | | | Term Extension | | | Interest Rate Reduction | | | Combination Payment Deferral and Interest Rate Reduction | | | Combination Payment Deferral and Term Extension | | | Total | | | % of Total Class of Financing Receivable | |
Residential real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
1-4 family residential | | | 190 | | | | 0 | | | | 0 | | | | 0 | | | | 11 | | | | 201 | | | | 0.02 | % |
Total modifications to borrowers experiencing financial difficulty | | $ | 190 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 11 | | | $ | 201 | | | | 0.00 | % |
Nine Months Ended September 30, 2026 | | Amortized Cost | | | | | |
(In Thousands of Dollars) | | Payment Deferral | | | Term Extension | | | Interest Rate Reduction | | | Combination Payment Deferral and Interest Rate Reduction | | | Combination Payment Deferral and Term Extension | | | Total | | | % of Total Class of Financing Receivable | |
Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Non-owner occupied | | $ | 4,321 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 2,777 | | | $ | 7,098 | | | | 0.68 | % |
Residential real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
1-4 family residential | | | 190 | | | | 0 | | | | 0 | | | | 79 | | | | 11 | | | $ | 280 | | | | 0.02 | % |
Total modifications to borrowers experiencing financial difficulty | | $ | 4,511 | | | $ | 0 | | | $ | 0 | | | $ | 79 | | | $ | 2,788 | | | $ | 7,378 | | | | 0.15 | % |
Three Months Ended September 30, 2025 | | Amortized Cost | | | | | |
(In Thousands of Dollars) | | Payment Deferral | | | Term Extension | | | Interest Rate Reduction | | | Combination Payment Deferral and Interest Rate Reduction | | | Combination Term Extension and Interest Rate Reduction | | | Total | | | % of Total Class of Financing Receivable | |
Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Non-owner occupied | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | | 0.00 | % |
Other | | | 111 | | | | 0 | | | | 482 | | | | 510 | | | | 0 | | | | 1,103 | | | | 0.37 | % |
Commercial | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Commercial and industrial | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 0.00 | % |
Residential real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
1-4 family residential | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 0.00 | % |
Home equity lines of credit | | | 0 | | | | 0 | | | | 277 | | | | 0 | | | | 0 | | | | 277 | | | | 0.16 | % |
Total modifications to borrowers experiencing financial difficulty | | $ | 111 | | | $ | 0 | | | $ | 759 | | | $ | 510 | | | $ | 0 | | | $ | 1,380 | | | | 0.04 | % |
Nine Months Ended September 30, 2025 | | Amortized Cost | | | | | |
| | Payment Deferral | | | Term Extension | | | Interest Rate Reduction | | | Combination Payment Deferral and Interest Rate Reduction | | | Combination Term Extension and Interest Rate Reduction | | | Total | | | % of Total Class of Financing Receivable | |
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(In Thousands of Dollars) | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Non-owner occupied | | $ | 0 | | | $ | 11,128 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 11,128 | | | | 1.52 | % |
Other | | | 111 | | | | 0 | | | | 482 | | | | 510 | | | | 0 | | | | 1,103 | | | | 0.37 | % |
Commercial | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
Commercial and industrial | | | 124 | | | | 0 | | | | 0 | | | | 0 | | | | 58 | | | | 182 | | | | 0.05 | % |
Residential real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
1-4 family residential | | | 103 | | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 103 | | | | 0.01 | % |
Home equity lines of credit | | | 0 | | | | 14 | | | | 277 | | | | 0 | | | | 75 | | | | 366 | | | | 0.21 | % |
Total modifications to borrowers experiencing financial difficulty | | $ | 338 | | | $ | 11,142 | | | $ | 759 | | | $ | 510 | | | $ | 133 | | | $ | 12,882 | | | | 0.39 | % |
| | Payment Deferral | | | Interest Rate Reduction | | | Term Extension | |
| | Weighted-Average | | | Weighted-Average Contractual Interest Rate | | | Weighted-Average Years | |
| | Principal Deferred | | | From | | | To | | | Added to the Life | |
Three Months Ended September 30, 2026 | | | | | | | | | | | | | | | | |
Residential real estate | | | | | | | | | | | | | | | | |
1-4 family residential | | $ | 8 | | | | N/A | | | | N/A | | | | 2 | |
| | Payment Deferral | | | Interest Rate Reduction | | | Term Extension | |
| | Weighted-Average | | | Weighted-Average Contractual Interest Rate | | | Weighted-Average Years | |
| | Principal Deferred | | | From | | | To | | | Added to the Life | |
Nine Months Ended September 30, 2026 | | | | | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | | | | | |
Non-owner occupied | | $ | 64 | | | | N/A | | | | N/A | | | | 1 | |
Residential real estate | | | | | | | | | | | | | | | | |
1-4 family residential | | | 13 | | | | 5.976 | % | | | 4.032 | % | | | 2 | |
| | Payment Deferral | | | Interest Rate Reduction | | | Term Extension | |
| | Weighted-Average | | | Weighted-Average Contractual Interest Rate | | | Weighted-Average Years | |
| | Principal Deferred | | | From | | | To | | | Added to the Life | |
Three Months Ended September 30, 2025 | | | | | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | | | | | |
Non-owner occupied | | | | | | | | | | | | | | | | |
Other | | $ | 16 | | | | 6.81 | % | | | 5.25 | % | | | | |
Commercial | | | | | | | | | | | | | | | | |
Commercial and industrial | | | | | | | | | | | | | | | | |
Residential real estate | | | | | | | | | | | | | | | | |
1-4 family residential | | | | | | | | | | | | | | | | |
Home Equity Lines of Credit | | | | | | | 7.75 | % | | | 5.00 | % | | | | |
| | Payment Deferral | | | Interest Rate Reduction | | | Term Extension | |
| | Weighted-Average | | | Weighted-Average Contractual Interest Rate | | | Weighted-Average Years | |
| | Principal Deferred | | | From | | | To | | | Added to the Life | |
Nine Months Ended September 30, 2025 | | | | | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | | | | | |
Non-owner occupied | | | | | | | | | | | | | | | 1 | |
Other | | $ | 16 | | | | 6.81 | % | | | 5.25 | % | | | | |
Commercial | | | | | | | | | | | | | | | | |
Commercial and industrial | | | 112 | | | | 10.25 | % | | | 8.00 | % | | | 6 | |
Residential real estate | | | | | | | | | | | | | | | | |
1-4 family residential | | | 6 | | | | | | | | | | | | | |
Home Equity Lines of Credit | | | | | | | 7.75 | % | | | 4.79 | % | | | 9 | |
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| Financing Receivable, Performance of Modified Loans [Table Text Block] |
Three Months Ended September 30, 2026 | | Payment status (Amortized cost Basis) | |
| | | | | | 30-89 | | | 90+ | |
(In Thousands of Dollars) | | Current | | | Days past due | | | Days past due | |
Accrual restructured loans | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | |
Non-owner occupied | | $ | 0 | | | $ | 0 | | | $ | 0 | |
Residential real estate | | | | | | | | | | | | |
1-4 family residential | | | 11 | | | | 0 | | | | 0 | |
Total accruing restructured loans | | $ | 11 | | | $ | 0 | | | $ | 0 | |
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Nonaccrual restructured loans | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | |
Non-owner occupied | | $ | 0 | | | $ | 0 | | | $ | 0 | |
Residential real estate | | | | | | | | | | | | |
1-4 family residential | | | 190 | | | | 0 | | | | 0 | |
Total nonaccrual restructured loans | | $ | 190 | | | $ | 0 | | | $ | 0 | |
Total restructured loans | | $ | 201 | | | $ | 0 | | | $ | 0 | |
Nine Months Ended September 30, 2026 | | Payment status (Amortized cost Basis) | |
| | | | | | 30-89 | | | 90+ | |
(In Thousands of Dollars) | | Current | | | Days past due | | | Days past due | |
Accrual restructured loans | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | |
Non-owner occupied | | $ | 2,777 | | | $ | 0 | | | $ | 0 | |
Residential real estate | | | | | | | | | | | | |
1-4 family residential | | | 52 | | | | 0 | | | | 0 | |
Total accruing restructured loans | | $ | 2,829 | | | $ | 0 | | | $ | 0 | |
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Nonaccrual restructured loans | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | |
Non-owner occupied | | $ | 4,321 | | | $ | 0 | | | $ | 0 | |
Residential real estate | | | | | | | | | | | | |
1-4 family residential | | | 190 | | | | 38 | | | | 0 | |
Total nonaccrual restructured loans | | $ | 4,511 | | | $ | 38 | | | $ | 0 | |
Total restructured loans | | $ | 7,340 | | | $ | 38 | | | $ | 0 | |
Three Months Ended September 30, 2025 | | Payment status (Amortized cost Basis) | |
| | | | | | 30-89 | | | 90+ | |
(In Thousands of Dollars) | | Current | | | Days past due | | | Days past due | |
Accrual restructured loans | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | |
Non-owner occupied | | $ | 0 | | | $ | 0 | | | $ | 0 | |
Residential real estate | | | | | | | | | | | | |
1-4 family residential | | | 0 | | | | 0 | | | | 0 | |
Home equity lines of credit | | | 0 | | | | 0 | | | | 0 | |
Total accruing restructured loans | | $ | 0 | | | $ | 0 | | | $ | 0 | |
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Nonaccrual restructured loans | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | |
Other | | $ | 1,103 | | | $ | 0 | | | $ | 0 | |
Commercial | | | | | | | | | | | | |
Commercial and industrial | | | 0 | | | | 0 | | | | 0 | |
Residential real estate | | | | | | | | | | | | |
Home equity lines of credit | | | 277 | | | | 0 | | | | 0 | |
Total nonaccrual restructured loans | | $ | 1,380 | | | $ | 0 | | | $ | 0 | |
Total restructured loans | | $ | 1,380 | | | $ | 0 | | | $ | 0 | |
Nine Months Ended September 30, 2025 | | Payment status (Amortized cost Basis) | |
| | | | | | 30-89 | | | 90+ | |
(In Thousands of Dollars) | | Current | | | Days past due | | | Days past due | |
Accrual restructured loans | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | |
Non-owner occupied | | $ | 11,154 | | | $ | 0 | | | $ | 0 | |
Residential real estate | | | | | | | | | | | | |
1-4 family residential | | | 103 | | | | 0 | | | | 0 | |
Home equity lines of credit | | | 88 | | | | 0 | | | | 0 | |
Total accruing restructured loans | | $ | 11,345 | | | $ | 0 | | | $ | 0 | |
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Nonaccrual restructured loans | | | | | | | | | | | | |
Commercial real estate | | | | | | | | | | | | |
Other | | $ | 1,103 | | | $ | 0 | | | $ | 0 | |
Commercial | | | | | | | | | | | | |
Commercial and industrial | | | 54 | | | | 0 | | | | 0 | |
Residential real estate | | | | | | | | | | | | |
Home equity lines of credit | | | 277 | | | | 0 | | | | 0 | |
Total nonaccrual restructured loans | | $ | 1,434 | | | $ | 0 | | | $ | 0 | |
Total restructured loans | | $ | 12,779 | | | $ | 0 | | | $ | 0 | |
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| Financing Receivable, Modified, Subsequent Default [Table Text Block] |
Three Months Ended September 30, 2026 | | Amortized Cost | |
| | | | | | | | | | | | | | Combination | | | Combination | |
| | | | | | | | | | | | | | Term Extension | | | Principal Deferral | |
| | Payment | | | Term | | | Interest Rate | | | and Interest Rate | | | and Interest Rate | |
(In Thousands of Dollars) | | Deferral | | | Extension | | | Reduction | | | Reduction | | | Reduction | |
Commercial real estate | | | | | | | | | | | | | | | | | | | | |
Non-owner occupied | | $ | 1,832 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | |
Other | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 0 | |
Residential real estate | | | | | | | | | | | | | | | | | | | | |
1-4 family residential | | | 0 | | | | 0 | | | | 0 | | | | 0 | | | | 37 | |
Total modifications to borrowers experiencing financial difficulty | | $ | 1,832 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 37 | |
Nine Months Ended September 30, 2026 | | Amortized Cost | |
| | | | | | | | | | | | | | Combination | | | Combination | |
| | | | | | | | | | | | | | Term Extension | | | Principal Deferral | |
| | Payment | | | Term | | | Interest Rate | | | and Interest Rate | | | and Interest Rate | |
(In Thousands of Dollars) | | Deferral | | | Extension | | | Reduction | | | Reduction | | | Reduction | |
Commercial real estate | | | | | | | | | | | | | | | | | | | | |
Non-owner occupied | | $ | 1,832 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | |
Other | | | 109 | | | | 0 | | | | 472 | | | | 0 | | | | 43 | |
Residential real estate | | | | | | | | | | | | | | | | | | | | |
1-4 family residential | | | 102 | | | | 0 | | | | 0 | | | | 0 | | | | 75 | |
Total modifications to borrowers experiencing financial difficulty | | $ | 2,043 | | | $ | 0 | | | $ | 472 | | | $ | 0 | | | $ | 118 | |
Three Months Ended September 30, 2025 | | Amortized Cost | |
| | | | | | | | | | | | | | Combination | |
| | | | | | | | | | | | | | Term Extension | |
| | Payment | | | Term | | | Interest Rate | | | and Interest Rate | |
(In Thousands of Dollars) | | Deferral | | | Extension | | | Reduction | | | Reduction | |
Commercial | | | | | | | | | | | | | | | | |
Commercial and industrial | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | |
Residential real estate | | | | | | | | | | | | | | | | |
1-4 family residential | | | 0 | | | | 0 | | | | 0 | | | | 0 | |
Home equity lines of credit | | | 0 | | | | 0 | | | | 0 | | | | 0 | |
Total modifications to borrowers experiencing financial difficulty | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | |
Nine Months Ended September 30, 2025 | | Amortized Cost | |
| | | | | | | | | | | | | | Combination | |
| | | | | | | | | | | | | | Term Extension | |
| | Payment | | | Term | | | Interest Rate | | | and Interest Rate | |
(In Thousands of Dollars) | | Deferral | | | Extension | | | Reduction | | | Reduction | |
Commercial | | | | | | | | | | | | | | | | |
Commercial and industrial | | $ | 124 | | | $ | 0 | | | $ | 0 | | | $ | 0 | |
Residential real estate | | | | | | | | | | | | | | | | |
1-4 family residential | | | 0 | | | | 0 | | | | 0 | | | | 0 | |
Home equity lines of credit | | | 0 | | | | 0 | | | | 0 | | | | 19 | |
Total modifications to borrowers experiencing financial difficulty | | $ | 124 | | | $ | 0 | | | $ | 0 | | | $ | 19 | |
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