The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 417,562 4,225 SH SOLE 0 0 0 4,225
ABBVIE INC COM 00287Y109 687,775 2,629 SH SOLE 0 0 0 2,629
ADVANCED MICRO DEVICES INC COM 007903107 1,307,943 2,138 SH SOLE 0 0 0 2,138
ALPHABET INC CAP STK CL C 02079K107 936,013 2,747 SH SOLE 0 0 0 2,747
ALPHABET INC CAP STK CL A 02079K305 9,335,969 27,133 SH SOLE 0 0 0 27,133
ALPHABET INC CAP STK CL C 02079K107 340,740 1,000 SH Put SOLE 0 0 0 1,000
AMAZON COM INC COM 023135106 8,046,548 32,296 SH SOLE 0 0 0 32,296
AMGEN INC COM 031162100 8,564,708 20,319 SH SOLE 0 0 0 20,319
AMPHENOL CORP CL A 032095101 303,910 3,605 SH SOLE 0 0 0 3,605
ANALOG DEVICES INC COM 032654105 256,671 647 SH SOLE 0 0 0 647
APPLE INC COM 037833100 16,183,864 48,597 SH SOLE 0 0 0 48,597
APPLE INC COM 037833100 233,114 700 SH Put SOLE 0 0 0 700
APPLIED MATLS INC COM 038222105 495,539 969 SH SOLE 0 0 0 969
ARES CAPITAL CORP COM 04010L103 820,994 42,984 SH SOLE 0 0 0 42,984
ARISTA NETWORKS INC COM SHS 040413205 297,649 1,462 SH SOLE 0 0 0 1,462
ASML HLDG NV N Y REGISTRY SHS N07059210 277,200 153 SH SOLE 0 0 0 153
AT&T INC COM 00206R102 917,685 37,610 SH SOLE 0 0 0 37,610
AUTOMATIC DATA PROCESSING IN COM 053015103 382,711 1,483 SH SOLE 0 0 0 1,483
BANCO SANTANDER SA ADR 05964H105 140,361 10,149 SH SOLE 0 0 0 10,149
BANK OF AMER CORP COM 060505104 414,351 7,613 SH SOLE 0 0 0 7,613
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,275,748 2,562 SH SOLE 0 0 0 2,562
BEST BUY INC COM 086516101 6,276,864 71,134 SH SOLE 0 0 0 71,134
BLACKROCK INC COM 09290D101 327,012 309 SH SOLE 0 0 0 309
BOEING CO COM 097023105 228,097 1,226 SH SOLE 0 0 0 1,226
BONDBLOXX ETF TRUST BLOOMBERG SIX MN 09789C788 1,853,622 36,888 SH SOLE 0 0 0 36,888
BROADCOM INC COM 11135F101 5,043,496 14,361 SH SOLE 0 0 0 14,361
BXP INC COM 101121101 5,243,788 85,809 SH SOLE 0 0 0 85,809
CANADIAN IMPERIAL BANK OF CO COM 136069101 8,273,967 75,095 SH SOLE 0 0 0 75,095
CAPITAL GRP FIXED INCM ETF T MUN INM ETF 14020Y201 208,947 8,055 SH SOLE 0 0 0 8,055
CARETRUST REIT INC COM 14174T107 1,345,266 36,776 SH SOLE 0 0 0 36,776
CATERPILLAR INC COM 149123101 2,579,136 3,181 SH SOLE 0 0 0 3,181
CATERPILLAR INC COM 149123101 2,108,054 2,600 SH Put SOLE 0 0 0 2,600
CELESTICA INC COM 15101Q207 4,979,421 13,777 SH SOLE 0 0 0 13,777
CF INDUSTRIES HOLD COM 125269100 5,524,646 47,957 SH SOLE 0 0 0 47,957
CHEVRON CORPORATION COM 166764100 395,994 1,939 SH SOLE 0 0 0 1,939
CISCO SYS INC COM 17275R102 9,534,079 88,582 SH SOLE 0 0 0 88,582
CITIGROUP INC COM NEW 172967424 360,782 2,786 SH SOLE 0 0 0 2,786
CLOROX CO DEL COM 189054109 3,181,024 39,267 SH SOLE 0 0 0 39,267
CMS ENERGY CORP COM 125896100 5,897,349 93,490 SH SOLE 0 0 0 93,490
COCA COLA CO COM 191216100 476,760 5,539 SH SOLE 0 0 0 5,539
COMCAST CORP NEW CL A 20030N101 2,546,856 117,043 SH SOLE 0 0 0 117,043
CORNING INC COM 219350105 353,648 2,300 SH Put SOLE 0 0 0 2,300
CORNING INC COM 219350105 762,957 4,962 SH SOLE 0 0 0 4,962
COSTCO WHOLESALE CORPORATION COM 22160K105 358,681 394 SH SOLE 0 0 0 394
CROWDSTRIKE HLDGS INC CL A 22788C105 358,736 1,355 SH SOLE 0 0 0 1,355
CUMMINS INC COM 231021106 7,957,761 15,405 SH SOLE 0 0 0 15,405
CVS HEALTH CORP COM 126650100 7,432,948 86,742 SH SOLE 0 0 0 86,742
DBX ETF TR XTRACK MSCI EAFE 233051200 8,618,620 156,845 SH SOLE 0 0 0 156,845
DEERE & CO COM 244199105 206,172 307 SH SOLE 0 0 0 307
DELL TECHNOLOGIES INC CL C 24703L202 269,522 501 SH SOLE 0 0 0 501
DHT HOLDINGS INC SHS NEW Y2065G121 1,966,456 87,127 SH SOLE 0 0 0 87,127
DIGITALOCEAN HLDGS INC COM 25402D102 8,491,474 63,659 SH SOLE 0 0 0 63,659
DUKE ENERGY CORP NEW COM NEW 26441C204 6,055,081 53,110 SH SOLE 0 0 0 53,110
EASTMAN CHEM CO COM 277432100 5,349,689 82,506 SH SOLE 0 0 0 82,506
EATON CORP PLC SHS G29183103 260,417 606 SH SOLE 0 0 0 606
ELI LILLY & CO COM 532457108 1,168,674 1,010 SH SOLE 0 0 0 1,010
ESSENTIAL UTILS INC COM 29670G102 6,949,445 177,327 SH SOLE 0 0 0 177,327
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 3,111,367 19,117 SH SOLE 0 0 0 19,117
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 342,716 4,718 SH SOLE 0 0 0 4,718
FIRST AMERN FINL CORP COM 31847R102 6,452,837 106,237 SH SOLE 0 0 0 106,237
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 628,928 13,141 SH SOLE 0 0 0 13,141
FIRST TR EXCHANGE TRADED FD NASDQ SEMCNDTR 33738R811 12,414,729 49,041 SH SOLE 0 0 0 49,041
FIRST TR EXCHANGE TRADED FD NASDQ PHRMTCLS 33738R837 9,924,352 239,314 SH SOLE 0 0 0 239,314
FIRST TR EXCHANGE TRADED FD NASDAQ TRANSN 33738R795 9,883,143 242,496 SH SOLE 0 0 0 242,496
FIRST TR EXCHANGE-TRADED FD NY ARCA BIOTECH 33733E203 12,736,595 46,781 SH SOLE 0 0 0 46,781
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 364,889 1,265 SH SOLE 0 0 0 1,265
FIRST TR EXCHANGE-TRADED FD SHS 337345102 10,361,106 31,423 SH SOLE 0 0 0 31,423
FRANKLIN TEMPLETON ETF TR FRANKLIN DYN MUN 35473P868 310,459 13,313 SH SOLE 0 0 0 13,313
GAP INC COM 364760108 5,019,798 219,781 SH SOLE 0 0 0 219,781
GARMIN LTD SHS H2906T109 7,578,600 26,421 SH SOLE 0 0 0 26,421
GE AEROSPACE COM NEW 369604301 424,097 1,358 SH SOLE 0 0 0 1,358
GE VERNOVA INC COM 36828A101 429,625 452 SH SOLE 0 0 0 452
GILEAD SCIENCES INC COM 375558103 6,758,855 45,346 SH SOLE 0 0 0 45,346
GOLDMAN SACHS GROUP INC COM 38141G104 1,474,812 1,638 SH SOLE 0 0 0 1,638
GSK PLC SPONSORED ADR 37733W204 1,707,114 35,439 SH SOLE 0 0 0 35,439
HARTFORD FDS EXCHANGE TRADED STRAT INCOM ETF 41653L875 2,422,226 72,133 SH SOLE 0 0 0 72,133
HF SINCLAIR CORP COM 403949100 9,783,613 91,163 SH SOLE 0 0 0 91,163
HOME DEPOT INC COM 437076102 299,296 1,052 SH SOLE 0 0 0 1,052
HP INC COM 40434L105 6,243,551 199,602 SH SOLE 0 0 0 199,602
INTEL CORP COM 458140100 680,141 5,657 SH SOLE 0 0 0 5,657
INTERNATIONAL BUSINESS MACHS COM 459200101 11,683,781 53,125 SH SOLE 0 0 0 53,125
INTERNATIONAL SEAWAYS INC COM Y41053102 1,276,743 11,592 SH SOLE 0 0 0 11,592
INVESCO ACTIVELY MANAGED EXC ULTRA SHRT DUR 46090A887 1,270,019 25,436 SH SOLE 0 0 0 25,436
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 2,859,720 148,172 SH SOLE 0 0 0 148,172
INVESCO CURRENCYSHARES BRIT BRIT POUN STRL 46138M109 2,211,445 17,327 SH SOLE 0 0 0 17,327
INVESCO CURRENCYSHARES SWISS SWISS FRANC 46138R108 2,192,534 20,804 SH SOLE 0 0 0 20,804
INVESCO EXCH TRADED FD TR II DORSEY WRGT EMRG 46138E867 11,870,223 348,411 SH SOLE 0 0 0 348,411
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511 2,372,019 235,553 SH SOLE 0 0 0 235,553
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 15,758,562 223,494 SH SOLE 0 0 0 223,494
INVESCO EXCH TRADED FD TR II DORSEY WRGT DVLP 46138E875 9,527,681 179,632 SH SOLE 0 0 0 179,632
INVESCO EXCHANGE TRADED FD T DORS WRI MOM ETF 46137V837 17,483,557 126,851 SH SOLE 0 0 0 126,851
INVESCO QQQ TR UNIT SER 1 46090E103 1,005,347 1,359 SH SOLE 0 0 0 1,359
INVESCO QQQ TR UNIT SER 1 46090E103 739,770 1,000 SH Put SOLE 0 0 0 1,000
ISHARES GOLD TR ISHARES NEW 464285204 3,085,341 39,505 SH SOLE 0 0 0 39,505
ISHARES INC MSCI AUSTRIA ETF 464286202 4,411,216 103,647 SH SOLE 0 0 0 103,647
ISHARES INC MSCI BRAZIL ETF 464286400 7,135,759 191,564 SH SOLE 0 0 0 191,564
ISHARES INC MSCI TAIWAN ETF 46434G772 3,553,753 31,477 SH SOLE 0 0 0 31,477
ISHARES INC MSCI ITALY ETF 46434G830 4,021,674 68,489 SH SOLE 0 0 0 68,489
ISHARES INC MSCI ISRAEL ETF 464286632 3,839,778 31,650 SH SOLE 0 0 0 31,650
ISHARES INC MSCI CDA ETF 464286509 8,834,448 151,327 SH SOLE 0 0 0 151,327
ISHARES TR MSCI PERU GL ETF 464289842 3,956,205 44,587 SH SOLE 0 0 0 44,587
ISHARES TR CORE S&P MCP ETF 464287507 37,416,295 520,032 SH SOLE 0 0 0 520,032
ISHARES TR RUS 1000 ETF 464287622 8,999,644 21,627 SH SOLE 0 0 0 21,627
ISHARES TR IBONDS 27 TRM TS 46436E841 1,971,102 88,311 SH SOLE 0 0 0 88,311
ISHARES TR ISHS 1-5YR INVS 464288646 32,486,326 634,127 SH SOLE 0 0 0 634,127
ISHARES TR MSCI EAFE ETF 464287465 4,918,360 47,342 SH SOLE 0 0 0 47,342
ISHARES TR NATIONAL MUN ETF 464288414 645,321 6,383 SH SOLE 0 0 0 6,383
ISHARES TR U.S. FINLS ETF 464287788 406,510 3,235 SH SOLE 0 0 0 3,235
ISHARES TR ISHS 5-10YR INVT 464288638 10,047,242 199,548 SH SOLE 0 0 0 199,548
ISHARES TR CORE S&P500 ETF 464287200 574,388 750 SH SOLE 0 0 0 750
ISHARES TR IBONDS 28 TRM TS 46436E833 1,956,147 89,281 SH SOLE 0 0 0 89,281
ISHARES TR MBS ETF 464288588 12,527,532 139,785 SH SOLE 0 0 0 139,785
ISHARES TR CORE US AGGBD ET 464287226 8,547,172 90,408 SH SOLE 0 0 0 90,408
ISHARES TR CORE S&P SCP ETF 464287804 14,380,108 105,705 SH SOLE 0 0 0 105,705
ITT INC COM 45073V108 288,401 1,429 SH SOLE 0 0 0 1,429
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 2,302,362 45,709 SH SOLE 0 0 0 45,709
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 1,327,048 26,247 SH SOLE 0 0 0 26,247
J P MORGAN EXCHANGE TRADED F ACTIVE GROWTH 46654Q609 209,965 2,174 SH SOLE 0 0 0 2,174
JACKSON FINANCIAL INC COM CL A 46817M107 1,424,201 11,013 SH SOLE 0 0 0 11,013
JOHNSON & JOHNSON COM 478160104 791,893 2,991 SH SOLE 0 0 0 2,991
JPMORGAN CHASE & CO COM 46625H100 17,547,948 53,042 SH SOLE 0 0 0 53,042
KIMBERLY-CLARK CORP COM 494368103 3,848,985 39,505 SH SOLE 0 0 0 39,505
KLA CORP COM NEW 482480100 332,175 1,704 SH SOLE 0 0 0 1,704
L3HARRIS TECHNOLOGIES INC COM 502431109 246,962 1,043 SH SOLE 0 0 0 1,043
LAM RESEARCH CORP COM NEW 512807306 504,930 1,537 SH SOLE 0 0 0 1,537
LCI INDS COM 50189K103 4,784,251 57,180 SH SOLE 0 0 0 57,180
LEVI STRAUSS & CO NEW CL A COM STK 52736R102 6,451,770 327,501 SH SOLE 0 0 0 327,501
LINDE PLC SHS G54950103 347,457 732 SH SOLE 0 0 0 732
LYONDELLBASELL INDUSTRIES NV SHS - A - N53745100 6,175,611 107,458 SH SOLE 0 0 0 107,458
MASTERCARD INCORPORATED CL A 57636Q104 514,522 933 SH SOLE 0 0 0 933
MCDONALDS CORP COM 580135101 230,016 996 SH SOLE 0 0 0 996
MERCK & CO INC COM 58933Y105 7,888,920 54,290 SH SOLE 0 0 0 54,290
META PLATFORMS INC CL A 30303M102 2,248,080 3,100 SH SOLE 0 0 0 3,100
META PLATFORMS INC CL A 30303M102 290,072 400 SH Put SOLE 0 0 0 400
MICRON TECHNOLOGY INC COM 595112103 1,568,912 1,473 SH SOLE 0 0 0 1,473
MICROSOFT CORP COM 594918104 10,974,142 21,396 SH SOLE 0 0 0 21,396
MITSUBISHI UFJ FINANCIAL GRO SPONSORED ADS 606822104 259,741 11,259 SH SOLE 0 0 0 11,259
MIZUHO FINANCIAL GROUP INC SPONSORED ADR 60687Y109 148,466 13,436 SH SOLE 0 0 0 13,436
MORGAN STANLEY COM NEW 617446448 314,519 1,672 SH SOLE 0 0 0 1,672
MSC INDL DIRECT INC CL A 553530106 8,551,403 69,119 SH SOLE 0 0 0 69,119
NEBIUS GROUP N.V. SHS CLASS A N97284108 5,087,696 21,569 SH SOLE 0 0 0 21,569
NETFLIX INC. COM 64110L106 277,207 3,984 SH SOLE 0 0 0 3,984
NEWELL BRANDS INC COM 651229106 3,526,137 667,829 SH SOLE 0 0 0 667,829
NOMURA HLDGS INC SPONSORED ADR 65535H208 152,685 15,612 SH SOLE 0 0 0 15,612
NORTHERN TR CORP COM 665859104 1,606,888 9,488 SH SOLE 0 0 0 9,488
NVIDIA CORPORATION COM 67066G104 17,568,618 76,927 SH SOLE 0 0 0 76,927
NVIDIA CORPORATION COM 67066G104 182,704 800 SH Put SOLE 0 0 0 800
NYLIM ACTIVE ETF TR MACKAY MUN INTER 45409F827 569,941 24,910 SH SOLE 0 0 0 24,910
ORACLE CORP COM 68389X105 568,697 4,142 SH SOLE 0 0 0 4,142
ORIX CORP SPONSORED ADR 686330101 274,104 7,269 SH SOLE 0 0 0 7,269
PACKAGING CORP AMER COM 695156109 6,675,615 29,118 SH SOLE 0 0 0 29,118
PALANTIR TECHNOLOGIES INC CL A 69608A108 587,711 3,142 SH SOLE 0 0 0 3,142
PALO ALTO NETWORKS INC COM 697435105 471,210 1,186 SH SOLE 0 0 0 1,186
PAYCHEX INC COM 704326107 6,456,586 65,549 SH SOLE 0 0 0 65,549
PEPSICO INC COM 713448108 3,941,666 31,105 SH SOLE 0 0 0 31,105
PFIZER INC COM 717081103 4,217,087 147,864 SH SOLE 0 0 0 147,864
PHILIP MORRIS INTL INC COM 718172109 379,009 1,986 SH SOLE 0 0 0 1,986
PHILLIPS 66 COM 718546104 10,132,766 39,688 SH SOLE 0 0 0 39,688
PIMCO ETF TR INTER MUN BD ACT 72201R866 314,289 6,325 SH SOLE 0 0 0 6,325
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,270,952 12,640 SH SOLE 0 0 0 12,640
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 1,315,986 26,634 SH SOLE 0 0 0 26,634
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 3,763,606 41,596 SH SOLE 0 0 0 41,596
PRICE T ROWE GROUP INC COM 74144T108 4,274,213 41,078 SH SOLE 0 0 0 41,078
PROCTER & GAMBLE CO COM 742718109 383,413 2,639 SH SOLE 0 0 0 2,639
PRUDENTIAL FINL INC COM 744320102 7,492,873 65,970 SH SOLE 0 0 0 65,970
QUALCOMM INC COM 747525103 200,238 1,088 SH SOLE 0 0 0 1,088
QUANTA SVCS INC COM 74762E102 4,912,631 7,646 SH SOLE 0 0 0 7,646
RTX CORPORATION COM 75513E101 348,108 1,875 SH SOLE 0 0 0 1,875
SALESFORCE INC COM 79466L302 202,481 882 SH SOLE 0 0 0 882
SANDISK CORP COM 80004C200 339,279 195 SH SOLE 0 0 0 195
SANOFI SA SPONSORED ADR 80105N105 3,560,623 86,360 SH SOLE 0 0 0 86,360
SAP SE SPON ADR 803054204 248,307 1,191 SH SOLE 0 0 0 1,191
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 391,008 14,234 SH SOLE 0 0 0 14,234
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 75,232,355 2,507,745 SH SOLE 0 0 0 2,507,745
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 11,775,515 12,767 SH SOLE 0 0 0 12,767
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 30,977,282 158,249 SH SOLE 0 0 0 158,249
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 22,499,956 134,746 SH SOLE 0 0 0 134,746
SNAP ON INC COM 833034101 2,782,534 7,658 SH SOLE 0 0 0 7,658
SOUTHERN COPPER CORP COM 84265V105 6,908,606 34,093 SH SOLE 0 0 0 34,093
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 361,813 7,206 SH SOLE 0 0 0 7,206
SPDR SERIES TRUST ST STR P500GRW 78464A409 12,144,150 98,669 SH SOLE 0 0 0 98,669
SPDR SERIES TRUST ST STR P500VAL 78464A508 10,103,566 165,280 SH SOLE 0 0 0 165,280
SPDR SERIES TRUST ST STR SP REGBNK 78464A698 8,961,232 129,050 SH SOLE 0 0 0 129,050
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 12,502,886 134,802 SH SOLE 0 0 0 134,802
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 1,721,369 58,174 SH SOLE 0 0 0 58,174
SPDR SERIES TRUST ST INTL BBG ETF 78464A516 5,239,487 247,379 SH SOLE 0 0 0 247,379
SPDR SERIES TRUST SST SPDR BLOOMBE 78464A391 5,081,979 246,698 SH SOLE 0 0 0 246,698
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 510,211 17,796 SH SOLE 0 0 0 17,796
SPDR SERIES TRUST ST STR CONV ETF 78464A359 5,154,210 50,941 SH SOLE 0 0 0 50,941
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 7,879,123 348,788 SH SOLE 0 0 0 348,788
SSGA ACTIVE ETF TR ST STR BL LN ETF 78467V608 4,989,457 123,532 SH SOLE 0 0 0 123,532
STANLEY BLACK & DECKER INC COM 854502101 5,852,787 66,066 SH SOLE 0 0 0 66,066
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 152,526 200 SH Put SOLE 0 0 0 200
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 18,576,904 24,359 SH SOLE 0 0 0 24,359
SUMITOMO MITSUI FIN GRP INC SPONSORED ADR 86562M209 203,100 7,839 SH SOLE 0 0 0 7,839
T ROWE PRICE EXCHANGE-TRADED PRICE DIV GRWT 87283Q404 225,567 4,674 SH SOLE 0 0 0 4,674
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 619,988 1,359 SH SOLE 0 0 0 1,359
TARGET CORP COM 87612E106 4,978,050 31,770 SH SOLE 0 0 0 31,770
TERADYNE INC COM 880770102 10,801,718 26,943 SH SOLE 0 0 0 26,943
TESLA INC COM 88160R101 1,235,803 3,483 SH SOLE 0 0 0 3,483
TEXAS INSTRS INC COM 882508104 266,646 952 SH SOLE 0 0 0 952
THERMO FISHER SCIENTIFIC INC COM 883556102 317,276 470 SH SOLE 0 0 0 470
TJX COS INC NEW COM 872540109 208,795 1,578 SH SOLE 0 0 0 1,578
TORONTO DOMINION BK ONT COM NEW 891160509 11,374,925 96,783 SH SOLE 0 0 0 96,783
TRUIST FINL CORP COM 89832Q109 1,137,267 24,563 SH SOLE 0 0 0 24,563
TYSON FOODS INC CL A 902494103 4,718,946 93,389 SH SOLE 0 0 0 93,389
UNILEVER PLC SPON ADR NEW 904767803 6,526,846 107,473 SH SOLE 0 0 0 107,473
UNITED PARCEL SVCS INC CL B 911312106 4,862,057 52,034 SH SOLE 0 0 0 52,034
UNITEDHEALTH GROUP INC COM 91324P102 414,109 1,128 SH SOLE 0 0 0 1,128
UNUM GROUP COM 91529Y106 7,415,027 84,521 SH SOLE 0 0 0 84,521
VALERO ENERGY CORP COM 91913Y100 11,082,957 28,593 SH SOLE 0 0 0 28,593
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387 648,525 29,586 SH SOLE 0 0 0 29,586
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 34,163,891 487,012 SH SOLE 0 0 0 487,012
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 1,150,700 23,223 SH SOLE 0 0 0 23,223
VANGUARD BD INDEX FDS INTERMED TERM 921937819 16,254,810 223,096 SH SOLE 0 0 0 223,096
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 145,434,937 388,614 SH SOLE 0 0 0 388,614
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 78,584,216 947,140 SH SOLE 0 0 0 947,140
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,042,266 101,876 SH SOLE 0 0 0 101,876
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 634,766 13,403 SH SOLE 0 0 0 13,403
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 7,237,422 125,737 SH SOLE 0 0 0 125,737
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 5,066,828 65,590 SH SOLE 0 0 0 65,590
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 5,264,672 118,547 SH SOLE 0 0 0 118,547
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 16,082,769 227,769 SH SOLE 0 0 0 227,769
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 3,683,699 58,351 SH SOLE 0 0 0 58,351
VISA INC COM CL A 92826C839 752,441 2,094 SH SOLE 0 0 0 2,094
WALMART INC COM 931142103 600,574 5,779 SH SOLE 0 0 0 5,779
WASTE MGMT INC DEL COM 94106L109 271,829 1,333 SH SOLE 0 0 0 1,333
WELLS FARGO & CO COM 949746101 266,831 3,333 SH SOLE 0 0 0 3,333
WESTERN DIGITAL CORP COM 958102105 298,589 657 SH SOLE 0 0 0 657
WILLIAMS COS INC COM 969457100 1,624,823 23,905 SH SOLE 0 0 0 23,905
WISDOMTREE TR US QTLY DIV GRT 97717X669 1,847,463 18,999 SH SOLE 0 0 0 18,999
WISDOMTREE TR US CORP BOND FD 97717X198 542,642 12,919 SH SOLE 0 0 0 12,919
WISDOMTREE TR YIELD ENHANCD US 97717X511 546,500 13,271 SH SOLE 0 0 0 13,271
WISDOMTREE TR INTL EQUITY FD 97717W703 5,987,224 81,299 SH SOLE 0 0 0 81,299
WISDOMTREE TR US MIDCAP FUND 97717W570 3,582,000 50,000 SH SOLE 0 0 0 50,000
WISDOMTREE TR US SMALLCAP DIVD 97717W604 869,199 22,934 SH SOLE 0 0 0 22,934
WISDOMTREE TR WSDM EMKTBD FD 97717X784 548,430 8,584 SH SOLE 0 0 0 8,584
WISDOMTREE TR US SHT TRM CORP 97717X156 814,605 17,264 SH SOLE 0 0 0 17,264
WISDOMTREE TR US LARGECAP FUND 97717W588 6,698,451 83,783 SH SOLE 0 0 0 83,783
WISDOMTREE TR FLOATNG RAT TREA 97717Y527 596,164 11,831 SH SOLE 0 0 0 11,831
WISDOMTREE TR EMER MKT HIGH FD 97717W315 2,033,030 36,757 SH SOLE 0 0 0 36,757
WISDOMTREE TR US HGH YLD CORP 97717X172 784,331 17,733 SH SOLE 0 0 0 17,733
WISDOMTREE TR US MIDCAP DIVID 97717W505 1,712,913 31,750 SH SOLE 0 0 0 31,750
WISDOMTREE TR US SMALLCAP FUND 97717W562 3,780,895 58,546 SH SOLE 0 0 0 58,546
WP CAREY INC COM 92936U109 3,333,422 51,577 SH SOLE 0 0 0 51,577