v3.26.3
Investments - Schedule of Available for Sale Securities (Details) - USD ($)
9 Months Ended 12 Months Ended
Sep. 30, 2026
Dec. 31, 2025
Net Investment Income [Line Items]    
Cost or Amortized Cost $ 339,039,442 $ 296,738,055
Allowance for Credit Losses (7,295) 0
Debt instrument, collateral amount 2,347,000 3,616,000
Investments, fair value disclosure 8,309,000 9,598,000
Total fixed-maturity securities    
Net Investment Income [Line Items]    
Cost or Amortized Cost 340,525,813  
Allowance for Credit Losses (7,295)  
Gross Unrealized Gains 110,607  
Gross Unrealized Losses - less than 12 months (10,599,597)  
Gross Unrealized Loss - more than 12 months (12,566,611)  
Estimated Fair Value 317,462,917  
Net Unrealized Losses (23,062,896)  
U.S. Treasury securities and obligations of U.S. government corporations and agencies    
Net Investment Income [Line Items]    
Cost or Amortized Cost 1,498,038 997,124
Allowance for Credit Losses 0 0
Gross Unrealized Gains 0 10,066
Gross Unrealized Losses - less than 12 months (71,963) 0
Gross Unrealized Loss - more than 12 months 0 0
Estimated Fair Value 1,426,075 1,007,190
Net Unrealized Losses (71,963) 10,066
Political subdivisions of States, Territories and Possessions    
Net Investment Income [Line Items]    
Cost or Amortized Cost 24,112,087 24,125,578
Allowance for Credit Losses 0 0
Gross Unrealized Gains 0 182,580
Gross Unrealized Losses - less than 12 months (319,143) 0
Gross Unrealized Loss - more than 12 months (3,416,646) (2,534,725)
Estimated Fair Value 20,376,298 21,773,433
Net Unrealized Losses (3,735,789) (2,352,145)
Corporate and other bonds industrial and miscellaneous    
Net Investment Income [Line Items]    
Cost or Amortized Cost 164,231,277 131,958,643
Allowance for Credit Losses 0 0
Gross Unrealized Gains 725 567,410
Gross Unrealized Losses - less than 12 months (5,242,808) (118,901)
Gross Unrealized Loss - more than 12 months (3,437,762) (2,540,470)
Estimated Fair Value 155,551,432 129,866,682
Net Unrealized Losses (8,679,845) (2,091,961)
Residential mortgage and other asset backed securities    
Net Investment Income [Line Items]    
Cost or Amortized Cost 149,198,040 139,656,710
Allowance for Credit Losses (7,295) 0
Gross Unrealized Gains 109,882 1,273,816
Gross Unrealized Losses - less than 12 months (4,961,717) (62,968)
Gross Unrealized Loss - more than 12 months (5,712,203) (4,477,673)
Estimated Fair Value 138,626,707 136,389,885
Net Unrealized Losses (10,571,333) (3,266,825)
Total fixed-maturity securities, available-for-sale    
Net Investment Income [Line Items]    
Cost or Amortized Cost 339,039,442 296,738,055
Allowance for Credit Losses (7,295) 0
Gross Unrealized Gains 110,607 2,033,872
Gross Unrealized Losses - less than 12 months (10,595,631) (181,869)
Gross Unrealized Loss - more than 12 months (12,566,611) (9,552,868)
Estimated Fair Value 315,980,512 289,037,190
Net Unrealized Losses (23,058,930) $ (7,700,865)
Short-term investments    
Net Investment Income [Line Items]    
Cost or Amortized Cost 1,486,371  
Allowance for Credit Losses 0  
Gross Unrealized Gains 0  
Gross Unrealized Losses - less than 12 months (3,966)  
Gross Unrealized Loss - more than 12 months 0  
Estimated Fair Value 1,482,405  
Net Unrealized Losses $ (3,966)