<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2026 Workiva-->
<!--r:01a03390-ba57-7a09-a37c-a178ea044412,g:520cd9ab-71b9-4398-9ea8-23bfd7815281-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.onitygroup.com/role/CoverPage" xlink:type="simple" xlink:href="onit-20260930.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_01a03390-be76-730e-ac98-099b642a194b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_DocumentType_01a03390-be76-730e-ac98-099b642a194b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentQuarterlyReport_01a03390-be76-7578-afce-2047064343a9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentQuarterlyReport"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_DocumentQuarterlyReport_01a03390-be76-7578-afce-2047064343a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_01a03390-be76-7454-ada0-00a7a7b704df" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_DocumentPeriodEndDate_01a03390-be76-7454-ada0-00a7a7b704df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_01a03390-be76-7d42-bd15-b32f4b508d52" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentTransitionReport"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_DocumentTransitionReport_01a03390-be76-7d42-bd15-b32f4b508d52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_01a03390-be76-767a-b5f7-542300f640f3" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityFileNumber_01a03390-be76-767a-b5f7-542300f640f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_01a03390-be76-7831-aef1-00289a2b52ab" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityRegistrantName_01a03390-be76-7831-aef1-00289a2b52ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_01a03390-be76-7673-9c91-273c62c90a54" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityIncorporationStateCountryCode_01a03390-be76-7673-9c91-273c62c90a54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_01a03390-be76-7f1f-a1dd-149389653836" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityTaxIdentificationNumber_01a03390-be76-7f1f-a1dd-149389653836" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_01a03390-be76-7843-aa26-8251bf8cc82d" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityAddressAddressLine1_01a03390-be76-7843-aa26-8251bf8cc82d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_01a03390-be76-742c-90fa-64723511f1e8" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityAddressCityOrTown_01a03390-be76-742c-90fa-64723511f1e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_01a03390-be76-7743-a81c-ebdd34b9ca70" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityAddressStateOrProvince_01a03390-be76-7743-a81c-ebdd34b9ca70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_01a03390-be76-73c3-8cfd-a3fc9213eac9" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityAddressPostalZipCode_01a03390-be76-73c3-8cfd-a3fc9213eac9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_01a03390-be76-784e-a1b0-6b4535a71fcf" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_CityAreaCode_01a03390-be76-784e-a1b0-6b4535a71fcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_01a03390-be76-7e47-8f8c-471fcc2952d6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_LocalPhoneNumber_01a03390-be76-7e47-8f8c-471fcc2952d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_01a03390-be76-7421-a93b-a4b0c885e3c4" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_Security12bTitle_01a03390-be76-7421-a93b-a4b0c885e3c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_01a03390-be76-7d5f-95ee-1982cab07bf0" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_TradingSymbol_01a03390-be76-7d5f-95ee-1982cab07bf0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_01a03390-be76-762f-8bd9-4941182160e6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_SecurityExchangeName_01a03390-be76-762f-8bd9-4941182160e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_01a03390-be76-7000-bffb-ee6c4a8a4b6c" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCurrentReportingStatus"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityCurrentReportingStatus_01a03390-be76-7000-bffb-ee6c4a8a4b6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_01a03390-be76-74a4-894e-1fadffc8c7ff" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityInteractiveDataCurrent_01a03390-be76-74a4-894e-1fadffc8c7ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_01a03390-be76-75cd-9de5-8fba630d6d7e" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityFilerCategory"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityFilerCategory_01a03390-be76-75cd-9de5-8fba630d6d7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_01a03390-be76-7406-bba8-3ec3e392159a" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntitySmallBusiness"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntitySmallBusiness_01a03390-be76-7406-bba8-3ec3e392159a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_01a03390-be76-7681-9600-9a723ce5a054" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityEmergingGrowthCompany_01a03390-be76-7681-9600-9a723ce5a054" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_01a03390-be76-725f-9bc1-248e912b5d26" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityShellCompany"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityShellCompany_01a03390-be76-725f-9bc1-248e912b5d26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_01a03390-be76-7069-8c34-3f474083bd32" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_01a03390-be76-7069-8c34-3f474083bd32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_01a03390-be76-77b3-93dc-e2dc00d075a6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_EntityCentralIndexKey_01a03390-be76-77b3-93dc-e2dc00d075a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_01a03390-be76-7b2e-a36b-e93a647e9a30" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_CurrentFiscalYearEndDate_01a03390-be76-7b2e-a36b-e93a647e9a30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_01a03390-be76-7f72-a28e-4595fb0dda75" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentFiscalYearFocus"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_DocumentFiscalYearFocus_01a03390-be76-7f72-a28e-4595fb0dda75" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_01a03390-be76-7be2-9300-bfdbb5c0cad7" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_DocumentFiscalPeriodFocus_01a03390-be76-7be2-9300-bfdbb5c0cad7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_01a03390-be76-7c95-9f72-4f8d8dbb0385" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_01a03390-be76-7bad-ae72-f330cc5dc338" xlink:to="loc_dei_AmendmentFlag_01a03390-be76-7c95-9f72-4f8d8dbb0385" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDBALANCESHEETS" xlink:type="simple" xlink:href="onit-20260930.xsd#UNAUDITEDCONSOLIDATEDBALANCESHEETS"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDBALANCESHEETS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_01a03390-be76-7934-91e7-78ba6fef174c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_01a03390-be76-7934-91e7-78ba6fef174c" xlink:to="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Cash_01a03390-be76-7f20-8059-94c34fda0207" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Cash"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_us-gaap_Cash_01a03390-be76-7f20-8059-94c34fda0207" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_01a03390-be76-7999-8f3b-005cac627295" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_01a03390-be76-7999-8f3b-005cac627295" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAsset_01a03390-be76-77ab-b300-ebcdae621ee0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAsset"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_us-gaap_ServicingAsset_01a03390-be76-77ab-b300-ebcdae621ee0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_Advances_01a03390-be76-7b50-bc07-4f2dadc78638" xlink:href="onit-20260930.xsd#onit_Advances"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_onit_Advances_01a03390-be76-7b50-bc07-4f2dadc78638" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_01a03390-be76-7925-bdc7-11d7eb92472d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_01a03390-be76-7925-bdc7-11d7eb92472d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-be76-70ff-983a-f7249050e492" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgages"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-be76-70ff-983a-f7249050e492" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgages_01a03390-be76-709f-a64b-6edd2cc168d4" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgages"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgages_01a03390-be76-709f-a64b-6edd2cc168d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_01a03390-be76-75b3-a14c-501866e2abcb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherReceivables"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_us-gaap_OtherReceivables_01a03390-be76-75b3-a14c-501866e2abcb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_01a03390-be76-777e-8793-c1c9d61ccd4f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_01a03390-be76-777e-8793-c1c9d61ccd4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_01a03390-be76-7d33-9b6b-86006a167feb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_us-gaap_OtherAssets_01a03390-be76-7d33-9b6b-86006a167feb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoanRepurchaseAsset_01a03390-be76-784f-8608-d65d4b3da4c2" xlink:href="onit-20260930.xsd#onit_LoanRepurchaseAsset"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_onit_LoanRepurchaseAsset_01a03390-be76-784f-8608-d65d4b3da4c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_01a03390-be76-76e9-ae95-863aac5f2ddd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_01a03390-be76-7485-89ae-8e228979ba36" xlink:to="loc_us-gaap_Assets_01a03390-be76-76e9-ae95-863aac5f2ddd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_01a03390-be76-7d35-8cb5-accd4fdd4743" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_01a03390-be76-7934-91e7-78ba6fef174c" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_01a03390-be76-7d35-8cb5-accd4fdd4743" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_01a03390-be76-7d35-8cb5-accd4fdd4743" xlink:to="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-be76-7afd-b962-9a792e92ab67" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-be76-7afd-b962-9a792e92ab67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherFinancingLiabilities_01a03390-be76-7f06-8671-be7b6ab26d26" xlink:href="onit-20260930.xsd#onit_OtherFinancingLiabilities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_onit_OtherFinancingLiabilities_01a03390-be76-7f06-8671-be7b6ab26d26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-be76-7363-b5b0-ca14dc64bed6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-be76-7363-b5b0-ca14dc64bed6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermBorrowings_01a03390-be76-786c-9250-b674ae453b51" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherShortTermBorrowings"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_us-gaap_OtherShortTermBorrowings_01a03390-be76-786c-9250-b674ae453b51" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseMortgageSecuritizationNotes_01a03390-be76-7dbb-95d0-80486c5750a7" xlink:href="onit-20260930.xsd#onit_ReverseMortgageSecuritizationNotes"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_onit_ReverseMortgageSecuritizationNotes_01a03390-be76-7dbb-95d0-80486c5750a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_01a03390-be76-79ed-8d3a-be1122862719" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_us-gaap_LineOfCredit_01a03390-be76-79ed-8d3a-be1122862719" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotes_01a03390-be76-7a7d-80bb-0e7c5462b260" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotes"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_us-gaap_SeniorNotes_01a03390-be76-7a7d-80bb-0e7c5462b260" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_01a03390-be76-7a6a-a113-15a22ce971c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_us-gaap_OtherLiabilities_01a03390-be76-7a6a-a113-15a22ce971c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ContingentLoanRepurchaseLiability_01a03390-be76-70c1-9949-4db193bf3069" xlink:href="onit-20260930.xsd#onit_ContingentLoanRepurchaseLiability"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_onit_ContingentLoanRepurchaseLiability_01a03390-be76-70c1-9949-4db193bf3069" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_01a03390-be76-7f12-bba5-d1f0571d7ced" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_01a03390-be76-71b4-a2fd-5e17e47f32c0" xlink:to="loc_us-gaap_Liabilities_01a03390-be76-7f12-bba5-d1f0571d7ced" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_01a03390-be76-7089-b02a-b228aebca576" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_01a03390-be76-7d35-8cb5-accd4fdd4743" xlink:to="loc_us-gaap_CommitmentsAndContingencies_01a03390-be76-7089-b02a-b228aebca576" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_01a03390-be76-7872-9e74-fc08f44192fe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TemporaryEquityCarryingAmountAttributableToParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_01a03390-be76-7d35-8cb5-accd4fdd4743" xlink:to="loc_us-gaap_TemporaryEquityCarryingAmountAttributableToParent_01a03390-be76-7872-9e74-fc08f44192fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityAbstract_01a03390-be76-7b65-a042-712e2a8444b9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_01a03390-be76-7d35-8cb5-accd4fdd4743" xlink:to="loc_us-gaap_StockholdersEquityAbstract_01a03390-be76-7b65-a042-712e2a8444b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_01a03390-be77-7697-9b3b-3e24520bb4f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_01a03390-be76-7b65-a042-712e2a8444b9" xlink:to="loc_us-gaap_CommonStockValue_01a03390-be77-7697-9b3b-3e24520bb4f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_01a03390-be77-7f5f-820e-464161299748" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_01a03390-be76-7b65-a042-712e2a8444b9" xlink:to="loc_us-gaap_AdditionalPaidInCapital_01a03390-be77-7f5f-820e-464161299748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_01a03390-be77-747b-816f-cddb4ddabb1c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_01a03390-be76-7b65-a042-712e2a8444b9" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_01a03390-be77-747b-816f-cddb4ddabb1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_01a03390-be77-7747-b0da-98fa55bbd877" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_01a03390-be76-7b65-a042-712e2a8444b9" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_01a03390-be77-7747-b0da-98fa55bbd877" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_01a03390-be77-7938-9594-bd7f9428cf5a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_01a03390-be76-7b65-a042-712e2a8444b9" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_01a03390-be77-7938-9594-bd7f9428cf5a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_01a03390-be77-7d99-a229-1d5a1cfe7790" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquityAbstract_01a03390-be76-7d35-8cb5-accd4fdd4743" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_01a03390-be77-7d99-a229-1d5a1cfe7790" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="simple" xlink:href="onit-20260930.xsd#UNAUDITEDCONSOLIDATEDBALANCESHEETSParenthetical"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDBALANCESHEETSParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_01a03390-be77-7c2c-bed2-3299b0867b4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_01a03390-be77-7f24-84c7-bd8db1c303c6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_01a03390-be77-7c2c-bed2-3299b0867b4d" xlink:to="loc_us-gaap_StatementTable_01a03390-be77-7f24-84c7-bd8db1c303c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_01a03390-be77-799c-9aab-5f811db81cf8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_01a03390-be77-7f24-84c7-bd8db1c303c6" xlink:to="loc_srt_ConsolidatedEntitiesAxis_01a03390-be77-799c-9aab-5f811db81cf8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-726a-bbe2-6ff11df3629c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_01a03390-be77-799c-9aab-5f811db81cf8" xlink:to="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-726a-bbe2-6ff11df3629c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-7781-9cf1-90aa67c0178c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-726a-bbe2-6ff11df3629c" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-7781-9cf1-90aa67c0178c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_01a03390-be77-7f24-84c7-bd8db1c303c6" xlink:to="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_01a03390-bf32-76b4-aa1e-c8345c50a144" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_01a03390-bf32-76b4-aa1e-c8345c50a144" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_Advances_01a03390-bf32-7ab9-8a7f-b3fd1a15f7d5" xlink:href="onit-20260930.xsd#onit_Advances"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_onit_Advances_01a03390-bf32-7ab9-8a7f-b3fd1a15f7d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_01a03390-bf32-7877-aa9f-3fb9c767f3e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_01a03390-bf32-7877-aa9f-3fb9c767f3e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_01a03390-bf32-7371-8a14-cb2219212cbd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherReceivables"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_OtherReceivables_01a03390-bf32-7371-8a14-cb2219212cbd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsFairValueDisclosure_01a03390-bf32-7ac2-bba2-e9aa0f91fc0c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_OtherAssetsFairValueDisclosure_01a03390-bf32-7ac2-bba2-e9aa0f91fc0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_01a03390-bf32-7249-8c44-2e9da017dc40" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_OtherAssets_01a03390-bf32-7249-8c44-2e9da017dc40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-bf32-72b3-9599-a32d61ecdb4b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-bf32-72b3-9599-a32d61ecdb4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermBorrowings_01a03390-bf32-71a6-b0d1-b0e0cab0168f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherShortTermBorrowings"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_OtherShortTermBorrowings_01a03390-bf32-71a6-b0d1-b0e0cab0168f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesFairValueDisclosure_01a03390-bf32-73cd-999a-472695979061" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_OtherLiabilitiesFairValueDisclosure_01a03390-bf32-73cd-999a-472695979061" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityParOrStatedValuePerShare_01a03390-bf32-74b6-b515-d00cbab5f892" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TemporaryEquityParOrStatedValuePerShare"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_TemporaryEquityParOrStatedValuePerShare_01a03390-bf32-74b6-b515-d00cbab5f892" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesAuthorized_01a03390-bf32-7958-866b-bc84e7d5fece" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TemporaryEquitySharesAuthorized"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_TemporaryEquitySharesAuthorized_01a03390-bf32-7958-866b-bc84e7d5fece" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquityLiquidationPreferencePerShare_01a03390-bf32-7896-a21a-1c8ab9d977e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TemporaryEquityLiquidationPreferencePerShare"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_TemporaryEquityLiquidationPreferencePerShare_01a03390-bf32-7896-a21a-1c8ab9d977e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesIssued_01a03390-bf32-7878-9af4-cf0db8f428ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TemporaryEquitySharesIssued"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_TemporaryEquitySharesIssued_01a03390-bf32-7878-9af4-cf0db8f428ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TemporaryEquitySharesOutstanding_01a03390-bf32-7e42-b4a7-f6e56216f44f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TemporaryEquitySharesOutstanding"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_TemporaryEquitySharesOutstanding_01a03390-bf32-7e42-b4a7-f6e56216f44f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockParOrStatedValuePerShare_01a03390-bf32-74ad-91b6-762d61a71079" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockParOrStatedValuePerShare"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_CommonStockParOrStatedValuePerShare_01a03390-bf32-74ad-91b6-762d61a71079" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_01a03390-bf32-7485-bf2c-71882ec35790" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_01a03390-bf32-7485-bf2c-71882ec35790" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_01a03390-bf32-7132-9262-6ad5260b19fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_CommonStockSharesIssued_01a03390-bf32-7132-9262-6ad5260b19fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_01a03390-bf32-7c33-a1ce-21a948bb1ed2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-73c0-af4f-cc3026676c28" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_01a03390-bf32-7c33-a1ce-21a948bb1ed2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="simple" xlink:href="onit-20260930.xsd#UNAUDITEDCONSOLIDATEDSTATEMENTSOFOPERATIONS"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFOPERATIONS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenuesAbstract_01a03390-bf32-76a9-91b7-7e0fb5b27f67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenuesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_RevenuesAbstract_01a03390-bf32-76a9-91b7-7e0fb5b27f67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingFees_01a03390-bf32-7816-a640-dde96407b50c" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingFees"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_01a03390-bf32-76a9-91b7-7e0fb5b27f67" xlink:to="loc_onit_ServicingAndSubservicingFees_01a03390-bf32-7816-a640-dde96407b50c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FeeandCommissionsReverseMortgageBanking_01a03390-bf32-7612-81c3-fe5f36057758" xlink:href="onit-20260930.xsd#onit_FeeandCommissionsReverseMortgageBanking"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_01a03390-bf32-76a9-91b7-7e0fb5b27f67" xlink:to="loc_onit_FeeandCommissionsReverseMortgageBanking_01a03390-bf32-7612-81c3-fe5f36057758" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_01a03390-bf32-72d9-875f-08c28adfc184" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSalesOfLoansNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_01a03390-bf32-76a9-91b7-7e0fb5b27f67" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_01a03390-bf32-72d9-875f-08c28adfc184" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_01a03390-bf32-786f-a102-63569b6cddec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_01a03390-bf32-76a9-91b7-7e0fb5b27f67" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_01a03390-bf32-786f-a102-63569b6cddec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_01a03390-bf32-7afe-870d-f23b35ee2fa6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_01a03390-bf32-76a9-91b7-7e0fb5b27f67" xlink:to="loc_us-gaap_Revenues_01a03390-bf32-7afe-870d-f23b35ee2fa6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bf32-706c-b6b8-a63bdfbe4879" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RevenuesAbstract_01a03390-bf32-76a9-91b7-7e0fb5b27f67" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bf32-706c-b6b8-a63bdfbe4879" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostsAndExpensesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_01a03390-bf32-7b0b-a026-c7e1263c1bba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:to="loc_us-gaap_LaborAndRelatedExpense_01a03390-bf32-7b0b-a026-c7e1263c1bba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndOrigination_01a03390-bf32-71b3-90af-1956485ea040" xlink:href="onit-20260930.xsd#onit_ServicingAndOrigination"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:to="loc_onit_ServicingAndOrigination_01a03390-bf32-71b3-90af-1956485ea040" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommunicationsAndInformationTechnology_01a03390-bf32-745f-b031-09ddb754dd98" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommunicationsAndInformationTechnology"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:to="loc_us-gaap_CommunicationsAndInformationTechnology_01a03390-bf32-745f-b031-09ddb754dd98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfessionalFees_01a03390-bf32-72ab-a4e2-420c0c4aa1a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfessionalFees"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:to="loc_us-gaap_ProfessionalFees_01a03390-bf32-72ab-a4e2-420c0c4aa1a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OccupancyNet_01a03390-bf32-7c80-b1d9-285a09f0bad1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OccupancyNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:to="loc_us-gaap_OccupancyNet_01a03390-bf32-7c80-b1d9-285a09f0bad1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherExpenses_01a03390-bf32-71fe-9802-b2c75311e7bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherExpenses"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:to="loc_us-gaap_OtherExpenses_01a03390-bf32-71fe-9802-b2c75311e7bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpenses_01a03390-bf32-7a57-af2f-03f6d3d225f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostsAndExpenses"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CostsAndExpensesAbstract_01a03390-bf32-7ab5-933e-d55fc94b6f67" xlink:to="loc_us-gaap_CostsAndExpenses_01a03390-bf32-7a57-af2f-03f6d3d225f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpenseAbstract_01a03390-bf32-764a-b6b0-4f6836f7d0e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNonoperatingIncomeExpenseAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_OtherNonoperatingIncomeExpenseAbstract_01a03390-bf32-764a-b6b0-4f6836f7d0e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndOtherIncome_01a03390-bf32-7a85-84e5-a9a35e393a16" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndOtherIncome"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNonoperatingIncomeExpenseAbstract_01a03390-bf32-764a-b6b0-4f6836f7d0e3" xlink:to="loc_us-gaap_InterestAndOtherIncome_01a03390-bf32-7a85-84e5-a9a35e393a16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseNonoperating_01a03390-bf32-7064-823e-94fc3f0a9c2e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseNonoperating"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNonoperatingIncomeExpenseAbstract_01a03390-bf32-764a-b6b0-4f6836f7d0e3" xlink:to="loc_us-gaap_InterestExpenseNonoperating_01a03390-bf32-7064-823e-94fc3f0a9c2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingInterestExpense_01a03390-bf32-7e19-b607-44e4ebc156fa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingInterestExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNonoperatingIncomeExpenseAbstract_01a03390-bf32-764a-b6b0-4f6836f7d0e3" xlink:to="loc_us-gaap_FinancingInterestExpense_01a03390-bf32-7e19-b607-44e4ebc156fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpense_01a03390-bf32-7877-a4d4-6f743c4530f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNonoperatingIncomeExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNonoperatingIncomeExpenseAbstract_01a03390-bf32-764a-b6b0-4f6836f7d0e3" xlink:to="loc_us-gaap_OtherNonoperatingIncomeExpense_01a03390-bf32-7877-a4d4-6f743c4530f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonoperatingIncomeExpense_01a03390-bf32-7bf0-987c-6a9682c3cc61" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NonoperatingIncomeExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherNonoperatingIncomeExpenseAbstract_01a03390-bf32-764a-b6b0-4f6836f7d0e3" xlink:to="loc_us-gaap_NonoperatingIncomeExpense_01a03390-bf32-7bf0-987c-6a9682c3cc61" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossAttributableToParent_01a03390-bf32-73f0-8e85-c22b72e279a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossAttributableToParent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_IncomeLossAttributableToParent_01a03390-bf32-73f0-8e85-c22b72e279a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_01a03390-bf32-7194-95c2-2f9ffbaea716" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_01a03390-bf32-7194-95c2-2f9ffbaea716" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_01a03390-bf32-76c7-a716-7ff8fd9b9277" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_NetIncomeLoss_01a03390-bf32-76c7-a716-7ff8fd9b9277" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsPreferredStock_01a03390-bf32-766a-80e6-8dd4b3bea711" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DividendsPreferredStock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_DividendsPreferredStock_01a03390-bf32-766a-80e6-8dd4b3bea711" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_01a03390-bf32-775d-8795-d820c8f7ad38" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_01a03390-bf32-775d-8795-d820c8f7ad38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_EarningsPerShareBasicAndDiluted1Abstract_01a03390-bf32-71d1-b2b7-6bf5f7a114fe" xlink:href="onit-20260930.xsd#onit_EarningsPerShareBasicAndDiluted1Abstract"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_onit_EarningsPerShareBasicAndDiluted1Abstract_01a03390-bf32-71d1-b2b7-6bf5f7a114fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_01a03390-bf32-7bf6-9100-dcf7330f7f3e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_EarningsPerShareBasicAndDiluted1Abstract_01a03390-bf32-71d1-b2b7-6bf5f7a114fe" xlink:to="loc_us-gaap_EarningsPerShareBasic_01a03390-bf32-7bf6-9100-dcf7330f7f3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_01a03390-bf32-704d-b8bf-06ab65f0258a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_EarningsPerShareBasicAndDiluted1Abstract_01a03390-bf32-71d1-b2b7-6bf5f7a114fe" xlink:to="loc_us-gaap_EarningsPerShareDiluted_01a03390-bf32-704d-b8bf-06ab65f0258a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bf32-7479-80ba-1150c89069e7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasicAbstract"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_01a03390-bf32-77bc-86f7-641f7cb83ab2" xlink:to="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bf32-7479-80ba-1150c89069e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_01a03390-bf32-7806-bd90-f8bf49d3374a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bf32-7479-80ba-1150c89069e7" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_01a03390-bf32-7806-bd90-f8bf49d3374a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_01a03390-bf32-76ce-b01d-7bb84164f507" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bf32-7479-80ba-1150c89069e7" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_01a03390-bf32-76ce-b01d-7bb84164f507" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMELOSS" xlink:type="simple" xlink:href="onit-20260930.xsd#UNAUDITEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMELOSS"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFCOMPREHENSIVEINCOMELOSS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_01a03390-bf32-7b8a-9ca6-b60473710f25" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_01a03390-bf32-71b7-856d-74eebd620d3f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_01a03390-bf32-7b8a-9ca6-b60473710f25" xlink:to="loc_us-gaap_NetIncomeLoss_01a03390-bf32-71b7-856d-74eebd620d3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeOtherNetOfTax_01a03390-bf32-70be-a5db-e6e6f88db793" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeOtherNetOfTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_01a03390-bf32-7b8a-9ca6-b60473710f25" xlink:to="loc_us-gaap_OtherComprehensiveIncomeOtherNetOfTax_01a03390-bf32-70be-a5db-e6e6f88db793" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_01a03390-bf32-7a1b-98c7-32b603cad9b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_01a03390-bf32-7b8a-9ca6-b60473710f25" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_01a03390-bf32-7a1b-98c7-32b603cad9b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFCHANGESINEQUITY" xlink:type="simple" xlink:href="onit-20260930.xsd#UNAUDITEDCONSOLIDATEDSTATEMENTSOFCHANGESINEQUITY"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFCHANGESINEQUITY" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_01a03390-bf32-74c5-bfa3-b390dd6e3c90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_01a03390-bf32-7e86-8760-bf5a84f10f22" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_01a03390-bf32-74c5-bfa3-b390dd6e3c90" xlink:to="loc_us-gaap_StatementTable_01a03390-bf32-7e86-8760-bf5a84f10f22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_01a03390-bf32-792d-85dd-3eb4a1dc8d10" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_01a03390-bf32-7e86-8760-bf5a84f10f22" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_01a03390-bf32-792d-85dd-3eb4a1dc8d10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_01a03390-bf32-72fa-84a1-21c20364544b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_01a03390-bf32-792d-85dd-3eb4a1dc8d10" xlink:to="loc_us-gaap_EquityComponentDomain_01a03390-bf32-72fa-84a1-21c20364544b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_01a03390-bf32-7da4-a358-6741907c2ca6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01a03390-bf32-72fa-84a1-21c20364544b" xlink:to="loc_us-gaap_CommonStockMember_01a03390-bf32-7da4-a358-6741907c2ca6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_01a03390-bf32-7008-962a-1553584fa229" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01a03390-bf32-72fa-84a1-21c20364544b" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_01a03390-bf32-7008-962a-1553584fa229" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_01a03390-bf32-790e-85d5-74c8be430074" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01a03390-bf32-72fa-84a1-21c20364544b" xlink:to="loc_us-gaap_RetainedEarningsMember_01a03390-bf32-790e-85d5-74c8be430074" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_01a03390-bf32-7cd3-b5a2-ffd28e5c0521" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_01a03390-bf32-72fa-84a1-21c20364544b" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_01a03390-bf32-7cd3-b5a2-ffd28e5c0521" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_01a03390-bf32-772b-b596-66c5aea911cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_01a03390-bf32-7e86-8760-bf5a84f10f22" xlink:to="loc_us-gaap_StatementLineItems_01a03390-bf32-772b-b596-66c5aea911cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_01a03390-bf32-772b-b596-66c5aea911cb" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_01a03390-bf32-74a3-b290-2512729e1fad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_01a03390-bf32-74a3-b290-2512729e1fad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_01a03390-bf32-728d-89f2-1b7ebd18afdb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_01a03390-bf32-728d-89f2-1b7ebd18afdb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_01a03390-bf32-752c-a312-6a2c03d2ea48" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_NetIncomeLoss_01a03390-bf32-752c-a312-6a2c03d2ea48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings_01a1ad21-abbc-78ff-8ed1-f09218850602" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalDividendsInExcessOfRetainedEarnings_01a1ad21-abbc-78ff-8ed1-f09218850602" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsPreferredStock_01a1ad1b-6c6b-7122-be67-35545552ca53" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DividendsPreferredStock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_DividendsPreferredStock_01a1ad1b-6c6b-7122-be67-35545552ca53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_01a03390-bf32-74d1-bac7-21df7f2fb20f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchasedDuringPeriodShares"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodShares_01a03390-bf32-74d1-bac7-21df7f2fb20f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodValue_01a03390-bf32-74a9-8083-bc087f7192ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchasedDuringPeriodValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodValue_01a03390-bf32-74a9-8083-bc087f7192ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_01a03390-bf32-7556-ae5d-11894dfb0782" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueConversionOfConvertibleSecurities_01a03390-bf32-7556-ae5d-11894dfb0782" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_01a03390-bf32-7c97-9960-f9abb6d7d6f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesShareBasedCompensation_01a03390-bf32-7c97-9960-f9abb6d7d6f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_01a03390-bf32-7096-8683-c4e30ee30033" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation_01a03390-bf32-7096-8683-c4e30ee30033" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_01a03390-bf32-78b3-a58a-34bc52ebfbb0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_01a03390-bf32-78b3-a58a-34bc52ebfbb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_01a03390-bf32-7197-9898-19e737473073" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_01a03390-bf32-7197-9898-19e737473073" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_01a03390-bf32-7d80-a498-d476bc2e2a46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_01a03390-bf32-7fba-bfa4-a90dfa8cb1d1" xlink:to="loc_us-gaap_StockholdersEquityIncludingPortionAttributableToNoncontrollingInterest_01a03390-bf32-7d80-a498-d476bc2e2a46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFCHANGESINEQUITYParenthetical" xlink:type="simple" xlink:href="onit-20260930.xsd#UNAUDITEDCONSOLIDATEDSTATEMENTSOFCHANGESINEQUITYParenthetical"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFCHANGESINEQUITYParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_01a03390-bf32-7858-a219-1120d8eb163a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockDividendsPerShareDeclared_01a03390-bf32-7d53-a16a-33adf295f1e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PreferredStockDividendsPerShareDeclared"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_01a03390-bf32-7858-a219-1120d8eb163a" xlink:to="loc_us-gaap_PreferredStockDividendsPerShareDeclared_01a03390-bf32-7d53-a16a-33adf295f1e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="simple" xlink:href="onit-20260930.xsd#UNAUDITEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/UNAUDITEDCONSOLIDATEDSTATEMENTSOFCASHFLOWS" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-73ba-959a-e43f0013608e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-73ba-959a-e43f0013608e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_01a03390-bf32-7c8a-b922-dd49fce6b060" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-73ba-959a-e43f0013608e" xlink:to="loc_us-gaap_ProfitLoss_01a03390-bf32-7c8a-b922-dd49fce6b060" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-73ba-959a-e43f0013608e" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MSRValuationAdjustmentNetIncreaseDecrease_01a03390-bf32-7233-9191-42256d098926" xlink:href="onit-20260930.xsd#onit_MSRValuationAdjustmentNetIncreaseDecrease"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_onit_MSRValuationAdjustmentNetIncreaseDecrease_01a03390-bf32-7233-9191-42256d098926" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProvisionForDoubtfulAccounts_01a03390-bf32-7120-ab98-45b32fa8b26a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProvisionForDoubtfulAccounts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_us-gaap_ProvisionForDoubtfulAccounts_01a03390-bf32-7120-ab98-45b32fa8b26a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProvisionForReversalOfRepresentationAndWarrantyObligations_01a03390-bf32-7702-b451-72a496887afd" xlink:href="onit-20260930.xsd#onit_ProvisionForReversalOfRepresentationAndWarrantyObligations"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_onit_ProvisionForReversalOfRepresentationAndWarrantyObligations_01a03390-bf32-7702-b451-72a496887afd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_01a03390-bf32-7d24-9110-e353ab1b158c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_01a03390-bf32-7d24-9110-e353ab1b158c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_01a03390-bf32-7388-954a-04f6331ba38d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_01a03390-bf32-7388-954a-04f6331ba38d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_01a03390-bf32-7e26-9983-dccb73fa3ef0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_us-gaap_ShareBasedCompensation_01a03390-bf32-7e26-9983-dccb73fa3ef0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_InterestIncomeCapitalized_01a03390-bf32-705f-892d-ae67b31690fa" xlink:href="onit-20260930.xsd#onit_InterestIncomeCapitalized"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_onit_InterestIncomeCapitalized_01a03390-bf32-705f-892d-ae67b31690fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_01a03390-bf32-7bc7-baaa-132a1126483b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_01a03390-bf32-7bc7-baaa-132a1126483b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_01a03390-bf32-7175-9f72-649f66b66963" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredIncomeTaxesAndTaxCredits"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_us-gaap_DeferredIncomeTaxesAndTaxCredits_01a03390-bf32-7175-9f72-649f66b66963" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherFinancialInstrumentsUsedInOperatingActivities_01a03390-bf32-76d2-820e-92a31a77c68c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherFinancialInstrumentsUsedInOperatingActivities"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherFinancialInstrumentsUsedInOperatingActivities_01a03390-bf32-76d2-820e-92a31a77c68c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_01a03390-bf32-7623-b558-63913671da05" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSalesOfLoansNet"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-70a9-b1cb-8c5b7e8ebbd5" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_01a03390-bf32-7623-b558-63913671da05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-73ba-959a-e43f0013608e" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_IncreaseDecreaseInAdvancesAndTransfersAccountedForAsSecuredBorrowingsAdvances_01a03390-bf32-7214-952f-4414a3596ac0" xlink:href="onit-20260930.xsd#onit_IncreaseDecreaseInAdvancesAndTransfersAccountedForAsSecuredBorrowingsAdvances"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:to="loc_onit_IncreaseDecreaseInAdvancesAndTransfersAccountedForAsSecuredBorrowingsAdvances_01a03390-bf32-7214-952f-4414a3596ac0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccountsReceivableAndOtherOperatingAssets_01a03390-bf32-71ca-87af-ccf20eded68e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInAccountsReceivableAndOtherOperatingAssets"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:to="loc_us-gaap_IncreaseDecreaseInAccountsReceivableAndOtherOperatingAssets_01a03390-bf32-71ca-87af-ccf20eded68e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDerivativeAssetsAndLiabilities_01a03390-bf32-74ba-bccf-ad259498dd64" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInDerivativeAssetsAndLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:to="loc_us-gaap_IncreaseDecreaseInDerivativeAssetsAndLiabilities_01a03390-bf32-74ba-bccf-ad259498dd64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_01a03390-bf32-76ff-982f-73b15f86f817" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_01a03390-bf32-76ff-982f-73b15f86f817" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToPurchaseLoansHeldForSale_01a03390-bf32-7080-a83d-3ea9a66bfa36" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToPurchaseLoansHeldForSale"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:to="loc_us-gaap_PaymentsToPurchaseLoansHeldForSale_01a03390-bf32-7080-a83d-3ea9a66bfa36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale_01a03390-bf32-7b4d-9979-4bc73dd58e9c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:to="loc_us-gaap_ProceedsFromSaleAndCollectionOfLoansHeldforsale_01a03390-bf32-7b4d-9979-4bc73dd58e9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProceedsFromSaleAndCollectionLoanHeldForSaleReverseMortgages_01a03390-bf32-798c-a16a-c4e448143fe0" xlink:href="onit-20260930.xsd#onit_ProceedsFromSaleAndCollectionLoanHeldForSaleReverseMortgages"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:to="loc_onit_ProceedsFromSaleAndCollectionLoanHeldForSaleReverseMortgages_01a03390-bf32-798c-a16a-c4e448143fe0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingActivitiesCashFlowStatement_01a03390-bf32-7308-b081-7de985c3f439" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherOperatingActivitiesCashFlowStatement"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_01a03390-bf32-75cd-b570-a622dd72aefd" xlink:to="loc_us-gaap_OtherOperatingActivitiesCashFlowStatement_01a03390-bf32-7308-b081-7de985c3f439" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_01a03390-bf32-7d81-b810-0103ef3a0edd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_01a03390-bf32-73ba-959a-e43f0013608e" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_01a03390-bf32-7d81-b810-0103ef3a0edd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLoansHeldForInvestment_01a03390-bf32-7c35-941e-9aeb5f53578d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireLoansHeldForInvestment"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_us-gaap_PaymentsToAcquireLoansHeldForInvestment_01a03390-bf32-7c35-941e-9aeb5f53578d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProceedsFromPrincipalRepaymentReceivedOnReverseMortgageLoansHeldForSalePreviouslyClassifiedAsHeldForInvestment_01a03390-bf32-76cb-b68e-0e557b9cb04e" xlink:href="onit-20260930.xsd#onit_ProceedsFromPrincipalRepaymentReceivedOnReverseMortgageLoansHeldForSalePreviouslyClassifiedAsHeldForInvestment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_onit_ProceedsFromPrincipalRepaymentReceivedOnReverseMortgageLoansHeldForSalePreviouslyClassifiedAsHeldForInvestment_01a03390-bf32-76cb-b68e-0e557b9cb04e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProceedsFromReceivedOnReverseMortgageLoansHeldForSaleHeldForInvestment_01a03390-bf32-76bf-884b-9f6947ae5b1b" xlink:href="onit-20260930.xsd#onit_ProceedsFromReceivedOnReverseMortgageLoansHeldForSaleHeldForInvestment"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_onit_ProceedsFromReceivedOnReverseMortgageLoansHeldForSaleHeldForInvestment_01a03390-bf32-76bf-884b-9f6947ae5b1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_01a03390-bf32-7616-8bdd-923c0d4cf1bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireMortgageServicingRightsMSR"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_us-gaap_PaymentsToAcquireMortgageServicingRightsMSR_01a03390-bf32-7616-8bdd-923c0d4cf1bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_01a03390-bf32-7065-aacf-77fa40fc8723" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_us-gaap_ProceedsFromSaleOfMortgageServicingRightsMSR_01a03390-bf32-7065-aacf-77fa40fc8723" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AcquisitionOfAdvancesInConnectionWithMSRTransactions_01a03390-bf32-78dd-bbfc-8ae34030c0af" xlink:href="onit-20260930.xsd#onit_AcquisitionOfAdvancesInConnectionWithMSRTransactions"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_onit_AcquisitionOfAdvancesInConnectionWithMSRTransactions_01a03390-bf32-78dd-bbfc-8ae34030c0af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProceedsFromSaleOfAdvances_01a03390-bf32-7c3d-ad87-7bdb29dd6358" xlink:href="onit-20260930.xsd#onit_ProceedsFromSaleOfAdvances"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_onit_ProceedsFromSaleOfAdvances_01a03390-bf32-7c3d-ad87-7bdb29dd6358" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireOtherInvestments_01a03390-bf32-78d2-b80c-edcba20e704a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquireOtherInvestments"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_us-gaap_PaymentsToAcquireOtherInvestments_01a03390-bf32-78d2-b80c-edcba20e704a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans_01a03390-bf32-7229-b2f2-eb68242932a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_us-gaap_ProceedsFromSaleOfWhollyOwnedRealEstateAndRealEstateAcquiredInSettlementOfLoans_01a03390-bf32-7229-b2f2-eb68242932a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_01a03390-bf32-7caf-8002-6278da82be07" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_01a03390-bf32-7caf-8002-6278da82be07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_01a03390-bf32-786b-8b09-1756143d68cd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_01a03390-bf32-7e71-a826-dc6326943df8" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_01a03390-bf32-786b-8b09-1756143d68cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RepaymentOfProceedsFromTransfersAccountedForAsSecuredBorrowingsAssociatedLiabilities_01a03390-bf32-71f6-9627-3024d5ff8426" xlink:href="onit-20260930.xsd#onit_RepaymentOfProceedsFromTransfersAccountedForAsSecuredBorrowingsAssociatedLiabilities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_onit_RepaymentOfProceedsFromTransfersAccountedForAsSecuredBorrowingsAssociatedLiabilities_01a03390-bf32-71f6-9627-3024d5ff8426" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit_01a03390-bf32-704f-a165-1ea4fe178837" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromRepaymentsOfLinesOfCredit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_ProceedsFromRepaymentsOfLinesOfCredit_01a03390-bf32-704f-a165-1ea4fe178837" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfSecuredDebt_01a03390-bf32-77f2-a69c-e15e379d32e5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromIssuanceOfSecuredDebt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfSecuredDebt_01a03390-bf32-77f2-a69c-e15e379d32e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSecuredDebt_01a03390-bf32-7c64-9dec-759511d74655" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfSecuredDebt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_RepaymentsOfSecuredDebt_01a03390-bf32-7c64-9dec-759511d74655" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromIssuanceOfOtherLongTermDebt_01a03390-bf32-762f-b7e4-211d47a403a0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromIssuanceOfOtherLongTermDebt"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_ProceedsFromIssuanceOfOtherLongTermDebt_01a03390-bf32-762f-b7e4-211d47a403a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfOtherLongTermDebt_01a18e3c-6db1-73a5-84b2-3c9ebba47b88" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfOtherLongTermDebt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_RepaymentsOfOtherLongTermDebt_01a18e3c-6db1-73a5-84b2-3c9ebba47b88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromNotesPayable_01a03390-bf32-7e6c-9dc3-23f2e7e2aed0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromNotesPayable"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_ProceedsFromNotesPayable_01a03390-bf32-7e6c-9dc3-23f2e7e2aed0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDebtIssuanceCosts_01a03390-bf32-71df-89b5-f9f87a80e01d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDebtIssuanceCosts"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_PaymentsOfDebtIssuanceCosts_01a03390-bf32-71df-89b5-f9f87a80e01d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProceedsFromExcessServicingSpreadFinancing_01a03390-bf32-7865-8cb0-bf939a6f4061" xlink:href="onit-20260930.xsd#onit_ProceedsFromExcessServicingSpreadFinancing"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_onit_ProceedsFromExcessServicingSpreadFinancing_01a03390-bf32-7865-8cb0-bf939a6f4061" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RepaymentsOfOtherFinancingLiabilities_01a03390-bf32-7c56-868c-a3de916aa6ca" xlink:href="onit-20260930.xsd#onit_RepaymentsOfOtherFinancingLiabilities"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_onit_RepaymentsOfOtherFinancingLiabilities_01a03390-bf32-7c56-868c-a3de916aa6ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProceedsFromSaleOfFinanceReceivablesAccountedForAsFinancing_01a03390-bf32-79c7-9a5e-8293c4424b5b" xlink:href="onit-20260930.xsd#onit_ProceedsFromSaleOfFinanceReceivablesAccountedForAsFinancing"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_onit_ProceedsFromSaleOfFinanceReceivablesAccountedForAsFinancing_01a03390-bf32-79c7-9a5e-8293c4424b5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfOtherDebt_01a03390-bf32-7414-b7eb-76a63a497ff8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfOtherDebt"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_RepaymentsOfOtherDebt_01a03390-bf32-7414-b7eb-76a63a497ff8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_01a03390-bf32-73e6-afb9-0f30cf60eca3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_01a03390-bf32-73e6-afb9-0f30cf60eca3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_01a03390-bf32-767a-b919-c1871ea6c1ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_PaymentsOfDividendsPreferredStockAndPreferenceStock_01a03390-bf32-767a-b919-c1871ea6c1ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PaymentForExerciseOfCommonStockWarrants_01a03390-bf32-7b47-93bc-47d2ca8e7a7f" xlink:href="onit-20260930.xsd#onit_PaymentForExerciseOfCommonStockWarrants"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_onit_PaymentForExerciseOfCommonStockWarrants_01a03390-bf32-7b47-93bc-47d2ca8e7a7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_01a03390-bf32-77cb-8859-b547cfeed893" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_01a03390-bf32-7792-aed6-22a2f4e0ffee" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_01a03390-bf32-77cb-8859-b547cfeed893" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_01a03390-bf32-7bcc-a377-88b06c4dbeb1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_01a03390-bf32-7bcc-a377-88b06c4dbeb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_01a03390-bf32-773b-9b47-4655cf3df788" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_01a03390-bf32-773b-9b47-4655cf3df788" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_01a03390-bf32-791e-9d79-4fe991acce92" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_01a03390-bf32-791e-9d79-4fe991acce92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_01a03390-bf32-7dae-bf4c-3b40d1d86587" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_us-gaap_InterestPaidNet_01a03390-bf32-7dae-bf4c-3b40d1d86587" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNetAbstract_01a03390-bf32-773f-95d3-62723b8db355" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxesPaidNetAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_us-gaap_IncomeTaxesPaidNetAbstract_01a03390-bf32-773f-95d3-62723b8db355" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxPaidFederalAfterRefundReceived_01a03390-bf32-7d04-9a3a-c9a69ad2ffee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxPaidFederalAfterRefundReceived"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxesPaidNetAbstract_01a03390-bf32-773f-95d3-62723b8db355" xlink:to="loc_us-gaap_IncomeTaxPaidFederalAfterRefundReceived_01a03390-bf32-7d04-9a3a-c9a69ad2ffee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived_01a03390-bf32-74a8-9eac-8ce65408ebe9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxesPaidNetAbstract_01a03390-bf32-773f-95d3-62723b8db355" xlink:to="loc_us-gaap_IncomeTaxPaidStateAndLocalAfterRefundReceived_01a03390-bf32-74a8-9eac-8ce65408ebe9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxPaidForeignAfterRefundReceived_01a03390-bf32-71de-9ccd-08f34059a4fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxPaidForeignAfterRefundReceived"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxesPaidNetAbstract_01a03390-bf32-773f-95d3-62723b8db355" xlink:to="loc_us-gaap_IncomeTaxPaidForeignAfterRefundReceived_01a03390-bf32-71de-9ccd-08f34059a4fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNet_01a03390-bf32-7de3-96bd-fada1ac09e9a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxesPaidNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxesPaidNetAbstract_01a03390-bf32-773f-95d3-62723b8db355" xlink:to="loc_us-gaap_IncomeTaxesPaidNet_01a03390-bf32-7de3-96bd-fada1ac09e9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesSales_01a03390-bf32-7718-9144-d507d95dfbe6" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesSales"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesSales_01a03390-bf32-7718-9144-d507d95dfbe6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsSales_01a03390-bf32-732f-a593-71b8bf043a67" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsSales"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_HMBSRelatedBorrowingsSales_01a03390-bf32-732f-a593-71b8bf043a67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NonCashLiabilitiesAssumedByTheBuyer_01a1a705-5e2c-7bde-8980-5d3ec8ac8a2e" xlink:href="onit-20260930.xsd#onit_NonCashLiabilitiesAssumedByTheBuyer"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_NonCashLiabilitiesAssumedByTheBuyer_01a1a705-5e2c-7bde-8980-5d3ec8ac8a2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseMortgageServicingRightsSoldReceivableAmount_01a03390-bf32-7ea6-937f-9f806c7f9bfb" xlink:href="onit-20260930.xsd#onit_ReverseMortgageServicingRightsSoldReceivableAmount"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_ReverseMortgageServicingRightsSoldReceivableAmount_01a03390-bf32-7ea6-937f-9f806c7f9bfb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProceedsFromReverseMortgageServicingRightsSold_01a03390-bf32-7b55-b9a2-562953ede018" xlink:href="onit-20260930.xsd#onit_ProceedsFromReverseMortgageServicingRightsSold"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_ProceedsFromReverseMortgageServicingRightsSold_01a03390-bf32-7b55-b9a2-562953ede018" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RecognitionofGrossRightofuseAsset_01a03390-bf32-747d-afa1-499b7f08e235" xlink:href="onit-20260930.xsd#onit_RecognitionofGrossRightofuseAsset"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_RecognitionofGrossRightofuseAsset_01a03390-bf32-747d-afa1-499b7f08e235" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RecognitionofLeaseLiability_01a03390-bf32-711b-984a-463990124698" xlink:href="onit-20260930.xsd#onit_RecognitionofLeaseLiability"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_RecognitionofLeaseLiability_01a03390-bf32-711b-984a-463990124698" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetAtFairValueDerecognition_01a03390-bf32-78ad-9b92-8b0543c36567" xlink:href="onit-20260930.xsd#onit_ServicingAssetAtFairValueDerecognition"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_ServicingAssetAtFairValueDerecognition_01a03390-bf32-78ad-9b92-8b0543c36567" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetAtFairValuePledgedFinancingLiabilityDerecognition_01a03390-bf32-7fa9-a0b6-1e9336e3a0fd" xlink:href="onit-20260930.xsd#onit_ServicingAssetAtFairValuePledgedFinancingLiabilityDerecognition"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_01a03390-bf32-7dea-a1b2-1e133aa8a528" xlink:to="loc_onit_ServicingAssetAtFairValuePledgedFinancingLiabilityDerecognition_01a03390-bf32-7fa9-a0b6-1e9336e3a0fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowElementsAbstract_01a03390-bf32-7776-9908-c730095f7d0d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SupplementalCashFlowElementsAbstract"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_01a03390-bf32-7b15-b819-0384452b2238" xlink:to="loc_us-gaap_SupplementalCashFlowElementsAbstract_01a03390-bf32-7776-9908-c730095f7d0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_01a03390-bf32-7857-b883-fe6ca4446f60" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowElementsAbstract_01a03390-bf32-7776-9908-c730095f7d0d" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_01a03390-bf32-7857-b883-fe6ca4446f60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtServiceAccounts_01a03390-bf32-7437-8ab3-ddc1301c743b" xlink:href="onit-20260930.xsd#onit_DebtServiceAccounts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowElementsAbstract_01a03390-bf32-7776-9908-c730095f7d0d" xlink:to="loc_onit_DebtServiceAccounts_01a03390-bf32-7437-8ab3-ddc1301c743b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_01a03390-bf32-7dba-8a2b-b50090c44c19" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowElementsAbstract_01a03390-bf32-7776-9908-c730095f7d0d" xlink:to="loc_us-gaap_RestrictedCash_01a03390-bf32-7dba-8a2b-b50090c44c19" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_01a03390-bf32-7a1c-8c40-594ed7944984" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowElementsAbstract_01a03390-bf32-7776-9908-c730095f7d0d" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_01a03390-bf32-7a1c-8c40-594ed7944984" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OrganizationandBasisofPresentation" xlink:type="simple" xlink:href="onit-20260930.xsd#OrganizationandBasisofPresentation"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OrganizationandBasisofPresentation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_01a03390-bf32-7781-b581-f2d6c090ada2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock_01a03390-bf32-7459-b9b6-2a318c3e3975" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_01a03390-bf32-7781-b581-f2d6c090ada2" xlink:to="loc_us-gaap_OrganizationConsolidationBasisOfPresentationBusinessDescriptionAndAccountingPoliciesTextBlock_01a03390-bf32-7459-b9b6-2a318c3e3975" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntities" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntities"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7f1d-b3e7-d4c17fc43899" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SecuritizationsAndVariableInterestEntitiesTextBlock_01a03390-bf32-7423-8ac1-ddfbca17abaa" xlink:href="onit-20260930.xsd#onit_SecuritizationsAndVariableInterestEntitiesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7f1d-b3e7-d4c17fc43899" xlink:to="loc_onit_SecuritizationsAndVariableInterestEntitiesTextBlock_01a03390-bf32-7423-8ac1-ddfbca17abaa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/FairValue" xlink:type="simple" xlink:href="onit-20260930.xsd#FairValue"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/FairValue" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7294-8d1a-f2c953f32abf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_01a03390-bf32-7adc-9dd6-76179a89772f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7294-8d1a-f2c953f32abf" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_01a03390-bf32-7adc-9dd6-76179a89772f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/LoansHeldforSaleFairValue" xlink:type="simple" xlink:href="onit-20260930.xsd#LoansHeldforSaleFairValue"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/LoansHeldforSaleFairValue" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7b86-bfb3-0feefe5b3ade" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleTextBlock_01a03390-bf32-7504-880a-bd97ac7c1d2d" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7b86-bfb3-0feefe5b3ade" xlink:to="loc_onit_LoansHeldForSaleTextBlock_01a03390-bf32-7504-880a-bd97ac7c1d2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReverseMortgages" xlink:type="simple" xlink:href="onit-20260930.xsd#ReverseMortgages"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReverseMortgages" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7d75-b87f-00da3b121179" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseMortgagesTextBlock_01a03390-bf32-7e8c-a342-25f05afada37" xlink:href="onit-20260930.xsd#onit_ReverseMortgagesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7d75-b87f-00da3b121179" xlink:to="loc_onit_ReverseMortgagesTextBlock_01a03390-bf32-7e8c-a342-25f05afada37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/Advances" xlink:type="simple" xlink:href="onit-20260930.xsd#Advances"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/Advances" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesAbstract_01a03390-bf32-7546-aa05-fa958a0b0238" xlink:href="onit-20260930.xsd#onit_AdvancesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesTextBlock_01a03390-bf32-749b-9504-fec4d7154108" xlink:href="onit-20260930.xsd#onit_AdvancesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesAbstract_01a03390-bf32-7546-aa05-fa958a0b0238" xlink:to="loc_onit_AdvancesTextBlock_01a03390-bf32-749b-9504-fec4d7154108" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MortgageServicing" xlink:type="simple" xlink:href="onit-20260930.xsd#MortgageServicing"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MortgageServicing" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7597-ae61-fe777d54c9ce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_01a03390-bf32-795e-b9a1-02a7b08f1911" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7597-ae61-fe777d54c9ce" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTextBlock_01a03390-bf32-795e-b9a1-02a7b08f1911" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValue" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRRelatedFinancingLiabilitiesatFairValue"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValue" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7f62-978f-607a9daa1a55" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RightsToMortgageServicingRightsTextBlock_01a03390-bf32-7394-8504-2555a8089291" xlink:href="onit-20260930.xsd#onit_RightsToMortgageServicingRightsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7f62-978f-607a9daa1a55" xlink:to="loc_onit_RightsToMortgageServicingRightsTextBlock_01a03390-bf32-7394-8504-2555a8089291" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRValuationAllowanceNet" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRValuationAllowanceNet"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRValuationAllowanceNet" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bfe9-768f-b2cf-f2052276706a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MSRValuationAdjustmentsNetTextBlock_01a03390-bfe9-7dc3-92a9-e9fb434eaaf0" xlink:href="onit-20260930.xsd#onit_MSRValuationAdjustmentsNetTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bfe9-768f-b2cf-f2052276706a" xlink:to="loc_onit_MSRValuationAdjustmentsNetTextBlock_01a03390-bfe9-7dc3-92a9-e9fb434eaaf0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/Receivables" xlink:type="simple" xlink:href="onit-20260930.xsd#Receivables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/Receivables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-709c-9739-81ee7690b606" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_01a03390-bfe9-7be8-ade9-fffad7a9ac1a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-709c-9739-81ee7690b606" xlink:to="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_01a03390-bfe9-7be8-ade9-fffad7a9ac1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OtherAssets" xlink:type="simple" xlink:href="onit-20260930.xsd#OtherAssets"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OtherAssets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7ebd-94c4-a2a459a919eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsDisclosureTextBlock_01a03390-bfe9-7682-949d-55beda2fe39e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7ebd-94c4-a2a459a919eb" xlink:to="loc_us-gaap_OtherAssetsDisclosureTextBlock_01a03390-bfe9-7682-949d-55beda2fe39e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/Borrowings" xlink:type="simple" xlink:href="onit-20260930.xsd#Borrowings"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/Borrowings" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-71f3-8c48-cb501fb0e844" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_01a03390-bfe9-77b7-a4c2-2f93c87846f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-71f3-8c48-cb501fb0e844" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_01a03390-bfe9-77b7-a4c2-2f93c87846f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OtherLiabilities" xlink:type="simple" xlink:href="onit-20260930.xsd#OtherLiabilities"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OtherLiabilities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-74b8-84f5-04cafabf2e53" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureTextBlock_01a03390-bfe9-7020-bcc7-abd6645d5df2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilitiesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-74b8-84f5-04cafabf2e53" xlink:to="loc_us-gaap_OtherLiabilitiesDisclosureTextBlock_01a03390-bfe9-7020-bcc7-abd6645d5df2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/StockholdersEquity" xlink:type="simple" xlink:href="onit-20260930.xsd#StockholdersEquity"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/StockholdersEquity" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_01a03390-bfe9-710e-a8d9-7742ce54c898" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_01a03390-bfe9-7fce-90b4-9084612c2361" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_01a03390-bfe9-710e-a8d9-7742ce54c898" xlink:to="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_01a03390-bfe9-7fce-90b4-9084612c2361" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/DerivativeFinancialInstrumentsandHedgingActivities" xlink:type="simple" xlink:href="onit-20260930.xsd#DerivativeFinancialInstrumentsandHedgingActivities"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/DerivativeFinancialInstrumentsandHedgingActivities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_01a03390-bfe9-7fea-bdb3-2f980063697d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_01a03390-bfe9-7ad8-8c91-fdacd04b3248" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_01a03390-bfe9-7fea-bdb3-2f980063697d" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_01a03390-bfe9-7ad8-8c91-fdacd04b3248" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/InterestExpense" xlink:type="simple" xlink:href="onit-20260930.xsd#InterestExpense"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/InterestExpense" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_01a03390-bfe9-7289-99fa-f82911c75cec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherIncomeAndExpensesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_InterestExpenseTextBlock_01a03390-bfe9-78b3-86d3-0427611cc129" xlink:href="onit-20260930.xsd#onit_InterestExpenseTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_01a03390-bfe9-7289-99fa-f82911c75cec" xlink:to="loc_onit_InterestExpenseTextBlock_01a03390-bfe9-78b3-86d3-0427611cc129" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/IncomeTaxes" xlink:type="simple" xlink:href="onit-20260930.xsd#IncomeTaxes"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/IncomeTaxes" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-7b82-b183-bfaf25b8edcf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_01a03390-bfe9-75b3-aaf8-01445fd6ef64" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-7b82-b183-bfaf25b8edcf" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_01a03390-bfe9-75b3-aaf8-01445fd6ef64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BasicandDilutedEarningsperShare" xlink:type="simple" xlink:href="onit-20260930.xsd#BasicandDilutedEarningsperShare"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BasicandDilutedEarningsperShare" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_01a03390-bfe9-72ad-9151-8a43580bc634" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareTextBlock_01a03390-bfe9-7117-89c1-eab6b983db6a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_01a03390-bfe9-72ad-9151-8a43580bc634" xlink:to="loc_us-gaap_EarningsPerShareTextBlock_01a03390-bfe9-7117-89c1-eab6b983db6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BusinessSegmentReporting" xlink:type="simple" xlink:href="onit-20260930.xsd#BusinessSegmentReporting"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BusinessSegmentReporting" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-7504-b126-f1c1616955ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_01a03390-bfe9-7a77-aaf5-726f0b236b96" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-7504-b126-f1c1616955ff" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_01a03390-bfe9-7a77-aaf5-726f0b236b96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/RegulatoryRequirements" xlink:type="simple" xlink:href="onit-20260930.xsd#RegulatoryRequirements"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/RegulatoryRequirements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_BrokersAndDealersAbstract_01a03390-bfe9-74ff-a0d6-90b5242e7d37" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_BrokersAndDealersAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RegulatoryRequirementsTextBlock_01a03390-bfe9-73c9-a0ee-4da8c766506c" xlink:href="onit-20260930.xsd#onit_RegulatoryRequirementsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_BrokersAndDealersAbstract_01a03390-bfe9-74ff-a0d6-90b5242e7d37" xlink:to="loc_onit_RegulatoryRequirementsTextBlock_01a03390-bfe9-73c9-a0ee-4da8c766506c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/Commitments" xlink:type="simple" xlink:href="onit-20260930.xsd#Commitments"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/Commitments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsAbstract_01a03390-bfe9-779c-a128-15fc6c03061c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsDisclosureTextBlock_01a03390-bfe9-7db3-83be-86a33aa369d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommitmentsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsAbstract_01a03390-bfe9-779c-a128-15fc6c03061c" xlink:to="loc_us-gaap_CommitmentsDisclosureTextBlock_01a03390-bfe9-7db3-83be-86a33aa369d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/Contingencies" xlink:type="simple" xlink:href="onit-20260930.xsd#Contingencies"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/Contingencies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-78a2-aa96-6b821df92c67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyDisclosures_01a03390-bfe9-7838-94f9-68081103125e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyDisclosures"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-78a2-aa96-6b821df92c67" xlink:to="loc_us-gaap_LossContingencyDisclosures_01a03390-bfe9-7838-94f9-68081103125e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SubsequentEvents" xlink:type="simple" xlink:href="onit-20260930.xsd#SubsequentEvents"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SubsequentEvents" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_01a03390-bfe9-76dd-9ef5-3341235ba00c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsTextBlock_01a03390-bfe9-7268-9520-d19fd7913e81" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_01a03390-bfe9-76dd-9ef5-3341235ba00c" xlink:to="loc_us-gaap_SubsequentEventsTextBlock_01a03390-bfe9-7268-9520-d19fd7913e81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OrganizationandBasisofPresentationPolicies" xlink:type="simple" xlink:href="onit-20260930.xsd#OrganizationandBasisofPresentationPolicies"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OrganizationandBasisofPresentationPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_01a03390-bf32-7b86-a6d6-e68c36ea0d26" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_01a03390-bf32-77b2-8039-dc04fb8f2666" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_01a03390-bf32-7b86-a6d6-e68c36ea0d26" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_01a03390-bf32-77b2-8039-dc04fb8f2666" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UseOfEstimates_01a03390-bf32-7d07-80b5-696ae05df3d2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UseOfEstimates"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_01a03390-bf32-7b86-a6d6-e68c36ea0d26" xlink:to="loc_us-gaap_UseOfEstimates_01a03390-bf32-7d07-80b5-696ae05df3d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_01a03390-bf32-7dc8-9a0d-de3d8f9ad3aa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_01a03390-bf32-7b86-a6d6-e68c36ea0d26" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_01a03390-bf32-7dc8-9a0d-de3d8f9ad3aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesTables" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntitiesTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7e97-9d6a-ce92fc7c6a3b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfCashFlowsRelatedToTransfersAccountedForAsSaleTableTextBlock_01a03390-bf32-74ad-8d75-8974f1694af3" xlink:href="onit-20260930.xsd#onit_ScheduleOfCashFlowsRelatedToTransfersAccountedForAsSaleTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7e97-9d6a-ce92fc7c6a3b" xlink:to="loc_onit_ScheduleOfCashFlowsRelatedToTransfersAccountedForAsSaleTableTextBlock_01a03390-bf32-74ad-8d75-8974f1694af3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfAssetsThatRelateToContinuingInvolvementWithTransferredFinancialAssetsWithServicingRightsAndMaximumExposureToLossIncludingTheUnpaidPrincipalBalanceTableTextBlock_01a03390-bf32-798b-8842-e27a6d6985c2" xlink:href="onit-20260930.xsd#onit_ScheduleOfAssetsThatRelateToContinuingInvolvementWithTransferredFinancialAssetsWithServicingRightsAndMaximumExposureToLossIncludingTheUnpaidPrincipalBalanceTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7e97-9d6a-ce92fc7c6a3b" xlink:to="loc_onit_ScheduleOfAssetsThatRelateToContinuingInvolvementWithTransferredFinancialAssetsWithServicingRightsAndMaximumExposureToLossIncludingTheUnpaidPrincipalBalanceTableTextBlock_01a03390-bf32-798b-8842-e27a6d6985c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfSecuritizationReverseMortgageLoansBuyoutsAndFinancingLiabilitiesTableTextBlock_01a03390-bf32-7247-8578-b8c5db47a02d" xlink:href="onit-20260930.xsd#onit_ScheduleOfSecuritizationReverseMortgageLoansBuyoutsAndFinancingLiabilitiesTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7e97-9d6a-ce92fc7c6a3b" xlink:to="loc_onit_ScheduleOfSecuritizationReverseMortgageLoansBuyoutsAndFinancingLiabilitiesTableTextBlock_01a03390-bf32-7247-8578-b8c5db47a02d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_CarryingValueAndClassificationOfAssetsAndLiabilitiesOfAdvanceFinancingFacilitiesTableTextBlock_01a03390-bf32-7a66-97ad-f13f5efddca7" xlink:href="onit-20260930.xsd#onit_CarryingValueAndClassificationOfAssetsAndLiabilitiesOfAdvanceFinancingFacilitiesTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7e97-9d6a-ce92fc7c6a3b" xlink:to="loc_onit_CarryingValueAndClassificationOfAssetsAndLiabilitiesOfAdvanceFinancingFacilitiesTableTextBlock_01a03390-bf32-7a66-97ad-f13f5efddca7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_CarryingValueAndClassificationOfAssetsAndLiabilitiesOfPLSNotesFacilityTableTextBlock_01a03390-bf32-71fc-a9a6-49031de8169a" xlink:href="onit-20260930.xsd#onit_CarryingValueAndClassificationOfAssetsAndLiabilitiesOfPLSNotesFacilityTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7e97-9d6a-ce92fc7c6a3b" xlink:to="loc_onit_CarryingValueAndClassificationOfAssetsAndLiabilitiesOfPLSNotesFacilityTableTextBlock_01a03390-bf32-71fc-a9a6-49031de8169a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/FairValueTables" xlink:type="simple" xlink:href="onit-20260930.xsd#FairValueTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/FairValueTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7569-b77f-135d197bb133" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_01a03390-bf32-7313-a887-3bbc64a98dd8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7569-b77f-135d197bb133" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_01a03390-bf32-7313-a887-3bbc64a98dd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_01a03390-bf32-74b3-9a9d-d4ce1b639079" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7569-b77f-135d197bb133" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationTextBlock_01a03390-bf32-74b3-9a9d-d4ce1b639079" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock_01a03390-bf32-75aa-a309-a7ddbc8982a6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7569-b77f-135d197bb133" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisValuationTechniquesTextBlock_01a03390-bf32-75aa-a309-a7ddbc8982a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_01a03390-bf32-72df-89c8-709c2d26e89b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7569-b77f-135d197bb133" xlink:to="loc_us-gaap_ScheduleOfSensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrServicingLiabilitiesTextBlock_01a03390-bf32-72df-89c8-709c2d26e89b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/LoansHeldforSaleFairValueTables" xlink:type="simple" xlink:href="onit-20260930.xsd#LoansHeldforSaleFairValueTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/LoansHeldforSaleFairValueTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7619-a63b-e9b08724bd0e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleCarriedAtFairValueTableTextBlock_01a03390-bf32-7b15-a3f7-37143497201e" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleCarriedAtFairValueTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7619-a63b-e9b08724bd0e" xlink:to="loc_onit_LoansHeldForSaleCarriedAtFairValueTableTextBlock_01a03390-bf32-7b15-a3f7-37143497201e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GainOnLoansHeldForSaleTableTextBlock_01a03390-bf32-7fa7-b2b1-9329f1297d65" xlink:href="onit-20260930.xsd#onit_GainOnLoansHeldForSaleTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7619-a63b-e9b08724bd0e" xlink:to="loc_onit_GainOnLoansHeldForSaleTableTextBlock_01a03390-bf32-7fa7-b2b1-9329f1297d65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReverseMortgagesTables" xlink:type="simple" xlink:href="onit-20260930.xsd#ReverseMortgagesTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReverseMortgagesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7e41-9f7e-fc3be0d483a8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfLoansHeldForInvestmentAndHMBSRelatedBorrowingsTableTextBlock_01a03390-bf32-7c82-81bd-2ae70e8a2818" xlink:href="onit-20260930.xsd#onit_ScheduleOfLoansHeldForInvestmentAndHMBSRelatedBorrowingsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7e41-9f7e-fc3be0d483a8" xlink:to="loc_onit_ScheduleOfLoansHeldForInvestmentAndHMBSRelatedBorrowingsTableTextBlock_01a03390-bf32-7c82-81bd-2ae70e8a2818" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRevenueByMajorCustomersByReportingSegmentsTableTextBlock_01a03390-bf32-7d9a-8862-1d59e59b36d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRevenueByMajorCustomersByReportingSegmentsTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7e41-9f7e-fc3be0d483a8" xlink:to="loc_us-gaap_ScheduleOfRevenueByMajorCustomersByReportingSegmentsTableTextBlock_01a03390-bf32-7d9a-8862-1d59e59b36d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/AdvancesTables" xlink:type="simple" xlink:href="onit-20260930.xsd#AdvancesTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/AdvancesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesAbstract_01a03390-bf32-7aeb-b1de-70ab181971da" xlink:href="onit-20260930.xsd#onit_AdvancesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfAdvancePaymentsByFinancialInstitutionOnForeclosedPropertiesSummaryTableTextBlock_01a03390-bf32-796f-8224-04b8abb86621" xlink:href="onit-20260930.xsd#onit_ScheduleOfAdvancePaymentsByFinancialInstitutionOnForeclosedPropertiesSummaryTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesAbstract_01a03390-bf32-7aeb-b1de-70ab181971da" xlink:to="loc_onit_ScheduleOfAdvancePaymentsByFinancialInstitutionOnForeclosedPropertiesSummaryTableTextBlock_01a03390-bf32-796f-8224-04b8abb86621" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleofActivityinAdvancesTableTextBlock_01a03390-bf32-74c4-90e8-fdacaaaf2bf6" xlink:href="onit-20260930.xsd#onit_ScheduleofActivityinAdvancesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesAbstract_01a03390-bf32-7aeb-b1de-70ab181971da" xlink:to="loc_onit_ScheduleofActivityinAdvancesTableTextBlock_01a03390-bf32-74c4-90e8-fdacaaaf2bf6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MortgageServicingTables" xlink:type="simple" xlink:href="onit-20260930.xsd#MortgageServicingTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MortgageServicingTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-70c0-8de0-6e33658bedd8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_01a03390-bf32-785a-8f5e-12b8e9da5220" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-70c0-8de0-6e33658bedd8" xlink:to="loc_us-gaap_ScheduleOfServicingAssetsAtFairValueTextBlock_01a03390-bf32-785a-8f5e-12b8e9da5220" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfServicingAndSubservicingFeesTableTextBlock_01a03390-bf32-7f46-b026-d6f7f17f76e1" xlink:href="onit-20260930.xsd#onit_ScheduleOfServicingAndSubservicingFeesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-70c0-8de0-6e33658bedd8" xlink:to="loc_onit_ScheduleOfServicingAndSubservicingFeesTableTextBlock_01a03390-bf32-7f46-b026-d6f7f17f76e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueTables" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRRelatedFinancingLiabilitiesatFairValueTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7996-bc0e-f7e034e70fab" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfActivityRelatedToRightsToMortgageServicingRightsTableTextBlock_01a03390-bf32-752b-b080-e2f42435977a" xlink:href="onit-20260930.xsd#onit_ScheduleOfActivityRelatedToRightsToMortgageServicingRightsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7996-bc0e-f7e034e70fab" xlink:to="loc_onit_ScheduleOfActivityRelatedToRightsToMortgageServicingRightsTableTextBlock_01a03390-bf32-752b-b080-e2f42435977a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfAssetsLiabilitiesandInterestExpenseTableTextBlock_01a03390-bf32-78b5-bf02-6bfe2c0bd98d" xlink:href="onit-20260930.xsd#onit_ScheduleOfAssetsLiabilitiesandInterestExpenseTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7996-bc0e-f7e034e70fab" xlink:to="loc_onit_ScheduleOfAssetsLiabilitiesandInterestExpenseTableTextBlock_01a03390-bf32-78b5-bf02-6bfe2c0bd98d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfResultsOfOperationsInConnectionWithMSRTransferAgreementsThatDoNotQualifyForSaleAccountingTableTextBlock_01a03390-bf32-728a-ad37-da52706a87e2" xlink:href="onit-20260930.xsd#onit_ScheduleOfResultsOfOperationsInConnectionWithMSRTransferAgreementsThatDoNotQualifyForSaleAccountingTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7996-bc0e-f7e034e70fab" xlink:to="loc_onit_ScheduleOfResultsOfOperationsInConnectionWithMSRTransferAgreementsThatDoNotQualifyForSaleAccountingTableTextBlock_01a03390-bf32-728a-ad37-da52706a87e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransferOfCertainFinancialAssetsAccountedForAsSecuredBorrowingsTableTextBlock_01a19cf0-272d-79bc-a264-af849bc5ba6b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransferOfCertainFinancialAssetsAccountedForAsSecuredBorrowingsTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7996-bc0e-f7e034e70fab" xlink:to="loc_us-gaap_TransferOfCertainFinancialAssetsAccountedForAsSecuredBorrowingsTableTextBlock_01a19cf0-272d-79bc-a264-af849bc5ba6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRValuationAllowanceNetTables" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRValuationAllowanceNetTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRValuationAllowanceNetTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bfe9-7315-be11-098a5bfebf5a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfMSRValuationAllowanceNetTableTextBlock_01a03390-bfe9-761c-8db9-48057018116c" xlink:href="onit-20260930.xsd#onit_ScheduleOfMSRValuationAllowanceNetTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bfe9-7315-be11-098a5bfebf5a" xlink:to="loc_onit_ScheduleOfMSRValuationAllowanceNetTableTextBlock_01a03390-bfe9-761c-8db9-48057018116c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReceivablesTables" xlink:type="simple" xlink:href="onit-20260930.xsd#ReceivablesTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReceivablesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-7bf8-adde-5ce08603303e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_01a03390-bfe9-792b-8112-c3b24203454e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-7bf8-adde-5ce08603303e" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTextBlock_01a03390-bfe9-792b-8112-c3b24203454e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_01a03390-bfe9-7c6b-877b-bc8db5bc9adc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-7bf8-adde-5ce08603303e" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_01a03390-bfe9-7c6b-877b-bc8db5bc9adc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OtherAssetsTables" xlink:type="simple" xlink:href="onit-20260930.xsd#OtherAssetsTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OtherAssetsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7e04-8459-593903ae905f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfOtherAssetsTableTextBlock_01a03390-bfe9-78bf-a4a2-406a518b6a97" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfOtherAssetsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7e04-8459-593903ae905f" xlink:to="loc_us-gaap_ScheduleOfOtherAssetsTableTextBlock_01a03390-bfe9-78bf-a4a2-406a518b6a97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BorrowingsTables" xlink:type="simple" xlink:href="onit-20260930.xsd#BorrowingsTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BorrowingsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-75b6-a68b-42f1cce049b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfMatchFundedLiabilitiesTableTextBlock_01a03390-bfe9-7f81-903f-0082fdb1b0f7" xlink:href="onit-20260930.xsd#onit_ScheduleOfMatchFundedLiabilitiesTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-75b6-a68b-42f1cce049b0" xlink:to="loc_onit_ScheduleOfMatchFundedLiabilitiesTableTextBlock_01a03390-bfe9-7f81-903f-0082fdb1b0f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_01a03390-bfe9-7b1c-835c-ec52a8dad712" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-75b6-a68b-42f1cce049b0" xlink:to="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_01a03390-bfe9-7b1c-835c-ec52a8dad712" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_01a03390-bfe9-78d3-b663-1cdc4d23a811" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-75b6-a68b-42f1cce049b0" xlink:to="loc_us-gaap_ScheduleOfFinancialInstrumentsOwnedAndPledgedAsCollateralTextBlock_01a03390-bfe9-78d3-b663-1cdc4d23a811" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionTableTextBlock_01a03390-bfe9-71c3-b114-f06ba4ee7ebd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-75b6-a68b-42f1cce049b0" xlink:to="loc_us-gaap_DebtInstrumentRedemptionTableTextBlock_01a03390-bfe9-71c3-b114-f06ba4ee7ebd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OtherLiabilitiesTables" xlink:type="simple" xlink:href="onit-20260930.xsd#OtherLiabilitiesTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OtherLiabilitiesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7ce8-a33c-02d6c812a019" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleofOtherLiabilitiesTableTextBlock_01a03390-bfe9-755f-ae32-170adf4f3e1e" xlink:href="onit-20260930.xsd#onit_ScheduleofOtherLiabilitiesTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7ce8-a33c-02d6c812a019" xlink:to="loc_onit_ScheduleofOtherLiabilitiesTableTextBlock_01a03390-bfe9-755f-ae32-170adf4f3e1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesTables" xlink:type="simple" xlink:href="onit-20260930.xsd#DerivativeFinancialInstrumentsandHedgingActivitiesTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_01a03390-bfe9-7ee7-8107-d16f0d2bb3ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_01a03390-bfe9-7497-b503-10b582e71e90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_01a03390-bfe9-7ee7-8107-d16f0d2bb3ee" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsInStatementOfFinancialPositionFairValueTextBlock_01a03390-bfe9-7497-b503-10b582e71e90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/InterestExpenseTables" xlink:type="simple" xlink:href="onit-20260930.xsd#InterestExpenseTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/InterestExpenseTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_01a03390-bfe9-7803-a2ce-df90dc17a27e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherIncomeAndExpensesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeAndInterestExpenseDisclosureTableTextBlock_01a03390-bfe9-7686-b7a8-55e0fc5de99d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestIncomeAndInterestExpenseDisclosureTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_01a03390-bfe9-7803-a2ce-df90dc17a27e" xlink:to="loc_us-gaap_InterestIncomeAndInterestExpenseDisclosureTableTextBlock_01a03390-bfe9-7686-b7a8-55e0fc5de99d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/IncomeTaxesTables" xlink:type="simple" xlink:href="onit-20260930.xsd#IncomeTaxesTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/IncomeTaxesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-7854-83fe-dff036331f52" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_01a03390-bfe9-7a0a-ae58-e41e7094aa47" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-7854-83fe-dff036331f52" xlink:to="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_01a03390-bfe9-7a0a-ae58-e41e7094aa47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BasicandDilutedEarningsperShareTables" xlink:type="simple" xlink:href="onit-20260930.xsd#BasicandDilutedEarningsperShareTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BasicandDilutedEarningsperShareTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_01a03390-bfe9-7cd8-901d-7ca94e2f6c46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_01a03390-bfe9-7705-b2a7-443011a751c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_01a03390-bfe9-7cd8-901d-7ca94e2f6c46" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_01a03390-bfe9-7705-b2a7-443011a751c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BusinessSegmentReportingTables" xlink:type="simple" xlink:href="onit-20260930.xsd#BusinessSegmentReportingTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BusinessSegmentReportingTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-79bc-8fd3-5ee31b47f454" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_01a03390-bfe9-7df1-ae20-cb4fde18d66b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-79bc-8fd3-5ee31b47f454" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTextBlock_01a03390-bfe9-7df1-ae20-cb4fde18d66b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/FinancialServicesBrokersandDealersTables" xlink:type="simple" xlink:href="onit-20260930.xsd#FinancialServicesBrokersandDealersTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/FinancialServicesBrokersandDealersTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_BrokersAndDealersAbstract_01a03390-bfe9-7d9b-af79-3ec2a63425ca" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_BrokersAndDealersAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTextBlock_01a03390-bfe9-7238-863e-736c405eace5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_BrokersAndDealersAbstract_01a03390-bfe9-7d9b-af79-3ec2a63425ca" xlink:to="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTextBlock_01a03390-bfe9-7238-863e-736c405eace5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/CommitmentsTables" xlink:type="simple" xlink:href="onit-20260930.xsd#CommitmentsTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/CommitmentsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsAbstract_01a03390-bfe9-7e16-be36-da957e7eb8b8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleofActivityRelatedtoHMBSRepurchasesTableTextBlock_01a03390-bfe9-7eab-93c9-f39e1bc63c32" xlink:href="onit-20260930.xsd#onit_ScheduleofActivityRelatedtoHMBSRepurchasesTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsAbstract_01a03390-bfe9-7e16-be36-da957e7eb8b8" xlink:to="loc_onit_ScheduleofActivityRelatedtoHMBSRepurchasesTableTextBlock_01a03390-bfe9-7eab-93c9-f39e1bc63c32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ContingenciesTables" xlink:type="simple" xlink:href="onit-20260930.xsd#ContingenciesTables"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ContingenciesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7406-ac53-39052733bd04" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleOfLiabilityForRepresentationAndWarrantyObligationsCompensatoryFeesAndIndemnificationObligationsTableTextBlock_01a03390-bfe9-7fb3-bf57-9609efc49532" xlink:href="onit-20260930.xsd#onit_ScheduleOfLiabilityForRepresentationAndWarrantyObligationsCompensatoryFeesAndIndemnificationObligationsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7406-ac53-39052733bd04" xlink:to="loc_onit_ScheduleOfLiabilityForRepresentationAndWarrantyObligationsCompensatoryFeesAndIndemnificationObligationsTableTextBlock_01a03390-bfe9-7fb3-bf57-9609efc49532" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OrganizationandBasisofPresentationNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#OrganizationandBasisofPresentationNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OrganizationandBasisofPresentationNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_01a03390-bf32-7957-a174-f988dff36a95" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinorityInterestTable_01a03390-bf32-7727-aada-6860ccd8ba26" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinorityInterestTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_01a03390-bf32-7957-a174-f988dff36a95" xlink:to="loc_us-gaap_MinorityInterestTable_01a03390-bf32-7727-aada-6860ccd8ba26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementGeographicalAxis_01a03390-bf32-75a0-bb6b-5624dad4098c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_StatementGeographicalAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestTable_01a03390-bf32-7727-aada-6860ccd8ba26" xlink:to="loc_srt_StatementGeographicalAxis_01a03390-bf32-75a0-bb6b-5624dad4098c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SegmentGeographicalDomain_01a03390-bf32-7bb3-8fca-bdae5fe9d7fa" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_SegmentGeographicalDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementGeographicalAxis_01a03390-bf32-75a0-bb6b-5624dad4098c" xlink:to="loc_srt_SegmentGeographicalDomain_01a03390-bf32-7bb3-8fca-bdae5fe9d7fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_country_IN_01a03390-bf32-7393-af97-5105b9cc43f7" xlink:href="https://xbrl.sec.gov/country/2026/country-2026.xsd#country_IN"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_SegmentGeographicalDomain_01a03390-bf32-7bb3-8fca-bdae5fe9d7fa" xlink:to="loc_country_IN_01a03390-bf32-7393-af97-5105b9cc43f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_country_PH_01a03390-bf32-741e-8bd7-2b1bf13ba542" xlink:href="https://xbrl.sec.gov/country/2026/country-2026.xsd#country_PH"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_SegmentGeographicalDomain_01a03390-bf32-7bb3-8fca-bdae5fe9d7fa" xlink:to="loc_country_PH_01a03390-bf32-741e-8bd7-2b1bf13ba542" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProductInformationLineItems_01a03390-bf32-75d4-a25c-accf4f2d2aeb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProductInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MinorityInterestTable_01a03390-bf32-7727-aada-6860ccd8ba26" xlink:to="loc_us-gaap_ProductInformationLineItems_01a03390-bf32-75d4-a25c-accf4f2d2aeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityNumberOfEmployees_01a03390-bf32-7547-bbfb-66a4f5d98e5b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityNumberOfEmployees"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ProductInformationLineItems_01a03390-bf32-75d4-a25c-accf4f2d2aeb" xlink:to="loc_dei_EntityNumberOfEmployees_01a03390-bf32-7547-bbfb-66a4f5d98e5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntitiesNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7076-9e08-dcc71326f922" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7f95-bbb3-e3550de16bea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7076-9e08-dcc71326f922" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7f95-bbb3-e3550de16bea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis_01a03390-bf32-7ed4-9a54-92a9a368a9e3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7f95-bbb3-e3550de16bea" xlink:to="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis_01a03390-bf32-7ed4-9a54-92a9a368a9e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain_01a03390-bf32-7af6-b2ca-126f52d764c7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis_01a03390-bf32-7ed4-9a54-92a9a368a9e3" xlink:to="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain_01a03390-bf32-7af6-b2ca-126f52d764c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GinnieMaeLoansMember_01a03390-bf32-7543-8a38-36419fdf1918" xlink:href="onit-20260930.xsd#onit_GinnieMaeLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain_01a03390-bf32-7af6-b2ca-126f52d764c7" xlink:to="loc_onit_GinnieMaeLoansMember_01a03390-bf32-7543-8a38-36419fdf1918" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-79b3-a80b-03611f072738" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7f95-bbb3-e3550de16bea" xlink:to="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-79b3-a80b-03611f072738" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-7bf5-80c4-b0dde5b910e5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-79b3-a80b-03611f072738" xlink:to="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-7bf5-80c4-b0dde5b910e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MortgageWarehouseAgreementMember_01a03390-bf32-7a11-9784-52ea82ef3db1" xlink:href="onit-20260930.xsd#onit_MortgageWarehouseAgreementMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-7bf5-80c4-b0dde5b910e5" xlink:to="loc_onit_MortgageWarehouseAgreementMember_01a03390-bf32-7a11-9784-52ea82ef3db1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_WarehouseMortgageLoanFinancingFacilityMember_01a03390-bf32-745e-9e68-538028707734" xlink:href="onit-20260930.xsd#onit_WarehouseMortgageLoanFinancingFacilityMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-7bf5-80c4-b0dde5b910e5" xlink:to="loc_onit_WarehouseMortgageLoanFinancingFacilityMember_01a03390-bf32-745e-9e68-538028707734" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7f36-bcbb-5c448231af3b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7f95-bbb3-e3550de16bea" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7f36-bcbb-5c448231af3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-785f-8f9f-a0947b9b008d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7f36-bcbb-5c448231af3b" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-785f-8f9f-a0947b9b008d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_01a03390-bf32-7895-a4de-52ec577e6958" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-785f-8f9f-a0947b9b008d" xlink:to="loc_us-gaap_SecuredDebtMember_01a03390-bf32-7895-a4de-52ec577e6958" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-74c2-919c-ce4942f8e339" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7f95-bbb3-e3550de16bea" xlink:to="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-74c2-919c-ce4942f8e339" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7783-a089-c19cc632e36a" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-74c2-919c-ce4942f8e339" xlink:to="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7783-a089-c19cc632e36a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-7edc-a9de-806b6841de45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7783-a089-c19cc632e36a" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-7edc-a9de-806b6841de45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusAxis_01a03390-bf32-7cbc-be37-3ae6c2dd20bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7f95-bbb3-e3550de16bea" xlink:to="loc_us-gaap_PledgedStatusAxis_01a03390-bf32-7cbc-be37-3ae6c2dd20bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusDomain_01a03390-bf32-781f-9cc5-dbab1c5dc1cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusAxis_01a03390-bf32-7cbc-be37-3ae6c2dd20bc" xlink:to="loc_us-gaap_PledgedStatusDomain_01a03390-bf32-781f-9cc5-dbab1c5dc1cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralWithRightMember_01a03390-bf32-7c92-af10-f447fa4cdab5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralWithRightMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_01a03390-bf32-781f-9cc5-dbab1c5dc1cc" xlink:to="loc_us-gaap_AssetPledgedAsCollateralWithRightMember_01a03390-bf32-7c92-af10-f447fa4cdab5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7f95-bbb3-e3550de16bea" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AveragePeriodtoSecuritization_01a03390-bf32-7d74-991e-0acd5fd5fbea" xlink:href="onit-20260930.xsd#onit_AveragePeriodtoSecuritization"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_onit_AveragePeriodtoSecuritization_01a03390-bf32-7d74-991e-0acd5fd5fbea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetsAdditionsRecognizedfromSecuritizationTrustsRelatedToTransfersAccountedForAsSales_01a03390-bf32-7714-9d8a-924092e52e3d" xlink:href="onit-20260930.xsd#onit_ServicingAssetsAdditionsRecognizedfromSecuritizationTrustsRelatedToTransfersAccountedForAsSales"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_onit_ServicingAssetsAdditionsRecognizedfromSecuritizationTrustsRelatedToTransfersAccountedForAsSales_01a03390-bf32-7714-9d8a-924092e52e3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PercentageOfLoanTransferredThroughSecuritizationSixtyDaysOrMorePastDue_01a03390-bf32-7bee-92b1-d87920d3e452" xlink:href="onit-20260930.xsd#onit_PercentageOfLoanTransferredThroughSecuritizationSixtyDaysOrMorePastDue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_onit_PercentageOfLoanTransferredThroughSecuritizationSixtyDaysOrMorePastDue_01a03390-bf32-7bee-92b1-d87920d3e452" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableThresholdPeriodPastDue_01a03390-bf32-7098-9bf8-2855080e19d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableThresholdPeriodPastDue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_us-gaap_FinancingReceivableThresholdPeriodPastDue_01a03390-bf32-7098-9bf8-2855080e19d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgagesHeldForSaleFairValueDisclosure_01a03390-bf32-7dea-ad7a-3770afad5e5d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgagesHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_us-gaap_MortgagesHeldForSaleFairValueDisclosure_01a03390-bf32-7dea-ad7a-3770afad5e5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_01a03390-bf32-7f66-88ef-f74f9a398247" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_01a03390-bf32-7f66-88ef-f74f9a398247" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLinesOfCredit_01a03390-bf32-72b4-9bd6-e246eaeff56f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromLinesOfCredit"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_us-gaap_ProceedsFromLinesOfCredit_01a03390-bf32-72b4-9bd6-e246eaeff56f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_01a03390-bf32-77ff-89cf-f09ce0e15c87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_01a03390-bf32-77ff-89cf-f09ce0e15c87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PercentageOfTheLimitedLiabilityCompanyInterest_01a03390-bf32-7241-b556-4f304e7c3e44" xlink:href="onit-20260930.xsd#onit_PercentageOfTheLimitedLiabilityCompanyInterest"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_onit_PercentageOfTheLimitedLiabilityCompanyInterest_01a03390-bf32-7241-b556-4f304e7c3e44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_01a03390-bf32-724a-b983-f7e97e7ada3f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_us-gaap_Assets_01a03390-bf32-724a-b983-f7e97e7ada3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermBorrowings_01a03390-bf32-7047-a5c2-c5d5833b46b9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherShortTermBorrowings"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-706d-b7b4-b06ea7d9ae42" xlink:to="loc_us-gaap_OtherShortTermBorrowings_01a03390-bf32-7047-a5c2-c5d5833b46b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleofCashFlowsRelatedtoTransfersAccountedforasSalesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntitiesScheduleofCashFlowsRelatedtoTransfersAccountedforasSalesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleofCashFlowsRelatedtoTransfersAccountedforasSalesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7694-b0cc-fd0f09ae2e2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_01a03390-bf32-72f6-89f6-9237c13fb01f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7694-b0cc-fd0f09ae2e2b" xlink:to="loc_us-gaap_ProceedsFromSecuritizationsOfLoansHeldForSale_01a03390-bf32-72f6-89f6-9237c13fb01f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowsBetweenTransfereeAndTransferorServicingFees_01a03390-bf32-7369-a254-660f663245ca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashFlowsBetweenTransfereeAndTransferorServicingFees"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7694-b0cc-fd0f09ae2e2b" xlink:to="loc_us-gaap_CashFlowsBetweenTransfereeAndTransferorServicingFees_01a03390-bf32-7369-a254-660f663245ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets_01a03390-bf32-7698-b589-08339e4bcf91" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7694-b0cc-fd0f09ae2e2b" xlink:to="loc_us-gaap_CashFlowsBetweenTransfereeAndTransferorPurchasesOfPreviouslyTransferredFinancialAssets_01a03390-bf32-7698-b589-08339e4bcf91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_CashFlowsBetweenTransferorAndTransfereeProceedsAndPaymentRelatedToTransfersAccountedForSales_01a03390-bf32-7a87-ba3d-cae57171883c" xlink:href="onit-20260930.xsd#onit_CashFlowsBetweenTransferorAndTransfereeProceedsAndPaymentRelatedToTransfersAccountedForSales"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7694-b0cc-fd0f09ae2e2b" xlink:to="loc_onit_CashFlowsBetweenTransferorAndTransfereeProceedsAndPaymentRelatedToTransfersAccountedForSales_01a03390-bf32-7a87-ba3d-cae57171883c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleofAssetsThatRelatetoContinuingInvolvementwithTransferredFinancialAssetswithServicingRightsandMaximumExposuretoLossIncludingtheUnpaidPrincipalBalanceDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntitiesScheduleofAssetsThatRelatetoContinuingInvolvementwithTransferredFinancialAssetswithServicingRightsandMaximumExposuretoLossIncludingtheUnpaidPrincipalBalanceDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleofAssetsThatRelatetoContinuingInvolvementwithTransferredFinancialAssetswithServicingRightsandMaximumExposuretoLossIncludingtheUnpaidPrincipalBalanceDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7b53-8857-ae4155b64dc0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-73bb-b0c4-ed6075ae7b71" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7b53-8857-ae4155b64dc0" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-73bb-b0c4-ed6075ae7b71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7cf0-99e8-da4733904b93" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-73bb-b0c4-ed6075ae7b71" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7cf0-99e8-da4733904b93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7437-8a14-d64dafda2ad1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7cf0-99e8-da4733904b93" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7437-8a14-d64dafda2ad1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueMortgageServicingRightsMember_01a03390-bf32-78c5-9d56-c59eed8b866b" xlink:href="onit-20260930.xsd#onit_FairValueMortgageServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7437-8a14-d64dafda2ad1" xlink:to="loc_onit_FairValueMortgageServicingRightsMember_01a03390-bf32-78c5-9d56-c59eed8b866b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesAndMatchFundedAdvancesMember_01a03390-bf32-7eb9-88b0-e6825af5fbd8" xlink:href="onit-20260930.xsd#onit_AdvancesAndMatchFundedAdvancesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7437-8a14-d64dafda2ad1" xlink:to="loc_onit_AdvancesAndMatchFundedAdvancesMember_01a03390-bf32-7eb9-88b0-e6825af5fbd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RegulatoryAgencyAxis_01a03390-bf32-7d2b-b9f1-45e113090c85" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RegulatoryAgencyAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-73bb-b0c4-ed6075ae7b71" xlink:to="loc_us-gaap_RegulatoryAgencyAxis_01a03390-bf32-7d2b-b9f1-45e113090c85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RegulatoryAgencyDomain_01a03390-bf32-7b8d-a80f-25c16622b5ba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RegulatoryAgencyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RegulatoryAgencyAxis_01a03390-bf32-7d2b-b9f1-45e113090c85" xlink:to="loc_us-gaap_RegulatoryAgencyDomain_01a03390-bf32-7b8d-a80f-25c16622b5ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GinnieMaeMember_01a03390-bf32-7cf6-93ba-206b6ee2ff47" xlink:href="onit-20260930.xsd#onit_GinnieMaeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RegulatoryAgencyDomain_01a03390-bf32-7b8d-a80f-25c16622b5ba" xlink:to="loc_onit_GinnieMaeMember_01a03390-bf32-7cf6-93ba-206b6ee2ff47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-730e-a38c-2ef8c53ea5b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-73bb-b0c4-ed6075ae7b71" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-730e-a38c-2ef8c53ea5b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestsContinuedToBeHeldByTransferorFairValue_01a03390-bf32-7188-a5d3-a2caa785599d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestsContinuedToBeHeldByTransferorFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-730e-a38c-2ef8c53ea5b4" xlink:to="loc_us-gaap_InterestsContinuedToBeHeldByTransferorFairValue_01a03390-bf32-7188-a5d3-a2caa785599d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceOfLoansTransferred_01a03390-bf32-7e60-aac6-5a87421638c9" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceOfLoansTransferred"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-730e-a38c-2ef8c53ea5b4" xlink:to="loc_onit_UnpaidPrincipalBalanceOfLoansTransferred_01a03390-bf32-7e60-aac6-5a87421638c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MaximumExposureToLoss_01a03390-bf32-76dc-96e3-7fec4552848b" xlink:href="onit-20260930.xsd#onit_MaximumExposureToLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-730e-a38c-2ef8c53ea5b4" xlink:to="loc_onit_MaximumExposureToLoss_01a03390-bf32-76dc-96e3-7fec4552848b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleOfSecuritizationReverseMortgageLoansBuyoutsAndFinancingLiabilitiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntitiesScheduleOfSecuritizationReverseMortgageLoansBuyoutsAndFinancingLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleOfSecuritizationReverseMortgageLoansBuyoutsAndFinancingLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7f1f-884a-c58363615b3c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-765d-8ffa-327630c8ce62" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7f1f-884a-c58363615b3c" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-765d-8ffa-327630c8ce62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7a20-ad8e-3c1fa887576c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-765d-8ffa-327630c8ce62" xlink:to="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7a20-ad8e-3c1fa887576c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7c10-adc6-c1d5cd9f7ed6" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7a20-ad8e-3c1fa887576c" xlink:to="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7c10-adc6-c1d5cd9f7ed6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-7bab-a790-07e1eb9d0d4e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7c10-adc6-c1d5cd9f7ed6" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-7bab-a790-07e1eb9d0d4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-795a-855f-b41fb69de7a3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-765d-8ffa-327630c8ce62" xlink:to="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-795a-855f-b41fb69de7a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-78cc-9ee0-bee6d1d363a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-795a-855f-b41fb69de7a3" xlink:to="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-78cc-9ee0-bee6d1d363a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITSecuritizationNotesMember_01a03390-bf32-7fed-b454-30db0e00a321" xlink:href="onit-20260930.xsd#onit_OLITSecuritizationNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-78cc-9ee0-bee6d1d363a9" xlink:to="loc_onit_OLITSecuritizationNotesMember_01a03390-bf32-7fed-b454-30db0e00a321" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-765d-8ffa-327630c8ce62" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgagesHeldForSaleFairValueDisclosure_01a03390-bf32-7d97-bc5d-ae388668290d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgagesHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_us-gaap_MortgagesHeldForSaleFairValueDisclosure_01a03390-bf32-7d97-bc5d-ae388668290d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_01a03390-bf32-7246-9ae4-9348afd2be37" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherReceivables"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_us-gaap_OtherReceivables_01a03390-bf32-7246-9ae4-9348afd2be37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RealEstateOwned_01a03390-bf32-7037-80bf-3c33c5ba55ce" xlink:href="onit-20260930.xsd#onit_RealEstateOwned"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_onit_RealEstateOwned_01a03390-bf32-7037-80bf-3c33c5ba55ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtServiceAccounts_01a03390-bf32-7a45-a18f-940bc0b6e21e" xlink:href="onit-20260930.xsd#onit_DebtServiceAccounts"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_onit_DebtServiceAccounts_01a03390-bf32-7a45-a18f-940bc0b6e21e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermBorrowings_01a03390-bf32-7791-8811-25a23000fb55" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherShortTermBorrowings"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_us-gaap_OtherShortTermBorrowings_01a03390-bf32-7791-8811-25a23000fb55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_01a03390-bf32-7b4f-814a-03d1f2297a26" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_01a03390-bf32-7b4f-814a-03d1f2297a26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_01a03390-bf32-76c7-94ac-7d89ddac503e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccruedLiabilitiesAndOtherLiabilities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_us-gaap_AccruedLiabilitiesAndOtherLiabilities_01a03390-bf32-76c7-94ac-7d89ddac503e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_01a03390-bf32-7ff3-beaa-8fda6463cf2c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_us-gaap_Liabilities_01a03390-bf32-7ff3-beaa-8fda6463cf2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCash_01a03390-bf32-76ee-9a12-d8763442571d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCash"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_us-gaap_RestrictedCash_01a03390-bf32-76ee-9a12-d8763442571d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_01a03390-bf32-7cc9-9764-7212038766df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-71d7-a9cb-2013a31fbd7c" xlink:to="loc_us-gaap_Assets_01a03390-bf32-7cc9-9764-7212038766df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleOfCarryingValueandClassificationofAssetsandLiabilitiesofAdvanceFinancingFacilitiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntitiesScheduleOfCarryingValueandClassificationofAssetsandLiabilitiesofAdvanceFinancingFacilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleOfCarryingValueandClassificationofAssetsandLiabilitiesofAdvanceFinancingFacilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7252-85be-44ecc383c55b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7383-a231-fd27df6c6979" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7252-85be-44ecc383c55b" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7383-a231-fd27df6c6979" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7147-ad80-3e7dc7ea5068" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7383-a231-fd27df6c6979" xlink:to="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7147-ad80-3e7dc7ea5068" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-73e6-87c7-ab7164d78700" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7147-ad80-3e7dc7ea5068" xlink:to="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-73e6-87c7-ab7164d78700" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-71b9-a135-4525af5e5b4b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-73e6-87c7-ab7164d78700" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-71b9-a135-4525af5e5b4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-73da-a065-5ffb3bb48a54" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7383-a231-fd27df6c6979" xlink:to="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-73da-a065-5ffb3bb48a54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-736d-a7ab-f1fa3fcfc1d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-73da-a065-5ffb3bb48a54" xlink:to="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-736d-a7ab-f1fa3fcfc1d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MatchFundedLiabiltiesMember_01a03390-bf32-7251-8ff3-841e6ca638b8" xlink:href="onit-20260930.xsd#onit_MatchFundedLiabiltiesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-736d-a7ab-f1fa3fcfc1d5" xlink:to="loc_onit_MatchFundedLiabiltiesMember_01a03390-bf32-7251-8ff3-841e6ca638b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7ad2-b325-5337e911250c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-7383-a231-fd27df6c6979" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7ad2-b325-5337e911250c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssetsCarryingAmount_01a03390-bf32-733d-8799-912002351160" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAccountedForAsSecuredBorrowingsAssetsCarryingAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7ad2-b325-5337e911250c" xlink:to="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssetsCarryingAmount_01a03390-bf32-733d-8799-912002351160" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtServiceAccounts_01a03390-bf32-7845-b143-1528018dc193" xlink:href="onit-20260930.xsd#onit_DebtServiceAccounts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7ad2-b325-5337e911250c" xlink:to="loc_onit_DebtServiceAccounts_01a03390-bf32-7845-b143-1528018dc193" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-bf32-79f3-9d17-c8d7397fb561" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7ad2-b325-5337e911250c" xlink:to="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-bf32-79f3-9d17-c8d7397fb561" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleOfCarryingValueandClassificationofAssetsandLiabilitiesofAgencyMSRFinancingFacilityDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntitiesScheduleOfCarryingValueandClassificationofAssetsandLiabilitiesofAgencyMSRFinancingFacilityDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesScheduleOfCarryingValueandClassificationofAssetsandLiabilitiesofAgencyMSRFinancingFacilityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7b2a-8ed7-ae220e0a122e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-70dc-a188-9c0ffd354710" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7b2a-8ed7-ae220e0a122e" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-70dc-a188-9c0ffd354710" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7554-95c2-c78574901dbb" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-70dc-a188-9c0ffd354710" xlink:to="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7554-95c2-c78574901dbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7727-816f-418a6b2d5ffb" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7554-95c2-c78574901dbb" xlink:to="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7727-816f-418a6b2d5ffb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-7c36-948a-5a60386e7b8a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-7727-816f-418a6b2d5ffb" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-7c36-948a-5a60386e7b8a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7a52-aec4-cdc18df605c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-70dc-a188-9c0ffd354710" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7a52-aec4-cdc18df605c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-75dc-910f-c73e2fe1b371" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7a52-aec4-cdc18df605c4" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-75dc-910f-c73e2fe1b371" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_01a03390-bf32-784f-a295-38973f498278" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-75dc-910f-c73e2fe1b371" xlink:to="loc_us-gaap_SecuredDebtMember_01a03390-bf32-784f-a295-38973f498278" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7f69-9130-64b2b466e4d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-70dc-a188-9c0ffd354710" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7f69-9130-64b2b466e4d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAsset_01a03390-bf32-78bc-a376-fa84185f3454" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAsset"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7f69-9130-64b2b466e4d6" xlink:to="loc_us-gaap_ServicingAsset_01a03390-bf32-78bc-a376-fa84185f3454" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtServiceAccounts_01a03390-bf32-79d9-9cf4-0056757c4da0" xlink:href="onit-20260930.xsd#onit_DebtServiceAccounts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7f69-9130-64b2b466e4d6" xlink:to="loc_onit_DebtServiceAccounts_01a03390-bf32-79d9-9cf4-0056757c4da0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermBorrowings_01a03390-bf32-7014-a053-4773d36899ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermBorrowings"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7f69-9130-64b2b466e4d6" xlink:to="loc_us-gaap_ShortTermBorrowings_01a03390-bf32-7014-a053-4773d36899ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesCarryingValueandClassificationofAssetsAndLiabilitiesofPLSNotesFacilityDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#SecuritizationsandVariableInterestEntitiesCarryingValueandClassificationofAssetsAndLiabilitiesofPLSNotesFacilityDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SecuritizationsandVariableInterestEntitiesCarryingValueandClassificationofAssetsAndLiabilitiesofPLSNotesFacilityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7651-81b9-3fcbc87eb779" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-75be-ab6d-c4a80847728f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7651-81b9-3fcbc87eb779" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-75be-ab6d-c4a80847728f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7312-acda-f4f1d139414e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-75be-ab6d-c4a80847728f" xlink:to="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7312-acda-f4f1d139414e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-76b7-b3a7-05fdcf2033a4" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_01a03390-bf32-7312-acda-f4f1d139414e" xlink:to="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-76b7-b3a7-05fdcf2033a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-71ce-958f-7334124198ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_01a03390-bf32-76b7-b3a7-05fdcf2033a4" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bf32-71ce-958f-7334124198ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-75ab-a3a3-44f05e965816" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-75be-ab6d-c4a80847728f" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-75ab-a3a3-44f05e965816" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-7186-b074-087905a89a8c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-75ab-a3a3-44f05e965816" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-7186-b074-087905a89a8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_01a03390-bf32-7565-a450-690d1f265255" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-7186-b074-087905a89a8c" xlink:to="loc_us-gaap_SecuredDebtMember_01a03390-bf32-7565-a450-690d1f265255" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-7d26-8535-65c1387600c6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-75be-ab6d-c4a80847728f" xlink:to="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-7d26-8535-65c1387600c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-7bb1-a294-046f6c4eb9c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_01a03390-bf32-7d26-8535-65c1387600c6" xlink:to="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-7bb1-a294-046f6c4eb9c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AgencyAndPLSMortgageServicingRightsFinancingFacilityMember_01a03390-bf32-754d-8fb4-0ff13a07da72" xlink:href="onit-20260930.xsd#onit_AgencyAndPLSMortgageServicingRightsFinancingFacilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bf32-7bb1-a294-046f6c4eb9c2" xlink:to="loc_onit_AgencyAndPLSMortgageServicingRightsFinancingFacilityMember_01a03390-bf32-754d-8fb4-0ff13a07da72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7d1d-b725-4f5f50ec9415" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementTable_01a03390-bf32-75be-ab6d-c4a80847728f" xlink:to="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7d1d-b725-4f5f50ec9415" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAsset_01a03390-bf32-7675-945f-5d4b06df276d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAsset"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7d1d-b725-4f5f50ec9415" xlink:to="loc_us-gaap_ServicingAsset_01a03390-bf32-7675-945f-5d4b06df276d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtServiceAccounts_01a03390-bf32-7c9c-91f7-6b89ead6ea65" xlink:href="onit-20260930.xsd#onit_DebtServiceAccounts"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7d1d-b725-4f5f50ec9415" xlink:to="loc_onit_DebtServiceAccounts_01a03390-bf32-7c9c-91f7-6b89ead6ea65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermBorrowings_01a03390-bf32-7ba5-a6af-2f5554f28262" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermBorrowings"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7d1d-b725-4f5f50ec9415" xlink:to="loc_us-gaap_ShortTermBorrowings_01a03390-bf32-7ba5-a6af-2f5554f28262" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnamortizedDebtIssuanceExpense_01a03390-bf32-769f-a2e3-53ec4d35506a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnamortizedDebtIssuanceExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_QualitativeAndQuantitativeInformationTransferorsContinuingInvolvementLineItems_01a03390-bf32-7d1d-b725-4f5f50ec9415" xlink:to="loc_us-gaap_UnamortizedDebtIssuanceExpense_01a03390-bf32-769f-a2e3-53ec4d35506a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/FairValueScheduleofFairValueAssetsandLiabilitiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#FairValueScheduleofFairValueAssetsandLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/FairValueScheduleofFairValueAssetsandLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7726-a910-e1b6b7d9db41" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-706c-bce1-5736d24cf996" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7726-a910-e1b6b7d9db41" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-706c-bce1-5736d24cf996" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_01a03390-bf32-798e-bbf3-96d00fcb0867" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-706c-bce1-5736d24cf996" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_01a03390-bf32-798e-bbf3-96d00fcb0867" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_01a03390-bf32-7d7b-bd9a-0877f8196fdd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_01a03390-bf32-798e-bbf3-96d00fcb0867" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_01a03390-bf32-7d7b-bd9a-0877f8196fdd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_01a03390-bf32-7a6d-bd2d-f5d23b4e2dfe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_01a03390-bf32-7d7b-bd9a-0877f8196fdd" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_01a03390-bf32-7a6d-bd2d-f5d23b4e2dfe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_01a03390-bf32-7ea3-8007-7287781239b5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_01a03390-bf32-7d7b-bd9a-0877f8196fdd" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_01a03390-bf32-7ea3-8007-7287781239b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_01a03390-bf32-7ec9-96ef-9a1876e1081a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_01a03390-bf32-7d7b-bd9a-0877f8196fdd" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_01a03390-bf32-7ec9-96ef-9a1876e1081a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7aac-a24c-5828fe5cbd96" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-706c-bce1-5736d24cf996" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7aac-a24c-5828fe5cbd96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-78cd-94c0-1a77306c82ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7aac-a24c-5828fe5cbd96" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-78cd-94c0-1a77306c82ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-744f-94f9-1ef728c2c7c6" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-78cd-94c0-1a77306c82ad" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-744f-94f9-1ef728c2c7c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-7df9-9007-91039804fe35" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityExcessServicingSpreadMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-78cd-94c0-1a77306c82ad" xlink:to="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-7df9-9007-91039804fe35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleFairValueMember_01a03390-bf32-7043-ac12-b423f2c21437" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleFairValueMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-78cd-94c0-1a77306c82ad" xlink:to="loc_onit_LoansHeldForSaleFairValueMember_01a03390-bf32-7043-ac12-b423f2c21437" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bf32-7426-8146-68503f553eca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-706c-bce1-5736d24cf996" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bf32-7426-8146-68503f553eca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bf32-76eb-9d69-2974e3f86713" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bf32-7426-8146-68503f553eca" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bf32-76eb-9d69-2974e3f86713" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateContractMember_01a03390-bf32-75bc-9ba8-e9cdd21a717d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateContractMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bf32-76eb-9d69-2974e3f86713" xlink:to="loc_us-gaap_InterestRateContractMember_01a03390-bf32-75bc-9ba8-e9cdd21a717d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ForwardLHFSTradesMember_01a03390-bf32-7916-81ab-4f367a4a6d0d" xlink:href="onit-20260930.xsd#onit_ForwardLHFSTradesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bf32-76eb-9d69-2974e3f86713" xlink:to="loc_onit_ForwardLHFSTradesMember_01a03390-bf32-7916-81ab-4f367a4a6d0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TBAForwardMortgageBackedSecuritiesTradesMember_01a03390-bf32-7c86-8ab5-b4da18c1e079" xlink:href="onit-20260930.xsd#onit_TBAForwardMortgageBackedSecuritiesTradesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bf32-76eb-9d69-2974e3f86713" xlink:to="loc_onit_TBAForwardMortgageBackedSecuritiesTradesMember_01a03390-bf32-7c86-8ab5-b4da18c1e079" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_01a03390-bf32-7504-8882-a7ee2d80f6d2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateSwapMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bf32-76eb-9d69-2974e3f86713" xlink:to="loc_us-gaap_InterestRateSwapMember_01a03390-bf32-7504-8882-a7ee2d80f6d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeMember_01a03390-bf32-70a9-bf95-b954edf821be" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bf32-76eb-9d69-2974e3f86713" xlink:to="loc_us-gaap_DerivativeMember_01a03390-bf32-70a9-bf95-b954edf821be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TBAForwardPipelinesTradesMember_01a03390-bf32-76dd-8278-3b62b31ddd55" xlink:href="onit-20260930.xsd#onit_TBAForwardPipelinesTradesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bf32-76eb-9d69-2974e3f86713" xlink:to="loc_onit_TBAForwardPipelinesTradesMember_01a03390-bf32-76dd-8278-3b62b31ddd55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_01a03390-bf32-7228-b9d4-ca8d041b8103" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-706c-bce1-5736d24cf996" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_01a03390-bf32-7228-b9d4-ca8d041b8103" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_01a03390-bf32-7ba5-a85e-7c982c6e8166" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_01a03390-bf32-7228-b9d4-ca8d041b8103" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_01a03390-bf32-7ba5-a85e-7c982c6e8166" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_01a03390-bf32-74a4-b1fb-81d36562f53e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_01a03390-bf32-7ba5-a85e-7c982c6e8166" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_01a03390-bf32-74a4-b1fb-81d36562f53e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_01a03390-bf32-710f-8a03-59b103e9a0df" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_01a03390-bf32-74a4-b1fb-81d36562f53e" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_01a03390-bf32-710f-8a03-59b103e9a0df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_01a03390-bf32-7c9a-b362-fa5102070b4c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_01a03390-bf32-74a4-b1fb-81d36562f53e" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_01a03390-bf32-7c9a-b362-fa5102070b4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7b79-a8df-6259fece62c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-706c-bce1-5736d24cf996" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7b79-a8df-6259fece62c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-780c-a8ee-1aff868987e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivableTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7b79-a8df-6259fece62c0" xlink:to="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-780c-a8ee-1aff868987e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GinnieMaeLoansMember_01a03390-bf32-78ad-93e8-e0038efedc3b" xlink:href="onit-20260930.xsd#onit_GinnieMaeLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-780c-a8ee-1aff868987e0" xlink:to="loc_onit_GinnieMaeLoansMember_01a03390-bf32-78ad-93e8-e0038efedc3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-706c-bce1-5736d24cf996" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesAndMatchFundedAdvancesFairValueDisclosure_01a03390-bf32-7f8e-8e5a-a361104cc8df" xlink:href="onit-20260930.xsd#onit_AdvancesAndMatchFundedAdvancesFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:to="loc_onit_AdvancesAndMatchFundedAdvancesFairValueDisclosure_01a03390-bf32-7f8e-8e5a-a361104cc8df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_01a03390-bf32-7336-a6b8-ebd5f8607d90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_01a03390-bf32-7336-a6b8-ebd5f8607d90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-bf32-716c-aa1b-bd1aa9c67928" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgages"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:to="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-bf32-716c-aa1b-bd1aa9c67928" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgages_01a03390-bf32-7fa4-a980-f73db9f33883" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgages"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgages_01a03390-bf32-7fa4-a980-f73db9f33883" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesFairValueDisclosure_01a03390-bf32-74ee-b240-b41bcf465d3c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:to="loc_us-gaap_ReceivablesFairValueDisclosure_01a03390-bf32-74ee-b240-b41bcf465d3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_01a18e3e-0ed0-71e1-b5d4-5bb52de25483" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_01a18e3e-0ed0-71e1-b5d4-5bb52de25483" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:href="onit-20260930.xsd#onit_FinancialLiabilitiesAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7f75-8f56-569617fc5c2c" xlink:to="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bf32-7c89-8144-05f480167ce9" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bf32-7c89-8144-05f480167ce9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherFinancingLiabilities_01a03390-bf32-7390-9845-a0b542aff755" xlink:href="onit-20260930.xsd#onit_OtherFinancingLiabilities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_onit_OtherFinancingLiabilities_01a03390-bf32-7390-9845-a0b542aff755" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCredit_01a03390-bf32-7ff5-a9ff-f63eaaac74a5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCredit"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_us-gaap_LineOfCredit_01a03390-bf32-7ff5-a9ff-f63eaaac74a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-bf32-7eff-a8a1-efa739a35c7c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-bf32-7eff-a8a1-efa739a35c7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherShortTermBorrowings_01a03390-bf32-793d-be20-d25e67da96fb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherShortTermBorrowings"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_us-gaap_OtherShortTermBorrowings_01a03390-bf32-793d-be20-d25e67da96fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseMortgageSecuritizationNotes_01a03390-bf32-78cf-9a1d-eaf181ffad91" xlink:href="onit-20260930.xsd#onit_ReverseMortgageSecuritizationNotes"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_onit_ReverseMortgageSecuritizationNotes_01a03390-bf32-78cf-9a1d-eaf181ffad91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotes_01a03390-bf32-7efd-bd7b-c81b07d68f34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotes"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_us-gaap_SeniorNotes_01a03390-bf32-7efd-bd7b-c81b07d68f34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosure_01a18e3e-f8cd-74b8-b5d5-75a91f396353" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LiabilitiesFairValueDisclosure"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosure_01a18e3e-f8cd-74b8-b5d5-75a91f396353" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetsLiabilitiesAtFairValueNet_01a03390-bf32-7d80-bfcb-5f3ba19f493b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeAssetsLiabilitiesAtFairValueNet"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_us-gaap_DerivativeAssetsLiabilitiesAtFairValueNet_01a03390-bf32-7d80-bfcb-5f3ba19f493b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bf32-762c-b5f0-c22ea81b4570" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_FinancialLiabilitiesAbstract_01a03390-bf32-7c02-a625-b9a7967a892c" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bf32-762c-b5f0-c22ea81b4570" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/FairValueScheduleofReconciliationofChangesinFairValueofLevel3AssetsandLiabilitiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#FairValueScheduleofReconciliationofChangesinFairValueofLevel3AssetsandLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/FairValueScheduleofReconciliationofChangesinFairValueofLevel3AssetsandLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-72f3-8b4b-b2e0462532c1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_01a03390-bf32-782c-bdf7-c98e06fc8f62" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-72f3-8b4b-b2e0462532c1" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_01a03390-bf32-782c-bdf7-c98e06fc8f62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_01a03390-bf32-7173-96c4-56ac0f75428e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_01a03390-bf32-782c-bdf7-c98e06fc8f62" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_01a03390-bf32-7173-96c4-56ac0f75428e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_01a03390-bf32-768f-99e4-f1bab148042b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_01a03390-bf32-7173-96c4-56ac0f75428e" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_01a03390-bf32-768f-99e4-f1bab148042b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_01a03390-bf32-7de3-9f30-57dffcb791eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_01a03390-bf32-768f-99e4-f1bab148042b" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_01a03390-bf32-7de3-9f30-57dffcb791eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-77b8-90c8-c62c729642a8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_01a03390-bf32-782c-bdf7-c98e06fc8f62" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-77b8-90c8-c62c729642a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7154-a7d3-148a61835acd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-77b8-90c8-c62c729642a8" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7154-a7d3-148a61835acd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleFairValueMember_01a03390-bf32-7e37-9496-26461cfcd1ff" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleFairValueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7154-a7d3-148a61835acd" xlink:to="loc_onit_LoansHeldForSaleFairValueMember_01a03390-bf32-7e37-9496-26461cfcd1ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFinancialInstrumentsAssetsMember_01a03390-bf32-7977-b126-c55ba99ed60a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeFinancialInstrumentsAssetsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7154-a7d3-148a61835acd" xlink:to="loc_us-gaap_DerivativeFinancialInstrumentsAssetsMember_01a03390-bf32-7977-b126-c55ba99ed60a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7dd6-964a-b194b0922a56" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_01a03390-bf32-782c-bdf7-c98e06fc8f62" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7dd6-964a-b194b0922a56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7700-af55-fddd767d7ea8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7dd6-964a-b194b0922a56" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7700-af55-fddd767d7ea8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateLockCommitmentsMember_01a03390-bf32-7328-8372-756bce81d4b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateLockCommitmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7700-af55-fddd767d7ea8" xlink:to="loc_us-gaap_InterestRateLockCommitmentsMember_01a03390-bf32-7328-8372-756bce81d4b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_01a03390-bf32-7093-b523-475727d867db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationTable_01a03390-bf32-782c-bdf7-c98e06fc8f62" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_01a03390-bf32-7093-b523-475727d867db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_01a03390-bf32-74da-8d2b-5da773843034" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_01a03390-bf32-7093-b523-475727d867db" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_01a03390-bf32-74da-8d2b-5da773843034" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_01a03390-bf32-78e3-84a9-8dc42f6f5fd4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_01a03390-bf32-74da-8d2b-5da773843034" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_01a03390-bf32-78e3-84a9-8dc42f6f5fd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:href="onit-20260930.xsd#onit_PurchasesIssuancesSalesAndSettlementsAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_01a03390-bf32-74da-8d2b-5da773843034" xlink:to="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_01a03390-bf32-7bfd-b8a4-f4073b86c3e1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchases_01a03390-bf32-7bfd-b8a4-f4073b86c3e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_01a03390-bf32-78ae-99cb-3caea7a48077" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetIssues_01a03390-bf32-78ae-99cb-3caea7a48077" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_01a03390-bf32-715f-a7d1-0f30789d2166" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSales_01a03390-bf32-715f-a7d1-0f30789d2166" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_01a03390-bf32-7eb8-950d-727254b3ca42" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetSettlements_01a03390-bf32-7eb8-950d-727254b3ca42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersToLoansHeldForSaleAtFairValue_01a03390-bf32-7b69-9a83-0bd68ef571c9" xlink:href="onit-20260930.xsd#onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersToLoansHeldForSaleAtFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersToLoansHeldForSaleAtFairValue_01a03390-bf32-7b69-9a83-0bd68ef571c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationAssetTransfersOutOfLevel3ToReverseMortgageLoansAtFairValue_01a03390-bf32-70dd-aa04-5b051c9dac9c" xlink:href="onit-20260930.xsd#onit_FairValueMeasurementWithUnobservableInputsReconciliationAssetTransfersOutOfLevel3ToReverseMortgageLoansAtFairValue"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationAssetTransfersOutOfLevel3ToReverseMortgageLoansAtFairValue_01a03390-bf32-70dd-aa04-5b051c9dac9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersToReceivablesNet_01a03390-bf32-72df-ad1f-575266159938" xlink:href="onit-20260930.xsd#onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersToReceivablesNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersToReceivablesNet_01a03390-bf32-72df-ad1f-575266159938" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_01a03390-bf32-74a7-9ae5-f532cd2bc511" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3_01a03390-bf32-74a7-9ae5-f532cd2bc511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_CapitalizationOfAdvancesOnGinnieMaeModifications_01a03390-bf32-7610-a251-ba679a03e138" xlink:href="onit-20260930.xsd#onit_CapitalizationOfAdvancesOnGinnieMaeModifications"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_onit_CapitalizationOfAdvancesOnGinnieMaeModifications_01a03390-bf32-7610-a251-ba679a03e138" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisOther_01a03390-bf32-7907-b1bb-813bb1974902" xlink:href="onit-20260930.xsd#onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisOther"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisOther_01a03390-bf32-7907-b1bb-813bb1974902" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3Other_01a03390-bf32-7045-a0eb-c6ddf4ea9c30" xlink:href="onit-20260930.xsd#onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3Other"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_onit_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersOutOfLevel3Other_01a03390-bf32-7045-a0eb-c6ddf4ea9c30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements_01a03390-bf32-7001-94bc-ba743976e000" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_PurchasesIssuancesSalesAndSettlementsAbstract_01a03390-bf32-7f1b-9823-f650e0d13bd8" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetPurchasesSalesIssuancesSettlements_01a03390-bf32-7001-94bc-ba743976e000" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TotalRealizedAndUnrealizedGainsAndLosses2Abstract_01a03390-bf32-7e0f-b936-a0ead6c15207" xlink:href="onit-20260930.xsd#onit_TotalRealizedAndUnrealizedGainsAndLosses2Abstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_01a03390-bf32-74da-8d2b-5da773843034" xlink:to="loc_onit_TotalRealizedAndUnrealizedGainsAndLosses2Abstract_01a03390-bf32-7e0f-b936-a0ead6c15207" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_01a03390-bf32-71c1-acfe-474eaf8d294b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_TotalRealizedAndUnrealizedGainsAndLosses2Abstract_01a03390-bf32-7e0f-b936-a0ead6c15207" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetGainLossIncludedInEarnings1_01a03390-bf32-71c1-acfe-474eaf8d294b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_01a03390-bf32-7538-ad90-5c7cca653370" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationCalculationRollForward_01a03390-bf32-74da-8d2b-5da773843034" xlink:to="loc_us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetValue_01a03390-bf32-7538-ad90-5c7cca653370" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_01a03390-bf32-78a7-8c3d-fde04833a3f8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationLineItems_01a03390-bf32-7093-b523-475727d867db" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_01a03390-bf32-78a7-8c3d-fde04833a3f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/FairValueScheduleofSignificantAssumptionsusedinValuationDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#FairValueScheduleofSignificantAssumptionsusedinValuationDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/FairValueScheduleofSignificantAssumptionsusedinValuationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7f1d-a90e-3cd8cf85bdce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_01a03390-bf32-708e-ac01-6919840b9cc0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7f1d-a90e-3cd8cf85bdce" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_01a03390-bf32-708e-ac01-6919840b9cc0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-77ea-b411-005157dae85c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_01a03390-bf32-708e-ac01-6919840b9cc0" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-77ea-b411-005157dae85c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7c35-b393-f0d7c7266345" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-77ea-b411-005157dae85c" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7c35-b393-f0d7c7266345" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleFairValueMember_01a03390-bf32-74b9-ae0d-a8553cd3f4f8" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleFairValueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7c35-b393-f0d7c7266345" xlink:to="loc_onit_LoansHeldForSaleFairValueMember_01a03390-bf32-74b9-ae0d-a8553cd3f4f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldforInvestmentReverseMortgagesMember_01a03390-bf32-7429-9509-6d80e7814ea8" xlink:href="onit-20260930.xsd#onit_LoansHeldforInvestmentReverseMortgagesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7c35-b393-f0d7c7266345" xlink:to="loc_onit_LoansHeldforInvestmentReverseMortgagesMember_01a03390-bf32-7429-9509-6d80e7814ea8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueAgencyMortgageServicingRightsMember_01a03390-bf32-7c78-bee2-5301954de0ec" xlink:href="onit-20260930.xsd#onit_FairValueAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7c35-b393-f0d7c7266345" xlink:to="loc_onit_FairValueAgencyMortgageServicingRightsMember_01a03390-bf32-7c78-bee2-5301954de0ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bf32-7407-81fd-8b1b666275c9" xlink:href="onit-20260930.xsd#onit_FairValueNonAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7c35-b393-f0d7c7266345" xlink:to="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bf32-7407-81fd-8b1b666275c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsMember_01a03390-bf32-7a11-91b7-720613acd9a2" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7c35-b393-f0d7c7266345" xlink:to="loc_onit_HMBSRelatedBorrowingsMember_01a03390-bf32-7a11-91b7-720613acd9a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MortgageServicingRightsPledgedMember_01a03390-bf32-796f-9ff1-cfc4bf1752c3" xlink:href="onit-20260930.xsd#onit_MortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7c35-b393-f0d7c7266345" xlink:to="loc_onit_MortgageServicingRightsPledgedMember_01a03390-bf32-796f-9ff1-cfc4bf1752c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_01a03390-bf32-7111-a086-55c0226834ae" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_01a03390-bf32-708e-ac01-6919840b9cc0" xlink:to="loc_srt_RangeAxis_01a03390-bf32-7111-a086-55c0226834ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_01a03390-bf32-7853-98ba-8e40447f3041" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_01a03390-bf32-7111-a086-55c0226834ae" xlink:to="loc_srt_RangeMember_01a03390-bf32-7853-98ba-8e40447f3041" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_01a03390-bf32-741f-a6fd-865bdb135865" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bf32-7853-98ba-8e40447f3041" xlink:to="loc_srt_MinimumMember_01a03390-bf32-741f-a6fd-865bdb135865" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_01a03390-bf32-7326-8301-6d1a40f6144e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bf32-7853-98ba-8e40447f3041" xlink:to="loc_srt_MaximumMember_01a03390-bf32-7326-8301-6d1a40f6144e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_01a03390-bf32-7c52-bac2-83a6fe2665f8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_WeightedAverageMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bf32-7853-98ba-8e40447f3041" xlink:to="loc_srt_WeightedAverageMember_01a03390-bf32-7c52-bac2-83a6fe2665f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_01a03390-bf32-7022-93bb-85010eb11979" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_01a03390-bf32-708e-ac01-6919840b9cc0" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_01a03390-bf32-7022-93bb-85010eb11979" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-7f91-9fe5-6fe0339a8403" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_01a03390-bf32-7022-93bb-85010eb11979" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-7f91-9fe5-6fe0339a8403" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputExpectedTermMember_01a03390-bf32-7246-9e9c-98c9a36a6fb2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputExpectedTermMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-7f91-9fe5-6fe0339a8403" xlink:to="loc_us-gaap_MeasurementInputExpectedTermMember_01a03390-bf32-7246-9e9c-98c9a36a6fb2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputPrepaymentRateMember_01a03390-bf32-7743-b744-9ae75439041d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputPrepaymentRateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-7f91-9fe5-6fe0339a8403" xlink:to="loc_us-gaap_MeasurementInputPrepaymentRateMember_01a03390-bf32-7743-b744-9ae75439041d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_01a03390-bf32-7eee-ba7d-63088322b13a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-7f91-9fe5-6fe0339a8403" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_01a03390-bf32-7eee-ba7d-63088322b13a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDefaultRateMember_01a03390-bf32-7408-abe6-76bb916462ca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputDefaultRateMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-7f91-9fe5-6fe0339a8403" xlink:to="loc_us-gaap_MeasurementInputDefaultRateMember_01a03390-bf32-7408-abe6-76bb916462ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MeasurementInputWeightedAverageCostToServiceMember_01a03390-bf32-7e2b-a1a9-dbdc01b3bb8b" xlink:href="onit-20260930.xsd#onit_MeasurementInputWeightedAverageCostToServiceMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-7f91-9fe5-6fe0339a8403" xlink:to="loc_onit_MeasurementInputWeightedAverageCostToServiceMember_01a03390-bf32-7e2b-a1a9-dbdc01b3bb8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-79eb-aa63-25b50b406cb6" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_01a03390-bf32-708e-ac01-6919840b9cc0" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-79eb-aa63-25b50b406cb6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7bf9-a50b-ff510fe2c722" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-79eb-aa63-25b50b406cb6" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7bf9-a50b-ff510fe2c722" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GSEMember_01a03390-bf32-701a-9915-62027d484b56" xlink:href="onit-20260930.xsd#onit_GSEMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7bf9-a50b-ff510fe2c722" xlink:to="loc_onit_GSEMember_01a03390-bf32-701a-9915-62027d484b56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GinnieMaeMember_01a03390-bf32-78aa-9a2c-6a56da15ad0a" xlink:href="onit-20260930.xsd#onit_GinnieMaeMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7bf9-a50b-ff510fe2c722" xlink:to="loc_onit_GinnieMaeMember_01a03390-bf32-78aa-9a2c-6a56da15ad0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7489-a6bb-c871c9d1746d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_01a03390-bf32-708e-ac01-6919840b9cc0" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7489-a6bb-c871c9d1746d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7fcc-8ba2-90680d1c2494" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7489-a6bb-c871c9d1746d" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7fcc-8ba2-90680d1c2494" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_01a03390-bf32-7b55-b7cc-5824133de589" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_01a03390-bf32-708e-ac01-6919840b9cc0" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_01a03390-bf32-7b55-b7cc-5824133de589" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AlternativeInvestmentMeasurementInput_01a03390-bf32-7d41-ab9c-36acb8fdeb39" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AlternativeInvestmentMeasurementInput"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_01a03390-bf32-7b55-b7cc-5824133de589" xlink:to="loc_us-gaap_AlternativeInvestmentMeasurementInput_01a03390-bf32-7d41-ab9c-36acb8fdeb39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/FairValueScheduleofEstimatedChangeinFairValueofMSRsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#FairValueScheduleofEstimatedChangeinFairValueofMSRsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/FairValueScheduleofEstimatedChangeinFairValueofMSRsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_01a03390-bf32-7def-be4a-cc15b5117252" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInPrepaymentSpeed_01a03390-bf32-7def-be4a-cc15b5117252" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_01a03390-bf32-726a-a79d-b9f93067cf37" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInPrepaymentSpeed_01a03390-bf32-726a-a79d-b9f93067cf37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate_01a03390-bf32-7e8a-bf42-8311627d9a7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf10PercentAdverseChangeInDiscountRate_01a03390-bf32-7e8a-bf42-8311627d9a7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate_01a03390-bf32-75c5-b3b4-4aba48a38870" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_us-gaap_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf20PercentAdverseChangeInDiscountRate_01a03390-bf32-75c5-b3b4-4aba48a38870" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInPrepaymentSpeedPercent_01a03390-bf32-7e4b-aebe-85397d0200ff" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInPrepaymentSpeedPercent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInPrepaymentSpeedPercent_01a03390-bf32-7e4b-aebe-85397d0200ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInPrepaymentSpeedPercent_01a03390-bf32-70b1-80bb-938ae676f91f" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInPrepaymentSpeedPercent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInPrepaymentSpeedPercent_01a03390-bf32-70b1-80bb-938ae676f91f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDiscountRatePercent_01a03390-bf32-71f9-80c3-e2d7b5232ee2" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDiscountRatePercent"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDiscountRatePercent_01a03390-bf32-71f9-80c3-e2d7b5232ee2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDiscountRatePercent_01a03390-bf32-7b64-8c3e-cb3b69dc246b" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDiscountRatePercent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDiscountRatePercent_01a03390-bf32-7b64-8c3e-cb3b69dc246b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDelinquencyPercent_01a03390-bf32-7610-be9c-dc982f21e39c" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDelinquencyPercent"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDelinquencyPercent_01a03390-bf32-7610-be9c-dc982f21e39c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDelinquencyPercent_01a03390-bf32-7165-aa51-9b083c34436b" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDelinquencyPercent"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDelinquencyPercent_01a03390-bf32-7165-aa51-9b083c34436b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDelinquency_01a03390-bf32-7cdd-86f9-b3a7b84cfac1" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDelinquency"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInDelinquency_01a03390-bf32-7cdd-86f9-b3a7b84cfac1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDelinquency_01a03390-bf32-74fc-9f91-7d4b78c2384a" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDelinquency"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInDelinquency_01a03390-bf32-74fc-9f91-7d4b78c2384a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostToServicePercent_01a03390-bf32-7ce2-98a6-70fe90f3ddca" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostToServicePercent"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostToServicePercent_01a03390-bf32-7ce2-98a6-70fe90f3ddca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostToServicePercent_01a03390-bf32-7e31-8aa7-a1b6435bf4d3" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostToServicePercent"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostToServicePercent_01a03390-bf32-7e31-8aa7-a1b6435bf4d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostToService_01a03390-bf32-7dab-a144-7221429a7299" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostToService"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf10PercentAdverseChangeInCostToService_01a03390-bf32-7dab-a144-7221429a7299" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostToService_01a03390-bf32-7df7-babc-a4da2309b75d" xlink:href="onit-20260930.xsd#onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostToService"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7cd9-8391-e708e02cc6d5" xlink:to="loc_onit_SensitivityAnalysisOfFairValueTransferorsInterestsInTransferredFinancialAssetsImpactOf20PercentAdverseChangeInCostToService_01a03390-bf32-7df7-babc-a4da2309b75d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/FairValueNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#FairValueNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/FairValueNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7210-9cb9-e8555ef57909" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-7ebb-87c4-03941fe3d0c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_01a03390-bf32-7210-9cb9-e8555ef57909" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-7ebb-87c4-03941fe3d0c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_01a03390-bf32-7365-abdd-62ef9fbb3327" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-7ebb-87c4-03941fe3d0c4" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_01a03390-bf32-7365-abdd-62ef9fbb3327" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-78cb-961e-db91e2fc4b46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_01a03390-bf32-7365-abdd-62ef9fbb3327" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-78cb-961e-db91e2fc4b46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_01a03390-bf32-7142-91d2-b621f1521be7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_01a03390-bf32-78cb-961e-db91e2fc4b46" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_01a03390-bf32-7142-91d2-b621f1521be7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7adb-9cd4-57ff62dc5b8d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_01a03390-bf32-7ebb-87c4-03941fe3d0c4" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7adb-9cd4-57ff62dc5b8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AlternativeInvestmentMeasurementInput_01a03390-bf32-7f0d-b9d9-570eddc9e7ea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AlternativeInvestmentMeasurementInput"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_01a03390-bf32-7adb-9cd4-57ff62dc5b8d" xlink:to="loc_us-gaap_AlternativeInvestmentMeasurementInput_01a03390-bf32-7f0d-b9d9-570eddc9e7ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/LoansHeldforSaleFairValueScheduleofLoansHeldforSaleFairValueDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#LoansHeldforSaleFairValueScheduleofLoansHeldforSaleFairValueDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/LoansHeldforSaleFairValueScheduleofLoansHeldforSaleFairValueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7485-9175-6ca0236756ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:href="onit-20260930.xsd#onit_MovementInLoansHeldForSaleAtFairValueRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7485-9175-6ca0236756ee" xlink:to="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_01a03390-bf32-7332-a9ae-50d44d7dad99" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_01a03390-bf32-7332-a9ae-50d44d7dad99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_01a03390-bf32-7189-a8b6-c0504d3d6f89" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_us-gaap_PaymentsForOriginationOfMortgageLoansHeldForSale_01a03390-bf32-7189-a8b6-c0504d3d6f89" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_01a03390-bf32-7871-9a3d-4cb24de2788c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_us-gaap_ProceedsFromSaleOfMortgageLoansHeldForSale_01a03390-bf32-7871-9a3d-4cb24de2788c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections1_01a03390-bf32-7109-95c4-0bcdc7db3804" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_us-gaap_ProceedsFromLoanAndLeaseOriginationsAndPrincipalCollections1_01a03390-bf32-7109-95c4-0bcdc7db3804" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_01a03390-bf32-7fba-b3bc-7740044d16ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_01a03390-bf32-7fba-b3bc-7740044d16ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TransferOfPortfolioLoansToReceivables_01a03390-bf32-77f7-bfeb-60456490dc45" xlink:href="onit-20260930.xsd#onit_TransferOfPortfolioLoansToReceivables"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_onit_TransferOfPortfolioLoansToReceivables_01a03390-bf32-77f7-bfeb-60456490dc45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TransferOfPortfolioLoansToRealEstateOwned_01a03390-bf32-79c6-bd91-a3196c4571ac" xlink:href="onit-20260930.xsd#onit_TransferOfPortfolioLoansToRealEstateOwned"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_onit_TransferOfPortfolioLoansToRealEstateOwned_01a03390-bf32-79c6-bd91-a3196c4571ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_CapitalizationOfAdvancesOnGinnieMaeModifications_01a03390-bf32-757a-8105-aa38b0229fa9" xlink:href="onit-20260930.xsd#onit_CapitalizationOfAdvancesOnGinnieMaeModifications"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_onit_CapitalizationOfAdvancesOnGinnieMaeModifications_01a03390-bf32-757a-8105-aa38b0229fa9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInLoansHeldForSale_01a03390-bf32-7117-afba-d66bf941da43" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncreaseDecreaseInLoansHeldForSale"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_us-gaap_IncreaseDecreaseInLoansHeldForSale_01a03390-bf32-7117-afba-d66bf941da43" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherAdjustmentMortgageLoansHeldForSale_01a03390-bf32-7217-bbf6-af6f9e23d030" xlink:href="onit-20260930.xsd#onit_OtherAdjustmentMortgageLoansHeldForSale"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_onit_OtherAdjustmentMortgageLoansHeldForSale_01a03390-bf32-7217-bbf6-af6f9e23d030" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_01a03390-bf32-7f37-8d13-4824c6c90603" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_MovementInLoansHeldForSaleAtFairValueRollForward_01a03390-bf32-7f6d-9ad8-77e3b6f436c3" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_01a03390-bf32-7f37-8d13-4824c6c90603" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PrincipalAmountOutstandingOnLoansHeldForSale_01a03390-bf32-7caf-9015-8b8b790b924b" xlink:href="onit-20260930.xsd#onit_PrincipalAmountOutstandingOnLoansHeldForSale"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7485-9175-6ca0236756ee" xlink:to="loc_onit_PrincipalAmountOutstandingOnLoansHeldForSale_01a03390-bf32-7caf-9015-8b8b790b924b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PremiumDiscountBalanceOnLoansHeldForSale_01a03390-bf32-7514-916d-76083afddf60" xlink:href="onit-20260930.xsd#onit_PremiumDiscountBalanceOnLoansHeldForSale"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7485-9175-6ca0236756ee" xlink:to="loc_onit_PremiumDiscountBalanceOnLoansHeldForSale_01a03390-bf32-7514-916d-76083afddf60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueAdjustmentToLoansHeldForSale_01a03390-bf32-7f0f-a5bf-dd1d797e264f" xlink:href="onit-20260930.xsd#onit_FairValueAdjustmentToLoansHeldForSale"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7485-9175-6ca0236756ee" xlink:to="loc_onit_FairValueAdjustmentToLoansHeldForSale_01a03390-bf32-7f0f-a5bf-dd1d797e264f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgagesHeldForSaleFairValueDisclosure_01a03390-bf32-753b-a7d2-4aa9024f829a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MortgagesHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7485-9175-6ca0236756ee" xlink:to="loc_us-gaap_MortgagesHeldForSaleFairValueDisclosure_01a03390-bf32-753b-a7d2-4aa9024f829a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7c73-9a0e-3721098a778a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7485-9175-6ca0236756ee" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7c73-9a0e-3721098a778a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7d2f-ac1c-0f9c9160c335" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7c73-9a0e-3721098a778a" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7d2f-ac1c-0f9c9160c335" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-710e-a242-09c3e63d4d8d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivableTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7d2f-ac1c-0f9c9160c335" xlink:to="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-710e-a242-09c3e63d4d8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GSELoansMember_01a03390-bf32-77ed-ab55-08a8ccc763f6" xlink:href="onit-20260930.xsd#onit_GSELoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-710e-a242-09c3e63d4d8d" xlink:to="loc_onit_GSELoansMember_01a03390-bf32-77ed-ab55-08a8ccc763f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GovernmentForwardLoansMember_01a03390-bf32-7136-b504-d2d068562442" xlink:href="onit-20260930.xsd#onit_GovernmentForwardLoansMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-710e-a242-09c3e63d4d8d" xlink:to="loc_onit_GovernmentForwardLoansMember_01a03390-bf32-7136-b504-d2d068562442" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RepurchasedGinnieMaeLoansMember_01a03390-bf32-77a4-852c-fa90673f9654" xlink:href="onit-20260930.xsd#onit_RepurchasedGinnieMaeLoansMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-710e-a242-09c3e63d4d8d" xlink:to="loc_onit_RepurchasedGinnieMaeLoansMember_01a03390-bf32-77a4-852c-fa90673f9654" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseLoansMember_01a03390-bf32-7390-b119-327014060073" xlink:href="onit-20260930.xsd#onit_ReverseLoansMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-710e-a242-09c3e63d4d8d" xlink:to="loc_onit_ReverseLoansMember_01a03390-bf32-7390-b119-327014060073" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_01a03390-bf32-7b09-8da8-a997e05691f2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ResidentialMortgageBackedSecuritiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-710e-a242-09c3e63d4d8d" xlink:to="loc_us-gaap_ResidentialMortgageBackedSecuritiesMember_01a03390-bf32-7b09-8da8-a997e05691f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-70b2-a801-7e8dcf5e9aa8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7c73-9a0e-3721098a778a" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-70b2-a801-7e8dcf5e9aa8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_01a03390-bf32-7231-ba14-3d99f9140766" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-70b2-a801-7e8dcf5e9aa8" xlink:to="loc_us-gaap_LoansHeldForSaleFairValueDisclosure_01a03390-bf32-7231-ba14-3d99f9140766" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/LoansHeldforSaleFairValueScheduleofLoansHeldforSaleatLowerCostorFairValueActivityDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#LoansHeldforSaleFairValueScheduleofLoansHeldforSaleatLowerCostorFairValueActivityDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/LoansHeldforSaleFairValueScheduleofLoansHeldforSaleatLowerCostorFairValueActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-755f-bdf0-789b80e46d8f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForNotesAndLoansReceivableCurrent_01a03390-bf32-7aa9-a092-53ad8cbfa77f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForNotesAndLoansReceivableCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-755f-bdf0-789b80e46d8f" xlink:to="loc_us-gaap_AllowanceForNotesAndLoansReceivableCurrent_01a03390-bf32-7aa9-a092-53ad8cbfa77f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/LoansHeldforSaleFairValueScheduleofGainsonLoansHeldforSaleNetDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#LoansHeldforSaleFairValueScheduleofGainsonLoansHeldforSaleNetDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/LoansHeldforSaleFairValueScheduleofGainsonLoansHeldforSaleNetDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-791e-b591-1403e8b15fcc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-74a8-9137-58f42ada5c60" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-791e-b591-1403e8b15fcc" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-74a8-9137-58f42ada5c60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-749a-9166-3942a2a02509" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-74a8-9137-58f42ada5c60" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-749a-9166-3942a2a02509" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7af6-8222-f213e01f72bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivableTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-749a-9166-3942a2a02509" xlink:to="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7af6-8222-f213e01f72bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ForwardMortgageLoansMember_01a03390-bf32-7c13-950d-b860e618c2eb" xlink:href="onit-20260930.xsd#onit_ForwardMortgageLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7af6-8222-f213e01f72bc" xlink:to="loc_onit_ForwardMortgageLoansMember_01a03390-bf32-7c13-950d-b860e618c2eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RepurchasedGinnieMaeLoansMember_01a03390-bf32-7e71-81f4-9cd931561df5" xlink:href="onit-20260930.xsd#onit_RepurchasedGinnieMaeLoansMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7af6-8222-f213e01f72bc" xlink:to="loc_onit_RepurchasedGinnieMaeLoansMember_01a03390-bf32-7e71-81f4-9cd931561df5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-74a8-9137-58f42ada5c60" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetsAdditionsRecognizedfromSecuritizationTrustsRelatedToTransfersAccountedForAsSales_01a03390-bf32-7a66-b157-2582ee43fbcf" xlink:href="onit-20260930.xsd#onit_ServicingAssetsAdditionsRecognizedfromSecuritizationTrustsRelatedToTransfersAccountedForAsSales"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:to="loc_onit_ServicingAssetsAdditionsRecognizedfromSecuritizationTrustsRelatedToTransfersAccountedForAsSales_01a03390-bf32-7a66-b157-2582ee43fbcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_01a03390-bf32-77c2-93f2-9c9aed73302c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtAndEquitySecuritiesGainLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:to="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_01a03390-bf32-77c2-93f2-9c9aed73302c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GainLossOnInterestRateDerivativeInstruments_01a03390-bf32-74f8-a1a1-c25d578a105a" xlink:href="onit-20260930.xsd#onit_GainLossOnInterestRateDerivativeInstruments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:to="loc_onit_GainLossOnInterestRateDerivativeInstruments_01a03390-bf32-74f8-a1a1-c25d578a105a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ChangeInFairValueOfMortgageLoansHeldForSale_01a03390-bf32-7b07-bbe1-57db7dc83de0" xlink:href="onit-20260930.xsd#onit_ChangeInFairValueOfMortgageLoansHeldForSale"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:to="loc_onit_ChangeInFairValueOfMortgageLoansHeldForSale_01a03390-bf32-7b07-bbe1-57db7dc83de0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnFairValueHedgesRecognizedInEarnings_01a03390-bf32-7cd8-988f-9bb56aa8f97b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnFairValueHedgesRecognizedInEarnings"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:to="loc_us-gaap_GainLossOnFairValueHedgesRecognizedInEarnings_01a03390-bf32-7cd8-988f-9bb56aa8f97b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_01a03390-bf32-7982-b5b5-befad51f456a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_01a03390-bf32-7982-b5b5-befad51f456a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_01a03390-bf32-7d00-a1d0-f79c5736c573" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSalesOfLoansNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_01a03390-bf32-7d00-a1d0-f79c5736c573" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bf32-71d7-ad31-dd08afa6d523" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-782d-8df4-0c3383d44546" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bf32-71d7-ad31-dd08afa6d523" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReverseMortgagesNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#ReverseMortgagesNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReverseMortgagesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7127-bcfa-671bbeed119b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7bdf-8e82-aee10545fd44" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7127-bcfa-671bbeed119b" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7bdf-8e82-aee10545fd44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-73a0-a831-39815a8d009a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7bdf-8e82-aee10545fd44" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-73a0-a831-39815a8d009a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7c9d-815a-c419c704fab4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivableTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-73a0-a831-39815a8d009a" xlink:to="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7c9d-815a-c419c704fab4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HECMLoansSecuritizedPledgedToHMBSRelatedBorrowingsMember_01a03390-bf32-78cd-af95-f02e84d99b08" xlink:href="onit-20260930.xsd#onit_HECMLoansSecuritizedPledgedToHMBSRelatedBorrowingsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7c9d-815a-c419c704fab4" xlink:to="loc_onit_HECMLoansSecuritizedPledgedToHMBSRelatedBorrowingsMember_01a03390-bf32-78cd-af95-f02e84d99b08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NewHECMLoanOriginationsAndHECMLoanTailsUnsecuritizedMember_01a03390-bf32-7d08-ae08-d4890c54b50e" xlink:href="onit-20260930.xsd#onit_NewHECMLoanOriginationsAndHECMLoanTailsUnsecuritizedMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7c9d-815a-c419c704fab4" xlink:to="loc_onit_NewHECMLoanOriginationsAndHECMLoanTailsUnsecuritizedMember_01a03390-bf32-7d08-ae08-d4890c54b50e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-7d5b-8ff6-373d33dba3db" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7bdf-8e82-aee10545fd44" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-7d5b-8ff6-373d33dba3db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7134-a38e-7230c90e96a3" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-7d5b-8ff6-373d33dba3db" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7134-a38e-7230c90e96a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinanceOfAmericaReverseLLCMember_01a03390-bf32-77d8-8e14-30fb15f83cdb" xlink:href="onit-20260930.xsd#onit_FinanceOfAmericaReverseLLCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7134-a38e-7230c90e96a3" xlink:to="loc_onit_FinanceOfAmericaReverseLLCMember_01a03390-bf32-77d8-8e14-30fb15f83cdb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_01a03390-bf32-7798-a2f6-0e1352e93606" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7bdf-8e82-aee10545fd44" xlink:to="loc_srt_RangeAxis_01a03390-bf32-7798-a2f6-0e1352e93606" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_01a03390-bf32-776b-ae23-d4aee6408a79" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_01a03390-bf32-7798-a2f6-0e1352e93606" xlink:to="loc_srt_RangeMember_01a03390-bf32-776b-ae23-d4aee6408a79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_01a03390-bf32-7254-ba2f-b6197ab1bda3" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bf32-776b-ae23-d4aee6408a79" xlink:to="loc_srt_MinimumMember_01a03390-bf32-7254-ba2f-b6197ab1bda3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_01a03390-bf32-7535-8c93-3c6678a0ad0e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bf32-776b-ae23-d4aee6408a79" xlink:to="loc_srt_MaximumMember_01a03390-bf32-7535-8c93-3c6678a0ad0e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bf32-779c-92b5-89f4c413f386" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7bdf-8e82-aee10545fd44" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bf32-779c-92b5-89f4c413f386" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bf32-7ac5-82ad-a4dfd4ccbcf1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bf32-779c-92b5-89f4c413f386" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bf32-7ac5-82ad-a4dfd4ccbcf1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_01a03390-bf32-7beb-aefd-a6a646f630f0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bf32-7ac5-82ad-a4dfd4ccbcf1" xlink:to="loc_us-gaap_SubsequentEventMember_01a03390-bf32-7beb-aefd-a6a646f630f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-7bdf-8e82-aee10545fd44" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NumberOfReverseMortgageServicingRightsSoldNumberOfLoans_01a03390-bf32-75d5-a123-98fdb3cdb4ab" xlink:href="onit-20260930.xsd#onit_NumberOfReverseMortgageServicingRightsSoldNumberOfLoans"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_NumberOfReverseMortgageServicingRightsSoldNumberOfLoans_01a03390-bf32-75d5-a123-98fdb3cdb4ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PercentageOfReverseMortgageServicingRightsSold_01a19e2c-4423-7d6c-8260-8e5247165142" xlink:href="onit-20260930.xsd#onit_PercentageOfReverseMortgageServicingRightsSold"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_PercentageOfReverseMortgageServicingRightsSold_01a19e2c-4423-7d6c-8260-8e5247165142" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SecuritizedAssetsSold_01a03390-bf32-741e-b685-d88c3eef6af1" xlink:href="onit-20260930.xsd#onit_SecuritizedAssetsSold"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_SecuritizedAssetsSold_01a03390-bf32-741e-b685-d88c3eef6af1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesUnpaidPrincipal_01a03390-bf32-71df-b52d-36b9bccc999c" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesUnpaidPrincipal"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesUnpaidPrincipal_01a03390-bf32-71df-b52d-36b9bccc999c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bf32-7ca8-b52f-e0ea39e34c59" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bf32-7ca8-b52f-e0ea39e34c59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseMSRNet_01a03390-bf32-7c13-a1d8-179f70b7aabe" xlink:href="onit-20260930.xsd#onit_ReverseMSRNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_ReverseMSRNet_01a03390-bf32-7c13-a1d8-179f70b7aabe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-bf32-7ab6-b982-155522d9a4a9" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgages"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-bf32-7ab6-b982-155522d9a4a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesSold_01a03390-bf32-7bc2-87a2-450c291976e4" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesSold"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesSold_01a03390-bf32-7bc2-87a2-450c291976e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsSales_01a03390-bf32-755e-bbd1-3ef246964e42" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsSales"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-788f-9199-c789b312054f" xlink:to="loc_onit_HMBSRelatedBorrowingsSales_01a03390-bf32-755e-bbd1-3ef246964e42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReverseMortgagesScheduleofLoansHeldForSaleandInvestmentandHMBSRelatedBorrowingsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#ReverseMortgagesScheduleofLoansHeldForSaleandInvestmentandHMBSRelatedBorrowingsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReverseMortgagesScheduleofLoansHeldForSaleandInvestmentandHMBSRelatedBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7b66-960f-ce6423f45cbd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-759e-b86a-3fdb53452e21" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7b66-960f-ce6423f45cbd" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-759e-b86a-3fdb53452e21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7c4a-a8fb-a0bde5e3584e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-759e-b86a-3fdb53452e21" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7c4a-a8fb-a0bde5e3584e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7ee4-a7b4-fca8385e66db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivableTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-7c4a-a8fb-a0bde5e3584e" xlink:to="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7ee4-a7b4-fca8385e66db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NewHECMLoanOriginationsAndHECMLoanTailsUnsecuritizedMember_01a03390-bf32-7cae-be40-751e99455b5a" xlink:href="onit-20260930.xsd#onit_NewHECMLoanOriginationsAndHECMLoanTailsUnsecuritizedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7ee4-a7b4-fca8385e66db" xlink:to="loc_onit_NewHECMLoanOriginationsAndHECMLoanTailsUnsecuritizedMember_01a03390-bf32-7cae-be40-751e99455b5a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HECMLoansSecuritizedPledgedToHMBSRelatedBorrowingsMember_01a03390-bf32-7546-bb6a-683eae5d4540" xlink:href="onit-20260930.xsd#onit_HECMLoansSecuritizedPledgedToHMBSRelatedBorrowingsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7ee4-a7b4-fca8385e66db" xlink:to="loc_onit_HECMLoansSecuritizedPledgedToHMBSRelatedBorrowingsMember_01a03390-bf32-7546-bb6a-683eae5d4540" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-72e9-aa5d-9541cbd22fa4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bf32-759e-b86a-3fdb53452e21" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-72e9-aa5d-9541cbd22fa4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-72e9-aa5d-9541cbd22fa4" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesUnpaidPrincipal_01a03390-bf32-7dc1-83dc-e6ee1202ddb0" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesUnpaidPrincipal"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesUnpaidPrincipal_01a03390-bf32-7dc1-83dc-e6ee1202ddb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesFairValueAdjustment_01a03390-bf32-7100-8393-8f888904f258" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesFairValueAdjustment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesFairValueAdjustment_01a03390-bf32-7100-8393-8f888904f258" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgages_01a03390-bf32-79f3-a48d-68012e102a2a" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgages"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgages_01a03390-bf32-79f3-a48d-68012e102a2a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesOriginations_01a03390-bf32-7338-8688-52a22e045a5f" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesOriginations"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesOriginations_01a03390-bf32-7338-8688-52a22e045a5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesRepayments_01a03390-bf32-70a0-b1d9-a98de2ac36f6" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesRepayments"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesRepayments_01a03390-bf32-70a0-b1d9-a98de2ac36f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesTransferInOut_01a03390-bf32-74b7-aa2f-9c7053eab19d" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesTransferInOut"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesTransferInOut_01a03390-bf32-74b7-aa2f-9c7053eab19d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesLoansHeldForSaleAtFairValue_01a03390-bf32-70f1-82d4-ee3461580908" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesLoansHeldForSaleAtFairValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesLoansHeldForSaleAtFairValue_01a03390-bf32-70f1-82d4-ee3461580908" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesReceivablesNet_01a03390-bf32-7af2-b812-71bf308d4d42" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesReceivablesNet"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesReceivablesNet_01a03390-bf32-7af2-b812-71bf308d4d42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesRealEstateOwned_01a03390-bf32-7f3a-8a7e-6181d880a121" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesRealEstateOwned"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesRealEstateOwned_01a03390-bf32-7f3a-8a7e-6181d880a121" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesOther_01a03390-bf32-79ef-912b-a181687021ba" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesOther"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesOther_01a03390-bf32-79ef-912b-a181687021ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesFairValueChanges_01a03390-bf32-7b4f-885e-aa40e8157bfe" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesFairValueChanges"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesFairValueChanges_01a03390-bf32-7b4f-885e-aa40e8157bfe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgages_01a03390-bf32-7b62-bfdd-216f06321f3f" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgages"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgages_01a03390-bf32-7b62-bfdd-216f06321f3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-bf32-797e-a93e-f96de26227f1" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgages"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-bf32-797e-a93e-f96de26227f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesOriginations_01a03390-bf32-7808-bf78-8cc0bc926418" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesOriginations"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesOriginations_01a03390-bf32-7808-bf78-8cc0bc926418" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsSales_01a03390-bf32-706c-a658-98e6fbedba3a" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsSales"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_HMBSRelatedBorrowingsSales_01a03390-bf32-706c-a658-98e6fbedba3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesSales_01a03390-bf32-71f4-8dc7-6bc68bb98781" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesSales"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesSales_01a03390-bf32-71f4-8dc7-6bc68bb98781" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesRepayments_01a03390-bf32-7c4a-a297-c06a8bb06308" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesRepayments"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesRepayments_01a03390-bf32-7c4a-a297-c06a8bb06308" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesTransferInOut_01a03390-bf32-7b3e-8d38-382b030d3ffa" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesTransferInOut"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesTransferInOut_01a03390-bf32-7b3e-8d38-382b030d3ffa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesTransfersToLoansHeldForSaleAtFairValue_01a03390-bf32-7ef3-afbc-c5322f82b72a" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesTransfersToLoansHeldForSaleAtFairValue"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesTransfersToLoansHeldForSaleAtFairValue_01a03390-bf32-7ef3-afbc-c5322f82b72a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesTransfersToReceivablesNet_01a03390-bf32-754a-ae03-ae2d772a404f" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesTransfersToReceivablesNet"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesTransfersToReceivablesNet_01a03390-bf32-754a-ae03-ae2d772a404f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesTransfersToRealEstateOwned_01a03390-bf32-7fce-b367-a6e6fd1df234" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesTransfersToRealEstateOwned"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesTransfersToRealEstateOwned_01a03390-bf32-7fce-b367-a6e6fd1df234" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesTransferToOther_01a03390-bf32-7a16-93a2-44b9885049d6" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesTransferToOther"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesTransferToOther_01a03390-bf32-7a16-93a2-44b9885049d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesFairValueChanges_01a03390-bf32-7f64-abb5-74eb1c95022c" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesFairValueChanges"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesFairValueChanges_01a03390-bf32-7f64-abb5-74eb1c95022c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-bf32-795f-846e-178d05215b2d" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgages"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForSaleReverseMortgages_01a03390-bf32-795f-846e-178d05215b2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansReceivableFairValueDisclosurePendingPooling_01a03390-bf32-7be9-81ec-a176f2a3d3bd" xlink:href="onit-20260930.xsd#onit_LoansReceivableFairValueDisclosurePendingPooling"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansReceivableFairValueDisclosurePendingPooling_01a03390-bf32-7be9-81ec-a176f2a3d3bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesUnSecuritizedLoans_01a03390-bf32-7a91-ac4d-dac5c79bf6e7" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesUnSecuritizedLoans"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetReconciliationToCashFlowRollForward_01a03390-bf32-7cef-97fb-d14cbeaefddd" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesUnSecuritizedLoans_01a03390-bf32-7a91-ac4d-dac5c79bf6e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MovementInMortgageLoansOnRealEstateRollForward_01a03390-bf32-7832-8872-473bc82ceb88" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MovementInMortgageLoansOnRealEstateRollForward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-72e9-aa5d-9541cbd22fa4" xlink:to="loc_us-gaap_MovementInMortgageLoansOnRealEstateRollForward_01a03390-bf32-7832-8872-473bc82ceb88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bf32-7a90-af18-c14d5587a962" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInMortgageLoansOnRealEstateRollForward_01a03390-bf32-7832-8872-473bc82ceb88" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bf32-7a90-af18-c14d5587a962" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsSecuritization_01a03390-bf32-7e53-8f1c-047548ba47a1" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsSecuritization"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInMortgageLoansOnRealEstateRollForward_01a03390-bf32-7832-8872-473bc82ceb88" xlink:to="loc_onit_HMBSRelatedBorrowingsSecuritization_01a03390-bf32-7e53-8f1c-047548ba47a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsAdditionalProceedsFromSecuritizationOfHECMLoansAndTails_01a03390-bf32-7ce1-a014-646a0d7a580c" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsAdditionalProceedsFromSecuritizationOfHECMLoansAndTails"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInMortgageLoansOnRealEstateRollForward_01a03390-bf32-7832-8872-473bc82ceb88" xlink:to="loc_onit_HMBSRelatedBorrowingsAdditionalProceedsFromSecuritizationOfHECMLoansAndTails_01a03390-bf32-7ce1-a014-646a0d7a580c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsRepayments_01a03390-bf32-7133-bcce-c6519744dbb2" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsRepayments"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInMortgageLoansOnRealEstateRollForward_01a03390-bf32-7832-8872-473bc82ceb88" xlink:to="loc_onit_HMBSRelatedBorrowingsRepayments_01a03390-bf32-7133-bcce-c6519744dbb2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsChangeInFairValue_01a03390-bf32-72e1-8c62-f8b053b12671" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsChangeInFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInMortgageLoansOnRealEstateRollForward_01a03390-bf32-7832-8872-473bc82ceb88" xlink:to="loc_onit_HMBSRelatedBorrowingsChangeInFairValue_01a03390-bf32-72e1-8c62-f8b053b12671" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bf32-7746-8dcb-e54e21198bfa" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MovementInMortgageLoansOnRealEstateRollForward_01a03390-bf32-7832-8872-473bc82ceb88" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bf32-7746-8dcb-e54e21198bfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSaleReverseMortgagesRepaymentsOfLoansPreviouslyHeldForInvestment_01a03390-bf32-705e-b847-85bfe7ebb314" xlink:href="onit-20260930.xsd#onit_LoansHeldForSaleReverseMortgagesRepaymentsOfLoansPreviouslyHeldForInvestment"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-72e9-aa5d-9541cbd22fa4" xlink:to="loc_onit_LoansHeldForSaleReverseMortgagesRepaymentsOfLoansPreviouslyHeldForInvestment_01a03390-bf32-705e-b847-85bfe7ebb314" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RepaymentOfReverseMortgages_01a03390-bf32-795e-896f-8e693128bf35" xlink:href="onit-20260930.xsd#onit_RepaymentOfReverseMortgages"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-72e9-aa5d-9541cbd22fa4" xlink:to="loc_onit_RepaymentOfReverseMortgages_01a03390-bf32-795e-896f-8e693128bf35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesUnpaidPrincipal_01a03390-bf32-7f71-9c66-484e79b3fd1e" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesUnpaidPrincipal"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-72e9-aa5d-9541cbd22fa4" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesUnpaidPrincipal_01a03390-bf32-7f71-9c66-484e79b3fd1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesFairValueAdjustment_01a03390-bf32-76f5-9e07-b0fa8d96c470" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesFairValueAdjustment"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bf32-72e9-aa5d-9541cbd22fa4" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesFairValueAdjustment_01a03390-bf32-76f5-9e07-b0fa8d96c470" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReverseMortgagesScheduleofReverseMortgageRevenueNetDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#ReverseMortgagesScheduleofReverseMortgageRevenueNetDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReverseMortgagesScheduleofReverseMortgageRevenueNetDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSecuritizationOfFinancialAssets_01a03390-bf32-788c-8447-9da203c6ae0d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSecuritizationOfFinancialAssets"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_us-gaap_GainLossOnSecuritizationOfFinancialAssets_01a03390-bf32-788c-8447-9da203c6ae0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NetInterestIncomeServicingFee_01a03390-bf32-70d5-95c6-99cdc5d1e9f3" xlink:href="onit-20260930.xsd#onit_NetInterestIncomeServicingFee"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_onit_NetInterestIncomeServicingFee_01a03390-bf32-70d5-95c6-99cdc5d1e9f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoandsHeldForInvestmentReverseMortgageOtherChangeInFairValue_01a03390-bf32-73cd-87da-94d2762e2d42" xlink:href="onit-20260930.xsd#onit_LoandsHeldForInvestmentReverseMortgageOtherChangeInFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_onit_LoandsHeldForInvestmentReverseMortgageOtherChangeInFairValue_01a03390-bf32-73cd-87da-94d2762e2d42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisGainLossIncludedInEarnings_01a03390-bf32-7bba-bb02-fe2fab24cbd9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisGainLossIncludedInEarnings"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisGainLossIncludedInEarnings_01a03390-bf32-7bba-bb02-fe2fab24cbd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GainLossOnLoanFeesAndOther_01a03390-bf32-7b43-b3bd-141e089bd402" xlink:href="onit-20260930.xsd#onit_GainLossOnLoanFeesAndOther"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_onit_GainLossOnLoanFeesAndOther_01a03390-bf32-7b43-b3bd-141e089bd402" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FeeandCommissionsReverseMortgageBanking_01a03390-bf32-7796-9a89-2482af1744ea" xlink:href="onit-20260930.xsd#onit_FeeandCommissionsReverseMortgageBanking"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_onit_FeeandCommissionsReverseMortgageBanking_01a03390-bf32-7796-9a89-2482af1744ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesFairValueChanges_01a03390-bf32-70e2-96c1-11a45d722e3b" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesFairValueChanges"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesFairValueChanges_01a03390-bf32-70e2-96c1-11a45d722e3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HMBSRelatedBorrowingsChangeInFairValue_01a03390-bf32-7a68-b30c-fb4f92d53ea3" xlink:href="onit-20260930.xsd#onit_HMBSRelatedBorrowingsChangeInFairValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_onit_HMBSRelatedBorrowingsChangeInFairValue_01a03390-bf32-7a68-b30c-fb4f92d53ea3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_01a03390-bf32-73cc-88f7-d88511ab387f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_01a03390-bf32-73cc-88f7-d88511ab387f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansReverseMortgagesFairValueChanges_01a03390-bf32-7319-8590-d0f283a177ad" xlink:href="onit-20260930.xsd#onit_LoansReverseMortgagesFairValueChanges"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bf32-7c99-a3ad-78eccccaf689" xlink:to="loc_onit_LoansReverseMortgagesFairValueChanges_01a03390-bf32-7319-8590-d0f283a177ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/AdvancesScheduleofAdvancesPaidonBehalfofBorrowersoronForeclosedPropertiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#AdvancesScheduleofAdvancesPaidonBehalfofBorrowersoronForeclosedPropertiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/AdvancesScheduleofAdvancesPaidonBehalfofBorrowersoronForeclosedPropertiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesAbstract_01a03390-bf32-7013-a998-ced1f60e4fbd" xlink:href="onit-20260930.xsd#onit_AdvancesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:href="onit-20260930.xsd#onit_AdvancesOnBehalfofBorrowersTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesAbstract_01a03390-bf32-7013-a998-ced1f60e4fbd" xlink:to="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-76d0-9d61-19e2a4565e45" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:to="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-76d0-9d61-19e2a4565e45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7cd7-9efb-c50951edd547" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivableTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesLoansAndFinancingReceivableByReceivableTypeAxis_01a03390-bf32-76d0-9d61-19e2a4565e45" xlink:to="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7cd7-9efb-c50951edd547" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PrincipalAndInterestMember_01a03390-bf32-741e-beca-073cb244aa34" xlink:href="onit-20260930.xsd#onit_PrincipalAndInterestMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7cd7-9efb-c50951edd547" xlink:to="loc_onit_PrincipalAndInterestMember_01a03390-bf32-741e-beca-073cb244aa34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TaxesAndInsuranceMember_01a03390-bf32-7d8e-bebf-9db7851e3927" xlink:href="onit-20260930.xsd#onit_TaxesAndInsuranceMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7cd7-9efb-c50951edd547" xlink:to="loc_onit_TaxesAndInsuranceMember_01a03390-bf32-7d8e-bebf-9db7851e3927" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ForeclosuresAndBankruptcyCostsMember_01a03390-bf32-7b37-a1c5-35883a35fb04" xlink:href="onit-20260930.xsd#onit_ForeclosuresAndBankruptcyCostsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivableTypeDomain_01a03390-bf32-7cd7-9efb-c50951edd547" xlink:to="loc_onit_ForeclosuresAndBankruptcyCostsMember_01a03390-bf32-7b37-a1c5-35883a35fb04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatementGeographicalAxis_01a03390-bf32-7326-8bbc-b31d25a5152d" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_StatementGeographicalAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:to="loc_srt_StatementGeographicalAxis_01a03390-bf32-7326-8bbc-b31d25a5152d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SegmentGeographicalDomain_01a03390-bf32-7772-b85e-bcb469d08707" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_SegmentGeographicalDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatementGeographicalAxis_01a03390-bf32-7326-8bbc-b31d25a5152d" xlink:to="loc_srt_SegmentGeographicalDomain_01a03390-bf32-7772-b85e-bcb469d08707" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_stpr_NY_01a03390-bf32-764d-8f5e-978ca3448584" xlink:href="https://xbrl.sec.gov/stpr/2026/stpr-2026.xsd#stpr_NY"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_SegmentGeographicalDomain_01a03390-bf32-7772-b85e-bcb469d08707" xlink:to="loc_stpr_NY_01a03390-bf32-764d-8f5e-978ca3448584" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_InvestorAxis_01a03390-bf32-7a47-adc2-1dfb374bc351" xlink:href="onit-20260930.xsd#onit_InvestorAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:to="loc_onit_InvestorAxis_01a03390-bf32-7a47-adc2-1dfb374bc351" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_InvestorDomain_01a03390-bf32-7ab7-96f8-0eaf5c68c3e6" xlink:href="onit-20260930.xsd#onit_InvestorDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_InvestorAxis_01a03390-bf32-7a47-adc2-1dfb374bc351" xlink:to="loc_onit_InvestorDomain_01a03390-bf32-7ab7-96f8-0eaf5c68c3e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GSEMember_01a03390-bf32-77d8-88b9-329c187110f1" xlink:href="onit-20260930.xsd#onit_GSEMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_InvestorDomain_01a03390-bf32-7ab7-96f8-0eaf5c68c3e6" xlink:to="loc_onit_GSEMember_01a03390-bf32-77d8-88b9-329c187110f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GinnieMaeMember_01a03390-bf32-773f-8978-cfe8b935072f" xlink:href="onit-20260930.xsd#onit_GinnieMaeMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_InvestorDomain_01a03390-bf32-7ab7-96f8-0eaf5c68c3e6" xlink:to="loc_onit_GinnieMaeMember_01a03390-bf32-773f-8978-cfe8b935072f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NonAgencyMember_01a03390-bf32-77dd-a428-d3e59cfaee4b" xlink:href="onit-20260930.xsd#onit_NonAgencyMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_InvestorDomain_01a03390-bf32-7ab7-96f8-0eaf5c68c3e6" xlink:to="loc_onit_NonAgencyMember_01a03390-bf32-77dd-a428-d3e59cfaee4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-7d23-926a-b79ee83eb6ac" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-7d23-926a-b79ee83eb6ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-721f-bbc5-a27634744b55" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-7d23-926a-b79ee83eb6ac" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-721f-bbc5-a27634744b55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SubservicingClientOneMember_01a03390-bf32-7368-9047-709e1e11f2b8" xlink:href="onit-20260930.xsd#onit_SubservicingClientOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-721f-bbc5-a27634744b55" xlink:to="loc_onit_SubservicingClientOneMember_01a03390-bf32-7368-9047-709e1e11f2b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_01a03390-bf32-7411-975b-ed77defbaa11" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_01a03390-bf32-7411-975b-ed77defbaa11" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bf32-7742-abab-804b6be7378c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_01a03390-bf32-7411-975b-ed77defbaa11" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bf32-7742-abab-804b6be7378c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvanacesMember_01a03390-bf32-7a49-8cb6-1670aa55ff3b" xlink:href="onit-20260930.xsd#onit_AdvanacesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bf32-7742-abab-804b6be7378c" xlink:to="loc_onit_AdvanacesMember_01a03390-bf32-7a49-8cb6-1670aa55ff3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_01a03390-bf32-79ca-888a-66f39054b4f9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByTypeAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_01a03390-bf32-79ca-888a-66f39054b4f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_01a03390-bf32-7bdd-942c-b2897974417e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_01a03390-bf32-79ca-888a-66f39054b4f9" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_01a03390-bf32-7bdd-942c-b2897974417e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_CounterpartyRiskMember_01a03390-bf32-7bea-900c-7404fb4ed533" xlink:href="onit-20260930.xsd#onit_CounterpartyRiskMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_01a03390-bf32-7bdd-942c-b2897974417e" xlink:to="loc_onit_CounterpartyRiskMember_01a03390-bf32-7bea-900c-7404fb4ed533" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesOnBehalfOfBorrowersLineItems_01a03390-bf32-77ef-ae65-7dee4e4cd830" xlink:href="onit-20260930.xsd#onit_AdvancesOnBehalfOfBorrowersLineItems"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfofBorrowersTable_01a03390-bf32-7b88-b9ab-5d222852dd3b" xlink:to="loc_onit_AdvancesOnBehalfOfBorrowersLineItems_01a03390-bf32-77ef-ae65-7dee4e4cd830" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerGross_01a03390-bf32-7046-bff3-c90de0b9af2b" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsOnBehalfOfBorrowerGross"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfOfBorrowersLineItems_01a03390-bf32-77ef-ae65-7dee4e4cd830" xlink:to="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerGross_01a03390-bf32-7046-bff3-c90de0b9af2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_01a03390-bf32-779f-ba56-ff96ae3bb1ad" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfOfBorrowersLineItems_01a03390-bf32-77ef-ae65-7dee4e4cd830" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_01a03390-bf32-779f-ba56-ff96ae3bb1ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerNetOfValuationAllowance_01a03390-bf32-727b-a5d0-c4a15438152c" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsOnBehalfOfBorrowerNetOfValuationAllowance"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesOnBehalfOfBorrowersLineItems_01a03390-bf32-77ef-ae65-7dee4e4cd830" xlink:to="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerNetOfValuationAllowance_01a03390-bf32-727b-a5d0-c4a15438152c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/AdvancesScheduleofActivityinAdvancesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#AdvancesScheduleofActivityinAdvancesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/AdvancesScheduleofActivityinAdvancesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesAbstract_01a03390-bf32-7943-b767-67d376577482" xlink:href="onit-20260930.xsd#onit_AdvancesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:href="onit-20260930.xsd#onit_AdvancesRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesAbstract_01a03390-bf32-7943-b767-67d376577482" xlink:to="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerBeforeAllowanceForLosses_01a03390-bf32-79cc-8d86-9acbd04af536" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsOnBehalfOfBorrowerBeforeAllowanceForLosses"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerBeforeAllowanceForLosses_01a03390-bf32-79cc-8d86-9acbd04af536" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerIncrease_01a03390-bf32-7a48-8d2b-edb3b6cd73fb" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsOnBehalfOfBorrowerIncrease"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerIncrease_01a03390-bf32-7a48-8d2b-edb3b6cd73fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerTransfersToOtherAssets_01a03390-bf32-75ef-8bb3-f3f2aef977c2" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsOnBehalfOfBorrowerTransfersToOtherAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerTransfersToOtherAssets_01a03390-bf32-75ef-8bb3-f3f2aef977c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsonBehalfofBorrowerSales_01a03390-bf32-71e0-b541-5d61550fb56a" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsonBehalfofBorrowerSales"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesPaymentsonBehalfofBorrowerSales_01a03390-bf32-71e0-b541-5d61550fb56a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesTransferToLoansHeldForSale_01a03390-bf32-75e7-bf4b-7a997f8cdad5" xlink:href="onit-20260930.xsd#onit_AdvancesTransferToLoansHeldForSale"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesTransferToLoansHeldForSale_01a03390-bf32-75e7-bf4b-7a997f8cdad5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsonBehalfofBorrowersCollectionOfAdvancesChargeOffsAndOtherNet_01a03390-bf32-7393-8296-62aeb4c25801" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsonBehalfofBorrowersCollectionOfAdvancesChargeOffsAndOtherNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesPaymentsonBehalfofBorrowersCollectionOfAdvancesChargeOffsAndOtherNet_01a03390-bf32-7393-8296-62aeb4c25801" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerBeforeAllowanceForLosses_01a03390-bf32-786f-afda-5946901c890e" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsOnBehalfOfBorrowerBeforeAllowanceForLosses"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerBeforeAllowanceForLosses_01a03390-bf32-786f-afda-5946901c890e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsonBehalfofBorrowerAssetAcquisitions_01a03390-bf32-776b-a7a4-52e2931f7772" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsonBehalfofBorrowerAssetAcquisitions"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesPaymentsonBehalfofBorrowerAssetAcquisitions_01a03390-bf32-776b-a7a4-52e2931f7772" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_01a03390-bf32-7bc0-a9ae-7c632d179c1f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_01a03390-bf32-7bc0-a9ae-7c632d179c1f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_01a03390-bf32-739e-a197-cc8924486aca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesPeriodIncreaseDecrease_01a03390-bf32-739e-a197-cc8924486aca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingReceivableAllowanceForCreditLossWriteoffsAndOther_01a03390-bf32-7b69-8097-a33661109d7c" xlink:href="onit-20260930.xsd#onit_FinancingReceivableAllowanceForCreditLossWriteoffsAndOther"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_FinancingReceivableAllowanceForCreditLossWriteoffsAndOther_01a03390-bf32-7b69-8097-a33661109d7c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_01a03390-bf32-74e6-bd09-a7a89b083066" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLosses"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLosses_01a03390-bf32-74e6-bd09-a7a89b083066" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerNet_01a03390-bf32-7a45-aff6-21fcd6ae7b0d" xlink:href="onit-20260930.xsd#onit_AdvancesPaymentsOnBehalfOfBorrowerNet"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_AdvancesRollForward_01a03390-bf32-7983-ad62-17ed61e98928" xlink:to="loc_onit_AdvancesPaymentsOnBehalfOfBorrowerNet_01a03390-bf32-7a45-aff6-21fcd6ae7b0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MortgageServicingScheduleofActivityRelatedtoMSRsFairValueMeasurementMethodDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MortgageServicingScheduleofActivityRelatedtoMSRsFairValueMeasurementMethodDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MortgageServicingScheduleofActivityRelatedtoMSRsFairValueMeasurementMethodDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7a96-8113-456aa2481f95" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7c74-9504-3cd1e830b625" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7a96-8113-456aa2481f95" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7c74-9504-3cd1e830b625" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7217-b1b9-ad5ac4ab0884" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7c74-9504-3cd1e830b625" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7217-b1b9-ad5ac4ab0884" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-72ea-ace8-482281882ec0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7217-b1b9-ad5ac4ab0884" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-72ea-ace8-482281882ec0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueAgencyMortgageServicingRightsMember_01a03390-bf32-7eda-822a-4f1b51466c4d" xlink:href="onit-20260930.xsd#onit_FairValueAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-72ea-ace8-482281882ec0" xlink:to="loc_onit_FairValueAgencyMortgageServicingRightsMember_01a03390-bf32-7eda-822a-4f1b51466c4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TransferredMSRSubjectToPledgedLiabilityMember_01a03390-bf32-7ab9-a678-ba7ddfac77a2" xlink:href="onit-20260930.xsd#onit_TransferredMSRSubjectToPledgedLiabilityMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-72ea-ace8-482281882ec0" xlink:to="loc_onit_TransferredMSRSubjectToPledgedLiabilityMember_01a03390-bf32-7ab9-a678-ba7ddfac77a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueGSEMortgageServicingRightsMember_01a03390-bf32-7bab-9744-36084dd83da6" xlink:href="onit-20260930.xsd#onit_FairValueGSEMortgageServicingRightsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-72ea-ace8-482281882ec0" xlink:to="loc_onit_FairValueGSEMortgageServicingRightsMember_01a03390-bf32-7bab-9744-36084dd83da6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueGNMAMortgageServicingRightsMember_01a03390-bf32-77b8-8a49-87b740b7b3cf" xlink:href="onit-20260930.xsd#onit_FairValueGNMAMortgageServicingRightsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-72ea-ace8-482281882ec0" xlink:to="loc_onit_FairValueGNMAMortgageServicingRightsMember_01a03390-bf32-77b8-8a49-87b740b7b3cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bf32-7e65-bfdb-406323f314da" xlink:href="onit-20260930.xsd#onit_FairValueNonAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-72ea-ace8-482281882ec0" xlink:to="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bf32-7e65-bfdb-406323f314da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-7e57-9c2b-46bde649d2e5" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityExcessServicingSpreadMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-72ea-ace8-482281882ec0" xlink:to="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-7e57-9c2b-46bde649d2e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-7202-a1e8-e2a390d1abde" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7c74-9504-3cd1e830b625" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-7202-a1e8-e2a390d1abde" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7c85-9636-70535ff9e3cd" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-7202-a1e8-e2a390d1abde" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7c85-9636-70535ff9e3cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NewResidentialInvestmentCorpMember_01a03390-bf32-7b20-af87-b2d8f658429a" xlink:href="onit-20260930.xsd#onit_NewResidentialInvestmentCorpMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7c85-9636-70535ff9e3cd" xlink:to="loc_onit_NewResidentialInvestmentCorpMember_01a03390-bf32-7b20-af87-b2d8f658429a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MAVAssetVehicleLLCMember_01a03390-bf32-734b-969c-dd54eb0fa3c6" xlink:href="onit-20260930.xsd#onit_MAVAssetVehicleLLCMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7c85-9636-70535ff9e3cd" xlink:to="loc_onit_MAVAssetVehicleLLCMember_01a03390-bf32-734b-969c-dd54eb0fa3c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RithmCapitalCorpMember_01a03390-bf32-7e22-8a08-bffd9dc02e8c" xlink:href="onit-20260930.xsd#onit_RithmCapitalCorpMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7c85-9636-70535ff9e3cd" xlink:to="loc_onit_RithmCapitalCorpMember_01a03390-bf32-7e22-8a08-bffd9dc02e8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherMSRCapitalPartnersMember_01a03390-bf32-7acd-a430-55ea01a99f07" xlink:href="onit-20260930.xsd#onit_OtherMSRCapitalPartnersMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7c85-9636-70535ff9e3cd" xlink:to="loc_onit_OtherMSRCapitalPartnersMember_01a03390-bf32-7acd-a430-55ea01a99f07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MSRAssetVehicleLLCMember_01a19cea-8425-7f69-af6e-0a00a04b39f4" xlink:href="onit-20260930.xsd#onit_MSRAssetVehicleLLCMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7c85-9636-70535ff9e3cd" xlink:to="loc_onit_MSRAssetVehicleLLCMember_01a19cea-8425-7f69-af6e-0a00a04b39f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-72ea-bc27-36b3857480c0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7c74-9504-3cd1e830b625" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-72ea-bc27-36b3857480c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7905-a306-2879a93abd0a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-72ea-bc27-36b3857480c0" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7905-a306-2879a93abd0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-7b1d-828c-44b0c3dd970e" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityExcessServicingSpreadMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7905-a306-2879a93abd0a" xlink:to="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-7b1d-828c-44b0c3dd970e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7d0b-9b0e-fc40f24e2895" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7905-a306-2879a93abd0a" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7d0b-9b0e-fc40f24e2895" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bf32-7bbc-b3b3-17a17118ca2f" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7c74-9504-3cd1e830b625" xlink:to="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bf32-7bbc-b3b3-17a17118ca2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bf32-7be4-b436-c2f16766b114" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bf32-7bbc-b3b3-17a17118ca2f" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bf32-7be4-b436-c2f16766b114" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bf32-7dce-8e56-000251615406" xlink:href="onit-20260930.xsd#onit_OriginalRightstoMortgageServicingRightsAgreementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bf32-7be4-b436-c2f16766b114" xlink:to="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bf32-7dce-8e56-000251615406" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7cdb-8942-27d54cfeb57d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7c74-9504-3cd1e830b625" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7cdb-8942-27d54cfeb57d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-703a-bd90-bb9fec5a572b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7cdb-8942-27d54cfeb57d" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-703a-bd90-bb9fec5a572b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-76ac-8a82-b9e7530f8794" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-703a-bd90-bb9fec5a572b" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-76ac-8a82-b9e7530f8794" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7c74-9504-3cd1e830b625" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bf32-7d47-ac1a-d2825cf34a0a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bf32-7d47-ac1a-d2825cf34a0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetAtFairValueSales_01a03390-bf32-7758-8d40-c40273d71c2c" xlink:href="onit-20260930.xsd#onit_ServicingAssetAtFairValueSales"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_onit_ServicingAssetAtFairValueSales_01a03390-bf32-7758-8d40-c40273d71c2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueDisposals_01a03390-bf32-77ec-a71f-e4ad1ceaee97" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueDisposals"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_us-gaap_ServicingAssetAtFairValueDisposals_01a03390-bf32-77ec-a71f-e4ad1ceaee97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetsAtFairValueAdditionsRecognizedFromMortgageSales_01a03390-bf32-7084-8a51-a1baae1ba808" xlink:href="onit-20260930.xsd#onit_ServicingAssetsAtFairValueAdditionsRecognizedFromMortgageSales"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_onit_ServicingAssetsAtFairValueAdditionsRecognizedFromMortgageSales_01a03390-bf32-7084-8a51-a1baae1ba808" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAdditions_01a03390-bf32-7ed8-b000-d3ca3aa6bb38" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAdditions"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAdditions_01a03390-bf32-7ed8-b000-d3ca3aa6bb38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_01a03390-bf32-79db-9a25-59a7781f24b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_us-gaap_ServicingAssetAtFairValueOtherChangesThatAffectBalance_01a03390-bf32-79db-9a25-59a7781f24b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptionsAbstract_01a03390-bf32-7929-9d5e-ea0d6f3ca832" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptionsAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptionsAbstract_01a03390-bf32-7929-9d5e-ea0d6f3ca832" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_01a03390-bf32-7e6d-873a-e51932d00aae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptionsAbstract_01a03390-bf32-7929-9d5e-ea0d6f3ca832" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptions_01a03390-bf32-7e6d-873a-e51932d00aae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_01a03390-bf32-7bd5-92da-4980f5c08398" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptionsAbstract_01a03390-bf32-7929-9d5e-ea0d6f3ca832" xlink:to="loc_us-gaap_ServicingAssetAtFairValueOtherChangesInFairValue_01a03390-bf32-7bd5-92da-4980f5c08398" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bf32-7578-8b94-178287c8f13f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bf32-7578-8b94-178287c8f13f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AssetsServiced_01a03390-bf32-720e-93fa-5e82b1f53fb0" xlink:href="onit-20260930.xsd#onit_AssetsServiced"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-7f3d-a39d-9e7f0b1562bd" xlink:to="loc_onit_AssetsServiced_01a03390-bf32-720e-93fa-5e82b1f53fb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_01a03390-bf32-7298-9df0-b84872b91bc3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:to="loc_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_01a03390-bf32-7298-9df0-b84872b91bc3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetsAtFairValueNetAdditionsSalesRecognized_01a03390-bf32-7f75-83ef-52c5594a5192" xlink:href="onit-20260930.xsd#onit_ServicingAssetsAtFairValueNetAdditionsSalesRecognized"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:to="loc_onit_ServicingAssetsAtFairValueNetAdditionsSalesRecognized_01a03390-bf32-7f75-83ef-52c5594a5192" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a03390-bf32-77fc-90df-5f6385d03bb1" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceOfServicingAssetTransferred"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:to="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a03390-bf32-77fc-90df-5f6385d03bb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceMortgageServicingRightsSoldSubservicingRetained_01a03390-bf32-744c-8e82-a0b6d43f072f" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceMortgageServicingRightsSoldSubservicingRetained"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:to="loc_onit_UnpaidPrincipalBalanceMortgageServicingRightsSoldSubservicingRetained_01a03390-bf32-744c-8e82-a0b6d43f072f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DerecognitionOfFinancingLiability_01a19cea-8425-7b4c-b2fe-9866b43fd427" xlink:href="onit-20260930.xsd#onit_DerecognitionOfFinancingLiability"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:to="loc_onit_DerecognitionOfFinancingLiability_01a19cea-8425-7b4c-b2fe-9866b43fd427" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetAtFairValueAmountDerecognition_01a1a7d9-f853-78b3-b894-1f97785655b1" xlink:href="onit-20260930.xsd#onit_ServicingAssetAtFairValueAmountDerecognition"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:to="loc_onit_ServicingAssetAtFairValueAmountDerecognition_01a1a7d9-f853-78b3-b894-1f97785655b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherFinancingLiabilities_01a1a7db-17d8-736d-bdfa-30b8beaddf12" xlink:href="onit-20260930.xsd#onit_OtherFinancingLiabilities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7ac1-993c-ff19568c159f" xlink:to="loc_onit_OtherFinancingLiabilities_01a1a7db-17d8-736d-bdfa-30b8beaddf12" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MortgageServicingSummaryofDelinquencyStatusofLoansUnderlyingMortgageServicingRightsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MortgageServicingSummaryofDelinquencyStatusofLoansUnderlyingMortgageServicingRightsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MortgageServicingSummaryofDelinquencyStatusofLoansUnderlyingMortgageServicingRightsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7d02-8d8a-bf721ab8c73f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-7948-b6f5-e9cf08871258" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ParticipatingMortgageLoansTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7d02-8d8a-bf721ab8c73f" xlink:to="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-7948-b6f5-e9cf08871258" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7e26-82f5-9195fad6354b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-7948-b6f5-e9cf08871258" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7e26-82f5-9195fad6354b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7e16-afda-4e68a4e9d272" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7e26-82f5-9195fad6354b" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7e16-afda-4e68a4e9d272" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueAgencyMortgageServicingRightsMember_01a03390-bf32-7e54-a7b8-b7e73d089448" xlink:href="onit-20260930.xsd#onit_FairValueAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7e16-afda-4e68a4e9d272" xlink:to="loc_onit_FairValueAgencyMortgageServicingRightsMember_01a03390-bf32-7e54-a7b8-b7e73d089448" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bf32-72ba-94e3-e011196d331e" xlink:href="onit-20260930.xsd#onit_FairValueNonAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7e16-afda-4e68a4e9d272" xlink:to="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bf32-72ba-94e3-e011196d331e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueGSEMortgageServicingRightsMember_01a03390-bf32-7999-ab69-44caf9d41755" xlink:href="onit-20260930.xsd#onit_FairValueGSEMortgageServicingRightsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7e16-afda-4e68a4e9d272" xlink:to="loc_onit_FairValueGSEMortgageServicingRightsMember_01a03390-bf32-7999-ab69-44caf9d41755" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueGNMAMortgageServicingRightsMember_01a03390-bf32-76ef-a98e-595ef1f0150a" xlink:href="onit-20260930.xsd#onit_FairValueGNMAMortgageServicingRightsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7e16-afda-4e68a4e9d272" xlink:to="loc_onit_FairValueGNMAMortgageServicingRightsMember_01a03390-bf32-76ef-a98e-595ef1f0150a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_01a03390-bf32-76c9-8ca2-88c2fccef661" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-7948-b6f5-e9cf08871258" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_01a03390-bf32-76c9-8ca2-88c2fccef661" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_01a03390-bf32-703a-82de-3b9541fd3901" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_01a03390-bf32-76c9-8ca2-88c2fccef661" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_01a03390-bf32-703a-82de-3b9541fd3901" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_01a03390-bf32-7b2e-8790-2bcf9e0fca5a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_01a03390-bf32-703a-82de-3b9541fd3901" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_01a03390-bf32-7b2e-8790-2bcf9e0fca5a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_01a03390-bf32-79d2-acda-992e488738e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_01a03390-bf32-703a-82de-3b9541fd3901" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_01a03390-bf32-79d2-acda-992e488738e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_01a03390-bf32-7fcb-ad27-689c22b4e054" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_01a03390-bf32-703a-82de-3b9541fd3901" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_01a03390-bf32-7fcb-ad27-689c22b4e054" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-7dd7-b951-d7ccac998898" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ParticipatingMortgageLoansLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-7948-b6f5-e9cf08871258" xlink:to="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-7dd7-b951-d7ccac998898" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AssetsServiced_01a03390-bf32-7f3b-8049-1df9dc15d695" xlink:href="onit-20260930.xsd#onit_AssetsServiced"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-7dd7-b951-d7ccac998898" xlink:to="loc_onit_AssetsServiced_01a03390-bf32-7f3b-8049-1df9dc15d695" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePercentPastDue1_01a03390-bf32-7b09-9280-32cb06b79ea3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePercentPastDue1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-7dd7-b951-d7ccac998898" xlink:to="loc_us-gaap_FinancingReceivablePercentPastDue1_01a03390-bf32-7b09-9280-32cb06b79ea3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MortgageServicingScheduleofCompositionofServicingUPBDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MortgageServicingScheduleofCompositionofServicingUPBDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MortgageServicingScheduleofCompositionofServicingUPBDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7eaf-bfca-3515acbb0053" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7189-a29e-6ed2f2589967" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7eaf-bfca-3515acbb0053" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7189-a29e-6ed2f2589967" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7494-9821-9b44612b7f3b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7189-a29e-6ed2f2589967" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7494-9821-9b44612b7f3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-778b-800d-3289f384b9d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-7494-9821-9b44612b7f3b" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-778b-800d-3289f384b9d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OwnedMortgageServicingRightsMember_01a03390-bf32-722a-8d6c-7f83751648c6" xlink:href="onit-20260930.xsd#onit_OwnedMortgageServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-778b-800d-3289f384b9d6" xlink:to="loc_onit_OwnedMortgageServicingRightsMember_01a03390-bf32-722a-8d6c-7f83751648c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MortgageServicingRightsTitleRetainedMember_01a03390-bf32-736a-85ce-24c864018bc1" xlink:href="onit-20260930.xsd#onit_MortgageServicingRightsTitleRetainedMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-778b-800d-3289f384b9d6" xlink:to="loc_onit_MortgageServicingRightsTitleRetainedMember_01a03390-bf32-736a-85ce-24c864018bc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-77ce-b3df-d8dd28f9d155" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityExcessServicingSpreadMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-778b-800d-3289f384b9d6" xlink:to="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-77ce-b3df-d8dd28f9d155" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TransferredMSRSubjectToPledgedLiabilityMember_01a03390-bf32-794d-8dcb-1c2f491aff67" xlink:href="onit-20260930.xsd#onit_TransferredMSRSubjectToPledgedLiabilityMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-778b-800d-3289f384b9d6" xlink:to="loc_onit_TransferredMSRSubjectToPledgedLiabilityMember_01a03390-bf32-794d-8dcb-1c2f491aff67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-707c-8510-f385efddc73c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7189-a29e-6ed2f2589967" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-707c-8510-f385efddc73c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-78f0-961a-a2362e4b1ab0" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-707c-8510-f385efddc73c" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-78f0-961a-a2362e4b1ab0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RithmCapitalCorpMember_01a03390-bf32-79ca-b98f-b74223345510" xlink:href="onit-20260930.xsd#onit_RithmCapitalCorpMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-78f0-961a-a2362e4b1ab0" xlink:to="loc_onit_RithmCapitalCorpMember_01a03390-bf32-79ca-b98f-b74223345510" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bf32-7e50-a92c-3f473e4aa2e7" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7189-a29e-6ed2f2589967" xlink:to="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bf32-7e50-a92c-3f473e4aa2e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bf32-7177-971c-286c13513cb8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bf32-7e50-a92c-3f473e4aa2e7" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bf32-7177-971c-286c13513cb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bf32-73ea-8bf6-3c8adff3e810" xlink:href="onit-20260930.xsd#onit_OriginalRightstoMortgageServicingRightsAgreementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bf32-7177-971c-286c13513cb8" xlink:to="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bf32-73ea-8bf6-3c8adff3e810" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7dba-8f76-a99ec1cdfe4b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7189-a29e-6ed2f2589967" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7dba-8f76-a99ec1cdfe4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-7331-b4bb-38c53eedd48e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-7dba-8f76-a99ec1cdfe4b" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-7331-b4bb-38c53eedd48e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7982-b882-9e25ec0b243a" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-7331-b4bb-38c53eedd48e" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7982-b882-9e25ec0b243a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7221-bf1f-7a680c210159" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-7189-a29e-6ed2f2589967" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7221-bf1f-7a680c210159" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bf32-7885-99c9-f7d24febfc00" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7221-bf1f-7a680c210159" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bf32-7885-99c9-f7d24febfc00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AssetsServiced_01a03390-bf32-7782-91d6-4e35a7af991d" xlink:href="onit-20260930.xsd#onit_AssetsServiced"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7221-bf1f-7a680c210159" xlink:to="loc_onit_AssetsServiced_01a03390-bf32-7782-91d6-4e35a7af991d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MortgageLoansOnRealEstateFaceAmountOfMortgages_01a03390-bf32-7063-83de-0a9dca6b5fcf" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MortgageLoansOnRealEstateFaceAmountOfMortgages"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7221-bf1f-7a680c210159" xlink:to="loc_srt_MortgageLoansOnRealEstateFaceAmountOfMortgages_01a03390-bf32-7063-83de-0a9dca6b5fcf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceOfLoansTransferred_01a03390-bf32-7325-a5a5-4a32a30d1f2c" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceOfLoansTransferred"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7221-bf1f-7a680c210159" xlink:to="loc_onit_UnpaidPrincipalBalanceOfLoansTransferred_01a03390-bf32-7325-a5a5-4a32a30d1f2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherFinancingLiabilities_01a03390-bf32-74de-9a36-eed29406cdc7" xlink:href="onit-20260930.xsd#onit_OtherFinancingLiabilities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-7221-bf1f-7a680c210159" xlink:to="loc_onit_OtherFinancingLiabilities_01a03390-bf32-74de-9a36-eed29406cdc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MortgageServicingNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MortgageServicingNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MortgageServicingNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7d44-a3cf-a2cc7363e98c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset_01a03390-bf32-785f-8f14-6b5197eb26f5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7d44-a3cf-a2cc7363e98c" xlink:to="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountAsset_01a03390-bf32-785f-8f14-6b5197eb26f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueDisclosureOffBalanceSheetRisksAverageAmountAsset_01a18e49-b2b5-7e87-b7e8-75307e74fbde" xlink:href="onit-20260930.xsd#onit_FairValueDisclosureOffBalanceSheetRisksAverageAmountAsset"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7d44-a3cf-a2cc7363e98c" xlink:to="loc_onit_FairValueDisclosureOffBalanceSheetRisksAverageAmountAsset_01a18e49-b2b5-7e87-b7e8-75307e74fbde" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MortgageServicingScheduleofComponentsofServicingandSubservicingFeesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MortgageServicingScheduleofComponentsofServicingandSubservicingFeesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MortgageServicingScheduleofComponentsofServicingandSubservicingFeesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7b02-8e91-ed907dc117c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-74ce-82a3-22e6669a9e53" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ParticipatingMortgageLoansTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7b02-8e91-ed907dc117c4" xlink:to="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-74ce-82a3-22e6669a9e53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-70fa-8a4b-2a15954e7435" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-74ce-82a3-22e6669a9e53" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-70fa-8a4b-2a15954e7435" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7add-9c08-532ccb2e9ef9" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-70fa-8a4b-2a15954e7435" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7add-9c08-532ccb2e9ef9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MAVAssetVehicleLLCMember_01a03390-bf32-7a00-a80f-bc9b7fb64572" xlink:href="onit-20260930.xsd#onit_MAVAssetVehicleLLCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7add-9c08-532ccb2e9ef9" xlink:to="loc_onit_MAVAssetVehicleLLCMember_01a03390-bf32-7a00-a80f-bc9b7fb64572" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ParticipatingMortgageLoansLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansTable_01a03390-bf32-74ce-82a3-22e6669a9e53" xlink:to="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ContractuallySpecifiedServicingFeeOwnedServicingRight_01a03390-bf32-76c4-9d72-e8c91120c519" xlink:href="onit-20260930.xsd#onit_ContractuallySpecifiedServicingFeeOwnedServicingRight"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_ContractuallySpecifiedServicingFeeOwnedServicingRight_01a03390-bf32-76c4-9d72-e8c91120c519" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ContractuallySpecifiedServicingFeeAndTransferredMortgageServicingRights_01a03390-bf32-7db9-b4d5-6f480ae3dd31" xlink:href="onit-20260930.xsd#onit_ContractuallySpecifiedServicingFeeAndTransferredMortgageServicingRights"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_ContractuallySpecifiedServicingFeeAndTransferredMortgageServicingRights_01a03390-bf32-7db9-b4d5-6f480ae3dd31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_01a03390-bf32-7d33-ac67-062415f823a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_01a03390-bf32-7d33-ac67-062415f823a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ContractuallySpecifiedSubservicingFeesAmount_01a03390-bf32-76eb-9420-509f8c25e54e" xlink:href="onit-20260930.xsd#onit_ContractuallySpecifiedSubservicingFeesAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_ContractuallySpecifiedSubservicingFeesAmount_01a03390-bf32-76eb-9420-509f8c25e54e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ContractuallySpecifiedServicingAndSubservicingFeesAmountTotal_01a03390-bf32-7bef-bd6c-f4499a3cabfa" xlink:href="onit-20260930.xsd#onit_ContractuallySpecifiedServicingAndSubservicingFeesAmountTotal"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_ContractuallySpecifiedServicingAndSubservicingFeesAmountTotal_01a03390-bf32-7bef-bd6c-f4499a3cabfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FloatEarningsEarnedInExchangeForServicingFinancialAssets_01a03390-bf32-7e2f-a81f-e500b40f9eb3" xlink:href="onit-20260930.xsd#onit_FloatEarningsEarnedInExchangeForServicingFinancialAssets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_FloatEarningsEarnedInExchangeForServicingFinancialAssets_01a03390-bf32-7e2f-a81f-e500b40f9eb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LateFeeIncomeGeneratedByServicingFinancialAssetsAmount_01a03390-bf32-7b92-8aa4-fbb5ed5afdfd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LateFeeIncomeGeneratedByServicingFinancialAssetsAmount"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_us-gaap_LateFeeIncomeGeneratedByServicingFinancialAssetsAmount_01a03390-bf32-7b92-8aa4-fbb5ed5afdfd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseSubservicingAncillaryIncome_01a03390-bf32-7c36-bc16-695b615dff22" xlink:href="onit-20260930.xsd#onit_ReverseSubservicingAncillaryIncome"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_ReverseSubservicingAncillaryIncome_01a03390-bf32-7c36-bc16-695b615dff22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount_01a03390-bf32-793f-92b5-b54b76bc1e98" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_us-gaap_AncillaryFeeIncomeGeneratedByServicingFinancialAssetsAmount_01a03390-bf32-793f-92b5-b54b76bc1e98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_01a03390-bf32-7a73-a4fb-9074c124efb0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesLateFeesAndAncillaryFeesEarnedInExchangeForServicingFinancialAssets_01a03390-bf32-7a73-a4fb-9074c124efb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingFees_01a03390-bf32-7f0c-aeae-30e0c13879c4" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingFees"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_ServicingAndSubservicingFees_01a03390-bf32-7f0c-aeae-30e0c13879c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingFeesOwnedMSR_01a03390-bf32-7fed-92b1-7e58d1ae6c4d" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingFeesOwnedMSR"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_ServicingAndSubservicingFeesOwnedMSR_01a03390-bf32-7fed-92b1-7e58d1ae6c4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingFeesTransferredMSR_01a03390-bf32-7b59-87be-1adbf534c9e3" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingFeesTransferredMSR"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_ServicingAndSubservicingFeesTransferredMSR_01a03390-bf32-7b59-87be-1adbf534c9e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AncillaryFeesTransferredMSR_01a03390-bf32-7bc0-8cdd-695d1e06f67e" xlink:href="onit-20260930.xsd#onit_AncillaryFeesTransferredMSR"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ParticipatingMortgageLoansLineItems_01a03390-bf32-71be-8004-9fc13ce972db" xlink:to="loc_onit_AncillaryFeesTransferredMSR_01a03390-bf32-7bc0-8cdd-695d1e06f67e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueScheduleofAssetsLiabilitiesRelatedtoMSRTransferAgreementsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRRelatedFinancingLiabilitiesatFairValueScheduleofAssetsLiabilitiesRelatedtoMSRTransferAgreementsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueScheduleofAssetsLiabilitiesRelatedtoMSRTransferAgreementsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-71cb-af6a-55d716de1b1c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingLiabilitiesAtFairValueTable_01a03390-bf32-7e8d-8089-a59b9d3c244c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingLiabilitiesAtFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-71cb-af6a-55d716de1b1c" xlink:to="loc_us-gaap_ServicingLiabilitiesAtFairValueTable_01a03390-bf32-7e8d-8089-a59b9d3c244c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-7cfd-8b21-fd3ed573497a" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingLiabilitiesAtFairValueTable_01a03390-bf32-7e8d-8089-a59b9d3c244c" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-7cfd-8b21-fd3ed573497a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-75cb-b670-2800afabdb4e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-7cfd-8b21-fd3ed573497a" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-75cb-b670-2800afabdb4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RithmCapitalCorpMember_01a03390-bf32-7903-87ae-2f07d7d88197" xlink:href="onit-20260930.xsd#onit_RithmCapitalCorpMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-75cb-b670-2800afabdb4e" xlink:to="loc_onit_RithmCapitalCorpMember_01a03390-bf32-7903-87ae-2f07d7d88197" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7f22-a1be-5cec16d9188f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingLiabilitiesAtFairValueTable_01a03390-bf32-7e8d-8089-a59b9d3c244c" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7f22-a1be-5cec16d9188f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7b64-9e15-f7b78a1a6877" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-7f22-a1be-5cec16d9188f" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7b64-9e15-f7b78a1a6877" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7d29-a40b-a9deca08b021" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-7b64-9e15-f7b78a1a6877" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7d29-a40b-a9deca08b021" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-728d-ada3-d3fb8570d38b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingLiabilitiesAtFairValueTable_01a03390-bf32-7e8d-8089-a59b9d3c244c" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-728d-ada3-d3fb8570d38b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7077-9298-954cf19da692" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-728d-ada3-d3fb8570d38b" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7077-9298-954cf19da692" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TransferredMSRSubjectToPledgedLiabilityMember_01a03390-bf32-7887-8818-8b96023156a0" xlink:href="onit-20260930.xsd#onit_TransferredMSRSubjectToPledgedLiabilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-7077-9298-954cf19da692" xlink:to="loc_onit_TransferredMSRSubjectToPledgedLiabilityMember_01a03390-bf32-7887-8818-8b96023156a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-70f7-9462-1051a99d01b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingLiabilitiesAtFairValueTable_01a03390-bf32-7e8d-8089-a59b9d3c244c" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-70f7-9462-1051a99d01b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-756f-80a5-b58b4cf042ba" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bf32-70f7-9462-1051a99d01b2" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-756f-80a5-b58b4cf042ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7c50-8890-010e453ff7f8" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bf32-756f-80a5-b58b4cf042ba" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7c50-8890-010e453ff7f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_01a18e4b-68d7-7d3c-bed7-3ad332e2b75c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingLiabilitiesAtFairValueTable_01a03390-bf32-7e8d-8089-a59b9d3c244c" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_01a18e4b-68d7-7d3c-bed7-3ad332e2b75c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_01a18e4c-4c49-704c-ac1f-5125dae5b439" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_01a18e4b-68d7-7d3c-bed7-3ad332e2b75c" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_01a18e4c-4c49-704c-ac1f-5125dae5b439" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_01a18e4b-68d7-78bb-a3c3-f119364605cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_01a18e4c-4c49-704c-ac1f-5125dae5b439" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_01a18e4b-68d7-78bb-a3c3-f119364605cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_01a18e4c-225f-760a-a1d2-fec11f93bc6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_01a18e4b-68d7-78bb-a3c3-f119364605cc" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_01a18e4c-225f-760a-a1d2-fec11f93bc6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_01a18e4c-904b-795c-abae-6d9d6baa0744" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EstimateOfFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_01a18e4b-68d7-78bb-a3c3-f119364605cc" xlink:to="loc_us-gaap_EstimateOfFairValueFairValueDisclosureMember_01a18e4c-904b-795c-abae-6d9d6baa0744" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingLiabilitiesAtFairValueLineItems_01a03390-bf32-7e1d-a16b-921ad2480a52" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingLiabilitiesAtFairValueLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingLiabilitiesAtFairValueTable_01a03390-bf32-7e8d-8089-a59b9d3c244c" xlink:to="loc_us-gaap_ServicingLiabilitiesAtFairValueLineItems_01a03390-bf32-7e1d-a16b-921ad2480a52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherFinancingLiabilities_01a03390-bf32-7be8-9498-608f51f8c37e" xlink:href="onit-20260930.xsd#onit_OtherFinancingLiabilities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingLiabilitiesAtFairValueLineItems_01a03390-bf32-7e1d-a16b-921ad2480a52" xlink:to="loc_onit_OtherFinancingLiabilities_01a03390-bf32-7be8-9498-608f51f8c37e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AssetsServiced_01a03390-bf32-779f-beee-9155721a3261" xlink:href="onit-20260930.xsd#onit_AssetsServiced"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingLiabilitiesAtFairValueLineItems_01a03390-bf32-7e1d-a16b-921ad2480a52" xlink:to="loc_onit_AssetsServiced_01a03390-bf32-779f-beee-9155721a3261" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueScheduleofActivityRelatedtoFinancingLiabilityMSRsPledgedDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRRelatedFinancingLiabilitiesatFairValueScheduleofActivityRelatedtoFinancingLiabilityMSRsPledgedDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueScheduleofActivityRelatedtoFinancingLiabilityMSRsPledgedDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7904-919c-5fa2c1e83462" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-779f-a38d-bd0a9ef5dd84" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7904-919c-5fa2c1e83462" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-779f-a38d-bd0a9ef5dd84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-7416-8489-47c7498105b2" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-779f-a38d-bd0a9ef5dd84" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-7416-8489-47c7498105b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7af4-8ae4-9e34fd212149" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-7416-8489-47c7498105b2" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7af4-8ae4-9e34fd212149" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherMSRCapitalPartnersMember_01a03390-bf32-7b8c-9674-b9dc1b1dc2c6" xlink:href="onit-20260930.xsd#onit_OtherMSRCapitalPartnersMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7af4-8ae4-9e34fd212149" xlink:to="loc_onit_OtherMSRCapitalPartnersMember_01a03390-bf32-7b8c-9674-b9dc1b1dc2c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MSRAssetVehicleLLCMember_01a19cec-29ed-7fc7-ad9f-a567fd5a4b2f" xlink:href="onit-20260930.xsd#onit_MSRAssetVehicleLLCMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7af4-8ae4-9e34fd212149" xlink:to="loc_onit_MSRAssetVehicleLLCMember_01a19cec-29ed-7fc7-ad9f-a567fd5a4b2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MAVAssetVehicleLLCMember_01a03390-bf32-77c2-8c18-6a9f83ace52b" xlink:href="onit-20260930.xsd#onit_MAVAssetVehicleLLCMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7af4-8ae4-9e34fd212149" xlink:to="loc_onit_MAVAssetVehicleLLCMember_01a03390-bf32-77c2-8c18-6a9f83ace52b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RithmCapitalCorpMember_01a03390-bf32-7e46-8386-7e82e9d120b3" xlink:href="onit-20260930.xsd#onit_RithmCapitalCorpMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bf32-7af4-8ae4-9e34fd212149" xlink:to="loc_onit_RithmCapitalCorpMember_01a03390-bf32-7e46-8386-7e82e9d120b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-711f-ad56-c6ed5e3cc79e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-779f-a38d-bd0a9ef5dd84" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-711f-ad56-c6ed5e3cc79e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-73d2-bb64-0d262548f654" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bf32-711f-ad56-c6ed5e3cc79e" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-73d2-bb64-0d262548f654" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-7dd4-a79b-ba26c38978c3" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityExcessServicingSpreadMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-73d2-bb64-0d262548f654" xlink:to="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bf32-7dd4-a79b-ba26c38978c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7c78-96c6-078613f58014" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-73d2-bb64-0d262548f654" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bf32-7c78-96c6-078613f58014" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a1abfb-ff39-790a-b338-733bfa14c232" xlink:href="onit-20260930.xsd#onit_FairValueNonAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bf32-73d2-bb64-0d262548f654" xlink:to="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a1abfb-ff39-790a-b338-733bfa14c232" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-73af-b511-cc31c2e2abb3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-779f-a38d-bd0a9ef5dd84" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-73af-b511-cc31c2e2abb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-73d4-9a89-401b29f4334f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bf32-73af-b511-cc31c2e2abb3" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-73d4-9a89-401b29f4334f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bf32-7a2a-854a-0d9355bd31d5" xlink:href="onit-20260930.xsd#onit_FairValueNonAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bf32-73d4-9a89-401b29f4334f" xlink:to="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bf32-7a2a-854a-0d9355bd31d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-741f-9083-d0ac1067beec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a03390-bf32-779f-a38d-bd0a9ef5dd84" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-741f-9083-d0ac1067beec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-741f-9083-d0ac1067beec" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityAtFairValue_01a03390-bf32-7c10-be75-2f01dea5e3a0" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_onit_FinancingLiabilityAtFairValue_01a03390-bf32-7c10-be75-2f01dea5e3a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingLiabilityAtFairValueAdditions_01a03390-bf32-7520-b0f8-16c1abe93f02" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingLiabilityAtFairValueAdditions"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_us-gaap_ServicingLiabilityAtFairValueAdditions_01a03390-bf32-7520-b0f8-16c1abe93f02" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetAtFairValueSales_01a03390-bf32-74e6-b88a-51bb043ec034" xlink:href="onit-20260930.xsd#onit_ServicingAssetAtFairValueSales"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_onit_ServicingAssetAtFairValueSales_01a03390-bf32-74e6-b88a-51bb043ec034" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingLiabilityAtFairValueSettlements_01a03390-bf32-754a-abee-179dffc17bc1" xlink:href="onit-20260930.xsd#onit_ServicingLiabilityAtFairValueSettlements"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_onit_ServicingLiabilityAtFairValueSettlements_01a03390-bf32-754a-abee-179dffc17bc1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DerecognitionOfFinancingLiability_01a03390-bf32-753e-b4bf-d1e26ae821a9" xlink:href="onit-20260930.xsd#onit_DerecognitionOfFinancingLiability"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_onit_DerecognitionOfFinancingLiability_01a03390-bf32-753e-b4bf-d1e26ae821a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingLiabilityAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptionsNetOfAdjustments_01a03390-bf32-716d-9e2d-9301d883a333" xlink:href="onit-20260930.xsd#onit_ServicingLiabilityAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptionsNetOfAdjustments"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_onit_ServicingLiabilityAtFairValueChangesInFairValueResultingFromChangesInValuationInputsOrChangesInAssumptionsNetOfAdjustments_01a03390-bf32-716d-9e2d-9301d883a333" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RunoffSettlementsAndOtherFinancingLiability_01a03390-bf32-77c8-b8e5-69889d13eec3" xlink:href="onit-20260930.xsd#onit_RunoffSettlementsAndOtherFinancingLiability"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_onit_RunoffSettlementsAndOtherFinancingLiability_01a03390-bf32-77c8-b8e5-69889d13eec3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TotalFairValueChangesInServicingLiabilityAtFairValueNetOfAdjustments_01a03390-bf32-7193-b8bc-34ada2bcddc2" xlink:href="onit-20260930.xsd#onit_TotalFairValueChangesInServicingLiabilityAtFairValueNetOfAdjustments"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_onit_TotalFairValueChangesInServicingLiabilityAtFairValueNetOfAdjustments_01a03390-bf32-7193-b8bc-34ada2bcddc2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityAtFairValue_01a03390-bf32-766d-8251-8c12cb93676b" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityAtFairValue"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_01a03390-bf32-719b-b70e-766cf5d8103b" xlink:to="loc_onit_FinancingLiabilityAtFairValue_01a03390-bf32-766d-8251-8c12cb93676b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceMortgageServicingRightsSoldSubservicingRetained_01a1abfb-2676-70ea-b701-23504b770ad1" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceMortgageServicingRightsSoldSubservicingRetained"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-741f-9083-d0ac1067beec" xlink:to="loc_onit_UnpaidPrincipalBalanceMortgageServicingRightsSoldSubservicingRetained_01a1abfb-2676-70ea-b701-23504b770ad1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a03390-bf32-79e7-a62f-33ab4c20853f" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceOfServicingAssetTransferred"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bf32-741f-9083-d0ac1067beec" xlink:to="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a03390-bf32-79e7-a62f-33ab4c20853f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueScheduleofResultsofOperationsinConnectionWithMSRTransferAgreementsthatDoNotQualifyforSaleAccountingDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRRelatedFinancingLiabilitiesatFairValueScheduleofResultsofOperationsinConnectionWithMSRTransferAgreementsthatDoNotQualifyforSaleAccountingDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueScheduleofResultsofOperationsinConnectionWithMSRTransferAgreementsthatDoNotQualifyforSaleAccountingDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7cfc-b2d6-f69c6646475e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bf32-7bd0-92b5-a8b58d9f1604" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bf32-7cfc-b2d6-f69c6646475e" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bf32-7bd0-92b5-a8b58d9f1604" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bf32-723e-b9fa-5c3092d4ad0d" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bf32-7bd0-92b5-a8b58d9f1604" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bf32-723e-b9fa-5c3092d4ad0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe8-78e2-8812-4fe3c196fbfc" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bf32-723e-b9fa-5c3092d4ad0d" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe8-78e2-8812-4fe3c196fbfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MAVAssetVehicleLLCMember_01a03390-bfe8-7d13-9a6e-ccc534d6151b" xlink:href="onit-20260930.xsd#onit_MAVAssetVehicleLLCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe8-78e2-8812-4fe3c196fbfc" xlink:to="loc_onit_MAVAssetVehicleLLCMember_01a03390-bfe8-7d13-9a6e-ccc534d6151b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe8-7487-af6d-3422afd2bf3e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bf32-7bd0-92b5-a8b58d9f1604" xlink:to="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe8-7487-af6d-3422afd2bf3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe8-76ee-a265-90d553883d1d" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe8-7487-af6d-3422afd2bf3e" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe8-76ee-a265-90d553883d1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bfe8-741d-85c6-412f449b2510" xlink:href="onit-20260930.xsd#onit_OriginalRightstoMortgageServicingRightsAgreementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe8-76ee-a265-90d553883d1d" xlink:to="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bfe8-741d-85c6-412f449b2510" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe8-75ba-8f64-6fe8daf094e9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bf32-7bd0-92b5-a8b58d9f1604" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe8-75ba-8f64-6fe8daf094e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe8-7d82-8980-5d397039fa03" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe8-75ba-8f64-6fe8daf094e9" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe8-7d82-8980-5d397039fa03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe8-732d-8674-26ac8e1fc0da" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe8-7d82-8980-5d397039fa03" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe8-732d-8674-26ac8e1fc0da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bfe8-788a-a445-c26e239b85af" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityExcessServicingSpreadMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe8-7d82-8980-5d397039fa03" xlink:to="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bfe8-788a-a445-c26e239b85af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionLineItems_01a03390-bfe8-7cbc-a04e-16f89f349eca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RelatedPartyTransactionLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bf32-7bd0-92b5-a8b58d9f1604" xlink:to="loc_us-gaap_RelatedPartyTransactionLineItems_01a03390-bfe8-7cbc-a04e-16f89f349eca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromCollectionOfLoansReceivable_01a03390-bfe8-71d8-bcc1-bc1e52e5b68d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromCollectionOfLoansReceivable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_01a03390-bfe8-7cbc-a04e-16f89f349eca" xlink:to="loc_us-gaap_ProceedsFromCollectionOfLoansReceivable_01a03390-bfe8-71d8-bcc1-bc1e52e5b68d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_BankServicingFeesRetained_01a03390-bfe8-76be-91d7-54e410893ed8" xlink:href="onit-20260930.xsd#onit_BankServicingFeesRetained"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_01a03390-bfe8-7cbc-a04e-16f89f349eca" xlink:to="loc_onit_BankServicingFeesRetained_01a03390-bfe8-76be-91d7-54e410893ed8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AncillaryAndOtherSettlement_01a03390-bfe8-708d-8e6e-4332030376ad" xlink:href="onit-20260930.xsd#onit_AncillaryAndOtherSettlement"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_01a03390-bfe8-7cbc-a04e-16f89f349eca" xlink:to="loc_onit_AncillaryAndOtherSettlement_01a03390-bfe8-708d-8e6e-4332030376ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingInterestExpense_01a03390-bfe8-74d6-ae9d-eda6df6182ce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingInterestExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionLineItems_01a03390-bfe8-7cbc-a04e-16f89f349eca" xlink:to="loc_us-gaap_FinancingInterestExpense_01a03390-bfe8-74d6-ae9d-eda6df6182ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRRelatedFinancingLiabilitiesatFairValueNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bfe8-7dfb-b5bb-4371610291cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bfe8-76ad-a481-61c2d21e9a46" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bfe8-7dfb-b5bb-4371610291cb" xlink:to="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bfe8-76ad-a481-61c2d21e9a46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe8-769c-b34b-5b9de19b296e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bfe8-76ad-a481-61c2d21e9a46" xlink:to="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe8-769c-b34b-5b9de19b296e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe8-7a86-93f9-57175352f950" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe8-769c-b34b-5b9de19b296e" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe8-7a86-93f9-57175352f950" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TwoThousandSeventeenAgreementsandNewRMSRAgreementsMember_01a03390-bfe8-77ae-bd7f-dd8ca2f67d13" xlink:href="onit-20260930.xsd#onit_TwoThousandSeventeenAgreementsandNewRMSRAgreementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe8-7a86-93f9-57175352f950" xlink:to="loc_onit_TwoThousandSeventeenAgreementsandNewRMSRAgreementsMember_01a03390-bfe8-77ae-bd7f-dd8ca2f67d13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bfe8-785c-8d11-ca27997b9ba0" xlink:href="onit-20260930.xsd#onit_OriginalRightstoMortgageServicingRightsAgreementsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe8-7a86-93f9-57175352f950" xlink:to="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bfe8-785c-8d11-ca27997b9ba0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe8-7604-bc15-8df7035cdfef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bfe8-76ad-a481-61c2d21e9a46" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe8-7604-bc15-8df7035cdfef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe8-7b68-b9e0-ff2f02c5bf9b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe8-7604-bc15-8df7035cdfef" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe8-7b68-b9e0-ff2f02c5bf9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MortgageServicingRightsTitleRetainedMember_01a03390-bfe8-70e4-b202-45143b2fe033" xlink:href="onit-20260930.xsd#onit_MortgageServicingRightsTitleRetainedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe8-7b68-b9e0-ff2f02c5bf9b" xlink:to="loc_onit_MortgageServicingRightsTitleRetainedMember_01a03390-bfe8-70e4-b202-45143b2fe033" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueAgencyMortgageServicingRightsMember_01a03390-bfe8-752c-b261-e65fc9f32749" xlink:href="onit-20260930.xsd#onit_FairValueAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe8-7b68-b9e0-ff2f02c5bf9b" xlink:to="loc_onit_FairValueAgencyMortgageServicingRightsMember_01a03390-bfe8-752c-b261-e65fc9f32749" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SubservicingAssetsMember_01a03390-bfe8-753f-8fe3-cc692d77933a" xlink:href="onit-20260930.xsd#onit_SubservicingAssetsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe8-7b68-b9e0-ff2f02c5bf9b" xlink:to="loc_onit_SubservicingAssetsMember_01a03390-bfe8-753f-8fe3-cc692d77933a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bfe8-79e9-9f2a-fb8dbf1ca798" xlink:href="onit-20260930.xsd#onit_FairValueNonAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe8-7b68-b9e0-ff2f02c5bf9b" xlink:to="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bfe8-79e9-9f2a-fb8dbf1ca798" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_01a03390-bfe8-731f-a864-2c25268e5bf6" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bfe8-76ad-a481-61c2d21e9a46" xlink:to="loc_dei_LegalEntityAxis_01a03390-bfe8-731f-a864-2c25268e5bf6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_01a03390-bfe8-79fb-9bd1-b2ab49a7713b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_01a03390-bfe8-731f-a864-2c25268e5bf6" xlink:to="loc_dei_EntityDomain_01a03390-bfe8-79fb-9bd1-b2ab49a7713b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NewResidentialInvestmentCorpMember_01a03390-bfe8-79b5-ba74-f47f45ef2a96" xlink:href="onit-20260930.xsd#onit_NewResidentialInvestmentCorpMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_01a03390-bfe8-79fb-9bd1-b2ab49a7713b" xlink:to="loc_onit_NewResidentialInvestmentCorpMember_01a03390-bfe8-79b5-ba74-f47f45ef2a96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bfe8-731a-ad95-2f7a26eb8e26" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bfe8-76ad-a481-61c2d21e9a46" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bfe8-731a-ad95-2f7a26eb8e26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe8-788e-8dbb-2941d239aee8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bfe8-731a-ad95-2f7a26eb8e26" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe8-788e-8dbb-2941d239aee8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NewResidentialInvestmentCorpMember_01a03390-bfe8-724d-9320-54476b403b10" xlink:href="onit-20260930.xsd#onit_NewResidentialInvestmentCorpMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe8-788e-8dbb-2941d239aee8" xlink:to="loc_onit_NewResidentialInvestmentCorpMember_01a03390-bfe8-724d-9320-54476b403b10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RithmCapitalCorpMember_01a03390-bfe8-78e7-8035-16d08a7e84ae" xlink:href="onit-20260930.xsd#onit_RithmCapitalCorpMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe8-788e-8dbb-2941d239aee8" xlink:to="loc_onit_RithmCapitalCorpMember_01a03390-bfe8-78e7-8035-16d08a7e84ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe8-7dee-9c90-f3db63be53ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bfe8-76ad-a481-61c2d21e9a46" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe8-7dee-9c90-f3db63be53ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe8-7080-9d84-8396dc0ec1a4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe8-7dee-9c90-f3db63be53ee" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe8-7080-9d84-8396dc0ec1a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe8-7f44-8ecc-3248b307c178" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe8-7080-9d84-8396dc0ec1a4" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe8-7f44-8ecc-3248b307c178" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bfe8-77be-bdd0-c899453bcc5d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfRelatedPartyTransactionsByRelatedPartyTable_01a03390-bfe8-76ad-a481-61c2d21e9a46" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bfe8-77be-bdd0-c899453bcc5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MortgageLoansOnRealEstateFaceAmountOfMortgages_01a03390-bfe8-7593-aaf2-52cb9af323b2" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MortgageLoansOnRealEstateFaceAmountOfMortgages"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bfe8-77be-bdd0-c899453bcc5d" xlink:to="loc_srt_MortgageLoansOnRealEstateFaceAmountOfMortgages_01a03390-bfe8-7593-aaf2-52cb9af323b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAgreementRenewalTerm_01a03390-bfe8-782c-aa63-06ddd36e8733" xlink:href="onit-20260930.xsd#onit_ServicingAgreementRenewalTerm"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bfe8-77be-bdd0-c899453bcc5d" xlink:to="loc_onit_ServicingAgreementRenewalTerm_01a03390-bfe8-782c-aa63-06ddd36e8733" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherFinancingLiabilities_01a03390-bfe9-78fe-b0c6-79a156b44bda" xlink:href="onit-20260930.xsd#onit_OtherFinancingLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bfe8-77be-bdd0-c899453bcc5d" xlink:to="loc_onit_OtherFinancingLiabilities_01a03390-bfe9-78fe-b0c6-79a156b44bda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a03390-bfe9-7f0c-986e-c9f44790f517" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceOfServicingAssetTransferred"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bfe8-77be-bdd0-c899453bcc5d" xlink:to="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a03390-bfe9-7f0c-986e-c9f44790f517" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition_01a03390-bfe9-76b1-9053-d6d33d26df5d" xlink:href="onit-20260930.xsd#onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a03390-bfe8-77be-bdd0-c899453bcc5d" xlink:to="loc_onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition_01a03390-bfe9-76b1-9053-d6d33d26df5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueRithmTransactionDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRRelatedFinancingLiabilitiesatFairValueRithmTransactionDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRRelatedFinancingLiabilitiesatFairValueRithmTransactionDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a19cf1-2db2-7028-bc80-f1d7d33f8b32" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueTable_01a19cf1-2db2-73bb-ab59-d7539f7bdbd2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a19cf1-2db2-7028-bc80-f1d7d33f8b32" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueTable_01a19cf1-2db2-73bb-ab59-d7539f7bdbd2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a19cf1-2db2-7e88-8e55-3f54cd759268" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a19cf1-2db2-73bb-ab59-d7539f7bdbd2" xlink:to="loc_srt_CounterpartyNameAxis_01a19cf1-2db2-7e88-8e55-3f54cd759268" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a19cf1-2db2-7aa5-ba1a-9e9879927113" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a19cf1-2db2-7e88-8e55-3f54cd759268" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a19cf1-2db2-7aa5-ba1a-9e9879927113" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RithmCapitalCorpMember_01a19cf1-2db2-7563-b712-cd64c59d8737" xlink:href="onit-20260930.xsd#onit_RithmCapitalCorpMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a19cf1-2db2-7aa5-ba1a-9e9879927113" xlink:to="loc_onit_RithmCapitalCorpMember_01a19cf1-2db2-7563-b712-cd64c59d8737" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a19cf1-2db2-71d3-a454-2eacccdccf07" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a19cf1-2db2-73bb-ab59-d7539f7bdbd2" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a19cf1-2db2-71d3-a454-2eacccdccf07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a19cf1-2db2-7055-9211-bd75a6fe0894" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a19cf1-2db2-71d3-a454-2eacccdccf07" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a19cf1-2db2-7055-9211-bd75a6fe0894" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a19cf1-2db2-7ea9-81d3-bbd731996d4b" xlink:href="onit-20260930.xsd#onit_FairValueNonAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a19cf1-2db2-7055-9211-bd75a6fe0894" xlink:to="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a19cf1-2db2-7ea9-81d3-bbd731996d4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a19cf1-2db2-7f98-9220-f22423922e47" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetsAtFairValueLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueTable_01a19cf1-2db2-73bb-ab59-d7539f7bdbd2" xlink:to="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a19cf1-2db2-7f98-9220-f22423922e47" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a19cf1-2db2-7f65-abfd-b7902b8eecf9" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceOfServicingAssetTransferred"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a19cf1-2db2-7f98-9220-f22423922e47" xlink:to="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a19cf1-2db2-7f65-abfd-b7902b8eecf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition_01a19cf1-2db2-7c07-a631-6bc6962f53f3" xlink:href="onit-20260930.xsd#onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetsAtFairValueLineItems_01a19cf1-2db2-7f98-9220-f22423922e47" xlink:to="loc_onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition_01a19cf1-2db2-7c07-a631-6bc6962f53f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/MSRValuationAllowanceNetDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#MSRValuationAllowanceNetDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/MSRValuationAllowanceNetDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bfe9-7675-8616-94acc91efbdd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherTable_01a03390-bfe9-77ee-bc1d-e3c35df03c87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingAbstract_01a03390-bfe9-7675-8616-94acc91efbdd" xlink:to="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherTable_01a03390-bfe9-77ee-bc1d-e3c35df03c87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe9-777e-9444-65c87a77fa66" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherTable_01a03390-bfe9-77ee-bc1d-e3c35df03c87" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe9-777e-9444-65c87a77fa66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-706e-ba41-c6d9a85c98bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe9-777e-9444-65c87a77fa66" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-706e-ba41-c6d9a85c98bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MSRMember_01a03390-bfe9-79e8-b4bd-b8b219c2816b" xlink:href="onit-20260930.xsd#onit_MSRMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-706e-ba41-c6d9a85c98bc" xlink:to="loc_onit_MSRMember_01a03390-bfe9-79e8-b4bd-b8b219c2816b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bfe9-7c1d-8457-6beb30ddda13" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityExcessServicingSpreadMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-706e-ba41-c6d9a85c98bc" xlink:to="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bfe9-7c1d-8457-6beb30ddda13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe9-7b51-a6df-b167090445e9" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-706e-ba41-c6d9a85c98bc" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe9-7b51-a6df-b167090445e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PledgedMSRLiabilitiesMember_01a03390-bfe9-74a1-bc58-94345d68ffce" xlink:href="onit-20260930.xsd#onit_PledgedMSRLiabilitiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-706e-ba41-c6d9a85c98bc" xlink:to="loc_onit_PledgedMSRLiabilitiesMember_01a03390-bfe9-74a1-bc58-94345d68ffce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ESSFinancingLiabilitiesMember_01a03390-bfe9-7c58-8e4c-b3daee55af4f" xlink:href="onit-20260930.xsd#onit_ESSFinancingLiabilitiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-706e-ba41-c6d9a85c98bc" xlink:to="loc_onit_ESSFinancingLiabilitiesMember_01a03390-bfe9-7c58-8e4c-b3daee55af4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-79f4-9414-02f50b7bd390" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherTable_01a03390-bfe9-77ee-bc1d-e3c35df03c87" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-79f4-9414-02f50b7bd390" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7312-87ff-fe13d2f1bef8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-79f4-9414-02f50b7bd390" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7312-87ff-fe13d2f1bef8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MSRMember_01a03390-bfe9-72a2-b987-f19d46d81af3" xlink:href="onit-20260930.xsd#onit_MSRMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7312-87ff-fe13d2f1bef8" xlink:to="loc_onit_MSRMember_01a03390-bfe9-72a2-b987-f19d46d81af3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-77cb-b5dc-6ab2a6cf3656" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherTable_01a03390-bfe9-77ee-bc1d-e3c35df03c87" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-77cb-b5dc-6ab2a6cf3656" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7ebb-9cd9-d4486110d60a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-77cb-b5dc-6ab2a6cf3656" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7ebb-9cd9-d4486110d60a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe9-7130-9239-b9d22f36783d" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7ebb-9cd9-d4486110d60a" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe9-7130-9239-b9d22f36783d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherTable_01a03390-bfe9-77ee-bc1d-e3c35df03c87" xlink:to="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bfe9-776e-b655-3c8abe6f7b22" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_01a03390-bfe9-776e-b655-3c8abe6f7b22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherFinancingLiabilities_01a03390-bfe9-759c-a7b3-7ebe961ca363" xlink:href="onit-20260930.xsd#onit_OtherFinancingLiabilities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_onit_OtherFinancingLiabilities_01a03390-bfe9-759c-a7b3-7ebe961ca363" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_01a03390-bfe9-786e-8b82-5f88e088f1dc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_us-gaap_ServicingAssetAtFairValuePeriodIncreaseDecrease_01a03390-bfe9-786e-8b82-5f88e088f1dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TotalFairValueChangesInServicingLiabilityAtFairValue_01a03390-bfe9-7ee0-9e99-e65dfbabae7d" xlink:href="onit-20260930.xsd#onit_TotalFairValueChangesInServicingLiabilityAtFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_onit_TotalFairValueChangesInServicingLiabilityAtFairValue_01a03390-bfe9-7ee0-9e99-e65dfbabae7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_01a03390-bfe9-75fb-91b5-a16f5b6b00b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_01a03390-bfe9-75fb-91b5-a16f5b6b00b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bfe9-7987-be9f-5b2b79ec2aec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bfe9-7987-be9f-5b2b79ec2aec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TotalMSRReserveFairValueGainsLosses_01a03390-bfe9-72ce-8eab-815557dfcb27" xlink:href="onit-20260930.xsd#onit_TotalMSRReserveFairValueGainsLosses"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_onit_TotalMSRReserveFairValueGainsLosses_01a03390-bfe9-72ce-8eab-815557dfcb27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetAtFairValueChangeInFairValueDueToRealizationOfExpectedCashFlows_01a03390-bfe9-7707-b193-f998aeb69f90" xlink:href="onit-20260930.xsd#onit_ServicingAssetAtFairValueChangeInFairValueDueToRealizationOfExpectedCashFlows"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_onit_ServicingAssetAtFairValueChangeInFairValueDueToRealizationOfExpectedCashFlows_01a03390-bfe9-7707-b193-f998aeb69f90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetAtFairValueChangesInFairValueResultingFromChangesInAssumptions_01a03390-bfe9-7c31-bc8a-1f1cf4acc6ff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetAtFairValueChangesInFairValueResultingFromChangesInAssumptions"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SecuritizedAssetsAndAnyOtherFinancialAssetsManagedTogetherLineItems_01a03390-bfe9-7d7e-a806-282370f0247c" xlink:to="loc_us-gaap_AssetAtFairValueChangesInFairValueResultingFromChangesInAssumptions_01a03390-bfe9-7c31-bc8a-1f1cf4acc6ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReceivablesScheduleofReceivablesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#ReceivablesScheduleofReceivablesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReceivablesScheduleofReceivablesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-77cf-8d6e-42b519a88d73" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7469-9dec-6b8bef06235c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-77cf-8d6e-42b519a88d73" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7469-9dec-6b8bef06235c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bfe9-7380-8b53-c88f7e5c1497" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7469-9dec-6b8bef06235c" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bfe9-7380-8b53-c88f7e5c1497" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-79bd-bc5f-1c4329cfa723" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bfe9-7380-8b53-c88f7e5c1497" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-79bd-bc5f-1c4329cfa723" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinanceOfAmericaReverseLLCMember_01a03390-bfe9-7687-9834-d992fcfd5a8f" xlink:href="onit-20260930.xsd#onit_FinanceOfAmericaReverseLLCMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-79bd-bc5f-1c4329cfa723" xlink:to="loc_onit_FinanceOfAmericaReverseLLCMember_01a03390-bfe9-7687-9834-d992fcfd5a8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FARMember_01a19cf5-5680-7eb8-b5a2-364ca5708c69" xlink:href="onit-20260930.xsd#onit_FARMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-79bd-bc5f-1c4329cfa723" xlink:to="loc_onit_FARMember_01a19cf5-5680-7eb8-b5a2-364ca5708c69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7469-9dec-6b8bef06235c" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingReceivableGovernmentInsuredLoanClaims_01a03390-bfe9-7866-9283-0cee27e9d0b4" xlink:href="onit-20260930.xsd#onit_ServicingReceivableGovernmentInsuredLoanClaims"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_ServicingReceivableGovernmentInsuredLoanClaims_01a03390-bfe9-7866-9283-0cee27e9d0b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingReceivableGovernmentInsuredLoanClaimsReverse_01a03390-bfe9-7629-bb99-6b467db696e4" xlink:href="onit-20260930.xsd#onit_ServicingReceivableGovernmentInsuredLoanClaimsReverse"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_ServicingReceivableGovernmentInsuredLoanClaimsReverse_01a03390-bfe9-7629-bb99-6b467db696e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SubservicingFeesAndReimbursableExpenses_01a03390-bfe9-7939-8c38-7b4e4b478494" xlink:href="onit-20260930.xsd#onit_SubservicingFeesAndReimbursableExpenses"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_SubservicingFeesAndReimbursableExpenses_01a03390-bfe9-7939-8c38-7b4e4b478494" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingReceivableDueFromCustodialAccounts_01a03390-bfe9-748f-8f67-b437fb968832" xlink:href="onit-20260930.xsd#onit_ServicingReceivableDueFromCustodialAccounts"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_ServicingReceivableDueFromCustodialAccounts_01a03390-bfe9-748f-8f67-b437fb968832" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReceivablesFromSaleOfMortgageServicingRights_01a03390-bfe9-7284-89da-82329c98a835" xlink:href="onit-20260930.xsd#onit_ReceivablesFromSaleOfMortgageServicingRights"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_ReceivablesFromSaleOfMortgageServicingRights_01a03390-bfe9-7284-89da-82329c98a835" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingReceivableOther_01a03390-bfe9-710e-80e8-77f1063df00f" xlink:href="onit-20260930.xsd#onit_ServicingReceivableOther"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_ServicingReceivableOther_01a03390-bfe9-710e-80e8-77f1063df00f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingReceivableNet_01a03390-bfe9-72b4-922e-83283abaae26" xlink:href="onit-20260930.xsd#onit_ServicingReceivableNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_ServicingReceivableNet_01a03390-bfe9-72b4-922e-83283abaae26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReceivable_01a03390-bfe9-78c3-b2fe-002d06c57838" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxReceivable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_us-gaap_IncomeTaxReceivable_01a03390-bfe9-78c3-b2fe-002d06c57838" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherReceivablesNet_01a03390-bfe9-75d2-8c91-903fe98372cd" xlink:href="onit-20260930.xsd#onit_OtherReceivablesNet"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_OtherReceivablesNet_01a03390-bfe9-75d2-8c91-903fe98372cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherReceivablesGross_01a03390-bfe9-7cb4-8db2-a46524afd4a2" xlink:href="onit-20260930.xsd#onit_OtherReceivablesGross"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_OtherReceivablesGross_01a03390-bfe9-7cb4-8db2-a46524afd4a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherReceivablesAllowanceForLosses_01a03390-bfe9-760b-9185-00ebbea5dc3d" xlink:href="onit-20260930.xsd#onit_OtherReceivablesAllowanceForLosses"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_onit_OtherReceivablesAllowanceForLosses_01a03390-bfe9-760b-9185-00ebbea5dc3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_01a03390-bfe9-7560-827f-272e713ff35a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherReceivables"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7823-9a47-b63047bda547" xlink:to="loc_us-gaap_OtherReceivables_01a03390-bfe9-7560-827f-272e713ff35a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReceivablesFromSaleOfMortgageServicingRights_01a03390-bfe9-7967-a9c2-107c674a4e7f" xlink:href="onit-20260930.xsd#onit_ReceivablesFromSaleOfMortgageServicingRights"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReceivablesNarrativeDetail" xlink:type="simple" xlink:href="onit-20260930.xsd#ReceivablesNarrativeDetail"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReceivablesNarrativeDetail" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-793d-9585-295aab90e148" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7998-a1eb-434790d8d451" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-793d-9585-295aab90e148" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7998-a1eb-434790d8d451" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-7d02-8760-57751348db4a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7998-a1eb-434790d8d451" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-7d02-8760-57751348db4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_01a03390-bfe9-7b5d-87b9-acf2eb7ee7d8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-7d02-8760-57751348db4a" xlink:to="loc_us-gaap_SegmentDomain_01a03390-bfe9-7b5d-87b9-acf2eb7ee7d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingMember_01a03390-bfe9-7022-97ae-1c3ec17e2759" xlink:href="onit-20260930.xsd#onit_ServicingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-7b5d-87b9-acf2eb7ee7d8" xlink:to="loc_onit_ServicingMember_01a03390-bfe9-7022-97ae-1c3ec17e2759" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bfe9-75fc-bfd9-47516e617e4c" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7998-a1eb-434790d8d451" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bfe9-75fc-bfd9-47516e617e4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7268-9ffb-287dd593b2e4" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bfe9-75fc-bfd9-47516e617e4c" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7268-9ffb-287dd593b2e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_USVIBureauOfInternalRevenueMember_01a03390-bfe9-7905-85f1-1df372212b03" xlink:href="onit-20260930.xsd#onit_USVIBureauOfInternalRevenueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7268-9ffb-287dd593b2e4" xlink:to="loc_onit_USVIBureauOfInternalRevenueMember_01a03390-bfe9-7905-85f1-1df372212b03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7bf9-9549-4f0d9413feb8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-7998-a1eb-434790d8d451" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7bf9-9549-4f0d9413feb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForNotesAndLoansReceivableCurrent_01a03390-bfe9-791e-89d7-35a0c90bd0fc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForNotesAndLoansReceivableCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7bf9-9549-4f0d9413feb8" xlink:to="loc_us-gaap_AllowanceForNotesAndLoansReceivableCurrent_01a03390-bfe9-791e-89d7-35a0c90bd0fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReceivable_01a03390-bfe9-795b-9f03-dceb6b9d2cd5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxReceivable"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-7bf9-9549-4f0d9413feb8" xlink:to="loc_us-gaap_IncomeTaxReceivable_01a03390-bfe9-795b-9f03-dceb6b9d2cd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ReceivablesScheduleofChangesinallowanceofGovernmentInsuredLoanClaimsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#ReceivablesScheduleofChangesinallowanceofGovernmentInsuredLoanClaimsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ReceivablesScheduleofChangesinallowanceofGovernmentInsuredLoanClaimsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-7424-93ff-562b176118af" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-786a-b5bf-dc7b08d1eb85" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_01a03390-bfe9-7424-93ff-562b176118af" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-786a-b5bf-dc7b08d1eb85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_01a03390-bfe9-761e-b0dc-fc4207a3c180" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-786a-b5bf-dc7b08d1eb85" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_01a03390-bfe9-761e-b0dc-fc4207a3c180" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_01a03390-bfe9-7332-8c83-188d4f84558f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_01a03390-bfe9-761e-b0dc-fc4207a3c180" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_01a03390-bfe9-7332-8c83-188d4f84558f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GovernmentInsuredLoansClaimsMember_01a03390-bfe9-7874-b37c-970da55b6c80" xlink:href="onit-20260930.xsd#onit_GovernmentInsuredLoansClaimsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_01a03390-bfe9-7332-8c83-188d4f84558f" xlink:to="loc_onit_GovernmentInsuredLoansClaimsMember_01a03390-bfe9-7874-b37c-970da55b6c80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-74b3-93ca-ea9756f38082" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_01a03390-bfe9-786a-b5bf-dc7b08d1eb85" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-74b3-93ca-ea9756f38082" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_01a03390-bfe9-7467-b2b8-522280536181" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_01a03390-bfe9-74b3-93ca-ea9756f38082" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_01a03390-bfe9-7467-b2b8-522280536181" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForNotesAndLoansReceivableCurrent_01a03390-bfe9-7a2a-abf3-30a927886a30" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForNotesAndLoansReceivableCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_01a03390-bfe9-7467-b2b8-522280536181" xlink:to="loc_us-gaap_AllowanceForNotesAndLoansReceivableCurrent_01a03390-bfe9-7a2a-abf3-30a927886a30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProvisionForLoanLossesExpensed_01a03390-bfe9-7b66-84d7-2ccad033c25b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProvisionForLoanLossesExpensed"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_01a03390-bfe9-7467-b2b8-522280536181" xlink:to="loc_us-gaap_ProvisionForLoanLossesExpensed_01a03390-bfe9-7b66-84d7-2ccad033c25b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs_01a03390-bfe9-7765-bfe2-ec0e5089144d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_01a03390-bfe9-7467-b2b8-522280536181" xlink:to="loc_us-gaap_AllowanceForDoubtfulAccountsReceivableWriteOffs_01a03390-bfe9-7765-bfe2-ec0e5089144d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForNotesAndLoansReceivableCurrent_01a03390-bfe9-7d55-80db-c63d7dee9c41" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AllowanceForNotesAndLoansReceivableCurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_01a03390-bfe9-7467-b2b8-522280536181" xlink:to="loc_us-gaap_AllowanceForNotesAndLoansReceivableCurrent_01a03390-bfe9-7d55-80db-c63d7dee9c41" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OtherAssetsScheduleofOtherAssetsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#OtherAssetsScheduleofOtherAssetsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OtherAssetsScheduleofOtherAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssetsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxAssetsNet_01a03390-bfe9-7e18-bce8-aa56598227fa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredIncomeTaxAssetsNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_DeferredIncomeTaxAssetsNet_01a03390-bfe9-7e18-bce8-aa56598227fa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesFromBrokersDealersAndClearingOrganizations_01a03390-bfe9-7751-b15a-5c46a17169ee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ReceivablesFromBrokersDealersAndClearingOrganizations"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_ReceivablesFromBrokersDealersAndClearingOrganizations_01a03390-bfe9-7751-b15a-5c46a17169ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeNet_01a03390-bfe9-73ef-bdfa-092176467357" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeFairValueOfDerivativeNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeNet_01a03390-bfe9-73ef-bdfa-092176467357" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseCurrentAndNoncurrent_01a03390-bfe9-7300-b9d2-5d15a4312f87" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PrepaidExpenseCurrentAndNoncurrent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_PrepaidExpenseCurrentAndNoncurrent_01a03390-bfe9-7300-b9d2-5d15a4312f87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_01a03390-bfe9-73c5-a095-197aec15c2cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_01a03390-bfe9-73c5-a095-197aec15c2cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherRealEstate_01a03390-bfe9-7d9f-9f03-e56139d4d82f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherRealEstate"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_OtherRealEstate_01a03390-bfe9-7d9f-9f03-e56139d4d82f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepaidExpenseAndOtherAssets_01a03390-bfe9-740c-9543-dcde37f20ea2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PrepaidExpenseAndOtherAssets"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_PrepaidExpenseAndOtherAssets_01a03390-bfe9-740c-9543-dcde37f20ea2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_01a03390-bfe9-7a71-b2cc-d218cdd8d107" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_OtherAssets_01a03390-bfe9-7a71-b2cc-d218cdd8d107" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_01a03390-bfe9-7687-819f-8ef79a355101" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_01a03390-bfe9-7687-819f-8ef79a355101" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_01a03390-bfe9-7c59-9572-88094763b3db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfVariableInterestEntitiesTable"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherAssetsAbstract_01a03390-bfe9-7c08-a5a0-562bb532c17e" xlink:to="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_01a03390-bfe9-7c59-9572-88094763b3db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_01a03390-bfe9-7169-ba38-abeed0060dbf" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_01a03390-bfe9-7c59-9572-88094763b3db" xlink:to="loc_srt_ConsolidatedEntitiesAxis_01a03390-bfe9-7169-ba38-abeed0060dbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_01a03390-bfe9-7eaf-bd89-ab700aed7abb" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_01a03390-bfe9-7169-ba38-abeed0060dbf" xlink:to="loc_srt_ConsolidatedEntitiesDomain_01a03390-bfe9-7eaf-bd89-ab700aed7abb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bfe9-7d0b-84f3-66c618d59d4d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityPrimaryBeneficiaryMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_01a03390-bfe9-7eaf-bd89-ab700aed7abb" xlink:to="loc_us-gaap_VariableInterestEntityPrimaryBeneficiaryMember_01a03390-bfe9-7d0b-84f3-66c618d59d4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-73ac-8bb7-f8dd94a47fb3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_01a03390-bfe9-7c59-9572-88094763b3db" xlink:to="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-73ac-8bb7-f8dd94a47fb3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7d8c-8499-667ea3070f66" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-73ac-8bb7-f8dd94a47fb3" xlink:to="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7d8c-8499-667ea3070f66" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITSecuritizationNotesMember_01a03390-bfe9-75da-96af-4d152bf34dd8" xlink:href="onit-20260930.xsd#onit_OLITSecuritizationNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7d8c-8499-667ea3070f66" xlink:to="loc_onit_OLITSecuritizationNotesMember_01a03390-bfe9-75da-96af-4d152bf34dd8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_VariableInterestEntityLineItems_01a03390-bfe9-77bf-a424-dd2828f10637" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_VariableInterestEntityLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfVariableInterestEntitiesTable_01a03390-bfe9-7c59-9572-88094763b3db" xlink:to="loc_us-gaap_VariableInterestEntityLineItems_01a03390-bfe9-77bf-a424-dd2828f10637" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RealEstateOwned_01a03390-bfe9-7a2c-9164-161a46657dea" xlink:href="onit-20260930.xsd#onit_RealEstateOwned"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_VariableInterestEntityLineItems_01a03390-bfe9-77bf-a424-dd2828f10637" xlink:to="loc_onit_RealEstateOwned_01a03390-bfe9-7a2c-9164-161a46657dea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OtherFinancingLiabilitiesScheduleofFinancingLiabilitiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#OtherFinancingLiabilitiesScheduleofFinancingLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OtherFinancingLiabilitiesScheduleofFinancingLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7ca6-8fca-8cb069a67690" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7afd-8fc3-a7893d63f398" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7ca6-8fca-8cb069a67690" xlink:to="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7afd-8fc3-a7893d63f398" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_01a03390-bfe9-7aff-b6c6-1ea3451b55c2" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7afd-8fc3-a7893d63f398" xlink:to="loc_srt_RangeAxis_01a03390-bfe9-7aff-b6c6-1ea3451b55c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_01a03390-bfe9-7f8c-baf5-fbd27acf8638" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_01a03390-bfe9-7aff-b6c6-1ea3451b55c2" xlink:to="loc_srt_RangeMember_01a03390-bfe9-7f8c-baf5-fbd27acf8638" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_01a03390-bfe9-7ede-899f-1b0a88c513a2" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bfe9-7f8c-baf5-fbd27acf8638" xlink:to="loc_srt_MaximumMember_01a03390-bfe9-7ede-899f-1b0a88c513a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe9-7237-b965-57631693a598" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7afd-8fc3-a7893d63f398" xlink:to="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe9-7237-b965-57631693a598" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe9-7347-a316-d4a0aea26e1e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe9-7237-b965-57631693a598" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe9-7347-a316-d4a0aea26e1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bfe9-7124-aa5f-eac102a05c63" xlink:href="onit-20260930.xsd#onit_OriginalRightstoMortgageServicingRightsAgreementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe9-7347-a316-d4a0aea26e1e" xlink:to="loc_onit_OriginalRightstoMortgageServicingRightsAgreementsMember_01a03390-bfe9-7124-aa5f-eac102a05c63" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7a58-8c62-328c35a56776" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7afd-8fc3-a7893d63f398" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7a58-8c62-328c35a56776" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-764d-83cb-90240f54c991" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7a58-8c62-328c35a56776" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-764d-83cb-90240f54c991" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe9-7ddf-9fbc-1957f8c1bd32" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityMortgageServicingRightsPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-764d-83cb-90240f54c991" xlink:to="loc_onit_FinancingLiabilityMortgageServicingRightsPledgedMember_01a03390-bfe9-7ddf-9fbc-1957f8c1bd32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe9-75f1-a603-386884a70ae0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueByLiabilityClassAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7afd-8fc3-a7893d63f398" xlink:to="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe9-75f1-a603-386884a70ae0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-7763-a4f0-3fc3aa8ce6f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByLiabilityClassAxis_01a03390-bfe9-75f1-a603-386884a70ae0" xlink:to="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-7763-a4f0-3fc3aa8ce6f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bfe9-77e4-a9db-7d8881378a1a" xlink:href="onit-20260930.xsd#onit_FinancingLiabilityExcessServicingSpreadMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueLiabilitiesMeasuredOnRecurringBasisUnobservableInputReconciliationByLiabilityClassDomain_01a03390-bfe9-7763-a4f0-3fc3aa8ce6f7" xlink:to="loc_onit_FinancingLiabilityExcessServicingSpreadMember_01a03390-bfe9-77e4-a9db-7d8881378a1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-768d-a8c0-c7a94317f669" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7afd-8fc3-a7893d63f398" xlink:to="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-768d-a8c0-c7a94317f669" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherFinancingLiabilities_01a03390-bfe9-73fe-b68c-9d924a148d46" xlink:href="onit-20260930.xsd#onit_OtherFinancingLiabilities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-768d-a8c0-c7a94317f669" xlink:to="loc_onit_OtherFinancingLiabilities_01a03390-bfe9-73fe-b68c-9d924a148d46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_01a03390-bfe9-7bdc-ac5e-7ff82d26ac2b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-768d-a8c0-c7a94317f669" xlink:to="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_01a03390-bfe9-7bdc-ac5e-7ff82d26ac2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingFees_01a03390-bfe9-7487-a818-8df615b96154" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingFees"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-768d-a8c0-c7a94317f669" xlink:to="loc_onit_ServicingAndSubservicingFees_01a03390-bfe9-7487-a818-8df615b96154" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BorrowingsScheduleofMatchFundedLiabilitiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BorrowingsScheduleofMatchFundedLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BorrowingsScheduleofMatchFundedLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7295-b0bd-44931566dd5e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7a60-914e-ce2da095e6d2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7295-b0bd-44931566dd5e" xlink:to="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7a60-914e-ce2da095e6d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7909-985d-7fbce12f6338" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7a60-914e-ce2da095e6d2" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7909-985d-7fbce12f6338" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7daf-82aa-c73b8491d107" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7909-985d-7fbce12f6338" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7daf-82aa-c73b8491d107" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SeriesTwoThousandFifteenVariableFundingNotesMember_01a03390-bfe9-7b3f-a245-6d0acfefb76b" xlink:href="onit-20260930.xsd#onit_SeriesTwoThousandFifteenVariableFundingNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7daf-82aa-c73b8491d107" xlink:to="loc_onit_SeriesTwoThousandFifteenVariableFundingNotesMember_01a03390-bfe9-7b3f-a245-6d0acfefb76b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SeriesTwoThousandFifteenVariableFundingNotesOneMember_01a03390-bfe9-7f26-bed8-5432fd5e929e" xlink:href="onit-20260930.xsd#onit_SeriesTwoThousandFifteenVariableFundingNotesOneMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7daf-82aa-c73b8491d107" xlink:to="loc_onit_SeriesTwoThousandFifteenVariableFundingNotesOneMember_01a03390-bfe9-7f26-bed8-5432fd5e929e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_EBOAdvanceFacilityMember_01a03390-bfe9-7119-8d25-2f21596eeea5" xlink:href="onit-20260930.xsd#onit_EBOAdvanceFacilityMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7daf-82aa-c73b8491d107" xlink:to="loc_onit_EBOAdvanceFacilityMember_01a03390-bfe9-7119-8d25-2f21596eeea5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SeriesTwoThousandTwentyFiveVariableFundingNotesOneMember_01a03390-bfe9-751b-90e9-36470e2353fe" xlink:href="onit-20260930.xsd#onit_SeriesTwoThousandTwentyFiveVariableFundingNotesOneMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7daf-82aa-c73b8491d107" xlink:to="loc_onit_SeriesTwoThousandTwentyFiveVariableFundingNotesOneMember_01a03390-bfe9-751b-90e9-36470e2353fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MatchFundedLiabiltiesMember_01a03390-bfe9-7645-8048-6da646aeff11" xlink:href="onit-20260930.xsd#onit_MatchFundedLiabiltiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7daf-82aa-c73b8491d107" xlink:to="loc_onit_MatchFundedLiabiltiesMember_01a03390-bfe9-7645-8048-6da646aeff11" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SeriesTwoThousandTwentyFiveVariableFundingNotesMember_01a03390-bfe9-7e13-8590-0b855b688dd6" xlink:href="onit-20260930.xsd#onit_SeriesTwoThousandTwentyFiveVariableFundingNotesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7daf-82aa-c73b8491d107" xlink:to="loc_onit_SeriesTwoThousandTwentyFiveVariableFundingNotesMember_01a03390-bfe9-7e13-8590-0b855b688dd6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7dc8-a291-5188f0c3fcfa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7a60-914e-ce2da095e6d2" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7dc8-a291-5188f0c3fcfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7500-9b2d-e7f3131ccc85" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7dc8-a291-5188f0c3fcfa" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7500-9b2d-e7f3131ccc85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OcwenMasterAdvanceReceivablesTrustMember_01a03390-bfe9-7d77-b356-5f4739853cda" xlink:href="onit-20260930.xsd#onit_OcwenMasterAdvanceReceivablesTrustMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7500-9b2d-e7f3131ccc85" xlink:to="loc_onit_OcwenMasterAdvanceReceivablesTrustMember_01a03390-bfe9-7d77-b356-5f4739853cda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OcwenFreddieAdvanceFundingMember_01a03390-bfe9-770f-916d-574794ebe748" xlink:href="onit-20260930.xsd#onit_OcwenFreddieAdvanceFundingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7500-9b2d-e7f3131ccc85" xlink:to="loc_onit_OcwenFreddieAdvanceFundingMember_01a03390-bfe9-770f-916d-574794ebe748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7ff9-a4c9-a94b0652e3ef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7a60-914e-ce2da095e6d2" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7ff9-a4c9-a94b0652e3ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-7740-a5d8-fd9ce1edad35" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7ff9-a4c9-a94b0652e3ef" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-7740-a5d8-fd9ce1edad35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_01a03390-bfe9-7114-9885-bf6d34e0d179" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-7740-a5d8-fd9ce1edad35" xlink:to="loc_us-gaap_SubsequentEventMember_01a03390-bfe9-7114-9885-bf6d34e0d179" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7a60-914e-ce2da095e6d2" xlink:to="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentRemainingBorrowingCapacityUncommitedAmount_01a03390-bfe9-7242-af9f-4650d7b86805" xlink:href="onit-20260930.xsd#onit_DebtInstrumentRemainingBorrowingCapacityUncommitedAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_onit_DebtInstrumentRemainingBorrowingCapacityUncommitedAmount_01a03390-bfe9-7242-af9f-4650d7b86805" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentRemainingBorrowingCapacityCommittedAmount_01a03390-bfe9-7afe-b799-44a5d7e4cb32" xlink:href="onit-20260930.xsd#onit_DebtInstrumentRemainingBorrowingCapacityCommittedAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_onit_DebtInstrumentRemainingBorrowingCapacityCommittedAmount_01a03390-bfe9-7afe-b799-44a5d7e4cb32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-bfe9-75b4-a2de-4020411655c9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_us-gaap_TransfersAccountedForAsSecuredBorrowingsAssociatedLiabilitiesCarryingAmount_01a03390-bfe9-75b4-a2de-4020411655c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_01a03390-bfe9-74c9-b522-df30522ace50" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateEffectivePercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_us-gaap_DebtInstrumentInterestRateEffectivePercentage_01a03390-bfe9-74c9-b522-df30522ace50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity_01a03390-bfe9-782e-8686-0fa96d14367c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity_01a03390-bfe9-782e-8686-0fa96d14367c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_01a03390-bfe9-7d51-8976-31572c896df2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_01a03390-bfe9-7d51-8976-31572c896df2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet_01a03390-bfe9-7bee-b09d-08787e359bff" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_us-gaap_DeferredFinanceCostsNet_01a03390-bfe9-7bee-b09d-08787e359bff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtTerm_01a19cf6-ec9f-741b-a5ac-a74dc096c0b0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebtTerm"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_us-gaap_LongTermDebtTerm_01a19cf6-ec9f-741b-a5ac-a74dc096c0b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_01a19cf7-979e-724e-8ca6-84aa783118b7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7ce6-8a0e-d6289220c797" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_01a19cf7-979e-724e-8ca6-84aa783118b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BorrowingsScheduleofMortgageLoanWarehouseandMSRFinancingFacilitiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BorrowingsScheduleofMortgageLoanWarehouseandMSRFinancingFacilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BorrowingsScheduleofMortgageLoanWarehouseandMSRFinancingFacilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7655-8861-c433242f87c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7655-8861-c433242f87c4" xlink:to="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-76c3-94fd-399ed382df49" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:to="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-76c3-94fd-399ed382df49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-76c3-94fd-399ed382df49" xlink:to="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MortgageWarehouseAgreementMember_01a03390-bfe9-704b-8d1e-dc07a94a6ae2" xlink:href="onit-20260930.xsd#onit_MortgageWarehouseAgreementMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_MortgageWarehouseAgreementMember_01a03390-bfe9-704b-8d1e-dc07a94a6ae2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLIT2023NotesMember_01a03390-bfe9-70bf-bdfc-12c27dcf1fbb" xlink:href="onit-20260930.xsd#onit_OLIT2023NotesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLIT2023NotesMember_01a03390-bfe9-70bf-bdfc-12c27dcf1fbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AgencyMortgageServicingRightsFinancingFacilityMember_01a03390-bfe9-7f8c-91b3-e7abcebc6b91" xlink:href="onit-20260930.xsd#onit_AgencyMortgageServicingRightsFinancingFacilityMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_AgencyMortgageServicingRightsFinancingFacilityMember_01a03390-bfe9-7f8c-91b3-e7abcebc6b91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GinnieMaeMortgageServicingRightsFinancingFacilityMember_01a03390-bfe9-78a1-ace9-2034f130dee2" xlink:href="onit-20260930.xsd#onit_GinnieMaeMortgageServicingRightsFinancingFacilityMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_GinnieMaeMortgageServicingRightsFinancingFacilityMember_01a03390-bfe9-78a1-ace9-2034f130dee2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OASISSeries20141Member_01a03390-bfe9-75bb-8feb-8f05eed0903f" xlink:href="onit-20260930.xsd#onit_OASISSeries20141Member"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OASISSeries20141Member_01a03390-bfe9-75bb-8feb-8f05eed0903f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AgencyMSRFinancingFacilityRevolvingLoanMember_01a03390-bfe9-7364-8149-3b6d5182a7d5" xlink:href="onit-20260930.xsd#onit_AgencyMSRFinancingFacilityRevolvingLoanMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_AgencyMSRFinancingFacilityRevolvingLoanMember_01a03390-bfe9-7364-8149-3b6d5182a7d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITAssetBackedNotesSeries2024HB2Member_01a03390-bfe9-7a55-96fb-c75a595a1c39" xlink:href="onit-20260930.xsd#onit_OLITAssetBackedNotesSeries2024HB2Member"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLITAssetBackedNotesSeries2024HB2Member_01a03390-bfe9-7a55-96fb-c75a595a1c39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_A70MillionPLSMSRFinancingFacilityMember_01a03390-bfe9-7eb5-89d8-cac31537446b" xlink:href="onit-20260930.xsd#onit_A70MillionPLSMSRFinancingFacilityMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_A70MillionPLSMSRFinancingFacilityMember_01a03390-bfe9-7eb5-89d8-cac31537446b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLIT2023HB1OLIT2024HB1AndOLIT2024HB2Member_01a03390-bfe9-7d62-b8ec-5e6645022c80" xlink:href="onit-20260930.xsd#onit_OLIT2023HB1OLIT2024HB1AndOLIT2024HB2Member"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLIT2023HB1OLIT2024HB1AndOLIT2024HB2Member_01a03390-bfe9-7d62-b8ec-5e6645022c80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITAssetBackedNotesSeries2025HB1Member_01a03390-bfe9-74d9-880e-b623a89af52c" xlink:href="onit-20260930.xsd#onit_OLITAssetBackedNotesSeries2025HB1Member"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLITAssetBackedNotesSeries2025HB1Member_01a03390-bfe9-74d9-880e-b623a89af52c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITAssetBackedNotesSeries2024HB1Member_01a03390-bfe9-7efe-a621-bdfb702d7fd9" xlink:href="onit-20260930.xsd#onit_OLITAssetBackedNotesSeries2024HB1Member"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLITAssetBackedNotesSeries2024HB1Member_01a03390-bfe9-7efe-a621-bdfb702d7fd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITAssetBackedNotesSeries2025HB2Member_01a03390-bfe9-76d7-b3ab-4bdb6183b8a8" xlink:href="onit-20260930.xsd#onit_OLITAssetBackedNotesSeries2025HB2Member"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLITAssetBackedNotesSeries2025HB2Member_01a03390-bfe9-76d7-b3ab-4bdb6183b8a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TotalFinancingAgreementsMember_01a03390-bfe9-78b6-9cf8-e435468de5cf" xlink:href="onit-20260930.xsd#onit_TotalFinancingAgreementsMember"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_TotalFinancingAgreementsMember_01a03390-bfe9-78b6-9cf8-e435468de5cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITAssetBackedNotesSeries2026HB1March2039Member_01a03390-bfe9-75e4-bad9-86861f054f15" xlink:href="onit-20260930.xsd#onit_OLITAssetBackedNotesSeries2026HB1March2039Member"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLITAssetBackedNotesSeries2026HB1March2039Member_01a03390-bfe9-75e4-bad9-86861f054f15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITAssetBackedNotesSeries2026HB2Member_01a03390-bfe9-7e89-b9d1-d11709208198" xlink:href="onit-20260930.xsd#onit_OLITAssetBackedNotesSeries2026HB2Member"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLITAssetBackedNotesSeries2026HB2Member_01a03390-bfe9-7e89-b9d1-d11709208198" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITAssetBackedNotesSeries2026HB3Member_01a03390-bfe9-709a-9746-d284e9b4eee5" xlink:href="onit-20260930.xsd#onit_OLITAssetBackedNotesSeries2026HB3Member"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLITAssetBackedNotesSeries2026HB3Member_01a03390-bfe9-709a-9746-d284e9b4eee5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FannieMaeMSRFinancingFacilityMember_01a03390-bfe9-78ce-ade0-52bc81ecccc5" xlink:href="onit-20260930.xsd#onit_FannieMaeMSRFinancingFacilityMember"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_FannieMaeMSRFinancingFacilityMember_01a03390-bfe9-78ce-ade0-52bc81ecccc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FannieMaeMortgageServicingRightsTermLoanFacility250MillionMember_01a03390-bfe9-7190-b8ba-0046364b2266" xlink:href="onit-20260930.xsd#onit_FannieMaeMortgageServicingRightsTermLoanFacility250MillionMember"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_FannieMaeMortgageServicingRightsTermLoanFacility250MillionMember_01a03390-bfe9-7190-b8ba-0046364b2266" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITAssetBackedNotesSeries2026HB1Member_01a19cfa-e0b3-77ff-812c-2984b1974532" xlink:href="onit-20260930.xsd#onit_OLITAssetBackedNotesSeries2026HB1Member"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_OLITAssetBackedNotesSeries2026HB1Member_01a19cfa-e0b3-77ff-812c-2984b1974532" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_A250MillionFannieMaeMSRTermLoanFacilityMember_01a19cfc-8e73-7c21-a6de-a10322c098d7" xlink:href="onit-20260930.xsd#onit_A250MillionFannieMaeMSRTermLoanFacilityMember"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7004-b122-f54ad7a8b2d3" xlink:to="loc_onit_A250MillionFannieMaeMSRTermLoanFacilityMember_01a19cfc-8e73-7c21-a6de-a10322c098d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-781e-ac04-32000ab74be2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-781e-ac04-32000ab74be2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7a0d-b427-8652c194f222" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-781e-ac04-32000ab74be2" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7a0d-b427-8652c194f222" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-71c5-b9e1-fcb22d550752" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7a0d-b427-8652c194f222" xlink:to="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-71c5-b9e1-fcb22d550752" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MSRFinancingFacilitiesMember_01a03390-bfe9-7fe0-967c-c08bf1f1e500" xlink:href="onit-20260930.xsd#onit_MSRFinancingFacilitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7a0d-b427-8652c194f222" xlink:to="loc_onit_MSRFinancingFacilitiesMember_01a03390-bfe9-7fe0-967c-c08bf1f1e500" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeAxis_01a03390-bfe9-7a4a-9fa4-651422901c7d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermDebtTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:to="loc_us-gaap_ShortTermDebtTypeAxis_01a03390-bfe9-7a4a-9fa4-651422901c7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtTypeDomain_01a03390-bfe9-7bf3-9e2f-d139f36ae3d9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeAxis_01a03390-bfe9-7a4a-9fa4-651422901c7d" xlink:to="loc_us-gaap_ShortTermDebtTypeDomain_01a03390-bfe9-7bf3-9e2f-d139f36ae3d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowingsMember_01a03390-bfe9-7627-9553-3f14dffe09d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowingsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtTypeDomain_01a03390-bfe9-7bf3-9e2f-d139f36ae3d9" xlink:to="loc_us-gaap_WarehouseAgreementBorrowingsMember_01a03390-bfe9-7627-9553-3f14dffe09d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITNoteDiscountAndAmortizationAxis_01a03390-bfe9-75dd-97ea-dcca38dfc652" xlink:href="onit-20260930.xsd#onit_OLITNoteDiscountAndAmortizationAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:to="loc_onit_OLITNoteDiscountAndAmortizationAxis_01a03390-bfe9-75dd-97ea-dcca38dfc652" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OLITNoteDiscountAndAmortizationDomain_01a03390-bfe9-7322-be51-69d4d67af53c" xlink:href="onit-20260930.xsd#onit_OLITNoteDiscountAndAmortizationDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_OLITNoteDiscountAndAmortizationAxis_01a03390-bfe9-75dd-97ea-dcca38dfc652" xlink:to="loc_onit_OLITNoteDiscountAndAmortizationDomain_01a03390-bfe9-7322-be51-69d4d67af53c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-744f-820b-5812e2cd5e2d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_OLITNoteDiscountAndAmortizationDomain_01a03390-bfe9-7322-be51-69d4d67af53c" xlink:to="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-744f-820b-5812e2cd5e2d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7b7e-9784-c18e564023d2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7b7e-9784-c18e564023d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7abc-9636-ee1de7983da3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7b7e-9784-c18e564023d2" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7abc-9636-ee1de7983da3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SecuritizationNotesMember_01a03390-bfe9-79f4-acae-c7a46749860f" xlink:href="onit-20260930.xsd#onit_SecuritizationNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7abc-9636-ee1de7983da3" xlink:to="loc_onit_SecuritizationNotesMember_01a03390-bfe9-79f4-acae-c7a46749860f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7152-b71d-3c592e07b81c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7152-b71d-3c592e07b81c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-7cd4-9830-6e4cb334597d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7152-b71d-3c592e07b81c" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-7cd4-9830-6e4cb334597d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_01a03390-bfe9-7ba5-9903-7c0412e86c40" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-7cd4-9830-6e4cb334597d" xlink:to="loc_us-gaap_SubsequentEventMember_01a03390-bfe9-7ba5-9903-7c0412e86c40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityLineItems"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityTable_01a03390-bfe9-70ba-8902-2acc3f611c93" xlink:to="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentRemainingBorrowingCapacityUncommitedAmount_01a03390-bfe9-79c9-82b1-6b809e84992b" xlink:href="onit-20260930.xsd#onit_DebtInstrumentRemainingBorrowingCapacityUncommitedAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_onit_DebtInstrumentRemainingBorrowingCapacityUncommitedAmount_01a03390-bfe9-79c9-82b1-6b809e84992b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentRemainingBorrowingCapacityCommittedAmount_01a03390-bfe9-70db-97c8-0c1764a84760" xlink:href="onit-20260930.xsd#onit_DebtInstrumentRemainingBorrowingCapacityCommittedAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_onit_DebtInstrumentRemainingBorrowingCapacityCommittedAmount_01a03390-bfe9-70db-97c8-0c1764a84760" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_01a03390-bfe9-7bed-aadd-793707e32f72" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentCarryingAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_DebtInstrumentCarryingAmount_01a03390-bfe9-7bed-aadd-793707e32f72" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnamortizedDebtIssuanceExpense_01a03390-bfe9-7e01-ba76-b00bfbd65d1b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnamortizedDebtIssuanceExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_UnamortizedDebtIssuanceExpense_01a03390-bfe9-7e01-ba76-b00bfbd65d1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_01a03390-bfe9-73d3-80f8-76b213235907" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_LongTermDebt_01a03390-bfe9-73d3-80f8-76b213235907" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtWeightedAverageInterestRate_01a03390-bfe9-73d7-8785-8a5c217069db" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtWeightedAverageInterestRate"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_DebtWeightedAverageInterestRate_01a03390-bfe9-73d7-8785-8a5c217069db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_01a03390-bfe9-7038-9a4d-69ba8ce8b762" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_DebtInstrumentUnusedBorrowingCapacityAmount_01a03390-bfe9-7038-9a4d-69ba8ce8b762" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_01a03390-bfe9-77ee-a25a-985c7ce52a9c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_LineOfCreditFacilityMaximumBorrowingCapacity_01a03390-bfe9-77ee-a25a-985c7ce52a9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_01a03390-bfe9-73b5-a2ab-3df47f52e35f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_01a03390-bfe9-73b5-a2ab-3df47f52e35f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfLinesOfCredit_01a03390-bfe9-7288-8bb1-540a53f65592" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RepaymentsOfLinesOfCredit"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_RepaymentsOfLinesOfCredit_01a03390-bfe9-7288-8bb1-540a53f65592" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet_01a03390-bfe9-728d-8a37-1630f44dadd4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_DeferredFinanceCostsNet_01a03390-bfe9-728d-8a37-1630f44dadd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_01a03390-bfe9-73ef-9a8f-da9ae460dcac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_01a03390-bfe9-73ef-9a8f-da9ae460dcac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentMandatoryCallPeriod_01a03390-bfe9-7676-b956-fad0ab2d72d8" xlink:href="onit-20260930.xsd#onit_DebtInstrumentMandatoryCallPeriod"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_onit_DebtInstrumentMandatoryCallPeriod_01a03390-bfe9-7676-b956-fad0ab2d72d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstruentRedemptionPercentageOfPremium_01a03390-bfe9-78de-aa91-a5a5e69bbfa9" xlink:href="onit-20260930.xsd#onit_DebtInstruentRedemptionPercentageOfPremium"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_onit_DebtInstruentRedemptionPercentageOfPremium_01a03390-bfe9-78de-aa91-a5a5e69bbfa9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PercentageOfTheLimitedLiabilityCompanyInterest_01a03390-bfe9-7259-add6-f7e7ee291782" xlink:href="onit-20260930.xsd#onit_PercentageOfTheLimitedLiabilityCompanyInterest"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_onit_PercentageOfTheLimitedLiabilityCompanyInterest_01a03390-bfe9-7259-add6-f7e7ee291782" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_01a03390-bfe9-7749-a3f9-d3f8c17feaf6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_01a03390-bfe9-7749-a3f9-d3f8c17feaf6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermBorrowings_01a03390-bfe9-7417-b0a2-29d9afc2bab3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShortTermBorrowings"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LineOfCreditFacilityLineItems_01a03390-bfe9-78e9-b5f8-232c9667a16c" xlink:to="loc_us-gaap_ShortTermBorrowings_01a03390-bfe9-7417-b0a2-29d9afc2bab3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BorrowingsScheduleofSeniorNotesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BorrowingsScheduleofSeniorNotesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BorrowingsScheduleofSeniorNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7131-b8c5-1c6b58b8913b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7f0e-803b-24a3843de1a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7131-b8c5-1c6b58b8913b" xlink:to="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7f0e-803b-24a3843de1a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7002-b54e-2e1d1aa8b924" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7f0e-803b-24a3843de1a9" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7002-b54e-2e1d1aa8b924" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7298-a266-c28faaf52778" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7002-b54e-2e1d1aa8b924" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7298-a266-c28faaf52778" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SeniorNotesDue2029Member_01a03390-bfe9-738a-b832-97f1101d832a" xlink:href="onit-20260930.xsd#onit_SeniorNotesDue2029Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-7298-a266-c28faaf52778" xlink:to="loc_onit_SeniorNotesDue2029Member_01a03390-bfe9-738a-b832-97f1101d832a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-79f3-8328-d5cc227ce28c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7f0e-803b-24a3843de1a9" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-79f3-8328-d5cc227ce28c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7149-bbf5-5e84a72290f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-79f3-8328-d5cc227ce28c" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7149-bbf5-5e84a72290f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-7b2d-b9a5-d614cd19c222" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7149-bbf5-5e84a72290f6" xlink:to="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-7b2d-b9a5-d614cd19c222" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_01a03390-bfe9-71ce-bec7-1e6f566530de" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7149-bbf5-5e84a72290f6" xlink:to="loc_us-gaap_SeniorNotesMember_01a03390-bfe9-71ce-bec7-1e6f566530de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-78fc-9470-b16eea09291b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7f0e-803b-24a3843de1a9" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-78fc-9470-b16eea09291b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-716c-b4ae-526c32bafbd2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-78fc-9470-b16eea09291b" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-716c-b4ae-526c32bafbd2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodOneMember_01a03390-bfe9-7eec-b5af-b9df77518603" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-716c-b4ae-526c32bafbd2" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodOneMember_01a03390-bfe9-7eec-b5af-b9df77518603" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodTwoMember_01a03390-bfe9-708a-99a5-4ce46ed8217d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodTwoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-716c-b4ae-526c32bafbd2" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodTwoMember_01a03390-bfe9-708a-99a5-4ce46ed8217d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodThreeMember_01a03390-bfe9-75e6-975c-b8ada79207fe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodThreeMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-716c-b4ae-526c32bafbd2" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodThreeMember_01a03390-bfe9-75e6-975c-b8ada79207fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7f0e-803b-24a3843de1a9" xlink:to="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_01a03390-bfe9-738a-838e-03d2beea987b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_01a03390-bfe9-738a-838e-03d2beea987b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentCarryingAmount_01a03390-bfe9-7f08-845f-0596a1b7a5bb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentCarryingAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:to="loc_us-gaap_DebtInstrumentCarryingAmount_01a03390-bfe9-7f08-845f-0596a1b7a5bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedPremium_01a03390-bfe9-7d58-9b12-25f0b9d7d045" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnamortizedPremium"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedPremium_01a03390-bfe9-7d58-9b12-25f0b9d7d045" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscount_01a03390-bfe9-7b5f-84e9-afe1323a3a21" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnamortizedDiscount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscount_01a03390-bfe9-7b5f-84e9-afe1323a3a21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UnamortizedDebtIssuanceExpense_01a03390-bfe9-7fe1-8aee-35265cb389e4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_UnamortizedDebtIssuanceExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:to="loc_us-gaap_UnamortizedDebtIssuanceExpense_01a03390-bfe9-7fe1-8aee-35265cb389e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_01a03390-bfe9-7d65-b46d-ee2c83bc3ce7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_01a03390-bfe9-7d65-b46d-ee2c83bc3ce7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_01a03390-bfe9-7cc2-9b5f-e5a6f1784140" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7eb2-a193-579bef5c5ce2" xlink:to="loc_us-gaap_LongTermDebt_01a03390-bfe9-7cc2-9b5f-e5a6f1784140" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BorrowingsNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BorrowingsNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BorrowingsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7be5-89ec-c5c441fa55e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7df7-a2de-30713cc99dce" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7be5-89ec-c5c441fa55e8" xlink:to="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7df7-a2de-30713cc99dce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_01a03390-bfe9-7d9a-b047-5fed34afb5e0" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7df7-a2de-30713cc99dce" xlink:to="loc_srt_RangeAxis_01a03390-bfe9-7d9a-b047-5fed34afb5e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_01a03390-bfe9-7e4c-a731-8ace344b9d4e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_01a03390-bfe9-7d9a-b047-5fed34afb5e0" xlink:to="loc_srt_RangeMember_01a03390-bfe9-7e4c-a731-8ace344b9d4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_01a03390-bfe9-7975-913e-613364eb178f" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bfe9-7e4c-a731-8ace344b9d4e" xlink:to="loc_srt_MinimumMember_01a03390-bfe9-7975-913e-613364eb178f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7449-ab32-d56b351bbe67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7df7-a2de-30713cc99dce" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7449-ab32-d56b351bbe67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-75c4-981f-feb4a1889df0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7449-ab32-d56b351bbe67" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-75c4-981f-feb4a1889df0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SeniorNotesDue2029Member_01a03390-bfe9-792d-892d-fff06633bb42" xlink:href="onit-20260930.xsd#onit_SeniorNotesDue2029Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-75c4-981f-feb4a1889df0" xlink:to="loc_onit_SeniorNotesDue2029Member_01a03390-bfe9-792d-892d-fff06633bb42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-7f7e-9f1f-c826d383c728" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7df7-a2de-30713cc99dce" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-7f7e-9f1f-c826d383c728" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7313-87b3-d97d693619c2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-7f7e-9f1f-c826d383c728" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7313-87b3-d97d693619c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodOneMember_01a03390-bfe9-7c06-9cf2-aa381a40119b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7313-87b3-d97d693619c2" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodOneMember_01a03390-bfe9-7c06-9cf2-aa381a40119b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodTwoMember_01a03390-bfe9-79b6-8058-b5f68d9da0f6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodTwoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7313-87b3-d97d693619c2" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodTwoMember_01a03390-bfe9-79b6-8058-b5f68d9da0f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_01a03390-bfe9-7056-a6e7-02ea90e2adeb" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7df7-a2de-30713cc99dce" xlink:to="loc_dei_LegalEntityAxis_01a03390-bfe9-7056-a6e7-02ea90e2adeb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_01a03390-bfe9-7783-a7e7-1ab0f86cc2be" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_01a03390-bfe9-7056-a6e7-02ea90e2adeb" xlink:to="loc_dei_EntityDomain_01a03390-bfe9-7783-a7e7-1ab0f86cc2be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OnityMortgageCorporationMember_01a03390-bfe9-7c44-8f0e-a6f47334d28a" xlink:href="onit-20260930.xsd#onit_OnityMortgageCorporationMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_01a03390-bfe9-7783-a7e7-1ab0f86cc2be" xlink:to="loc_onit_OnityMortgageCorporationMember_01a03390-bfe9-7c44-8f0e-a6f47334d28a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7d75-8c96-b0d0dace2311" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7df7-a2de-30713cc99dce" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7d75-8c96-b0d0dace2311" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7c77-920f-8a342bb4e7ca" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-7d75-8c96-b0d0dace2311" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7c77-920f-8a342bb4e7ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorNotesMember_01a03390-bfe9-74e6-8d48-2bdd0db6d59c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7c77-920f-8a342bb4e7ca" xlink:to="loc_us-gaap_SeniorNotesMember_01a03390-bfe9-74e6-8d48-2bdd0db6d59c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7df7-a2de-30713cc99dce" xlink:to="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentCovenantComplianceConsolidatedTangibleNetWorthatPeriodEnd_01a03390-bfe9-77c9-838b-c564ae362e22" xlink:href="onit-20260930.xsd#onit_DebtInstrumentCovenantComplianceConsolidatedTangibleNetWorthatPeriodEnd"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:to="loc_onit_DebtInstrumentCovenantComplianceConsolidatedTangibleNetWorthatPeriodEnd_01a03390-bfe9-77c9-838b-c564ae362e22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentCovenantComplianceMinimumLiquidityRequirement_01a03390-bfe9-7c35-bedd-fbf09711b545" xlink:href="onit-20260930.xsd#onit_DebtInstrumentCovenantComplianceMinimumLiquidityRequirement"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:to="loc_onit_DebtInstrumentCovenantComplianceMinimumLiquidityRequirement_01a03390-bfe9-7c35-bedd-fbf09711b545" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_01a03390-bfe9-7e42-b20c-e6ef96bfeb28" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_01a03390-bfe9-7e42-b20c-e6ef96bfeb28" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_01a03390-bfe9-7a56-90bf-eebe7fca4ab8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_01a03390-bfe9-7a56-90bf-eebe7fca4ab8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed_01a03390-bfe9-79c9-9a95-921e3fae5701" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPricePercentageOfPrincipalAmountRedeemed_01a03390-bfe9-79c9-9a95-921e3fae5701" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_01a03390-bfe9-7c37-add1-a6a9b4f05b70" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_01a03390-bfe9-7c37-add1-a6a9b4f05b70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentPremiumPercentage_01a03390-bfe9-75d9-9fe4-73ea25c4d007" xlink:href="onit-20260930.xsd#onit_DebtInstrumentPremiumPercentage"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7602-a002-48d9f19c1297" xlink:to="loc_onit_DebtInstrumentPremiumPercentage_01a03390-bfe9-75d9-9fe4-73ea25c4d007" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BorrowingsScheduleofRedemptionPricesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BorrowingsScheduleofRedemptionPricesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BorrowingsScheduleofRedemptionPricesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7f33-b542-0f3d90d1487d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7e45-868f-bc547793b5d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-7f33-b542-0f3d90d1487d" xlink:to="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7e45-868f-bc547793b5d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-7a3f-9ccd-85113f05d74f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7e45-868f-bc547793b5d0" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-7a3f-9ccd-85113f05d74f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7b88-9009-b53e740cf57c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodAxis_01a03390-bfe9-7a3f-9ccd-85113f05d74f" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7b88-9009-b53e740cf57c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodOneMember_01a03390-bfe9-7d7e-82c2-80b3c9f12dd7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodOneMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7b88-9009-b53e740cf57c" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodOneMember_01a03390-bfe9-7d7e-82c2-80b3c9f12dd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodTwoMember_01a03390-bfe9-74d1-8a58-1ffd393716d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodTwoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7b88-9009-b53e740cf57c" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodTwoMember_01a03390-bfe9-74d1-8a58-1ffd393716d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPeriodThreeMember_01a03390-bfe9-742d-b764-c70b6e457ea8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPeriodThreeMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPeriodDomain_01a03390-bfe9-7b88-9009-b53e740cf57c" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPeriodThreeMember_01a03390-bfe9-742d-b764-c70b6e457ea8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7d5b-b553-3dd9e2004123" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7e45-868f-bc547793b5d0" xlink:to="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7d5b-b553-3dd9e2004123" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_01a03390-bfe9-73f8-945f-58d36439898c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7d5b-b553-3dd9e2004123" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_01a03390-bfe9-73f8-945f-58d36439898c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BorrowingsScheduleofAssetsHeldasCollateralRelatedtoSecuredBorrowingsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BorrowingsScheduleofAssetsHeldasCollateralRelatedtoSecuredBorrowingsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BorrowingsScheduleofAssetsHeldasCollateralRelatedtoSecuredBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-76d5-a01f-bbebbfa7ca07" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7cd2-8a92-d7f844b28455" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_01a03390-bfe9-76d5-a01f-bbebbfa7ca07" xlink:to="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7cd2-8a92-d7f844b28455" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LienCategoryAxis_01a03390-bfe9-7d9b-86c3-bf0dd0a16e3a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LienCategoryAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7cd2-8a92-d7f844b28455" xlink:to="loc_us-gaap_LienCategoryAxis_01a03390-bfe9-7d9b-86c3-bf0dd0a16e3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LienCategoryDomain_01a03390-bfe9-7d35-bb13-91432a3e340a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LienCategoryDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LienCategoryAxis_01a03390-bfe9-7d9b-86c3-bf0dd0a16e3a" xlink:to="loc_us-gaap_LienCategoryDomain_01a03390-bfe9-7d35-bb13-91432a3e340a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsMember_01a03390-bfe9-7cb8-94b7-99c79af44e69" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LienCategoryDomain_01a03390-bfe9-7d35-bb13-91432a3e340a" xlink:to="loc_us-gaap_AssetsMember_01a03390-bfe9-7cb8-94b7-99c79af44e69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralMember_01a03390-bfe9-7665-a9b5-788e06998bd9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LienCategoryDomain_01a03390-bfe9-7d35-bb13-91432a3e340a" xlink:to="loc_us-gaap_AssetPledgedAsCollateralMember_01a03390-bfe9-7665-a9b5-788e06998bd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralizedDebtObligationsMember_01a03390-bfe9-7867-a73e-5486db8ecbb0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CollateralizedDebtObligationsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LienCategoryDomain_01a03390-bfe9-7d35-bb13-91432a3e340a" xlink:to="loc_us-gaap_CollateralizedDebtObligationsMember_01a03390-bfe9-7867-a73e-5486db8ecbb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SeniorLienMember_01a03390-bfe9-746c-baf9-dc74519473e8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SeniorLienMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LienCategoryDomain_01a03390-bfe9-7d35-bb13-91432a3e340a" xlink:to="loc_us-gaap_SeniorLienMember_01a03390-bfe9-746c-baf9-dc74519473e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusAxis_01a03390-bfe9-77dc-aa3d-d0ff792ade5b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7cd2-8a92-d7f844b28455" xlink:to="loc_us-gaap_PledgedStatusAxis_01a03390-bfe9-77dc-aa3d-d0ff792ade5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PledgedStatusDomain_01a03390-bfe9-74ff-a661-f4d7182d2fc8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PledgedStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusAxis_01a03390-bfe9-77dc-aa3d-d0ff792ade5b" xlink:to="loc_us-gaap_PledgedStatusDomain_01a03390-bfe9-74ff-a661-f4d7182d2fc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralizedDebtObligationsMember_01a03390-bfe9-7543-8d62-ee3365c3f67c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CollateralizedDebtObligationsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_01a03390-bfe9-74ff-a661-f4d7182d2fc8" xlink:to="loc_us-gaap_CollateralizedDebtObligationsMember_01a03390-bfe9-7543-8d62-ee3365c3f67c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetPledgedAsCollateralWithRightMember_01a03390-bfe9-79c1-a0f1-ea7616ff7fcd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AssetPledgedAsCollateralWithRightMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PledgedStatusDomain_01a03390-bfe9-74ff-a661-f4d7182d2fc8" xlink:to="loc_us-gaap_AssetPledgedAsCollateralWithRightMember_01a03390-bfe9-79c1-a0f1-ea7616ff7fcd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-7452-b8fd-1854a40a6b1d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7cd2-8a92-d7f844b28455" xlink:to="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-7452-b8fd-1854a40a6b1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7eb7-83cf-87e1ea8159a6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CreditFacilityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityAxis_01a03390-bfe9-7452-b8fd-1854a40a6b1d" xlink:to="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7eb7-83cf-87e1ea8159a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GinnieMaeMortgageServicingRightsFinancingFacilityMember_01a03390-bfe9-7a61-a3e6-117a0efe77e9" xlink:href="onit-20260930.xsd#onit_GinnieMaeMortgageServicingRightsFinancingFacilityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CreditFacilityDomain_01a03390-bfe9-7eb7-83cf-87e1ea8159a6" xlink:to="loc_onit_GinnieMaeMortgageServicingRightsFinancingFacilityMember_01a03390-bfe9-7a61-a3e6-117a0efe77e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-760a-8d98-c9aa55b782bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7cd2-8a92-d7f844b28455" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-760a-8d98-c9aa55b782bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-77a9-b9f4-7459eb597f60" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-760a-8d98-c9aa55b782bc" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-77a9-b9f4-7459eb597f60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-745b-9b9f-f432b6baa181" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-77a9-b9f4-7459eb597f60" xlink:to="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-745b-9b9f-f432b6baa181" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_01a03390-bfe9-7cd2-8a92-d7f844b28455" xlink:to="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Cash_01a03390-bfe9-7a3b-8a16-fb1e26b25b34" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Cash"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_Cash_01a03390-bfe9-7a3b-8a16-fb1e26b25b34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalents_01a03390-bfe9-7f54-ba58-ddd29cdf4458" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RestrictedCashAndCashEquivalents"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalents_01a03390-bfe9-7f54-ba58-ddd29cdf4458" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAsset_01a03390-bfe9-7897-9fd5-9f65ceef4be9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAsset"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_ServicingAsset_01a03390-bfe9-7897-9fd5-9f65ceef4be9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TransferredMSRsIncludingESS_01a03390-bfe9-72c7-814d-027d68cb5e6b" xlink:href="onit-20260930.xsd#onit_TransferredMSRsIncludingESS"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_onit_TransferredMSRsIncludingESS_01a03390-bfe9-72c7-814d-027d68cb5e6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_Advances_01a03390-bfe9-7ff5-91cc-f28ce6d23bf8" xlink:href="onit-20260930.xsd#onit_Advances"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_onit_Advances_01a03390-bfe9-7ff5-91cc-f28ce6d23bf8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_01a03390-bfe9-7d45-901d-bf8b1922ffbe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_01a03390-bfe9-7d45-901d-bf8b1922ffbe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableFairValueDisclosure_01a03390-bfe9-7365-908b-4b1d6d478521" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansReceivableFairValueDisclosure"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_LoansReceivableFairValueDisclosure_01a03390-bfe9-7365-908b-4b1d6d478521" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForInvestmentReverseMortgagesUnSecuritizedLoans_01a03390-bfe9-7ede-a946-1a7548b7b6df" xlink:href="onit-20260930.xsd#onit_LoansHeldForInvestmentReverseMortgagesUnSecuritizedLoans"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_onit_LoansHeldForInvestmentReverseMortgagesUnSecuritizedLoans_01a03390-bfe9-7ede-a946-1a7548b7b6df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherReceivables_01a03390-bfe9-77e5-9a01-3b513c121b8f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherReceivables"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_OtherReceivables_01a03390-bfe9-77e5-9a01-3b513c121b8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherRealEstate_01a03390-bfe9-784f-b0a2-896a53eed3b2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherRealEstate"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_OtherRealEstate_01a03390-bfe9-784f-b0a2-896a53eed3b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_01a03390-bfe9-7358-9080-d52aa5ce9110" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_Assets_01a03390-bfe9-7358-9080-d52aa5ce9110" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AssetsAvailableCashHeldByRegulatedSubsidiaryGuarantors_01a03390-bfe9-73fe-a1c6-83007cf58d46" xlink:href="onit-20260930.xsd#onit_AssetsAvailableCashHeldByRegulatedSubsidiaryGuarantors"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_onit_AssetsAvailableCashHeldByRegulatedSubsidiaryGuarantors_01a03390-bfe9-73fe-a1c6-83007cf58d46" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TransferredMSRsESSFinancingLiabilities_01a03390-bfe9-7ccd-b221-f2ca86ef688d" xlink:href="onit-20260930.xsd#onit_TransferredMSRsESSFinancingLiabilities"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_onit_TransferredMSRsESSFinancingLiabilities_01a03390-bfe9-7ccd-b221-f2ca86ef688d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLinesOfCredit_01a03390-bfe9-7947-814a-49cb4ad67e16" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProceedsFromLinesOfCredit"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_ProceedsFromLinesOfCredit_01a03390-bfe9-7947-814a-49cb4ad67e16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_01a03390-bfe9-7cc9-b318-62aafb164166" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_01a03390-bfe9-7a34-b4ba-f904a301aeef" xlink:to="loc_us-gaap_LineOfCreditFacilityCapacityAvailableForSpecificPurposeOtherThanForTradePurchases_01a03390-bfe9-7cc9-b318-62aafb164166" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/OtherLiabilitiesScheduleofOtherLiabilitiesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#OtherLiabilitiesScheduleofOtherLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/OtherLiabilitiesScheduleofOtherLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RemittanceOfAdvancesAndServicingFees_01a03390-bfe9-7d86-8414-8f8f9d50f578" xlink:href="onit-20260930.xsd#onit_RemittanceOfAdvancesAndServicingFees"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_onit_RemittanceOfAdvancesAndServicingFees_01a03390-bfe9-7d86-8414-8f8f9d50f578" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_01a03390-bfe9-748b-8e00-3ef28c764a90" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccruedLiabilitiesCurrentAndNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_AccruedLiabilitiesCurrentAndNoncurrent_01a03390-bfe9-748b-8e00-3ef28c764a90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_IndemnificationObligationsLiability_01a03390-bfe9-7e94-b857-2de74a5bafad" xlink:href="onit-20260930.xsd#onit_IndemnificationObligationsLiability"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_onit_IndemnificationObligationsLiability_01a03390-bfe9-7e94-b857-2de74a5bafad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ChecksHeldForEscheat_01a03390-bfe9-7be0-ab5e-a70510fd8d5c" xlink:href="onit-20260930.xsd#onit_ChecksHeldForEscheat"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_onit_ChecksHeldForEscheat_01a03390-bfe9-7be0-ab5e-a70510fd8d5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LitigationReserveNoncurrent_01a03390-bfe9-7282-973a-8f6dd49c32cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LitigationReserveNoncurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_LitigationReserveNoncurrent_01a03390-bfe9-7282-973a-8f6dd49c32cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DueToServicingAndSubservicingInvestors_01a03390-bfe9-7618-9c2c-4581c47eab01" xlink:href="onit-20260930.xsd#onit_DueToServicingAndSubservicingInvestors"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_onit_DueToServicingAndSubservicingInvestors_01a03390-bfe9-7618-9c2c-4581c47eab01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DerivativePayable_01a03390-bfe9-7d0e-9641-765bb47b73f3" xlink:href="onit-20260930.xsd#onit_DerivativePayable"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_onit_DerivativePayable_01a03390-bfe9-7d0e-9641-765bb47b73f3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_01a03390-bfe9-72dc-a349-eb98e1f846b9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_DerivativeLiabilities_01a03390-bfe9-72dc-a349-eb98e1f846b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAssetsPurchasePriceHoldback_01a03390-bfe9-7d3d-9d9c-fe6cad82c748" xlink:href="onit-20260930.xsd#onit_ServicingAssetsPurchasePriceHoldback"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_onit_ServicingAssetsPurchasePriceHoldback_01a03390-bfe9-7d3d-9d9c-fe6cad82c748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLeaseLiability_01a03390-bfe9-733d-aa69-19239e8c2323" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingLeaseLiability"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_OperatingLeaseLiability_01a03390-bfe9-733d-aa69-19239e8c2323" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrent_01a03390-bfe9-759b-ae37-52daab925064" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestPayableCurrent"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_InterestPayableCurrent_01a03390-bfe9-759b-ae37-52daab925064" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccruedIncomeTaxes_01a03390-bfe9-7b6f-9904-06c17ebfb8cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AccruedIncomeTaxes"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_AccruedIncomeTaxes_01a03390-bfe9-7b6f-9904-06c17ebfb8cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherPostretirementDefinedBenefitPlanLiabilitiesNoncurrent_01a03390-bfe9-7550-a6b3-569b16edb3d4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherPostretirementDefinedBenefitPlanLiabilitiesNoncurrent"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_OtherPostretirementDefinedBenefitPlanLiabilitiesNoncurrent_01a03390-bfe9-7550-a6b3-569b16edb3d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAccruedLiabilitiesCurrentAndNoncurrent_01a03390-bfe9-7706-b882-a49e00375d97" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherAccruedLiabilitiesCurrentAndNoncurrent"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_OtherAccruedLiabilitiesCurrentAndNoncurrent_01a03390-bfe9-7706-b882-a49e00375d97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyAccrualProductLiabilityNet_01a03390-bfe9-78bc-9e47-e516b9b2e558" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyAccrualProductLiabilityNet"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_LossContingencyAccrualProductLiabilityNet_01a03390-bfe9-78bc-9e47-e516b9b2e558" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ExcessServicingFeesSpreadPayable_01a03390-bfe9-7759-bce0-b54ae40b2625" xlink:href="onit-20260930.xsd#onit_ExcessServicingFeesSpreadPayable"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_onit_ExcessServicingFeesSpreadPayable_01a03390-bfe9-7759-bce0-b54ae40b2625" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_01a03390-bfe9-7a29-a7a8-12805f72dc0a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherLiabilitiesDisclosureAbstract_01a03390-bfe9-7d2e-8ed6-e9c0b3bf8786" xlink:to="loc_us-gaap_OtherLiabilities_01a03390-bfe9-7a29-a7a8-12805f72dc0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/StockholdersEquityDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#StockholdersEquityDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/StockholdersEquityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_01a03390-bfe9-7a05-b760-3c659bb0368f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ShareRepurchaseProgramTable_01a03390-bfe9-73a9-8f56-38d5a21cb8d3" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ShareRepurchaseProgramTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_01a03390-bfe9-7a05-b760-3c659bb0368f" xlink:to="loc_srt_ShareRepurchaseProgramTable_01a03390-bfe9-73a9-8f56-38d5a21cb8d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ShareRepurchaseProgramAxis_01a03390-bfe9-7295-b4ba-7b8fe7f41259" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ShareRepurchaseProgramAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramTable_01a03390-bfe9-73a9-8f56-38d5a21cb8d3" xlink:to="loc_srt_ShareRepurchaseProgramAxis_01a03390-bfe9-7295-b4ba-7b8fe7f41259" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ShareRepurchaseProgramDomain_01a03390-bfe9-77dc-ae94-41f7e7da0190" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ShareRepurchaseProgramDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramAxis_01a03390-bfe9-7295-b4ba-7b8fe7f41259" xlink:to="loc_srt_ShareRepurchaseProgramDomain_01a03390-bfe9-77dc-ae94-41f7e7da0190" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_February2026ShareRepurchaseProgramMember_01a03390-bfe9-7697-b760-b81a46bd6a90" xlink:href="onit-20260930.xsd#onit_February2026ShareRepurchaseProgramMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramDomain_01a03390-bfe9-77dc-ae94-41f7e7da0190" xlink:to="loc_onit_February2026ShareRepurchaseProgramMember_01a03390-bfe9-7697-b760-b81a46bd6a90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_June2026ShareRepurchaseProgramMember_01a03390-bfe9-710e-8b4c-f6393aa6ab26" xlink:href="onit-20260930.xsd#onit_June2026ShareRepurchaseProgramMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramDomain_01a03390-bfe9-77dc-ae94-41f7e7da0190" xlink:to="loc_onit_June2026ShareRepurchaseProgramMember_01a03390-bfe9-710e-8b4c-f6393aa6ab26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ShareRepurchaseProgramLineItems_01a03390-bfe9-718a-9b91-b5e8cf2da541" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ShareRepurchaseProgramLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramTable_01a03390-bfe9-73a9-8f56-38d5a21cb8d3" xlink:to="loc_srt_ShareRepurchaseProgramLineItems_01a03390-bfe9-718a-9b91-b5e8cf2da541" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StockRepurchaseProgramAuthorizedAmount1_01a03390-bfe9-72c1-a415-033a53d9b3ea" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_StockRepurchaseProgramAuthorizedAmount1"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramLineItems_01a03390-bfe9-718a-9b91-b5e8cf2da541" xlink:to="loc_srt_StockRepurchaseProgramAuthorizedAmount1_01a03390-bfe9-72c1-a415-033a53d9b3ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_01a03390-bfe9-714f-b577-569312d6fe86" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchasedDuringPeriodShares"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramLineItems_01a03390-bfe9-718a-9b91-b5e8cf2da541" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodShares_01a03390-bfe9-714f-b577-569312d6fe86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodValue_01a03390-bfe9-7a10-ac71-a48eb1aad64a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchasedDuringPeriodValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramLineItems_01a03390-bfe9-718a-9b91-b5e8cf2da541" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodValue_01a03390-bfe9-7a10-ac71-a48eb1aad64a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_01a03390-bfe9-7be0-bcca-aabf5f1efa39" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramLineItems_01a03390-bfe9-718a-9b91-b5e8cf2da541" xlink:to="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_01a03390-bfe9-7be0-bcca-aabf5f1efa39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ShareRepurchaseProgramAuthorizedAmountMonthlyLimit_01a03390-bfe9-7933-9916-b72a99ce6aad" xlink:href="onit-20260930.xsd#onit_ShareRepurchaseProgramAuthorizedAmountMonthlyLimit"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramLineItems_01a03390-bfe9-718a-9b91-b5e8cf2da541" xlink:to="loc_onit_ShareRepurchaseProgramAuthorizedAmountMonthlyLimit_01a03390-bfe9-7933-9916-b72a99ce6aad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_01a19d01-73de-7943-8dc9-e0fece0bfb6a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramLineItems_01a03390-bfe9-718a-9b91-b5e8cf2da541" xlink:to="loc_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_01a19d01-73de-7943-8dc9-e0fece0bfb6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesSummaryofDerivativesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#DerivativeFinancialInstrumentsandHedgingActivitiesSummaryofDerivativesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesSummaryofDerivativesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_01a03390-bfe9-7225-8be2-4eceb649f44f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_01a03390-bfe9-7951-87dd-2ff2a615bd57" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_01a03390-bfe9-7225-8be2-4eceb649f44f" xlink:to="loc_us-gaap_DerivativeTable_01a03390-bfe9-7951-87dd-2ff2a615bd57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bfe9-7d9b-ad9c-9609e7aa2964" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_01a03390-bfe9-7951-87dd-2ff2a615bd57" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bfe9-7d9b-ad9c-9609e7aa2964" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bfe9-7d9b-ad9c-9609e7aa2964" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ForwardSalesOfReverseLoansMember_01a03390-bfe9-7537-84fa-4a69c5a682eb" xlink:href="onit-20260930.xsd#onit_ForwardSalesOfReverseLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_onit_ForwardSalesOfReverseLoansMember_01a03390-bfe9-7537-84fa-4a69c5a682eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateLockCommitmentsMember_01a03390-bfe9-7d07-ad5f-044aff87c692" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateLockCommitmentsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_us-gaap_InterestRateLockCommitmentsMember_01a03390-bfe9-7d07-ad5f-044aff87c692" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseMortgageLoanInterestRateLockCommitmentsMember_01a03390-bfe9-72c6-849b-9a069b6959df" xlink:href="onit-20260930.xsd#onit_ReverseMortgageLoanInterestRateLockCommitmentsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_onit_ReverseMortgageLoanInterestRateLockCommitmentsMember_01a03390-bfe9-72c6-849b-9a069b6959df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TBAForwardMortgageBackedSecuritiesTradesMember_01a03390-bfe9-72bc-90e1-27bdd1e2d429" xlink:href="onit-20260930.xsd#onit_TBAForwardMortgageBackedSecuritiesTradesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_onit_TBAForwardMortgageBackedSecuritiesTradesMember_01a03390-bfe9-72bc-90e1-27bdd1e2d429" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_01a03390-bfe9-70d3-b2b0-0e74dba6b2bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateSwapMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_us-gaap_InterestRateSwapMember_01a03390-bfe9-70d3-b2b0-0e74dba6b2bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TBAForwardPipelinesTradesMember_01a03390-bfe9-79a8-afd3-47c532c637e3" xlink:href="onit-20260930.xsd#onit_TBAForwardPipelinesTradesMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_onit_TBAForwardPipelinesTradesMember_01a03390-bfe9-79a8-afd3-47c532c637e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_InterestRateSwapFuturesAndTBAForwardMBSTradesMember_01a03390-bfe9-7b17-a7d8-cfac5716f073" xlink:href="onit-20260930.xsd#onit_InterestRateSwapFuturesAndTBAForwardMBSTradesMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_onit_InterestRateSwapFuturesAndTBAForwardMBSTradesMember_01a03390-bfe9-7b17-a7d8-cfac5716f073" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeMember_01a03390-bfe9-7466-89f6-b2de8d394a20" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_us-gaap_DerivativeMember_01a03390-bfe9-7466-89f6-b2de8d394a20" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ForwardLHFSTradesMember_01a03390-bfe9-7fde-ba89-63d405be8b2e" xlink:href="onit-20260930.xsd#onit_ForwardLHFSTradesMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_onit_ForwardLHFSTradesMember_01a03390-bfe9-7fde-ba89-63d405be8b2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OptionOnSecuritiesMember_01a03390-bfe9-719b-8657-bee7ea09a214" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OptionOnSecuritiesMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_us-gaap_OptionOnSecuritiesMember_01a03390-bfe9-719b-8657-bee7ea09a214" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FutureMember_01a03390-bfe9-7f66-b6fe-7c808c0ed568" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FutureMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_us-gaap_FutureMember_01a03390-bfe9-7f66-b6fe-7c808c0ed568" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TRATradesAndInterestRateFuturesMember_01a03390-bfe9-7ae0-9260-807577f233c4" xlink:href="onit-20260930.xsd#onit_TRATradesAndInterestRateFuturesMember"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-79bd-965f-9a8894f61985" xlink:to="loc_onit_TRATradesAndInterestRateFuturesMember_01a03390-bfe9-7ae0-9260-807577f233c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-7401-b063-335ee6df4446" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_01a03390-bfe9-7951-87dd-2ff2a615bd57" xlink:to="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-7401-b063-335ee6df4446" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeNotionalAmount_01a03390-bfe9-74c7-8d74-9f6da912998b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeNotionalAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-7401-b063-335ee6df4446" xlink:to="loc_us-gaap_DerivativeNotionalAmount_01a03390-bfe9-74c7-8d74-9f6da912998b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeNet_01a03390-bfe9-7ae3-a899-f46f63957d00" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeFairValueOfDerivativeNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-7401-b063-335ee6df4446" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeNet_01a03390-bfe9-7ae3-a899-f46f63957d00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityNotionalAmount_01a03390-bfe9-7f3e-b220-b17dc9ce88bd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLiabilityNotionalAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-7401-b063-335ee6df4446" xlink:to="loc_us-gaap_DerivativeLiabilityNotionalAmount_01a03390-bfe9-7f3e-b220-b17dc9ce88bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_01a03390-bfe9-76e5-8bff-c5afe6db61c7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-7401-b063-335ee6df4446" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_01a03390-bfe9-76e5-8bff-c5afe6db61c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_01a03390-bfe9-717e-a5be-428c932db265" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-7401-b063-335ee6df4446" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_01a03390-bfe9-717e-a5be-428c932db265" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#DerivativeFinancialInstrumentsandHedgingActivitiesNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/DerivativeFinancialInstrumentsandHedgingActivitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_01a03390-bfe9-7848-bd69-6dde49e203a9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_01a03390-bfe9-763e-8a59-f0e196d0e6be" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_01a03390-bfe9-7848-bd69-6dde49e203a9" xlink:to="loc_us-gaap_DerivativeTable_01a03390-bfe9-763e-8a59-f0e196d0e6be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_01a03390-bfe9-7c16-b6ac-6651816bcb14" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_01a03390-bfe9-763e-8a59-f0e196d0e6be" xlink:to="loc_srt_RangeAxis_01a03390-bfe9-7c16-b6ac-6651816bcb14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_01a03390-bfe9-7e61-8adf-29869d4c82b0" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_01a03390-bfe9-7c16-b6ac-6651816bcb14" xlink:to="loc_srt_RangeMember_01a03390-bfe9-7e61-8adf-29869d4c82b0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_01a03390-bfe9-7fdb-94ad-8cc78ef1fb56" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bfe9-7e61-8adf-29869d4c82b0" xlink:to="loc_srt_MinimumMember_01a03390-bfe9-7fdb-94ad-8cc78ef1fb56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_01a03390-bfe9-7dd9-b1a1-bbf46e8e373b" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_01a03390-bfe9-7e61-8adf-29869d4c82b0" xlink:to="loc_srt_MaximumMember_01a03390-bfe9-7dd9-b1a1-bbf46e8e373b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bfe9-7fef-a1c0-0aaee7f9764d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_01a03390-bfe9-763e-8a59-f0e196d0e6be" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bfe9-7fef-a1c0-0aaee7f9764d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-7bfa-8ccb-9c2639ec5c21" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_01a03390-bfe9-7fef-a1c0-0aaee7f9764d" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-7bfa-8ccb-9c2639ec5c21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateLockCommitmentsMember_01a03390-bfe9-75fe-9960-cd99cea65106" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestRateLockCommitmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_01a03390-bfe9-7bfa-8ccb-9c2639ec5c21" xlink:to="loc_us-gaap_InterestRateLockCommitmentsMember_01a03390-bfe9-75fe-9960-cd99cea65106" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-74bc-9544-9d275eef2ad5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DerivativeLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_01a03390-bfe9-763e-8a59-f0e196d0e6be" xlink:to="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-74bc-9544-9d275eef2ad5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoanCommitmentTerm_01a03390-bfe9-743e-ba55-638466b56f6b" xlink:href="onit-20260930.xsd#onit_LoanCommitmentTerm"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-74bc-9544-9d275eef2ad5" xlink:to="loc_onit_LoanCommitmentTerm_01a03390-bfe9-743e-ba55-638466b56f6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoanCommitmentAverageTerm_01a03390-bfe9-7a27-9318-4d87b13d1942" xlink:href="onit-20260930.xsd#onit_LoanCommitmentAverageTerm"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-74bc-9544-9d275eef2ad5" xlink:to="loc_onit_LoanCommitmentAverageTerm_01a03390-bfe9-7a27-9318-4d87b13d1942" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoansHeldForSalePeriodOfSale_01a03390-bfe9-7feb-a2b0-ced949404450" xlink:href="onit-20260930.xsd#onit_LoansHeldForSalePeriodOfSale"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-74bc-9544-9d275eef2ad5" xlink:to="loc_onit_LoansHeldForSalePeriodOfSale_01a03390-bfe9-7feb-a2b0-ced949404450" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoanCommitmentToCorrespondents_01a03390-bfe9-7bda-933c-615bcbc2232d" xlink:href="onit-20260930.xsd#onit_LoanCommitmentToCorrespondents"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-74bc-9544-9d275eef2ad5" xlink:to="loc_onit_LoanCommitmentToCorrespondents_01a03390-bfe9-7bda-933c-615bcbc2232d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HedgeCoverageRatio_01a03390-bfe9-7dd4-8514-b6b6b55c6975" xlink:href="onit-20260930.xsd#onit_HedgeCoverageRatio"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_01a03390-bfe9-74bc-9544-9d275eef2ad5" xlink:to="loc_onit_HedgeCoverageRatio_01a03390-bfe9-7dd4-8514-b6b6b55c6975" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/InterestExpenseScheduleofComponentsofInterestExpenseDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#InterestExpenseScheduleofComponentsofInterestExpenseDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/InterestExpenseScheduleofComponentsofInterestExpenseDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIncomeAndExpensesAbstract_01a03390-bfe9-7aed-b86f-5172bee23b67" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherIncomeAndExpensesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleofInterestExpenseTable_01a03390-bfe9-7fe5-a04c-5cb6154061a6" xlink:href="onit-20260930.xsd#onit_ScheduleofInterestExpenseTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherIncomeAndExpensesAbstract_01a03390-bfe9-7aed-b86f-5172bee23b67" xlink:to="loc_onit_ScheduleofInterestExpenseTable_01a03390-bfe9-7fe5-a04c-5cb6154061a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7a5a-a181-969b2c641ee8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ScheduleofInterestExpenseTable_01a03390-bfe9-7fe5-a04c-5cb6154061a6" xlink:to="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7a5a-a181-969b2c641ee8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-796d-ba17-f913b6a93bfa" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_01a03390-bfe9-7a5a-a181-969b2c641ee8" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-796d-ba17-f913b6a93bfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarehouseAgreementBorrowingsMember_01a03390-bfe9-7126-b9a2-2342f1f2f7d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarehouseAgreementBorrowingsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-796d-ba17-f913b6a93bfa" xlink:to="loc_us-gaap_WarehouseAgreementBorrowingsMember_01a03390-bfe9-7126-b9a2-2342f1f2f7d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MSRFinancingFacilitiesMember_01a03390-bfe9-7555-8b15-c99393bc608b" xlink:href="onit-20260930.xsd#onit_MSRFinancingFacilitiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-796d-ba17-f913b6a93bfa" xlink:to="loc_onit_MSRFinancingFacilitiesMember_01a03390-bfe9-7555-8b15-c99393bc608b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MatchFundedLiabiltiesMember_01a03390-bfe9-762a-a8c8-0f0d4e63d47f" xlink:href="onit-20260930.xsd#onit_MatchFundedLiabiltiesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-796d-ba17-f913b6a93bfa" xlink:to="loc_onit_MatchFundedLiabiltiesMember_01a03390-bfe9-762a-a8c8-0f0d4e63d47f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_EscrowMember_01a03390-bfe9-72cb-8338-593ca99267b6" xlink:href="onit-20260930.xsd#onit_EscrowMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-796d-ba17-f913b6a93bfa" xlink:to="loc_onit_EscrowMember_01a03390-bfe9-72cb-8338-593ca99267b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SeniorNotesDue2029Member_01a03390-bfe9-75b5-8fdc-68909e475f16" xlink:href="onit-20260930.xsd#onit_SeniorNotesDue2029Member"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-796d-ba17-f913b6a93bfa" xlink:to="loc_onit_SeniorNotesDue2029Member_01a03390-bfe9-75b5-8fdc-68909e475f16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-7a7e-9d16-d3ff38e1a2d5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_01a03390-bfe9-796d-ba17-f913b6a93bfa" xlink:to="loc_us-gaap_SecuredDebtMember_01a03390-bfe9-7a7e-9d16-d3ff38e1a2d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-725d-8b15-0b8663eb1fe1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ScheduleofInterestExpenseTable_01a03390-bfe9-7fe5-a04c-5cb6154061a6" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-725d-8b15-0b8663eb1fe1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7b1f-b9ac-49c2437eed78" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_01a03390-bfe9-725d-8b15-0b8663eb1fe1" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7b1f-b9ac-49c2437eed78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SecuritizationNotesMember_01a03390-bfe9-71f0-be4b-f5d914fc6650" xlink:href="onit-20260930.xsd#onit_SecuritizationNotesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_01a03390-bfe9-7b1f-b9ac-49c2437eed78" xlink:to="loc_onit_SecuritizationNotesMember_01a03390-bfe9-71f0-be4b-f5d914fc6650" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ScheduleofInterestExpenseLineItems_01a03390-bfe9-7981-9969-7d6c078e7704" xlink:href="onit-20260930.xsd#onit_ScheduleofInterestExpenseLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ScheduleofInterestExpenseTable_01a03390-bfe9-7fe5-a04c-5cb6154061a6" xlink:to="loc_onit_ScheduleofInterestExpenseLineItems_01a03390-bfe9-7981-9969-7d6c078e7704" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAbstract_01a03390-bfe9-787f-8cc1-8ad7ee708ef4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DebtSecuritiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ScheduleofInterestExpenseLineItems_01a03390-bfe9-7981-9969-7d6c078e7704" xlink:to="loc_us-gaap_DebtSecuritiesAbstract_01a03390-bfe9-787f-8cc1-8ad7ee708ef4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseNonoperating_01a03390-bfe9-7cc8-ada4-9cd37f1809b4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseNonoperating"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAbstract_01a03390-bfe9-787f-8cc1-8ad7ee708ef4" xlink:to="loc_us-gaap_InterestExpenseNonoperating_01a03390-bfe9-7cc8-ada4-9cd37f1809b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/IncomeTaxesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#IncomeTaxesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/IncomeTaxesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-76ed-92c0-9ac77b127e62" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_01a03390-bfe9-7b66-a5de-efd3cde901ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-76ed-92c0-9ac77b127e62" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_01a03390-bfe9-7b66-a5de-efd3cde901ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossAttributableToParent_01a03390-bfe9-79ba-bcf6-0203aeb3249f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossAttributableToParent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-76ed-92c0-9ac77b127e62" xlink:to="loc_us-gaap_IncomeLossAttributableToParent_01a03390-bfe9-79ba-bcf6-0203aeb3249f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_01a03390-bfe9-76b9-b751-b203f189f294" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EffectiveIncomeTaxRateContinuingOperations"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-76ed-92c0-9ac77b127e62" xlink:to="loc_us-gaap_EffectiveIncomeTaxRateContinuingOperations_01a03390-bfe9-76b9-b751-b203f189f294" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherTaxExpenseBenefit_01a03390-bfe9-7dc2-8497-fa1304d25296" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherTaxExpenseBenefit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-76ed-92c0-9ac77b127e62" xlink:to="loc_us-gaap_OtherTaxExpenseBenefit_01a03390-bfe9-7dc2-8497-fa1304d25296" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAdjustmentOfDeferredTaxAssetLiability_01a03390-bfe9-7db8-a342-188641172704" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAdjustmentOfDeferredTaxAssetLiability"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_01a03390-bfe9-76ed-92c0-9ac77b127e62" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsAdjustmentOfDeferredTaxAssetLiability_01a03390-bfe9-7db8-a342-188641172704" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BasicandDilutedEarningsperShareScheduleofReconciliationofCalculationofBasicEarningsperSharetoDilutedEarningsperShareDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BasicandDilutedEarningsperShareScheduleofReconciliationofCalculationofBasicEarningsperSharetoDilutedEarningsperShareDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BasicandDilutedEarningsperShareScheduleofReconciliationofCalculationofBasicEarningsperSharetoDilutedEarningsperShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_01a03390-bfe9-7eab-bf8b-bcaf8677d215" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_01a03390-bfe9-7919-82e0-d1a4808f7697" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareAbstract_01a03390-bfe9-7eab-bf8b-bcaf8677d215" xlink:to="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_01a03390-bfe9-7919-82e0-d1a4808f7697" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_01a03390-bfe9-7200-9923-05fd883f5e82" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_01a03390-bfe9-7919-82e0-d1a4808f7697" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_01a03390-bfe9-7200-9923-05fd883f5e82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesNameDomain_01a03390-bfe9-7d14-b7ae-bfeab45d428c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis_01a03390-bfe9-7200-9923-05fd883f5e82" xlink:to="loc_us-gaap_AntidilutiveSecuritiesNameDomain_01a03390-bfe9-7d14-b7ae-bfeab45d428c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MarketBasedMember_01a03390-bfe9-7d87-ac51-25e07152b00c" xlink:href="onit-20260930.xsd#onit_MarketBasedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesNameDomain_01a03390-bfe9-7d14-b7ae-bfeab45d428c" xlink:to="loc_onit_MarketBasedMember_01a03390-bfe9-7d87-ac51-25e07152b00c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_01a03390-bfe9-7c8a-947c-99deabc0923d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareTable_01a03390-bfe9-7919-82e0-d1a4808f7697" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_01a03390-bfe9-7c8a-947c-99deabc0923d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasicAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_01a03390-bfe9-7c8a-947c-99deabc0923d" xlink:to="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_01a03390-bfe9-7e96-83a6-a9a1399aacf6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_01a03390-bfe9-7e96-83a6-a9a1399aacf6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_01a03390-bfe9-7d4e-9a78-03cc0fb231f8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_01a03390-bfe9-7d4e-9a78-03cc0fb231f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_01a03390-bfe9-7844-a2ba-59cce11880cf" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:to="loc_us-gaap_EarningsPerShareBasic_01a03390-bfe9-7844-a2ba-59cce11880cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants_01a03390-bfe9-7822-9b1b-a976667854bc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToCallOptionsAndWarrants_01a03390-bfe9-7822-9b1b-a976667854bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_01a03390-bfe9-701b-bc01-ce3c775d2991" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_01a03390-bfe9-701b-bc01-ce3c775d2991" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_IncrementalCommonSharesAttributableToCommonStockAwards_01a03390-bfe9-7990-80cf-ddf080523122" xlink:href="onit-20260930.xsd#onit_IncrementalCommonSharesAttributableToCommonStockAwards"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:to="loc_onit_IncrementalCommonSharesAttributableToCommonStockAwards_01a03390-bfe9-7990-80cf-ddf080523122" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_01a03390-bfe9-7032-abd2-ccb67f3fff3a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_01a03390-bfe9-7032-abd2-ccb67f3fff3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_01a03390-bfe9-7f09-9485-62aaff0a9959" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_01a03390-bfe9-75e1-8811-267686c53da3" xlink:to="loc_us-gaap_EarningsPerShareDiluted_01a03390-bfe9-7f09-9485-62aaff0a9959" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DilutiveSecuritiesAbstract_01a03390-bfe9-7868-85c3-10852720edee" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_DilutiveSecuritiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_01a03390-bfe9-7c8a-947c-99deabc0923d" xlink:to="loc_us-gaap_DilutiveSecuritiesAbstract_01a03390-bfe9-7868-85c3-10852720edee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_01a03390-bfe9-7337-8d35-547a34ed18b5" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DilutiveSecuritiesAbstract_01a03390-bfe9-7868-85c3-10852720edee" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_01a03390-bfe9-7337-8d35-547a34ed18b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WarrantsAndRightsOutstanding_01a1abfd-6a21-74f7-a1d2-09247721afe4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_WarrantsAndRightsOutstanding"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareLineItems_01a03390-bfe9-7c8a-947c-99deabc0923d" xlink:to="loc_us-gaap_WarrantsAndRightsOutstanding_01a1abfd-6a21-74f7-a1d2-09247721afe4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BasicandDilutedEarningsperShareNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BasicandDilutedEarningsperShareNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BasicandDilutedEarningsperShareNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareAbstract_01a03390-bfe9-7b09-a3c1-41348c3e20cd" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EarningsPerShareAbstract"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BusinessSegmentReportingNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BusinessSegmentReportingNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BusinessSegmentReportingNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-7985-8a39-08e369f0bcb4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-75b7-b17f-2b696122e6cc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-7985-8a39-08e369f0bcb4" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-75b7-b17f-2b696122e6cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-73ea-922a-a11cd7272210" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-75b7-b17f-2b696122e6cc" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-73ea-922a-a11cd7272210" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_01a03390-bfe9-741b-9e40-a0cf6df66986" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-73ea-922a-a11cd7272210" xlink:to="loc_us-gaap_SegmentDomain_01a03390-bfe9-741b-9e40-a0cf6df66986" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingMember_01a03390-bfe9-7a0f-ba73-12f342487ad5" xlink:href="onit-20260930.xsd#onit_ServicingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-741b-9e40-a0cf6df66986" xlink:to="loc_onit_ServicingMember_01a03390-bfe9-7a0f-ba73-12f342487ad5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OriginationsMember_01a03390-bfe9-7092-bdae-c18a436a5966" xlink:href="onit-20260930.xsd#onit_OriginationsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-741b-9e40-a0cf6df66986" xlink:to="loc_onit_OriginationsMember_01a03390-bfe9-7092-bdae-c18a436a5966" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-76c0-ab2d-7f1b3a95bfa2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingInformationLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-75b7-b17f-2b696122e6cc" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-76c0-ab2d-7f1b3a95bfa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NumberOfReportableSegmentsDisclosedByDefinitionFlag_01a03390-bfe9-7486-8ca0-8c8690fe2a92" xlink:href="onit-20260930.xsd#onit_NumberOfReportableSegmentsDisclosedByDefinitionFlag"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-76c0-ab2d-7f1b3a95bfa2" xlink:to="loc_onit_NumberOfReportableSegmentsDisclosedByDefinitionFlag_01a03390-bfe9-7486-8ca0-8c8690fe2a92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bfe9-7187-b1e1-14607f31e7d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-76c0-ab2d-7f1b3a95bfa2" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bfe9-7187-b1e1-14607f31e7d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BusinessSegmentReportingScheduleofSegmentReportingInformationDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BusinessSegmentReportingScheduleofSegmentReportingInformationDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BusinessSegmentReportingScheduleofSegmentReportingInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-720b-9d09-cc9b072f5724" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7151-a4e2-2bce074bf905" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-720b-9d09-cc9b072f5724" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7151-a4e2-2bce074bf905" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_01a03390-bfe9-7ae0-bfcb-fcd29315eb95" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7151-a4e2-2bce074bf905" xlink:to="loc_srt_ConsolidationItemsAxis_01a03390-bfe9-7ae0-bfcb-fcd29315eb95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_01a03390-bfe9-78b9-b811-d0a27f8f160e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsAxis_01a03390-bfe9-7ae0-bfcb-fcd29315eb95" xlink:to="loc_srt_ConsolidationItemsDomain_01a03390-bfe9-78b9-b811-d0a27f8f160e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_01a03390-bfe9-7ec5-b77f-b01e0d046015" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_01a03390-bfe9-78b9-b811-d0a27f8f160e" xlink:to="loc_us-gaap_OperatingSegmentsMember_01a03390-bfe9-7ec5-b77f-b01e0d046015" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-79bd-b9ab-589b713bfb83" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7151-a4e2-2bce074bf905" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-79bd-b9ab-589b713bfb83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_01a03390-bfe9-7eb4-aa82-7ce826c53cbe" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-79bd-b9ab-589b713bfb83" xlink:to="loc_us-gaap_SegmentDomain_01a03390-bfe9-7eb4-aa82-7ce826c53cbe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingMember_01a03390-bfe9-73bf-9ad2-e56608cd198c" xlink:href="onit-20260930.xsd#onit_ServicingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-7eb4-aa82-7ce826c53cbe" xlink:to="loc_onit_ServicingMember_01a03390-bfe9-73bf-9ad2-e56608cd198c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OriginationsMember_01a03390-bfe9-79f2-ab37-3294f97dfa39" xlink:href="onit-20260930.xsd#onit_OriginationsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-7eb4-aa82-7ce826c53cbe" xlink:to="loc_onit_OriginationsMember_01a03390-bfe9-79f2-ab37-3294f97dfa39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateAndOtherMember_01a03390-bfe9-784d-9391-2894f1c183d7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CorporateAndOtherMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-7eb4-aa82-7ce826c53cbe" xlink:to="loc_us-gaap_CorporateAndOtherMember_01a03390-bfe9-784d-9391-2894f1c183d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-7a9d-baf3-6829d2ab073b" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingInformationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7151-a4e2-2bce074bf905" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-7a9d-baf3-6829d2ab073b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:href="onit-20260930.xsd#onit_ResultsOfOperationsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-7a9d-baf3-6829d2ab073b" xlink:to="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingFees_01a03390-bfe9-7a54-b53f-47d50cacbd71" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingFees"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_onit_ServicingAndSubservicingFees_01a03390-bfe9-7a54-b53f-47d50cacbd71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FeeandCommissionsReverseMortgageBanking_01a03390-bfe9-7341-b620-db7a5a53af0d" xlink:href="onit-20260930.xsd#onit_FeeandCommissionsReverseMortgageBanking"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_onit_FeeandCommissionsReverseMortgageBanking_01a03390-bfe9-7341-b620-db7a5a53af0d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSalesOfLoansNet_01a03390-bfe9-76c3-ab9e-7603eb9bacec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_GainLossOnSalesOfLoansNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_GainLossOnSalesOfLoansNet_01a03390-bfe9-76c3-ab9e-7603eb9bacec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_01a03390-bfe9-7cf4-83ef-5e7464232952" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_RevenueFromContractWithCustomerIncludingAssessedTax_01a03390-bfe9-7cf4-83ef-5e7464232952" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Revenues_01a03390-bfe9-7442-910d-cf5d5d0559e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Revenues"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_Revenues_01a03390-bfe9-7442-910d-cf5d5d0559e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bfe9-7277-a6bc-13b6564d6031" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_ServicingAssetAtFairValueChangesInFairValueResultingFromChangesInValuationInputs_01a03390-bfe9-7277-a6bc-13b6564d6031" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_01a03390-bfe9-7710-95a6-8544b05a1b5c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_LaborAndRelatedExpense_01a03390-bfe9-7710-95a6-8544b05a1b5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndOrigination_01a03390-bfe9-7d0a-9117-9b576ec56209" xlink:href="onit-20260930.xsd#onit_ServicingAndOrigination"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_onit_ServicingAndOrigination_01a03390-bfe9-7d0a-9117-9b576ec56209" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommunicationsAndInformationTechnology_01a03390-bfe9-703b-acf7-15de886c8a3d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CommunicationsAndInformationTechnology"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_CommunicationsAndInformationTechnology_01a03390-bfe9-703b-acf7-15de886c8a3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfessionalFees_01a03390-bfe9-716a-8c7a-370689b04d7e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ProfessionalFees"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_ProfessionalFees_01a03390-bfe9-716a-8c7a-370689b04d7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OccupancyNet_01a03390-bfe9-79ed-86da-91b7044a324e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OccupancyNet"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_OccupancyNet_01a03390-bfe9-79ed-86da-91b7044a324e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_CorporateOverheadAllocations_01a03390-bfe9-7e48-8432-97d6b5b5f7c1" xlink:href="onit-20260930.xsd#onit_CorporateOverheadAllocations"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_onit_CorporateOverheadAllocations_01a03390-bfe9-7e48-8432-97d6b5b5f7c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherExpenses_01a03390-bfe9-704e-9142-2e87edaf1e5a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherExpenses"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_OtherExpenses_01a03390-bfe9-704e-9142-2e87edaf1e5a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CostsAndExpenses_01a03390-bfe9-7949-946c-9cd952600225" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CostsAndExpenses"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_CostsAndExpenses_01a03390-bfe9-7949-946c-9cd952600225" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OtherIncomeExpenseAbstract0_01a03390-bfe9-7701-95fe-a1bd3f8b74d7" xlink:href="onit-20260930.xsd#onit_OtherIncomeExpenseAbstract0"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_onit_OtherIncomeExpenseAbstract0_01a03390-bfe9-7701-95fe-a1bd3f8b74d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndOtherIncome_01a03390-bfe9-7e83-9509-16ec610755ec" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestAndOtherIncome"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_OtherIncomeExpenseAbstract0_01a03390-bfe9-7701-95fe-a1bd3f8b74d7" xlink:to="loc_us-gaap_InterestAndOtherIncome_01a03390-bfe9-7e83-9509-16ec610755ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseNonoperating_01a03390-bfe9-74f9-9218-af2d02c0ea78" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InterestExpenseNonoperating"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_OtherIncomeExpenseAbstract0_01a03390-bfe9-7701-95fe-a1bd3f8b74d7" xlink:to="loc_us-gaap_InterestExpenseNonoperating_01a03390-bfe9-74f9-9218-af2d02c0ea78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingInterestExpense_01a1ad17-a6a3-7631-94e8-b1c076180533" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancingInterestExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_OtherIncomeExpenseAbstract0_01a03390-bfe9-7701-95fe-a1bd3f8b74d7" xlink:to="loc_us-gaap_FinancingInterestExpense_01a1ad17-a6a3-7631-94e8-b1c076180533" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNonoperatingIncomeExpense_01a03390-bfe9-7fe8-8b3a-882c43cdf840" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherNonoperatingIncomeExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_OtherIncomeExpenseAbstract0_01a03390-bfe9-7701-95fe-a1bd3f8b74d7" xlink:to="loc_us-gaap_OtherNonoperatingIncomeExpense_01a03390-bfe9-7fe8-8b3a-882c43cdf840" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonoperatingIncomeExpense_01a03390-bfe9-7c17-a0a7-9029b3f230f4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_NonoperatingIncomeExpense"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_OtherIncomeExpenseAbstract0_01a03390-bfe9-7701-95fe-a1bd3f8b74d7" xlink:to="loc_us-gaap_NonoperatingIncomeExpense_01a03390-bfe9-7c17-a0a7-9029b3f230f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossAttributableToParent_01a03390-bfe9-78a6-9c29-2d67ddb09443" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_IncomeLossAttributableToParent"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_ResultsOfOperationsAbstract_01a03390-bfe9-7b2e-8c43-d23f62b87477" xlink:to="loc_us-gaap_IncomeLossAttributableToParent_01a03390-bfe9-78a6-9c29-2d67ddb09443" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TotalAssetsAbstract_01a03390-bfe9-7724-a608-11ec8193a6d4" xlink:href="onit-20260930.xsd#onit_TotalAssetsAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-7a9d-baf3-6829d2ab073b" xlink:to="loc_onit_TotalAssetsAbstract_01a03390-bfe9-7724-a608-11ec8193a6d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_01a03390-bfe9-7dac-bedb-ed17ec408d3e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_TotalAssetsAbstract_01a03390-bfe9-7724-a608-11ec8193a6d4" xlink:to="loc_us-gaap_Assets_01a03390-bfe9-7dac-bedb-ed17ec408d3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/BusinessSegmentReportingScheduleofDepreciationandAmortizationbySegmentDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#BusinessSegmentReportingScheduleofDepreciationandAmortizationbySegmentDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/BusinessSegmentReportingScheduleofDepreciationandAmortizationbySegmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-7ce5-8747-11164d743a80" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7545-b5c5-d575c6d9c75a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_01a03390-bfe9-7ce5-8747-11164d743a80" xlink:to="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7545-b5c5-d575c6d9c75a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-714b-9dee-fb8ff4c8d555" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StatementBusinessSegmentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7545-b5c5-d575c6d9c75a" xlink:to="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-714b-9dee-fb8ff4c8d555" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentDomain_01a03390-bfe9-78dc-9f73-9d0fb7bed602" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementBusinessSegmentsAxis_01a03390-bfe9-714b-9dee-fb8ff4c8d555" xlink:to="loc_us-gaap_SegmentDomain_01a03390-bfe9-78dc-9f73-9d0fb7bed602" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingMember_01a03390-bfe9-79f0-8298-5ba4148a6e53" xlink:href="onit-20260930.xsd#onit_ServicingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-78dc-9f73-9d0fb7bed602" xlink:to="loc_onit_ServicingMember_01a03390-bfe9-79f0-8298-5ba4148a6e53" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OriginationsMember_01a03390-bfe9-7e0e-991d-2f9a96e6d00e" xlink:href="onit-20260930.xsd#onit_OriginationsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-78dc-9f73-9d0fb7bed602" xlink:to="loc_onit_OriginationsMember_01a03390-bfe9-7e0e-991d-2f9a96e6d00e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateAndOtherMember_01a03390-bfe9-78dc-92ac-cda59854a7ae" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CorporateAndOtherMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentDomain_01a03390-bfe9-78dc-9f73-9d0fb7bed602" xlink:to="loc_us-gaap_CorporateAndOtherMember_01a03390-bfe9-78dc-92ac-cda59854a7ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsAxis_01a03390-bfe9-75a9-923c-897ce69e6233" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7545-b5c5-d575c6d9c75a" xlink:to="loc_srt_ConsolidationItemsAxis_01a03390-bfe9-75a9-923c-897ce69e6233" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidationItemsDomain_01a03390-bfe9-75ff-aaf3-0f20f2b4413e" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ConsolidationItemsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsAxis_01a03390-bfe9-75a9-923c-897ce69e6233" xlink:to="loc_srt_ConsolidationItemsDomain_01a03390-bfe9-75ff-aaf3-0f20f2b4413e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingSegmentsMember_01a03390-bfe9-7f58-9c15-3cee9ba674a1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OperatingSegmentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidationItemsDomain_01a03390-bfe9-75ff-aaf3-0f20f2b4413e" xlink:to="loc_us-gaap_OperatingSegmentsMember_01a03390-bfe9-7f58-9c15-3cee9ba674a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-70ea-a5b6-23be5dbbae3c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SegmentReportingInformationLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable_01a03390-bfe9-7545-b5c5-d575c6d9c75a" xlink:to="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-70ea-a5b6-23be5dbbae3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_01a03390-bfe9-7272-92a4-42ad77801569" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AmortizationOfFinancingCostsAndDiscounts"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-70ea-a5b6-23be5dbbae3c" xlink:to="loc_us-gaap_AmortizationOfFinancingCostsAndDiscounts_01a03390-bfe9-7272-92a4-42ad77801569" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_01a03390-bfe9-76ca-8cea-230a019d19e7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Assets"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingInformationLineItems_01a03390-bfe9-70ea-a5b6-23be5dbbae3c" xlink:to="loc_us-gaap_Assets_01a03390-bfe9-76ca-8cea-230a019d19e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/RegulatoryRequirementsNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#RegulatoryRequirementsNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/RegulatoryRequirementsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_BrokersAndDealersAbstract_01a03390-bfe9-78be-a17b-f6367a1c4db8" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_BrokersAndDealersAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PublicUtilitiesGeneralDisclosuresTable_01a03390-bfe9-7d14-8acf-a5e10f0a02d6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PublicUtilitiesGeneralDisclosuresTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_BrokersAndDealersAbstract_01a03390-bfe9-78be-a17b-f6367a1c4db8" xlink:to="loc_us-gaap_PublicUtilitiesGeneralDisclosuresTable_01a03390-bfe9-7d14-8acf-a5e10f0a02d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-76fe-9466-d7c034c87fc7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PublicUtilitiesGeneralDisclosuresTable_01a03390-bfe9-7d14-8acf-a5e10f0a02d6" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-76fe-9466-d7c034c87fc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-72c3-96bc-975f7cc3efa4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-76fe-9466-d7c034c87fc7" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-72c3-96bc-975f7cc3efa4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OwnedMortgageServicingRightsMember_01a03390-bfe9-7574-a4e9-c14f61e46360" xlink:href="onit-20260930.xsd#onit_OwnedMortgageServicingRightsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-72c3-96bc-975f7cc3efa4" xlink:to="loc_onit_OwnedMortgageServicingRightsMember_01a03390-bfe9-7574-a4e9-c14f61e46360" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis_01a03390-bfe9-78b6-9b78-6adedf15a887" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PublicUtilitiesGeneralDisclosuresTable_01a03390-bfe9-7d14-8acf-a5e10f0a02d6" xlink:to="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis_01a03390-bfe9-78b6-9b78-6adedf15a887" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain_01a03390-bfe9-7ce4-afc9-b4eb34907eb9" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesAxis_01a03390-bfe9-78b6-9b78-6adedf15a887" xlink:to="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain_01a03390-bfe9-7ce4-afc9-b4eb34907eb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceMember_01a03390-bfe9-759a-8c44-10a24c9f7383" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain_01a03390-bfe9-7ce4-afc9-b4eb34907eb9" xlink:to="loc_onit_UnpaidPrincipalBalanceMember_01a03390-bfe9-759a-8c44-10a24c9f7383" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoanCountMember_01a03390-bfe9-7e36-b3d2-c0cf2a63d71b" xlink:href="onit-20260930.xsd#onit_LoanCountMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansInsuredOrGuaranteedByGovernmentAuthoritiesDomain_01a03390-bfe9-7ce4-afc9-b4eb34907eb9" xlink:to="loc_onit_LoanCountMember_01a03390-bfe9-7e36-b3d2-c0cf2a63d71b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PublicUtilitiesGeneralDisclosuresLineItems_01a03390-bfe9-7e40-bce0-542abc6a79c4" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_PublicUtilitiesGeneralDisclosuresLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PublicUtilitiesGeneralDisclosuresTable_01a03390-bfe9-7d14-8acf-a5e10f0a02d6" xlink:to="loc_us-gaap_PublicUtilitiesGeneralDisclosuresLineItems_01a03390-bfe9-7e40-bce0-542abc6a79c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bfe9-758b-b00d-5f422138bafa" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PublicUtilitiesGeneralDisclosuresLineItems_01a03390-bfe9-7e40-bce0-542abc6a79c4" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecuritiesRelatedBorrowingsAtFairValue_01a03390-bfe9-758b-b00d-5f422138bafa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DebtInstrumentCovenantComplianceMinimumLiquidityRequirement_01a03390-bfe9-7c23-9495-00ab9c9f49de" xlink:href="onit-20260930.xsd#onit_DebtInstrumentCovenantComplianceMinimumLiquidityRequirement"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PublicUtilitiesGeneralDisclosuresLineItems_01a03390-bfe9-7e40-bce0-542abc6a79c4" xlink:to="loc_onit_DebtInstrumentCovenantComplianceMinimumLiquidityRequirement_01a03390-bfe9-7c23-9495-00ab9c9f49de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Cash_01a03390-bfe9-76c1-8f43-2bc9a2008abc" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Cash"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PublicUtilitiesGeneralDisclosuresLineItems_01a03390-bfe9-7e40-bce0-542abc6a79c4" xlink:to="loc_us-gaap_Cash_01a03390-bfe9-76c1-8f43-2bc9a2008abc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AssetsServiced_01a03390-bfe9-7be9-b049-38a690096621" xlink:href="onit-20260930.xsd#onit_AssetsServiced"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PublicUtilitiesGeneralDisclosuresLineItems_01a03390-bfe9-7e40-bce0-542abc6a79c4" xlink:to="loc_onit_AssetsServiced_01a03390-bfe9-7be9-b049-38a690096621" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RegulatoryRequirementEligibleLiquidityForLicensingAndSellerOrServicerObligations_01a03390-bfe9-718a-8aea-ae8684c33316" xlink:href="onit-20260930.xsd#onit_RegulatoryRequirementEligibleLiquidityForLicensingAndSellerOrServicerObligations"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PublicUtilitiesGeneralDisclosuresLineItems_01a03390-bfe9-7e40-bce0-542abc6a79c4" xlink:to="loc_onit_RegulatoryRequirementEligibleLiquidityForLicensingAndSellerOrServicerObligations_01a03390-bfe9-718a-8aea-ae8684c33316" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/RegulatoryRequirementsSummaryDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#RegulatoryRequirementsSummaryDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/RegulatoryRequirementsSummaryDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_BrokersAndDealersAbstract_01a03390-bfe9-7f26-b9c2-f32058d29b81" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_BrokersAndDealersAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTable_01a03390-bfe9-74d9-ab19-d59ea946f7f7" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_BrokersAndDealersAbstract_01a03390-bfe9-7f26-b9c2-f32058d29b81" xlink:to="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTable_01a03390-bfe9-74d9-ab19-d59ea946f7f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_01a03390-bfe9-73eb-9090-3b354aaa5367" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTable_01a03390-bfe9-74d9-ab19-d59ea946f7f7" xlink:to="loc_dei_LegalEntityAxis_01a03390-bfe9-73eb-9090-3b354aaa5367" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_01a03390-bfe9-7c7f-a585-5100c072905b" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_01a03390-bfe9-73eb-9090-3b354aaa5367" xlink:to="loc_dei_EntityDomain_01a03390-bfe9-7c7f-a585-5100c072905b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_OnityMortgageCorporationMember_01a03390-bfe9-79a0-a210-dc6948801c27" xlink:href="onit-20260930.xsd#onit_OnityMortgageCorporationMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_01a03390-bfe9-7c7f-a585-5100c072905b" xlink:to="loc_onit_OnityMortgageCorporationMember_01a03390-bfe9-79a0-a210-dc6948801c27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PHHAssetServicesLLCMember_01a03390-bfe9-7a52-829e-39bd87ad5dc8" xlink:href="onit-20260930.xsd#onit_PHHAssetServicesLLCMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_01a03390-bfe9-7c7f-a585-5100c072905b" xlink:to="loc_onit_PHHAssetServicesLLCMember_01a03390-bfe9-7a52-829e-39bd87ad5dc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bfe9-70dd-a9d7-8b4d93c75198" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTable_01a03390-bfe9-74d9-ab19-d59ea946f7f7" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bfe9-70dd-a9d7-8b4d93c75198" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7361-aebd-772e900eeca3" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bfe9-70dd-a9d7-8b4d93c75198" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7361-aebd-772e900eeca3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FederalHousingFinanceAgencyMember_01a03390-bfe9-7345-91d0-a76fae010f71" xlink:href="onit-20260930.xsd#onit_FederalHousingFinanceAgencyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7361-aebd-772e900eeca3" xlink:to="loc_onit_FederalHousingFinanceAgencyMember_01a03390-bfe9-7345-91d0-a76fae010f71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_GinnieMaeMember_01a03390-bfe9-7a07-ae37-391d429ae67e" xlink:href="onit-20260930.xsd#onit_GinnieMaeMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7361-aebd-772e900eeca3" xlink:to="loc_onit_GinnieMaeMember_01a03390-bfe9-7a07-ae37-391d429ae67e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesTable_01a03390-bfe9-74d9-ab19-d59ea946f7f7" xlink:to="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MinimumNetWorthRequiredForCompliance_01a03390-bfe9-764b-be0e-75f15324a4a2" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_MinimumNetWorthRequiredForCompliance"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:to="loc_us-gaap_MinimumNetWorthRequiredForCompliance_01a03390-bfe9-764b-be0e-75f15324a4a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BankingRegulationMortgageBankingNetWorthActual_01a03390-bfe9-714f-927d-37eb9a7416eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_BankingRegulationMortgageBankingNetWorthActual"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:to="loc_us-gaap_BankingRegulationMortgageBankingNetWorthActual_01a03390-bfe9-714f-927d-37eb9a7416eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MinimumLiquidityRequiredForCompliance_01a03390-bfe9-76cf-98b8-8046eb25bc5f" xlink:href="onit-20260930.xsd#onit_MinimumLiquidityRequiredForCompliance"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:to="loc_onit_MinimumLiquidityRequiredForCompliance_01a03390-bfe9-76cf-98b8-8046eb25bc5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RegulatoryRequirementEligibleLiquidityForLicensingAndSellerOrServicerObligations_01a03390-bfe9-754b-8295-d06ca2c240c9" xlink:href="onit-20260930.xsd#onit_RegulatoryRequirementEligibleLiquidityForLicensingAndSellerOrServicerObligations"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:to="loc_onit_RegulatoryRequirementEligibleLiquidityForLicensingAndSellerOrServicerObligations_01a03390-bfe9-754b-8295-d06ca2c240c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Cash_01a03390-bfe9-7d87-b246-de50d6c5eb9a" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_Cash"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:to="loc_us-gaap_Cash_01a03390-bfe9-7d87-b246-de50d6c5eb9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TotalLiquidity_01a03390-bfe9-7a07-9428-e3f1f884e825" xlink:href="onit-20260930.xsd#onit_TotalLiquidity"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:to="loc_onit_TotalLiquidity_01a03390-bfe9-7a07-9428-e3f1f884e825" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_01a03390-bfe9-7263-af85-9c6ed65b08eb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsForMortgageCompaniesLineItems_01a03390-bfe9-77a4-92ae-feb7031b9c80" xlink:to="loc_us-gaap_LineOfCreditFacilityRemainingBorrowingCapacity_01a03390-bfe9-7263-af85-9c6ed65b08eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/CommitmentsNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#CommitmentsNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/CommitmentsNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsAbstract_01a03390-bfe9-717c-bd14-2fee389894cb" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsTable_01a03390-bfe9-7c9b-bce7-c4a99df970c6" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsAbstract_01a03390-bfe9-717c-bd14-2fee389894cb" xlink:to="loc_us-gaap_OtherCommitmentsTable_01a03390-bfe9-7c9b-bce7-c4a99df970c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByTypeAxis_01a03390-bfe9-7eee-b6bb-c9e6f3748415" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_01a03390-bfe9-7c9b-bce7-c4a99df970c6" xlink:to="loc_us-gaap_ConcentrationRiskByTypeAxis_01a03390-bfe9-7eee-b6bb-c9e6f3748415" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskTypeDomain_01a03390-bfe9-725e-86ba-16ce01b5aac1" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByTypeAxis_01a03390-bfe9-7eee-b6bb-c9e6f3748415" xlink:to="loc_us-gaap_ConcentrationRiskTypeDomain_01a03390-bfe9-725e-86ba-16ce01b5aac1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CustomerConcentrationRiskMember_01a03390-bfe9-7a6b-ab89-554b9ad5257d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_CustomerConcentrationRiskMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskTypeDomain_01a03390-bfe9-725e-86ba-16ce01b5aac1" xlink:to="loc_us-gaap_CustomerConcentrationRiskMember_01a03390-bfe9-7a6b-ab89-554b9ad5257d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_01a03390-bfe9-7eb2-a627-8b736bbaee07" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskByBenchmarkAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_01a03390-bfe9-7c9b-bce7-c4a99df970c6" xlink:to="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_01a03390-bfe9-7eb2-a627-8b736bbaee07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bfe9-741a-9b7d-630ca800da3d" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskBenchmarkDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskByBenchmarkAxis_01a03390-bfe9-7eb2-a627-8b736bbaee07" xlink:to="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bfe9-741a-9b7d-630ca800da3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingFeesBenchmarkMember_01a03390-bfe9-7f84-8c90-b98c87019da6" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingFeesBenchmarkMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bfe9-741a-9b7d-630ca800da3d" xlink:to="loc_onit_ServicingAndSubservicingFeesBenchmarkMember_01a03390-bfe9-7f84-8c90-b98c87019da6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceMember_01a03390-bfe9-7899-98a0-ac3357265e9e" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bfe9-741a-9b7d-630ca800da3d" xlink:to="loc_onit_UnpaidPrincipalBalanceMember_01a03390-bfe9-7899-98a0-ac3357265e9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LoanCountMember_01a03390-bfe9-7247-8222-e6124875b0c1" xlink:href="onit-20260930.xsd#onit_LoanCountMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bfe9-741a-9b7d-630ca800da3d" xlink:to="loc_onit_LoanCountMember_01a03390-bfe9-7247-8222-e6124875b0c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_DelinquentLoansMember_01a03390-bfe9-7e80-9c21-2f42119bb881" xlink:href="onit-20260930.xsd#onit_DelinquentLoansMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bfe9-741a-9b7d-630ca800da3d" xlink:to="loc_onit_DelinquentLoansMember_01a03390-bfe9-7e80-9c21-2f42119bb881" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_PledgedMSRLiabilityExpenseBenchmarkMember_01a03390-bfe9-7994-9849-0edbbaed62cb" xlink:href="onit-20260930.xsd#onit_PledgedMSRLiabilityExpenseBenchmarkMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bfe9-741a-9b7d-630ca800da3d" xlink:to="loc_onit_PledgedMSRLiabilityExpenseBenchmarkMember_01a03390-bfe9-7994-9849-0edbbaed62cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingPortfolioBenchmarkMember_01a03390-bfe9-72eb-a0b5-76e8c4f02bf9" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingPortfolioBenchmarkMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ConcentrationRiskBenchmarkDomain_01a03390-bfe9-741a-9b7d-630ca800da3d" xlink:to="loc_onit_ServicingAndSubservicingPortfolioBenchmarkMember_01a03390-bfe9-72eb-a0b5-76e8c4f02bf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CounterpartyNameAxis_01a03390-bfe9-78c2-a6c9-6b635557ea96" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_CounterpartyNameAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_01a03390-bfe9-7c9b-bce7-c4a99df970c6" xlink:to="loc_srt_CounterpartyNameAxis_01a03390-bfe9-78c2-a6c9-6b635557ea96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7cd8-9796-7cf03728ce22" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_RepurchaseAgreementCounterpartyNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CounterpartyNameAxis_01a03390-bfe9-78c2-a6c9-6b635557ea96" xlink:to="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7cd8-9796-7cf03728ce22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RithmCapitalCorpMember_01a03390-bfe9-74d3-8c3e-e36314bcdbee" xlink:href="onit-20260930.xsd#onit_RithmCapitalCorpMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7cd8-9796-7cf03728ce22" xlink:to="loc_onit_RithmCapitalCorpMember_01a03390-bfe9-74d3-8c3e-e36314bcdbee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MAVAssetVehicleLLCMember_01a03390-bfe9-7d6d-91b8-b037fd2ddcfc" xlink:href="onit-20260930.xsd#onit_MAVAssetVehicleLLCMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7cd8-9796-7cf03728ce22" xlink:to="loc_onit_MAVAssetVehicleLLCMember_01a03390-bfe9-7d6d-91b8-b037fd2ddcfc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_NewResidentialInvestmentCorpMember_01a03390-bfe9-739e-98ff-4c0284ae9da4" xlink:href="onit-20260930.xsd#onit_NewResidentialInvestmentCorpMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RepurchaseAgreementCounterpartyNameDomain_01a03390-bfe9-7cd8-9796-7cf03728ce22" xlink:to="loc_onit_NewResidentialInvestmentCorpMember_01a03390-bfe9-739e-98ff-4c0284ae9da4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-78a3-903f-65903b7170ac" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_01a03390-bfe9-7c9b-bce7-c4a99df970c6" xlink:to="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-78a3-903f-65903b7170ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7eef-8168-c1b47808519c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_01a03390-bfe9-78a3-903f-65903b7170ac" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7eef-8168-c1b47808519c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FloatingRateReverseMortgageLoansMember_01a03390-bfe9-79d5-be2c-19b9a59b2689" xlink:href="onit-20260930.xsd#onit_FloatingRateReverseMortgageLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7eef-8168-c1b47808519c" xlink:to="loc_onit_FloatingRateReverseMortgageLoansMember_01a03390-bfe9-79d5-be2c-19b9a59b2689" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ForwardMortgageLoanInterestRateLockCommitmentsMember_01a03390-bfe9-75e6-9f8a-9fcefd23961e" xlink:href="onit-20260930.xsd#onit_ForwardMortgageLoanInterestRateLockCommitmentsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7eef-8168-c1b47808519c" xlink:to="loc_onit_ForwardMortgageLoanInterestRateLockCommitmentsMember_01a03390-bfe9-75e6-9f8a-9fcefd23961e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ReverseMortgageLoanInterestRateLockCommitmentsMember_01a03390-bfe9-7516-aabd-45042260ba44" xlink:href="onit-20260930.xsd#onit_ReverseMortgageLoanInterestRateLockCommitmentsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7eef-8168-c1b47808519c" xlink:to="loc_onit_ReverseMortgageLoanInterestRateLockCommitmentsMember_01a03390-bfe9-7516-aabd-45042260ba44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bfe9-7f5c-8839-cf5ef78ecad8" xlink:href="onit-20260930.xsd#onit_FairValueNonAgencyMortgageServicingRightsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7eef-8168-c1b47808519c" xlink:to="loc_onit_FairValueNonAgencyMortgageServicingRightsMember_01a03390-bfe9-7f5c-8839-cf5ef78ecad8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MortgageServicingRightsTitleRetainedMember_01a03390-bfe9-77ef-8294-65d4575b804d" xlink:href="onit-20260930.xsd#onit_MortgageServicingRightsTitleRetainedMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_01a03390-bfe9-7eef-8168-c1b47808519c" xlink:to="loc_onit_MortgageServicingRightsTitleRetainedMember_01a03390-bfe9-77ef-8294-65d4575b804d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe9-740b-ae09-95dfc28dc5b3" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_01a03390-bfe9-7c9b-bce7-c4a99df970c6" xlink:to="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe9-740b-ae09-95dfc28dc5b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe9-7560-802e-f13485c8e371" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_EquityMethodInvesteeNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ScheduleOfEquityMethodInvestmentEquityMethodInvesteeNameAxis_01a03390-bfe9-740b-ae09-95dfc28dc5b3" xlink:to="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe9-7560-802e-f13485c8e371" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TwoThousandSeventeenAgreementsandNewRMSRAgreementsMember_01a03390-bfe9-7de6-a68f-5be307540eaf" xlink:href="onit-20260930.xsd#onit_TwoThousandSeventeenAgreementsandNewRMSRAgreementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_EquityMethodInvesteeNameDomain_01a03390-bfe9-7560-802e-f13485c8e371" xlink:to="loc_onit_TwoThousandSeventeenAgreementsandNewRMSRAgreementsMember_01a03390-bfe9-7de6-a68f-5be307540eaf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsTable_01a03390-bfe9-7c9b-bce7-c4a99df970c6" xlink:to="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AdditionalBorrowingCapacityToBorrowers_01a03390-bfe9-74ed-be3c-7dfe9c1a2e6b" xlink:href="onit-20260930.xsd#onit_AdditionalBorrowingCapacityToBorrowers"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_onit_AdditionalBorrowingCapacityToBorrowers_01a03390-bfe9-74ed-be3c-7dfe9c1a2e6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_FundedAmountInConnectionWithReverseMortgageLoans_01a03390-bfe9-7d3b-ac86-ae5ddf2aeb91" xlink:href="onit-20260930.xsd#onit_FundedAmountInConnectionWithReverseMortgageLoans"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_onit_FundedAmountInConnectionWithReverseMortgageLoans_01a03390-bfe9-7d3b-ac86-ae5ddf2aeb91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ShortTermCommitmentsToLend_01a03390-bfe9-7279-a76b-d05000ffbe85" xlink:href="onit-20260930.xsd#onit_ShortTermCommitmentsToLend"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_onit_ShortTermCommitmentsToLend_01a03390-bfe9-7279-a76b-d05000ffbe85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ThresholdPercentageOfOutstandingPrincipalBalanceOnMaximumClaimAmount_01a03390-bfe9-7989-b4a9-5e636b8259de" xlink:href="onit-20260930.xsd#onit_ThresholdPercentageOfOutstandingPrincipalBalanceOnMaximumClaimAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_onit_ThresholdPercentageOfOutstandingPrincipalBalanceOnMaximumClaimAmount_01a03390-bfe9-7989-b4a9-5e636b8259de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskPercentage1_01a03390-bfe9-70ed-8dfd-27a5d0698227" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ConcentrationRiskPercentage1"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_us-gaap_ConcentrationRiskPercentage1_01a03390-bfe9-70ed-8dfd-27a5d0698227" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ConcentrationRiskAmount_01a03390-bfe9-7dbc-9a10-3ea0f6e56a4f" xlink:href="onit-20260930.xsd#onit_ConcentrationRiskAmount"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_onit_ConcentrationRiskAmount_01a03390-bfe9-7dbc-9a10-3ea0f6e56a4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MortgageLoansOnRealEstateFaceAmountOfMortgages_01a03390-bfe9-7044-89ad-3775d29b9283" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_MortgageLoansOnRealEstateFaceAmountOfMortgages"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_srt_MortgageLoansOnRealEstateFaceAmountOfMortgages_01a03390-bfe9-7044-89ad-3775d29b9283" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a03390-bfe9-719f-b670-c55968533199" xlink:href="onit-20260930.xsd#onit_UnpaidPrincipalBalanceOfServicingAssetTransferred"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_onit_UnpaidPrincipalBalanceOfServicingAssetTransferred_01a03390-bfe9-719f-b670-c55968533199" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LockoutRestrictionsForSellingOrTransferringMortgageServicingRightsPercentage_01a03390-bfe9-7f74-b288-39e2793c294d" xlink:href="onit-20260930.xsd#onit_LockoutRestrictionsForSellingOrTransferringMortgageServicingRightsPercentage"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_onit_LockoutRestrictionsForSellingOrTransferringMortgageServicingRightsPercentage_01a03390-bfe9-7f74-b288-39e2793c294d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition_01a03390-bfe9-7d13-9bf0-73e5c6de96f7" xlink:href="onit-20260930.xsd#onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsLineItems_01a03390-bfe9-74bc-93de-f14968445036" xlink:to="loc_onit_SubservicingAssetUnpaidPrincipalBalanceAmountDerecognition_01a03390-bfe9-7d13-9bf0-73e5c6de96f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/CommitmentsScheduleofActivityRelatedtoHMBSRepurchasesDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#CommitmentsScheduleofActivityRelatedtoHMBSRepurchasesDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/CommitmentsScheduleofActivityRelatedtoHMBSRepurchasesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherCommitmentsAbstract_01a03390-bfe9-7387-a9e0-c00975e8f91f" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_OtherCommitmentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentTable_01a03390-bfe9-71e6-9cd2-5c438935f4e0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermPurchaseCommitmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherCommitmentsAbstract_01a03390-bfe9-7387-a9e0-c00975e8f91f" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentTable_01a03390-bfe9-71e6-9cd2-5c438935f4e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_01a03390-bfe9-7522-8e4d-72039f30336c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_01a03390-bfe9-71e6-9cd2-5c438935f4e0" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_01a03390-bfe9-7522-8e4d-72039f30336c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_01a03390-bfe9-7cab-a71a-9579dc3dcd48" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentByCategoryOfItemPurchasedAxis_01a03390-bfe9-7522-8e4d-72039f30336c" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_01a03390-bfe9-7cab-a71a-9579dc3dcd48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ActiveMember_01a03390-bfe9-73eb-9e0f-bc3dc05ab9d9" xlink:href="onit-20260930.xsd#onit_ActiveMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_01a03390-bfe9-7cab-a71a-9579dc3dcd48" xlink:to="loc_onit_ActiveMember_01a03390-bfe9-73eb-9e0f-bc3dc05ab9d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_InactiveMember_01a03390-bfe9-7c1b-9b91-1abb0f5429b1" xlink:href="onit-20260930.xsd#onit_InactiveMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentCategoryOfItemPurchasedDomain_01a03390-bfe9-7cab-a71a-9579dc3dcd48" xlink:to="loc_onit_InactiveMember_01a03390-bfe9-7c1b-9b91-1abb0f5429b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountAxis_01a03390-bfe9-7fe8-aee2-a24c52f765c2" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_01a03390-bfe9-71e6-9cd2-5c438935f4e0" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountAxis_01a03390-bfe9-7fe8-aee2-a24c52f765c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountDomain_01a03390-bfe9-7ec5-9292-849df314da17" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountAxis_01a03390-bfe9-7fe8-aee2-a24c52f765c2" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountDomain_01a03390-bfe9-7ec5-9292-849df314da17" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MaximumClaimAmountLessThan92Member_01a03390-bfe9-7549-a319-9d672dd97ee9" xlink:href="onit-20260930.xsd#onit_MaximumClaimAmountLessThan92Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountDomain_01a03390-bfe9-7ec5-9292-849df314da17" xlink:to="loc_onit_MaximumClaimAmountLessThan92Member_01a03390-bfe9-7549-a319-9d672dd97ee9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MaximumClaimAmountGreaterThan92AndLessThan95Member_01a03390-bfe9-76f5-b097-da1c30b41c71" xlink:href="onit-20260930.xsd#onit_MaximumClaimAmountGreaterThan92AndLessThan95Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountDomain_01a03390-bfe9-7ec5-9292-849df314da17" xlink:to="loc_onit_MaximumClaimAmountGreaterThan92AndLessThan95Member_01a03390-bfe9-76f5-b097-da1c30b41c71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_MaximumClaimAmountGreaterThan95AndLessThan98Member_01a03390-bfe9-7335-a39f-3b12d3790a80" xlink:href="onit-20260930.xsd#onit_MaximumClaimAmountGreaterThan95AndLessThan98Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_HomeEquityConversionMortgageBackedSecurityMaximumClaimAmountDomain_01a03390-bfe9-7ec5-9292-849df314da17" xlink:to="loc_onit_MaximumClaimAmountGreaterThan95AndLessThan98Member_01a03390-bfe9-7335-a39f-3b12d3790a80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermPurchaseCommitmentLineItems_01a03390-bfe9-7ebc-bc1e-2b47811ea617" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LongTermPurchaseCommitmentLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentTable_01a03390-bfe9-71e6-9cd2-5c438935f4e0" xlink:to="loc_us-gaap_LongTermPurchaseCommitmentLineItems_01a03390-bfe9-7ebc-bc1e-2b47811ea617" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_SecuritizedHomeEquityConversionMortgageBackedSecurity_01a03390-bfe9-7f59-8a59-311afe38d4ab" xlink:href="onit-20260930.xsd#onit_SecuritizedHomeEquityConversionMortgageBackedSecurity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_01a03390-bfe9-7ebc-bc1e-2b47811ea617" xlink:to="loc_onit_SecuritizedHomeEquityConversionMortgageBackedSecurity_01a03390-bfe9-7f59-8a59-311afe38d4ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_LongTermPurchaseCommitmentRollForward_01a03390-bfe9-7362-92c2-51d4dc1aa3e2" xlink:href="onit-20260930.xsd#onit_LongTermPurchaseCommitmentRollForward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_01a03390-bfe9-7ebc-bc1e-2b47811ea617" xlink:to="loc_onit_LongTermPurchaseCommitmentRollForward_01a03390-bfe9-7362-92c2-51d4dc1aa3e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecurityRepurchasesOutstandingValue_01a03390-bfe9-79ef-83ba-ea6d6fd93739" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecurityRepurchasesOutstandingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_LongTermPurchaseCommitmentRollForward_01a03390-bfe9-7362-92c2-51d4dc1aa3e2" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecurityRepurchasesOutstandingValue_01a03390-bfe9-79ef-83ba-ea6d6fd93739" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_AmountofAdditionsToHomeEquityConversionMortgageBackedSecurityRepurchasesValue_01a03390-bfe9-78a4-9040-b455a2ec2b60" xlink:href="onit-20260930.xsd#onit_AmountofAdditionsToHomeEquityConversionMortgageBackedSecurityRepurchasesValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_LongTermPurchaseCommitmentRollForward_01a03390-bfe9-7362-92c2-51d4dc1aa3e2" xlink:to="loc_onit_AmountofAdditionsToHomeEquityConversionMortgageBackedSecurityRepurchasesValue_01a03390-bfe9-78a4-9040-b455a2ec2b60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RecoveriesRelatedToHomeEquityConversionMortgageBackedSecurityRepurchasesValue_01a03390-bfe9-7d00-b178-4af5198f9589" xlink:href="onit-20260930.xsd#onit_RecoveriesRelatedToHomeEquityConversionMortgageBackedSecurityRepurchasesValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_LongTermPurchaseCommitmentRollForward_01a03390-bfe9-7362-92c2-51d4dc1aa3e2" xlink:to="loc_onit_RecoveriesRelatedToHomeEquityConversionMortgageBackedSecurityRepurchasesValue_01a03390-bfe9-7d00-b178-4af5198f9589" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_TransfersRelatedToHomeEquityConversionMortgageBackedSecurityRepurchasesValue_01a03390-bfe9-7f60-9b9e-37f82b40315e" xlink:href="onit-20260930.xsd#onit_TransfersRelatedToHomeEquityConversionMortgageBackedSecurityRepurchasesValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_LongTermPurchaseCommitmentRollForward_01a03390-bfe9-7362-92c2-51d4dc1aa3e2" xlink:to="loc_onit_TransfersRelatedToHomeEquityConversionMortgageBackedSecurityRepurchasesValue_01a03390-bfe9-7f60-9b9e-37f82b40315e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ChangeInValueOfHomeEquityConversionMortgageBackedSecurityRepurchasesValue_01a03390-bfe9-7967-bd17-a0ef5c81ee81" xlink:href="onit-20260930.xsd#onit_ChangeInValueOfHomeEquityConversionMortgageBackedSecurityRepurchasesValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_LongTermPurchaseCommitmentRollForward_01a03390-bfe9-7362-92c2-51d4dc1aa3e2" xlink:to="loc_onit_ChangeInValueOfHomeEquityConversionMortgageBackedSecurityRepurchasesValue_01a03390-bfe9-7967-bd17-a0ef5c81ee81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_HomeEquityConversionMortgageBackedSecurityRepurchasesOutstandingValue_01a03390-bfe9-75c3-ba6d-83b93b088379" xlink:href="onit-20260930.xsd#onit_HomeEquityConversionMortgageBackedSecurityRepurchasesOutstandingValue"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_LongTermPurchaseCommitmentRollForward_01a03390-bfe9-7362-92c2-51d4dc1aa3e2" xlink:to="loc_onit_HomeEquityConversionMortgageBackedSecurityRepurchasesOutstandingValue_01a03390-bfe9-75c3-ba6d-83b93b088379" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ActiveHECMLoansUPBExcludedDirectlyAssigned_01a03390-bfe9-7b7f-a713-bd08ec603779" xlink:href="onit-20260930.xsd#onit_ActiveHECMLoansUPBExcludedDirectlyAssigned"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermPurchaseCommitmentLineItems_01a03390-bfe9-7ebc-bc1e-2b47811ea617" xlink:to="loc_onit_ActiveHECMLoansUPBExcludedDirectlyAssigned_01a03390-bfe9-7b7f-a713-bd08ec603779" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ContingenciesNarrativeDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#ContingenciesNarrativeDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ContingenciesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7dec-94c6-587715968473" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyAccrualAtCarryingValue_01a03390-bfe9-7e03-86bc-901e9945441e" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyAccrualAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7dec-94c6-587715968473" xlink:to="loc_us-gaap_LossContingencyAccrualAtCarryingValue_01a03390-bfe9-7e03-86bc-901e9945441e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_WarrantyRepurchaseDemandsUnpaidPrincipalBalance_01a03390-bfe9-749f-9484-c5d75145e17c" xlink:href="onit-20260930.xsd#onit_WarrantyRepurchaseDemandsUnpaidPrincipalBalance"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7dec-94c6-587715968473" xlink:to="loc_onit_WarrantyRepurchaseDemandsUnpaidPrincipalBalance_01a03390-bfe9-749f-9484-c5d75145e17c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_WarrantyRepurchaseDemandsNumberOfLoans_01a03390-bfe9-7c5e-b5c0-af1a4f3a2a9d" xlink:href="onit-20260930.xsd#onit_WarrantyRepurchaseDemandsNumberOfLoans"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7dec-94c6-587715968473" xlink:to="loc_onit_WarrantyRepurchaseDemandsNumberOfLoans_01a03390-bfe9-7c5e-b5c0-af1a4f3a2a9d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/ContingenciesScheduleofIndemnificationObligationsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#ContingenciesScheduleofIndemnificationObligationsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/ContingenciesScheduleofIndemnificationObligationsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7289-9f13-afa905e436d0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_LossContingencyAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_IndemnificationObligationsLiabilityRollForward_01a03390-bfe9-7e24-868f-9f58672f44d8" xlink:href="onit-20260930.xsd#onit_IndemnificationObligationsLiabilityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7289-9f13-afa905e436d0" xlink:to="loc_onit_IndemnificationObligationsLiabilityRollForward_01a03390-bfe9-7e24-868f-9f58672f44d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RepresentationWarrantyAndCompensatoryFeesObligations_01a03390-bfe9-7ab4-bbf7-5b1f129903ee" xlink:href="onit-20260930.xsd#onit_RepresentationWarrantyAndCompensatoryFeesObligations"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_IndemnificationObligationsLiabilityRollForward_01a03390-bfe9-7e24-868f-9f58672f44d8" xlink:to="loc_onit_RepresentationWarrantyAndCompensatoryFeesObligations_01a03390-bfe9-7ab4-bbf7-5b1f129903ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ProvisionForRepresentationAndWarrantyObligations_01a03390-bfe9-7ab3-9898-8de64ae4adc8" xlink:href="onit-20260930.xsd#onit_ProvisionForRepresentationAndWarrantyObligations"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_IndemnificationObligationsLiabilityRollForward_01a03390-bfe9-7e24-868f-9f58672f44d8" xlink:to="loc_onit_ProvisionForRepresentationAndWarrantyObligations_01a03390-bfe9-7ab3-9898-8de64ae4adc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_IndemnificationObligationsLiabilityReserves_01a03390-bfe9-7df8-aeb2-9b04e6c30a7e" xlink:href="onit-20260930.xsd#onit_IndemnificationObligationsLiabilityReserves"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_IndemnificationObligationsLiabilityRollForward_01a03390-bfe9-7e24-868f-9f58672f44d8" xlink:to="loc_onit_IndemnificationObligationsLiabilityReserves_01a03390-bfe9-7df8-aeb2-9b04e6c30a7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_IndemnificationObligationsLiabilityChargeOffs_01a03390-bfe9-7db5-875b-ace13e6bb4af" xlink:href="onit-20260930.xsd#onit_IndemnificationObligationsLiabilityChargeOffs"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_IndemnificationObligationsLiabilityRollForward_01a03390-bfe9-7e24-868f-9f58672f44d8" xlink:to="loc_onit_IndemnificationObligationsLiabilityChargeOffs_01a03390-bfe9-7db5-875b-ace13e6bb4af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_RepresentationWarrantyAndCompensatoryFeesObligations_01a03390-bfe9-7a81-8bf6-56d66bbf123e" xlink:href="onit-20260930.xsd#onit_RepresentationWarrantyAndCompensatoryFeesObligations"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_onit_IndemnificationObligationsLiabilityRollForward_01a03390-bfe9-7e24-868f-9f58672f44d8" xlink:to="loc_onit_RepresentationWarrantyAndCompensatoryFeesObligations_01a03390-bfe9-7a81-8bf6-56d66bbf123e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_ServicingAndSubservicingFees_01a03390-bfe9-73db-bf53-bcb1b614da40" xlink:href="onit-20260930.xsd#onit_ServicingAndSubservicingFees"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LossContingencyAbstract_01a03390-bfe9-7289-9f13-afa905e436d0" xlink:to="loc_onit_ServicingAndSubservicingFees_01a03390-bfe9-73db-bf53-bcb1b614da40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://www.onitygroup.com/role/SubsequentEventsDetails" xlink:type="simple" xlink:href="onit-20260930.xsd#SubsequentEventsDetails"/>
  <link:presentationLink xlink:role="http://www.onitygroup.com/role/SubsequentEventsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_01a03390-bfe9-7c84-b5d2-159b1ffbee10" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTable_01a03390-bfe9-7553-8984-ae6418a5ec44" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_01a03390-bfe9-7c84-b5d2-159b1ffbee10" xlink:to="loc_us-gaap_SubsequentEventTable_01a03390-bfe9-7553-8984-ae6418a5ec44" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7121-a292-4a241d2cf1ea" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_01a03390-bfe9-7553-8984-ae6418a5ec44" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7121-a292-4a241d2cf1ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-76e4-a6ee-6762149eb519" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_01a03390-bfe9-7121-a292-4a241d2cf1ea" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-76e4-a6ee-6762149eb519" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_01a03390-bfe9-7619-8fdf-5b6b22591ac0" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_01a03390-bfe9-76e4-a6ee-6762149eb519" xlink:to="loc_us-gaap_SubsequentEventMember_01a03390-bfe9-7619-8fdf-5b6b22591ac0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ShareRepurchaseProgramAxis_01a03390-bfe9-75f0-ba33-7d8a80808b76" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ShareRepurchaseProgramAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_01a03390-bfe9-7553-8984-ae6418a5ec44" xlink:to="loc_srt_ShareRepurchaseProgramAxis_01a03390-bfe9-75f0-ba33-7d8a80808b76" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ShareRepurchaseProgramDomain_01a03390-bfe9-7869-83c8-dcc94dc519f1" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_ShareRepurchaseProgramDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramAxis_01a03390-bfe9-75f0-ba33-7d8a80808b76" xlink:to="loc_srt_ShareRepurchaseProgramDomain_01a03390-bfe9-7869-83c8-dcc94dc519f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_onit_June2026ShareRepurchaseProgramMember_01a03390-bfe9-7bbb-8237-e90ec1d307a4" xlink:href="onit-20260930.xsd#onit_June2026ShareRepurchaseProgramMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ShareRepurchaseProgramDomain_01a03390-bfe9-7869-83c8-dcc94dc519f1" xlink:to="loc_onit_June2026ShareRepurchaseProgramMember_01a03390-bfe9-7bbb-8237-e90ec1d307a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventLineItems_01a03390-bfe9-7939-8175-fd16a151a001" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_SubsequentEventLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_01a03390-bfe9-7553-8984-ae6418a5ec44" xlink:to="loc_us-gaap_SubsequentEventLineItems_01a03390-bfe9-7939-8175-fd16a151a001" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_01a03390-bfe9-7f49-b2a1-cbf5e2c5da59" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchasedDuringPeriodShares"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_01a03390-bfe9-7939-8175-fd16a151a001" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodShares_01a03390-bfe9-7f49-b2a1-cbf5e2c5da59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodValue_01a03390-bfe9-75be-bd5f-6ce3fe661851" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchasedDuringPeriodValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_01a03390-bfe9-7939-8175-fd16a151a001" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodValue_01a03390-bfe9-75be-bd5f-6ce3fe661851" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_01a03390-bfe9-77de-9d2f-82f7737b0ce8" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_01a03390-bfe9-7939-8175-fd16a151a001" xlink:to="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_01a03390-bfe9-77de-9d2f-82f7737b0ce8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StockRepurchaseProgramAuthorizedAmount1_01a03390-bfe9-7e19-baa1-7df273a11192" xlink:href="https://xbrl.fasb.org/srt/2026/elts/srt-2026.xsd#srt_StockRepurchaseProgramAuthorizedAmount1"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_01a03390-bfe9-7939-8175-fd16a151a001" xlink:to="loc_srt_StockRepurchaseProgramAuthorizedAmount1_01a03390-bfe9-7e19-baa1-7df273a11192" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_01a19d07-0828-7940-a8aa-6d43660a2e6c" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_01a03390-bfe9-7939-8175-fd16a151a001" xlink:to="loc_us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1_01a19d07-0828-7940-a8aa-6d43660a2e6c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#AwardTimingDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgDiscLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgDiscLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMnpiDiscTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMethodTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgPredtrmndFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgPredtrmndFlag"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgPredtrmndFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgMnpiCnsdrdFlag"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardTmgHowMnpiCnsdrdTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MnpiDiscTimedForCompValFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscTable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_us-gaap_AwardTypeAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_EmployeeStockOptionMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_StockAppreciationRightsSARSMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardsCloseToMnpiDiscIndName"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardUndrlygSecuritiesAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardExrcPrice" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardExrcPrice"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardExrcPrice" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardGrantDateFairValue" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AwardGrantDateFairValue"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_UndrlygSecurityMktPriceChngPct"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ErrCompDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RecoveryOfErrCompDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompRecoveryTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ErrCompRecoveryTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompRecoveryTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDateAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDateAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_RestatementDateAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonNeosMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonNeosMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllIndividualsMember" xlink:to="loc_ecd_NonNeosMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDeterminationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDeterminationDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDeterminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtErrCompAmt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompAnalysisTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ErrCompAnalysisTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompAnalysisTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_StkPrcOrTsrEstimationMethodTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingAggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingAggtErrCompAmt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingAggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtErrCompNotYetDeterminedTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryIndName"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingRecoveryIndName"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OutstandingRecoveryCompAmt"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_RestatementDoesNotRequireRecoveryTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#PvpDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PayVsPerformanceDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PvpTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ExecutiveCategoryAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ExecutiveCategoryAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_ExecutiveCategoryAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllExecutiveCategoriesMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllExecutiveCategoriesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ExecutiveCategoryAxis" xlink:to="loc_ecd_AllExecutiveCategoriesMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_PeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_NonPeoNeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToCompAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_AdjToCompAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllAdjToCompMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllAdjToCompMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AdjToCompAxis" xlink:to="loc_ecd_AllAdjToCompMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AggtPnsnAdjsSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnAdjsSvcCstMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnAdjsPrrSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_EqtyAwrdsAdjsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MeasureAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_MeasureAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PvpTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CoSelectedMeasureName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NamedExecutiveOfficersFnTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeerGroupIssuersFnTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_ChangedPeerGroupFnTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoTotalCompAmt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoActuallyPaidCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoActuallyPaidCompAmt"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoActuallyPaidCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToPeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToPeoCompFnTextBlock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToPeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoAvgTotalCompAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonPeoNeoAvgCompActuallyPaidAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToNonPeoNeoCompFnTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EquityValuationAssumptionDifferenceFnTextBlock"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsNetIncomeTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TotalShareholderRtnVsPeerGroupTextBlock"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CompActuallyPaidVsOtherMeasureTextBlock"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TabularListTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TabularListTableTextBlock"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TabularListTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TotalShareholderRtnAmt"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeerGroupTotalShareholderRtnAmt"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_CoSelectedMeasureAmt"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OtherPerfMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_OtherPerfMeasureAmt"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_OtherPerfMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AdjToCompAmt"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PeoName"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MeasureName"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_MeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonGaapMeasureDescriptionTextBlock"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Additional402vDisclosureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Additional402vDisclosureTextBlock"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_Additional402vDisclosureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_PnsnBnftsAdjFnTextBlock"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_EqtyAwrdsAdjFnTextBlock"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#InsiderTradingArrangements"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingArrLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTradingArrLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrByIndTable" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TradingArrByIndTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TradingArrByIndTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TradingArrAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_TradingArrAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllTradingArrangementsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllTradingArrangementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrAxis" xlink:to="loc_ecd_AllTradingArrangementsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_MtrlTermsOfTrdArrTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndName" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrIndName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndTitle" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrIndTitle"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndTitle" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Rule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonRule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrAdoptionDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrAdoptionDate"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrAdoptionDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_Rule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_NonRule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrTerminationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrTerminationDate"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrTerminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrExpirationDate" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrExpirationDate"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrExpirationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrDuration" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrDuration"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrDuration" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_TrdArrSecuritiesAggAvailAmt"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#InsiderTradingPoliciesProc"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTradingPoliciesProcLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTrdPoliciesProcAdoptedFlag"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2026/ecd-2026.xsd#ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
