v3.26.3
Finance Receivables, Net - Credit Quality Indicators (Details) - USD ($)
$ in Millions
 9 Months Ended 12 Months Ended
Sep. 30, 2026
Dec. 31, 2025
Total Finance Receivables    
Current Year $ 344 $ 471
CY-1 341 313
CY-2 223 372
CY-3 226 205
CY-4 99 72
Prior 18 14
Total 1,251 1,447
Charge-offs    
Charge-offs, Current year 0 5
Charge-offs, CY-1 2 5
Charge-offs, CY-2 1 15
Charge-offs, CY-3 7 11
Charge-offs, CY-4 4 4
Charge-offs, Prior 2 3
Charge-offs, Total 16 43
United States (Direct)    
Total Finance Receivables    
Current Year 151 175
CY-1 117 120
CY-2 81 107
CY-3 60 46
CY-4 17 25
Prior 5 5
Total 431 478
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 0 1
Charge-offs, CY-2 1 3
Charge-offs, CY-3 1 2
Charge-offs, CY-4 0 1
Charge-offs, Prior 1 2
Charge-offs, Total 3 9
United States (Indirect)    
Total Finance Receivables    
Current Year 7 14
CY-1 12 19
CY-2 15 48
CY-3 28 42
CY-4 19 14
Prior 2 1
Total 83 138
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 0 0
Charge-offs, CY-2 0 4
Charge-offs, CY-3 2 4
Charge-offs, CY-4 2 2
Charge-offs, Prior 0 1
Charge-offs, Total 4 11
Canada    
Total Finance Receivables    
Current Year 38 64
CY-1 51 43
CY-2 33 28
CY-3 19 12
CY-4 6 4
Prior 1 0
Total 148 151
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 1 1
Charge-offs, CY-2 0 1
Charge-offs, CY-3 0 1
Charge-offs, CY-4 1 0
Charge-offs, Prior 0 0
Charge-offs, Total 2 3
EMEA    
Total Finance Receivables    
Current Year 145 211
CY-1 155 126
CY-2 91 185
CY-3 117 104
CY-4 56 29
Prior 10 8
Total 574 663
Charge-offs    
Charge-offs, Current year 0 5
Charge-offs, CY-1 1 3
Charge-offs, CY-2 0 7
Charge-offs, CY-3 4 4
Charge-offs, CY-4 1 1
Charge-offs, Prior 1 0
Charge-offs, Total 7 20
Other    
Total Finance Receivables    
Current Year 3 7
CY-1 6 5
CY-2 3 4
CY-3 2 1
CY-4 1 0
Prior 0 0
Total 15 17
Charge-offs    
Charge-offs, Current year 0 0
Charge-offs, CY-1 0 0
Charge-offs, CY-2 0 0
Charge-offs, CY-3 0 0
Charge-offs, CY-4 0 0
Charge-offs, Prior 0 0
Charge-offs, Total 0 0
Low Credit Risk    
Total Finance Receivables    
Current Year 201 277
CY-1 211 170
CY-2 128 170
CY-3 106 90
CY-4 44 28
Prior 6 5
Total 696 740
Low Credit Risk | United States (Direct)    
Total Finance Receivables    
Current Year 93 102
CY-1 84 66
CY-2 52 48
CY-3 31 19
CY-4 8 7
Prior 1 1
Total 269 243
Low Credit Risk | United States (Indirect)    
Total Finance Receivables    
Current Year 1 2
CY-1 1 4
CY-2 3 10
CY-3 6 15
CY-4 7 6
Prior 1 0
Total 19 37
Low Credit Risk | Canada    
Total Finance Receivables    
Current Year 17 31
CY-1 25 20
CY-2 15 13
CY-3 8 4
CY-4 2 1
Prior 0 0
Total 67 69
Low Credit Risk | EMEA    
Total Finance Receivables    
Current Year 88 135
CY-1 95 76
CY-2 55 96
CY-3 59 51
CY-4 26 14
Prior 4 4
Total 327 376
Low Credit Risk | Other    
Total Finance Receivables    
Current Year 2 7
CY-1 6 4
CY-2 3 3
CY-3 2 1
CY-4 1 0
Prior 0 0
Total 14 15
Average Credit Risk    
Total Finance Receivables    
Current Year 100 158
CY-1 94 104
CY-2 67 159
CY-3 93 92
CY-4 44 34
Prior 9 6
Total 407 553
Average Credit Risk | United States (Direct)    
Total Finance Receivables    
Current Year 27 49
CY-1 15 31
CY-2 14 41
CY-3 18 14
CY-4 4 13
Prior 2 2
Total 80 150
Average Credit Risk | United States (Indirect)    
Total Finance Receivables    
Current Year 1 12
CY-1 3 7
CY-2 5 25
CY-3 14 22
CY-4 10 6
Prior 1 1
Total 34 73
Average Credit Risk | Canada    
Total Finance Receivables    
Current Year 19 29
CY-1 23 20
CY-2 15 13
CY-3 10 7
CY-4 3 2
Prior 1 0
Total 71 71
Average Credit Risk | EMEA    
Total Finance Receivables    
Current Year 52 68
CY-1 53 45
CY-2 33 79
CY-3 51 49
CY-4 27 13
Prior 5 3
Total 221 257
Average Credit Risk | Other    
Total Finance Receivables    
Current Year 1 0
CY-1 0 1
CY-2 0 1
CY-3 0 0
CY-4 0 0
Prior 0 0
Total 1 2
High Credit Risk    
Total Finance Receivables    
Current Year 43 36
CY-1 36 39
CY-2 28 43
CY-3 27 23
CY-4 11 10
Prior 3 3
Total 148 154
High Credit Risk | United States (Direct)    
Total Finance Receivables    
Current Year 31 24
CY-1 18 23
CY-2 15 18
CY-3 11 13
CY-4 5 5
Prior 2 2
Total 82 85
High Credit Risk | United States (Indirect)    
Total Finance Receivables    
Current Year 5 0
CY-1 8 8
CY-2 7 13
CY-3 8 5
CY-4 2 2
Prior 0 0
Total 30 28
High Credit Risk | Canada    
Total Finance Receivables    
Current Year 2 4
CY-1 3 3
CY-2 3 2
CY-3 1 1
CY-4 1 1
Prior 0 0
Total 10 11
High Credit Risk | EMEA    
Total Finance Receivables    
Current Year 5 8
CY-1 7 5
CY-2 3 10
CY-3 7 4
CY-4 3 2
Prior 1 1
Total 26 30
High Credit Risk | Other    
Total Finance Receivables    
Current Year 0 0
CY-1 0 0
CY-2 0 0
CY-3 0 0
CY-4 0 0
Prior 0 0
Total $ 0 $ 0