v3.26.3
Finance Receivables, Net - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Jun. 30, 2026
Mar. 31, 2026
Sep. 30, 2025
Jun. 30, 2025
Mar. 31, 2025
Sep. 30, 2026
Financing Receivable, Allowance for Credit Loss [Roll Forward]              
Beginning balance $ 44 $ 45 $ 45 $ 55 $ 53 $ 57 $ 45
Provision 1 4 2 4 8 5  
Charge-offs, net (3) (5) (2) (6) (7) (10)  
Other 0 0 0 0 1 1  
Ending balance 42 44 45 53 55 53 $ 42
Loss rates of customers with low credit risk, low range             1.00%
Loss rates of customers with low credit risk, high range             2.00%
Loss rates of customers with average credit risk, low range             3.00%
Loss rates of customers with average credit risk, high range             5.00%
Loss rates of customers with high credit risk, low range             6.00%
Loss rates of customers with high credit risk, high range             7.00%
United States              
Financing Receivable, Allowance for Credit Loss [Roll Forward]              
Beginning balance 23 23 24 26 25 29 $ 24
Provision 1 2 0 3 5 (1)  
Charge-offs, net (1) (2) (1) (2) (3) (3)  
Other 0 0 0 0 (1) 0  
Ending balance 23 23 23 27 26 25 23
Canada              
Financing Receivable, Allowance for Credit Loss [Roll Forward]              
Beginning balance 5 5 5 6 5 5 5
Provision 0 1 0 0 0 1  
Charge-offs, net 0 (1) 0 0 0 (1)  
Other 0 0 0 0 1 0  
Ending balance 5 5 5 6 6 5 5
EMEA              
Financing Receivable, Allowance for Credit Loss [Roll Forward]              
Beginning balance 16 17 16 23 23 23 16
Provision 0 1 2 1 3 5  
Charge-offs, net (2) (2) (1) (4) (4) (6)  
Other 0 0 0 0 1 1  
Ending balance 14 16 17 20 23 23 14
Other              
Financing Receivable, Allowance for Credit Loss [Roll Forward]              
Beginning balance 0 0 0 0 0 0 0
Provision 0 0 0 0 0 0  
Charge-offs, net 0 0 0 0 0 0  
Other 0 0 0 0 0 0  
Ending balance $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0