v3.26.3
LOANS, LEASES, AND ALLOWANCE FOR CREDIT LOSSES (Summary of Changes in the Allowance for Credit Losses) (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Allowance for loan losses        
Balance at beginning of period $ 662 $ 690 $ 678 $ 696
Provision for loan losses (14) 45 (17) 65
Total 9 67 34 107
Recoveries 6 11 18 25
Net loan and lease charge-offs (recoveries) 3 56 16 82
Balance at end of period 645 679 645 679
Reserve for unfunded lending commitments        
Balance at beginning of period 45 42 46 45
Provision for unfunded lending commitments 6 4 5 1
Balance at end of period 51 46 51 46
Total allowance for credit losses 696 725 696 725
Commercial:        
Allowance for loan losses        
Balance at beginning of period 397 361 391 308
Provision for loan losses (16) 57 (4) 129
Total 6 61 21 92
Recoveries 3 9 12 21
Net loan and lease charge-offs (recoveries) 3 52 9 71
Balance at end of period 378 366 378 366
Reserve for unfunded lending commitments        
Balance at beginning of period 18 22 19 26
Provision for unfunded lending commitments (1) 1 (2) (3)
Balance at end of period 17 23 17 23
Total allowance for credit losses 395 389 395 389
Commercial real estate:        
Allowance for loan losses        
Balance at beginning of period 161 230 185 300
Provision for loan losses (12) (11) (34) (80)
Total 0 3 3 4
Recoveries 1 1 2 1
Net loan and lease charge-offs (recoveries) (1) 2 1 3
Balance at end of period 150 217 150 217
Reserve for unfunded lending commitments        
Balance at beginning of period 20 12 19 11
Provision for unfunded lending commitments 6 4 7 5
Balance at end of period 26 16 26 16
Total allowance for credit losses 176 233 176 233
Consumer:        
Allowance for loan losses        
Balance at beginning of period 104 99 102 88
Provision for loan losses 14 (1) 21 16
Total 3 3 10 11
Recoveries 2 1 4 3
Net loan and lease charge-offs (recoveries) 1 2 6 8
Balance at end of period 117 96 117 96
Reserve for unfunded lending commitments        
Balance at beginning of period 7 8 8 8
Provision for unfunded lending commitments 1 (1) 0 (1)
Balance at end of period 8 7 8 7
Total allowance for credit losses $ 125 $ 103 $ 125 $ 103