| Segment Information |
The measure of segment assets is reported on the balance sheet as total consolidated assets. Segment performance is evaluated using consolidated net income. Information reported internally for performance assessment by the chief operating decision maker follows, inclusive of reconciliations of significant segment totals to the consolidated financial statements (in thousands):
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Community Banking
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| |
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Three months ended
September 30,
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Nine months ended
September 30,
|
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| |
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2026
|
|
|
2025
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|
|
2026
|
|
|
2025
|
|
|
Total Interest and Dividend Income
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|
$
|
43,414 |
|
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$
|
40,254 |
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|
$
|
123,196 |
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|
$
|
118,017 |
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Total non-interest income
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|
|
4,308 |
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|
|
3,854 |
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|
|
12,012 |
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|
|
10,946 |
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Total Consolidated Revenues
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|
|
47,722 |
|
|
|
44,108 |
|
|
|
135,208 |
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|
|
128,963 |
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Less:
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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Interest Expense
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|
|
16,157 |
|
|
|
15,114 |
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|
|
44,132 |
|
|
|
46,227 |
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Segment net interest income and non-interest income
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|
|
31,565 |
|
|
|
28,994 |
|
|
|
91,076 |
|
|
|
82,736 |
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Less:
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|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
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Provision for credit losses
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|
|
- |
|
|
|
500 |
|
|
|
1,000 |
|
|
|
1,875 |
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|
Salaries and employee benefits
|
|
|
10,633 |
|
|
|
9,924 |
|
|
|
31,181 |
|
|
|
30,189 |
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|
Occupancy
|
|
|
1,241 |
|
|
|
1,320 |
|
|
|
3,942 |
|
|
|
3,858 |
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|
Other segment expenses
|
|
|
5,150 |
|
|
|
4,840 |
|
|
|
15,369 |
|
|
|
14,512 |
|
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Income Taxes
|
|
|
2,620 |
|
|
|
2,405 |
|
|
|
7,100 |
|
|
|
6,213 |
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Segment net income/consolidated net income
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|
$
|
11,921 |
|
|
$
|
10,005 |
|
|
$
|
32,484 |
|
|
$
|
26,089 |
|
|