v3.26.3
CONSOLIDATED BALANCE SHEET - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Cash and due from banks:    
Noninterest-bearing $ 18,187 $ 23,933
Interest-bearing 9,171 10,358
Total cash and cash equivalents 27,358 34,291
Interest bearing time deposits with other banks 3,076 3,820
Equity securities 2,951 1,815
Available-for-sale securities 477,571 444,741
Loans (net of allowance for credit losses: 2026 $23,786 and 2025, $22,806) 2,363,910 2,248,465
Premises and equipment 20,569 20,998
Accrued interest receivable 13,183 10,698
Goodwill 85,758 85,758
Bank owned life insurance 75,130 51,501
Other intangibles 1,812 2,221
Derivative assets 8,259 6,927
Deferred tax asset 14,525 11,440
Other assets 61,095 53,145
TOTAL ASSETS 3,413,039 3,064,564
Deposits:    
Noninterest-bearing 509,898 516,657
Interest-bearing 1,999,480 1,860,322
Total deposits 2,509,378 2,376,979
Borrowed funds 512,489 309,448
Accrued interest payable 3,571 3,130
Derivative liabilities 5,493 4,100
Other liabilities 30,821 32,856
TOTAL LIABILITIES 3,061,752 2,726,513
STOCKHOLDERS’ EQUITY:    
$1.00 par value; authorized 3,000,000 shares at September 30, 2026 and December 31, 2025; none issued in 2026 or 2025 0 0
$1.00 par value; authorized 25,000,000 shares at September 30, 2026 and December 31, 2025,issued 5,264,708 at September 30, 2026 and 5,255,807 at December 31, 2025 5,265 5,256
Additional paid-in capital 148,511 147,965
Retained earnings 238,801 213,623
Accumulated other comprehensive loss (24,524) (12,377)
Treasury stock, at cost: 454,023 shares at September 30, 2026 and 448,727 shares at December 31, 2025 (16,766) (16,416)
TOTAL STOCKHOLDERS’ EQUITY 351,287 338,051
TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY 3,413,039 3,064,564
Residential Mortgages [Member]    
Cash and due from banks:    
Loans held for sale 12,559 9,393
Student Loans [Member]    
Cash and due from banks:    
Loans held for sale $ 245,283 $ 79,351