The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM Common Stock 00287Y109 397 1,519 SH SOLE 0 0 0
ABRDN ETFS BBRG ALL COMMDY ETF 003261203 3,452 89,721 SH SOLE 0 0 0
ACCENTURE PLC IRELAND SHS CLASS A Common Stock G1151C101 228 1,244 SH SOLE 0 0 0
ADVANCED MICRO DEVICES INC COM Common Stock 007903107 503 823 SH SOLE 0 0 0
ALLSTATE CORP COM Common Stock 020002101 237 1,066 SH SOLE 0 0 0
ALPHABET INC CAP STK CL A Common Stock 02079K305 1,237 3,594 SH SOLE 0 0 0
ALPHABET INC CAP STK CL C Common Stock 02079K107 1,533 4,498 SH SOLE 0 0 0
ALTRIA GROUP INC COM Common Stock 02209S103 320 4,754 SH SOLE 0 0 0
AMAZON COM INC COM Common Stock 023135106 1,687 6,771 SH SOLE 0 0 0
AMERICAN EXPRESS CO COM Common Stock 025816109 220 722 SH SOLE 0 0 0
AMERICAN TOWER CORP COM REIT 03027X100 352 2,149 SH SOLE 0 0 0
AMPHENOL CORP CL A Common Stock 032095101 255 3,022 SH SOLE 0 0 0
ANALOG DEVICES INC COM Common Stock 032654105 310 781 SH SOLE 0 0 0
AON PLC SHS CL A Common Stock G0403H108 239 864 SH SOLE 0 0 0
APPLE INC COM Common Stock 037833100 3,172 9,524 SH SOLE 0 0 0
APPLOVIN CORP COM CL A Common Stock 03831W108 336 1,156 SH SOLE 0 0 0
ARAMARK COM Common Stock 03852U106 295 5,502 SH SOLE 0 0 0
ASML HLDG NV N Y REGISTRY SHS NY Reg Shrs N07059210 1,252 691 SH SOLE 0 0 0
ASTERA LABS INC COM Common Stock 04626A103 416 1,170 SH SOLE 0 0 0
ASTRAZENECA PLC ORD Common Stock G0593M107 368 2,279 SH SOLE 0 0 0
AT T INC COM Common Stock 00206R102 328 13,447 SH SOLE 0 0 0
ATLASSIAN CORPORATION CL A Common Stock 049468101 273 1,520 SH SOLE 0 0 0
BANK OF AMER CORP COM Common Stock 060505104 431 7,914 SH SOLE 0 0 0
BANK OF NY MELLON CORP COM Common Stock 064058100 378 2,616 SH SOLE 0 0 0
BROADCOM INC COM Common Stock 11135F101 1,711 4,872 SH SOLE 0 0 0
CANADIAN PACIFIC KANSAS CITY COM Common Stock 13646K108 578 6,790 SH SOLE 0 0 0
CARDINAL HEALTH INC COM Common Stock 14149Y108 217 975 SH SOLE 0 0 0
CHUBB LIMITED COM Common Stock H1467J104 256 786 SH SOLE 0 0 0
CISCO SYS INC COM Common Stock 17275R102 785 7,295 SH SOLE 0 0 0
CME GROUP INC COM Common Stock 12572Q105 283 1,080 SH SOLE 0 0 0
DIAMONDBACK ENERGY INC COM Common Stock 25278X109 208 1,134 SH SOLE 0 0 0
ENBRIDGE INC COM Common Stock 29250N105 295 6,346 SH SOLE 0 0 0
EXXONMOBIL HOLDINGS CORP COM SHS Common Stock 30233Q108 269 1,655 SH SOLE 0 0 0
FERGUSON ENTERPRISES INC COMMON STOCK NEW Common Stock 31488V107 634 2,848 SH SOLE 0 0 0
FIRST TR EXCHANGE TRADED FD II NASDQ CLN EDGE ETF 33737A108 1,273 7,185 SH SOLE 0 0 0
FRANKLIN TEMPLETON ETF TR SENIOR LOAN ETF ETF 35473P595 1,132 49,203 SH SOLE 0 0 0
GE VERNOVA INC COM Common Stock 36828A101 250 263 SH SOLE 0 0 0
GFL ENVIRONMENTAL INC SUB VTG SHS Common Stock 36168Q104 240 5,739 SH SOLE 0 0 0
GLOBAL X FDS US PFD ETF ETF 37954Y657 177 10,065 SH SOLE 0 0 0
ICICI BK LTD ADR ADR 45104G104 379 13,760 SH SOLE 0 0 0
INVESCO EXCHANGE TRADED FD TR RAFI US 1000 ETF ETF 46137V613 3,346 61,470 SH SOLE 0 0 0
INVESCO EXCHANGE TRADED FD TR S P500 EQL IND ETF 46137V324 1,593 27,507 SH SOLE 0 0 0
IQVIA HLDGS INC COM Common Stock 46266C105 342 1,271 SH SOLE 0 0 0
ISHARES INC CORE MSCI EMKT ETP 46434G103 11,595 142,867 SH SOLE 0 0 0
ISHARES TR BROAD USD HIGH ETF 46435U853 1,640 45,922 SH SOLE 0 0 0
ISHARES TR CORE MSCI EAFE ETF 46432F842 5,897 60,865 SH SOLE 0 0 0
ISHARES TR CORE MSCI INTL ETF 46435G326 15,013 167,778 SH SOLE 0 0 0
ISHARES TR CORE MSCI PAC ETF 46434V696 3,192 37,500 SH SOLE 0 0 0
ISHARES U S ETF TR BLOOMBERG ROLL ETF 46431W598 4,168 65,507 SH SOLE 0 0 0
J P MORGAN EXCHANGE TRADED FD US QUALTY FCTR ETF 46641Q761 4,785 64,842 SH SOLE 0 0 0
JANUS DETROIT STR TR HENDERSON MTG ETF 47103U852 4,298 101,696 SH SOLE 0 0 0
JOHNSON CONTROLS INTERNATION SHS Common Stock G51502105 320 2,151 SH SOLE 0 0 0
JPMORGAN CHASE CO COM Common Stock 46625H100 669 2,022 SH SOLE 0 0 0
LINDE PLC SHS Common Stock G54950103 630 1,328 SH SOLE 0 0 0
LUMENTUM HLDGS INC COM Common Stock 55024U109 246 253 SH SOLE 0 0 0
MEDTRONIC PLC SHS Common Stock G5960L103 831 9,625 SH SOLE 0 0 0
MERCK CO INC COM Common Stock 58933Y105 492 3,384 SH SOLE 0 0 0
META PLATFORMS INC CL A Common Stock 30303M102 1,859 2,563 SH SOLE 0 0 0
NEBIUS GROUP N V SHS CLASS A Common Stock N97284108 1,078 4,572 SH SOLE 0 0 0
NOVARTIS AG SPONSORED ADR Sponsored ADR 66987V109 741 5,195 SH SOLE 0 0 0
NU HLDGS LTD ORD SHS CL A Common Stock G6683N103 352 27,772 SH SOLE 0 0 0
NVIDIA CORPORATION COM Common Stock 67066G104 5,420 23,734 SH SOLE 0 0 0
NXP SEMICONDUCTORS N V COM Common Stock N6596X109 298 1,254 SH SOLE 0 0 0
ORACLE CORP COM Common Stock 68389X105 222 1,619 SH SOLE 0 0 0
PPL CORP COM Common Stock 69351T106 252 7,655 SH SOLE 0 0 0
QXO INC COM NEW Common Stock 82846H405 215 18,426 SH SOLE 0 0 0
SANOFI SA SPONSORED ADR Sponsored ADR 80105N105 221 5,361 SH SOLE 0 0 0
SEA LTD SPONSORD ADS Sponsored ADS 81141R100 1,156 11,873 SH SOLE 0 0 0
SEAGATE TECHNOLOGY HLDNGS PLC ORD SHS Common Stock G7997R103 1,794 1,945 SH SOLE 0 0 0
SERVICENOW INC COM Common Stock 81762P102 308 2,295 SH SOLE 0 0 0
SK HYNIX INC AMERICAN DEPOSIT ADR 78392B206 1,688 9,166 SH SOLE 0 0 0
SPACE EXPLORATION TECHN CORP CLASS A COM STK Common Stock 84615Q103 532 3,526 SH SOLE 0 0 0
SPDR INDEX SHS FDS ST DOW GLOBA ETF ETP 78463X749 513 11,061 SH SOLE 0 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF ETF 78463X509 1,311 25,320 SH SOLE 0 0 0
SPDR INDEX SHS FDS ST S P INTL ETF ETP 78463X772 1,550 33,881 SH SOLE 0 0 0
SPDR INDEX SHS FDS ST STR PO EX ETF ETF 78463X889 5,892 117,348 SH SOLE 0 0 0
SPDR SERIES TRUST ST INTER BD ETF ETF 78464A375 5,312 164,560 SH SOLE 0 0 0
SPDR SERIES TRUST ST LON TREAS ETF ETP 78464A664 2,164 90,722 SH SOLE 0 0 0
SPDR SERIES TRUST ST STR P500GRW ETF 78464A409 8,408 68,317 SH SOLE 0 0 0
SPDR SERIES TRUST ST STR PFD ETF ETF 78464A292 1,629 57,482 SH SOLE 0 0 0
SPDR SERIES TRUST ST STR SP BANK ETF 78464A797 1,964 31,070 SH SOLE 0 0 0
SPDR SERIES TRUST ST STR SP DIV ETP 78464A763 3,582 24,457 SH SOLE 0 0 0
SPOTIFY TECHNOLOGY S A SHS Common Stock L8681T102 640 1,313 SH SOLE 0 0 0
TALEN ENERGY CORP COM Common Stock 87422Q109 439 1,403 SH SOLE 0 0 0
TC ENERGY CORP COM Common Stock 87807B107 527 9,122 SH SOLE 0 0 0
TESLA INC COM Common Stock 88160R101 630 1,776 SH SOLE 0 0 0
TEVA PHARMACEUTICAL INDS LTD SHS Common Stock M8769Q102 587 14,831 SH SOLE 0 0 0
TOTALENERGIES SE ACT ADR F92124100 253 2,964 SH SOLE 0 0 0
UBS GROUP AG SHS Common Stock H42097107 564 11,720 SH SOLE 0 0 0
UNITEDHEALTH GROUP INC COM Common Stock 91324P102 379 1,032 SH SOLE 0 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD ETP 92206C409 661 8,553 SH SOLE 0 0 0
VERIZON COMMUNICATIONS INC COM Common Stock 92343V104 217 4,728 SH SOLE 0 0 0
VERTIV HOLDINGS CO COM CL A Common Stock 92537N108 289 1,199 SH SOLE 0 0 0
VISA INC COM CL A Common Stock 92826C839 571 1,590 SH SOLE 0 0 0
WASTE CONNECTIONS INC COM Common Stock 94106B101 267 1,737 SH SOLE 0 0 0
WEC ENERGY GROUP INC COM Common Stock 92939U106 225 2,230 SH SOLE 0 0 0