|
Client Name:
|
|||
|
Client Project Name:
|
SEMT 2026-14
|
||
|
Start - End Dates:
|
5/19/2026 - 10/22/2026
|
||
|
Deal Loan Count:
|
234
|
||
|
ATR QM Upload
|
|||
|
Loans in Report:
|
234
|
||
|
Loan Number
|
Deal
|
Seller Loan Number
|
Original Principal Balance
|
State
|
Loan Level ATR/QM Status
|
Verification Safe Harbor (VSH)?
|
Lender Provided ATR/QM Worksheet
|
Initial Lender ATR/QM Status
|
Application Date
|
Borrower 1 Citizenship
|
Borrower 2 Citizenship
|
Borrowers Qualified Through a Non-Resident Alien Program
|
Occupancy
|
Property Type
|
Number of Units
|
Loan Type
|
Exempt Loan Product Type
|
Exempt Loan Housing Agency
|
Community Housing Development
|
Credit Under Economic Stabilization Act Of 2008
|
Refinance Of Non-Standard Mortgage
|
Higher Priced Covered Transaction
|
State Prepay Exceptions
|
Loan Purpose
|
Loan Term Exceeds 30 Years
|
Interest Only Feature
|
Negative Amortization
|
Balloon Payment
|
Prepay Penalty Flag
|
Prepayment Penalty Type
|
Prohibited Prepayment Penalty
|
Exceeds Points And Fees
|
Exceeds DTI Limit
|
Lien Position
|
APR
|
QM Calculated DTI Adherence
|
QM Lenders DTI Adherence
|
QM Fee Adherence - Total Charges %
|
QM Fee Adherence - Lenders Fee %
|
Fannie Mae Eligible
|
Freddie Mac Eligible
|
VA Guaranty Eligible
|
FHA Insured Eligible
|
USDA Guarantee Eligible
|
Rural Housing Service Insured Eligible
|
QM - Expected Income Or Assets For DTI
|
QM - Current Employment Status For DTI
|
QM - Monthly Payment On Subject Loan For DTI
|
QM - Monthly Payment On Additional Loan For DTI
|
QM - Monthly Payment Mortgage Related Obligations
|
QM - Current Debt Obligations Alimony and Child Support for DTI
|
QM - Monthly DTI Ratio Or Residual Income
|
One or more Verification Safe Harbor Guidelines used?
|
Current/Reasonably Expected Income or Assets per Guideline used?
|
Current Debt Obligations, Alimony & Child Support per Guideline used?
|
Monthly DTI (includes monthly payment on subject loan and simultaneous loans)
|
Monthly Residual Income per guideline used?
|
Compensating Factors used for QM determination documented before closing?
|
ATR - Guidelines Provided to Document Approach
|
ATR - Current And Expected Income And Assets
|
ATR - Current Employment Status
|
ATR - Mortgage Payment Obligation
|
ATR - Mortgage Payment on Simultaneous Transaction
|
ATR - Payment For Mortgage Related Obligations
|
ATR - Debt Obligations Including Alimony and Child Support
|
ATR - Monthly DTI Ratio or Residual Income
|
ATR - Consumer Credit History
|
ATR Lenders - DTI (Back)
|
ATR Calculated DTI (Back)
|
QM Lender Value DTI (Back)
|
QM Calculated DTI (Back)
|
Initial DTI (Back)
|
DTI Qualifying (Back)
|
Residual Income Analysis in File
|
Residual Income Guidelines
|
Did Loan Meet Guidelines
|
Residual Income Amount
|
Asset Depletion
|
Asset Depletion Months Amortized
|
Asset Utilization
|
Partial Asset Depletion
|
Short Sale
|
Short Sale Date
|
Deed In Lieu
|
Deed In Lieu Date
|
QRM Flag
|
Borrower 2 Guarantor Flag
|
Borrower 2 Personal Guaranty Recourse to Borrower
|
Borrower 3 Guarantor Flag
|
Borrower 3 Personal Guaranty Recourse to Borrower
|
Borrower 4 Guarantor Flag
|
Borrower 4 Personal Guaranty Recourse to Borrower
|
Borrower 1 Paystub Flag
|
Borrower 1 Paystub Number of Months
|
Borrower 2 Paystub Flag
|
Borrower 2 Paystub Number of Months
|
Borrower 3 Paystub Flag
|
Borrower 3 Paystub Number of Months
|
Borrower 4 Paystub Flag
|
Borrower 4 Paystub Number of Months
|
Borrower 1 W2 Flag
|
Borrower 1 W2 Number of Months
|
Borrower 2 W2 Flag
|
Borrower 2 W2 Number of Months
|
Borrower 3 W2 Flag
|
Borrower 3 W2 Number of Months
|
Borrower 4 W2 Flag
|
Borrower 4 W2 Number of Months
|
Borrower 1 Personal Tax Return Flag
|
Borrower 1 Personal Tax Return Number of Months
|
Borrower 2 Personal Tax Return Flag
|
Borrower 2 Personal Tax Return Number of Months
|
Borrower 3 Personal Tax Return Flag
|
Borrower 3 Personal Tax Return Number of Months
|
Borrower 4 Personal Tax Return Flag
|
Borrower 4 Personal Tax Return Number of Months
|
Borrower 1 Business Tax Return Flag
|
Borrower 1 Business Tax Return Number of Months
|
Borrower 2 Business Tax Return Flag
|
Borrower 2 Business Tax Return Number of Months
|
Borrower 3 Business Tax Return Flag
|
Borrower 3 Business Tax Return Number of Months
|
Borrower 4 Business Tax Return Flag
|
Borrower 4 Business Tax Return Number of Months
|
Borrower 1 Verbal VOE Flag
|
Borrower 1 Verbal VOE Number of Months
|
Borrower 2 Verbal VOE Flag
|
Borrower 2 Verbal VOE Number of Months
|
Borrower 3 Verbal VOE Flag
|
Borrower 3 Verbal VOE Number of Months
|
Borrower 4 Verbal VOE Flag
|
Borrower 4 Verbal VOE Number of Months
|
Borrower 1 Written VOE Flag
|
Borrower 1 Written VOE Form
|
Borrower 1 Written VOE Number of Months
|
Borrower 2 Written VOE Flag
|
Borrower 2 Written VOE Form
|
Borrower 2 Written VOE Number of Months
|
Borrower 3 Written VOE Flag
|
Borrower 3 Written VOE Form
|
Borrower 3 Written VOE Number of Months
|
Borrower 4 Written VOE Flag
|
Borrower 4 Written VOE Form
|
Borrower 4 Written VOE Number of Months
|
Borrower 1 P&L Flag
|
Borrower 1 P&L Prepared By
|
Borrower 1 P&L Number of Months
|
Borrower 2 P&L Flag
|
Borrower 2 P&L Prepared By
|
Borrower 2 P&L Number of Months
|
Borrower 3 P&L Flag
|
Borrower 3 P&L Prepared By
|
Borrower 3 P&L Number of Months
|
Borrower 4 P&L Flag
|
Borrower 4 P&L Prepared By
|
Borrower 4 P&L Number of Months
|
Borrower 1 Lease Agreement Flag
|
Borrower 1 Lease Agreement Number of Months
|
Borrower 2 Lease Agreement Flag
|
Borrower 2 Lease Agreement Number of Months
|
Borrower 3 Lease Agreement Flag
|
Borrower 3 Lease Agreement Number of Months
|
Borrower 4 Lease Agreement Flag
|
Borrower 4 Lease Agreement Number of Months
|
Equity Income Flag
|
Equity Income Amount
|
Equity Income Number of Months
|
Cross Collateralized Loan?
|
Is the Loan a Short-Term Rental?
|
DSCR with Rent Schedule Flag
|
DSCR with Rent Schedule Income Amount
|
DSCR with Lease Agreement Flag
|
DSCR with Lease Agreement Income Amount
|
DSCR %
|
DSCR Method Used
|
Borrower 1 CPA Letter with Income Flag
|
Borrower 1 CPA Letter with Income Number of Months
|
Borrower 1 CPA Letter without Income Flag
|
Borrower 1 CPA Letter without Income Number of Months
|
Borrower 2 CPA Letter with Income Flag
|
Borrower 2 CPA Letter with Income Number of Months
|
Borrower 2 CPA Letter without Income Flag
|
Borrower 2 CPA Letter without Income Number of Months
|
Borrower 3 CPA Letter with Income Flag
|
Borrower 3 CPA Letter with Income Number of Months
|
Borrower 3 CPA Letter without Income Flag
|
Borrower 3 CPA Letter without Income Number of Months
|
Borrower 4 CPA Letter with Income Flag
|
Borrower 4 CPA Letter with Income Number of Months
|
Borrower 4 CPA Letter without Income Flag
|
Borrower 4 CPA Letter without Income Number of Months
|
Borrower 1 Personal Bank Statements Flag
|
Borrower 1 Personal Bank Statements Number of Months
|
Borrower 2 Personal Bank Statements Flag
|
Borrower 2 Personal Bank Statements Number of Months
|
Borrower 3 Personal Bank Statements Flag
|
Borrower 3 Personal Bank Statements Number of Months
|
Borrower 4 Personal Bank Statements Flag
|
Borrower 4 Personal Bank Statements Number of Months
|
Borrower 1 Business Bank Statements Flag
|
Borrower 1 Business Bank Statements Number of Months
|
Borrower 2 Business Bank Statements Flag
|
Borrower 2 Business Bank Statements Number of Months
|
Borrower 3 Business Bank Statements Flag
|
Borrower 3 Business Bank Statements Number of Months
|
Borrower 4 Business Bank Statements Flag
|
Borrower 4 Business Bank Statements Number of Months
|
Borrower 1 Award Letter Flag
|
Borrower 1 Award Letter Number of Months
|
Borrower 2 Award Letter Flag
|
Borrower 2 Award Letter Number of Months
|
Borrower 3 Award Letter Flag
|
Borrower 3 Award Letter Number of Months
|
Borrower 4 Award Letter Flag
|
Borrower 4 Award Letter Number of Months
|
Borrower 1 Offer Letter Flag
|
Borrower 1 Offer Letter Number of Months
|
Borrower 2 Offer Letter Flag
|
Borrower 2 Offer Letter Number of Months
|
Borrower 3 Offer Letter Flag
|
Borrower 3 Offer Letter Number of Months
|
Borrower 4 Offer Letter Flag
|
Borrower 4 Offer Letter Number of Months
|
Borrower 1 IRS Transcripts - Tax Returns Flag
|
Borrower 1 IRS Transcripts - Tax Returns Number of Months
|
Borrower 1 IRS Transcripts - W2s Flag
|
Borrower 1 IRS Transcripts - W2s Number of Months
|
Borrower 2 IRS Transcripts - Tax Returns Flag
|
Borrower 2 IRS Transcripts - Tax Returns Number of Months
|
Borrower 2 IRS Transcripts - W2s Flag
|
Borrower 2 IRS Transcripts - W2s Number of Months
|
Borrower 3 IRS Transcripts - Tax Returns Flag
|
Borrower 3 IRS Transcripts - Tax Returns Number of Months
|
Borrower 3 IRS Transcripts - W2s Flag
|
Borrower 3 IRS Transcripts - W2s Number of Months
|
Borrower 4 IRS Transcripts - Tax Returns Flag
|
Borrower 4 IRS Transcripts - Tax Returns Number of Months
|
Borrower 4 IRS Transcripts - W2s Flag
|
Borrower 4 IRS Transcripts - W2s Number of Months
|
Borrower 1 Income Doc Type Summary
|
Borrower 2 Income Doc Type Summary
|
Borrower 3 Income Doc Type Summary
|
Borrower 4 Income Doc Type Summary
|
Borrower 1 Documentation Used to Determine Legal Residency
|
Borrower 2 Documentation Used to Determine Legal Residency
|
Borrower 3 Documentation Used to Determine Legal Residency
|
Borrower 4 Documentation Used to Determine Legal Residency
|
Default Rate?
|
Default Rate
|
|
175
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
31.18
|
33.29
|
31.18
|
33.29
|
33.29
|
33.29
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Other
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
P & L - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
235
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
43.06
|
43.06
|
43.06
|
43.06
|
43.06
|
43.06
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
26
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 26 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
254
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46
|
45.93
|
46
|
45.93
|
45.93
|
45.93
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
28
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
126
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41
|
40.99
|
41
|
40.99
|
40.99
|
40.99
|
No
|
No
|
(No Data)
|
XXXXX
|
Yes
|
240
|
No
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
28
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 1 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
99
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.3
|
34.3
|
34.3
|
34.3
|
34.3
|
34.3
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
29
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
16
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 16 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
194
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.44
|
36.44
|
36.44
|
36.44
|
36.44
|
36.44
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 30 months
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
147
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.72
|
32.72
|
32.72
|
32.72
|
32.72
|
32.72
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
18
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 36 months;
CPA Letter without Income - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 18 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
290
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
7.56
|
10.09
|
7.56
|
10.09
|
10.09
|
10.09
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
CPA
|
12
|
Yes
|
CPA
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 12 months;
Personal Tax Return - 24 months
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 12 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
269
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
Permanent Resident Alien
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.92
|
39.96
|
39.92
|
39.96
|
39.96
|
39.96
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
Green Card
|
Green Card
|
(No Data)
|
(No Data)
|
No
|
0
|
|
36
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
47.93
|
47.93
|
47.93
|
47.93
|
47.93
|
47.93
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
395
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.54
|
37.22
|
35.54
|
37.22
|
37.22
|
37.22
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
101
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR-Attached
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.2
|
38.2
|
38.2
|
38.2
|
38.2
|
38.2
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
33
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 33 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
23
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30
|
29.51
|
30
|
29.51
|
29.51
|
29.51
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
7
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
|
1099 - 12 months;
Award Letter - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
366
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.73
|
46.73
|
46.73
|
46.73
|
46.73
|
46.73
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
260
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44.4
|
44.4
|
44.4
|
44.4
|
44.4
|
44.4
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
31
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 31 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
278
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
37.49
|
37.61
|
37.49
|
37.61
|
37.61
|
37.61
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
77
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.63
|
35.63
|
35.63
|
35.63
|
35.63
|
35.63
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
18
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 18 months;
Personal Tax Return - 24 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
224
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.03
|
27.9
|
27.03
|
27.9
|
27.9
|
27.9
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 1 months;
Personal Tax Return - 24 months
|
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
112
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.67
|
42.67
|
42.67
|
42.67
|
42.67
|
42.67
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Bank Statements - 1 months
|
Personal Bank Statements - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
145
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
18.8
|
18.49
|
18.8
|
18.49
|
18.49
|
18.49
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 31 months
|
W2 - 12 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
134
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.82
|
27.15
|
27.82
|
27.15
|
27.15
|
27.15
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
206
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33
|
32.91
|
33
|
32.91
|
32.91
|
32.91
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
88
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.52
|
47.14
|
48.52
|
47.14
|
47.14
|
47.14
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
2
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.93
|
42.93
|
42.93
|
42.93
|
42.93
|
42.93
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
12
|
Yes
|
Borrower
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
6
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.97
|
49.21
|
49.97
|
49.21
|
49.21
|
49.21
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
IRS Transcripts – Tax Return(s) - 12 months;
IRS Transcripts – W2(s) - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
Work Visa
|
(No Data)
|
No
|
0
|
|
275
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
37.63
|
37.64
|
37.63
|
37.64
|
37.64
|
37.64
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
394
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.51
|
27.51
|
27.51
|
27.51
|
27.51
|
27.51
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
47
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.62
|
30.21
|
30.62
|
30.21
|
30.21
|
30.21
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
6
|
Yes
|
6
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 6 months;
W2 - 24 months;
Written VOE - 30 months
|
Paystub - 6 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
225
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
28.41
|
27.91
|
28.41
|
27.91
|
27.91
|
27.91
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
Paystub - 1 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
399
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.66
|
30.66
|
30.66
|
30.66
|
30.66
|
30.66
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
342
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
20.48
|
20.48
|
20.48
|
20.48
|
20.48
|
20.48
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 1 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
193
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
47.13
|
47.63
|
47.13
|
47.63
|
47.63
|
47.63
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
17
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 17 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
82
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
24.89
|
24.89
|
24.89
|
24.89
|
24.89
|
24.89
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 12 months;
Written VOE - 30 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
79
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.82
|
32.82
|
32.82
|
32.82
|
32.82
|
32.82
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 12 months;
Written VOE - 30 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
355
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.5
|
34.3
|
35.5
|
34.3
|
34.3
|
34.3
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 12 months
|
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
391
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.25
|
24.52
|
30.25
|
24.52
|
24.52
|
24.52
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
239
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
15
|
14.66
|
15
|
14.66
|
14.66
|
14.66
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
271
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Non-Permanent Resident Alien
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.8
|
49.05
|
49.8
|
49.05
|
49.05
|
49.05
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
29
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 29 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
Work Visa
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
377
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
24.52
|
22.75
|
24.52
|
22.75
|
22.75
|
22.75
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
42
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
High Rise Condo (9+)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.27
|
44.54
|
46.27
|
44.54
|
44.54
|
44.54
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 8 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
216
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26.42
|
26.42
|
26.42
|
26.42
|
26.42
|
26.42
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
18
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Written VOE - 30 months
|
Business Tax Return - 24 months;
IRS Transcripts – W2(s) - 12 months;
P & L - 18 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
76
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.29
|
33.08
|
34.29
|
33.08
|
33.08
|
33.08
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
16
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26.57
|
26.56
|
26.57
|
26.56
|
26.56
|
26.56
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
33
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Written VOE - 31 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 33 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
402
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
43.23
|
43.23
|
43.23
|
43.23
|
43.23
|
43.23
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
30
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
92
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27
|
27.71
|
27
|
27.71
|
27.71
|
27.71
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
354
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.2
|
25.14
|
25.2
|
25.14
|
25.14
|
25.14
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
227
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.32
|
46.32
|
46.32
|
46.32
|
46.32
|
46.32
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
10
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.35
|
36.34
|
36.35
|
36.34
|
36.34
|
36.34
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
289
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
45.74
|
45.74
|
45.74
|
45.74
|
45.74
|
45.74
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
6
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
189
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
CPA Letter without Income - 189 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 6 months;
Personal Tax Return - 24 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
182
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
29.18
|
29.11
|
29.18
|
29.11
|
29.11
|
29.11
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
109
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
17.62
|
17.62
|
17.62
|
17.62
|
17.62
|
17.62
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
19
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
40
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 19 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 40 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
146
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44.74
|
44.09
|
44.74
|
44.09
|
44.09
|
44.09
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
31
|
Yes
|
7
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
2
|
Yes
|
3
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 31 months;
Personal Bank Statements - 2 months;
W2 - 24 months;
Written VOE - 24 months
|
Paystub - 7 months;
Personal Bank Statements - 3 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
72
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.45
|
36.44
|
36.45
|
36.44
|
36.44
|
36.44
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
19
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
Yes
|
24
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
P & L - 19 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 32 months
|
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 12 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
125
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.38
|
38.26
|
39.38
|
38.26
|
38.26
|
38.26
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
6
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 6 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
369
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
47.17
|
47.25
|
47.17
|
47.25
|
47.25
|
47.25
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
30
|
Yes
|
6
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
32
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 30 months;
W2 - 24 months;
Written VOE - 32 months
|
Paystub - 6 months;
W2 - 24 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
133
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
14.11
|
14.05
|
14.11
|
14.05
|
14.05
|
14.05
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
29
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
18
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 18 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 29 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
419
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.85
|
49.85
|
49.85
|
49.85
|
49.85
|
49.85
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
29
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 29 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
56
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
28.59
|
27.26
|
28.59
|
27.26
|
27.26
|
27.26
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
7
|
Yes
|
Borrower
|
6
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
P & L - 7 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
P & L - 6 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
241
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
18.27
|
18.27
|
18.27
|
18.27
|
18.27
|
18.27
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
19
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 19 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
127
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
29
|
28.58
|
29
|
28.58
|
28.58
|
28.58
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
120
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.93
|
33.93
|
33.93
|
33.93
|
33.93
|
33.93
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Bank Statement for Retirement Income - 2 months
|
Personal Bank Statement for Retirement Income - 2 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
11
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.51
|
46.51
|
46.51
|
46.51
|
46.51
|
46.51
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
31
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
|
Paystub - 31 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
307
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
29.53
|
28.55
|
29.53
|
28.55
|
28.55
|
28.55
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
220
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.68
|
38.9
|
42.68
|
38.9
|
38.9
|
38.9
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
346
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38
|
38.3
|
38
|
38.3
|
38.3
|
38.3
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
W2 - 24 months
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
400
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
21.29
|
21.29
|
21.29
|
21.29
|
21.29
|
21.29
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
312
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
43.58
|
43.58
|
43.58
|
43.58
|
43.58
|
43.58
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Award Letter - 1 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
252
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.33
|
41.32
|
41.33
|
41.32
|
41.32
|
41.32
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 12 months
|
Award Letter - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
343
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.16
|
24.96
|
25.16
|
24.96
|
24.96
|
24.96
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
136
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.45
|
25.45
|
25.45
|
25.45
|
25.45
|
25.45
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Unknown
|
0
|
|
4
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.79
|
47.48
|
48.79
|
47.48
|
47.48
|
47.48
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
6
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
P & L - 6 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
415
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49
|
47.94
|
49
|
47.94
|
47.94
|
47.94
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
18
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
W2 - 24 months;
Written VOE - 30 months
|
Paystub - 18 months;
Personal Bank Statements - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
293
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.44
|
39.48
|
39.44
|
39.48
|
39.48
|
39.48
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
2
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 24 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Bank Statements - 2 months
|
Personal Bank Statements - 2 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
85
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.68
|
46.76
|
46.68
|
46.76
|
46.76
|
46.76
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
CPA Letter - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
61
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
Permanent Resident Alien
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.36
|
27.49
|
27.36
|
27.49
|
27.49
|
27.49
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
31
|
Yes
|
FMNA 1005
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
Business Tax Return - 24 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
Green Card
|
Green Card
|
(No Data)
|
(No Data)
|
No
|
0
|
|
186
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
Permanent Resident Alien
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.88
|
38.88
|
38.88
|
38.88
|
38.88
|
38.88
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
Green Card
|
(No Data)
|
(No Data)
|
No
|
0
|
|
209
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
22.75
|
23.17
|
22.75
|
23.17
|
23.17
|
23.17
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
420
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.75
|
41.7
|
41.75
|
41.7
|
41.7
|
41.7
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Personal Bank Statements - 2 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
87
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
15.22
|
15.22
|
15.22
|
15.22
|
15.22
|
15.22
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
20
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 20 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
167
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.42
|
40.42
|
40.42
|
40.42
|
40.42
|
40.42
|
No
|
No
|
(No Data)
|
XXXXX
|
Yes
|
360
|
Yes
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
306
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32
|
30.93
|
2
|
30.93
|
30.93
|
30.93
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
10
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
41
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 10 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 41 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
180
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.03
|
36.18
|
39.03
|
36.18
|
36.18
|
36.18
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
36
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 36 months;
Paystub - 36 months;
W2 - 24 months;
Written VOE - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
48
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.91
|
40.91
|
40.91
|
40.91
|
40.91
|
40.91
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 8 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
110
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.51
|
32.52
|
32.51
|
32.52
|
32.52
|
32.52
|
No
|
No
|
(No Data)
|
XXXXX
|
Yes
|
240
|
No
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
22
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
43
|
42.74
|
43
|
42.74
|
42.74
|
42.74
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
Personal Bank Statements - 1 months
|
Personal Bank Statements - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
349
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.66
|
31.83
|
30.66
|
31.83
|
31.83
|
31.83
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
9
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 9 months;
Personal Tax Return - 24 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
123
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.42
|
46.27
|
46.42
|
46.27
|
46.27
|
46.27
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
91
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
47.61
|
47.22
|
47.61
|
47.22
|
47.22
|
47.22
|
No
|
Yes
|
Yes
|
XXXXX
|
Yes
|
360
|
Yes
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months
|
1099 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
212
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.51
|
48.52
|
48.51
|
48.52
|
48.52
|
48.52
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
7
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
29
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 7 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 29 months
|
Award Letter - 1 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
362
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27
|
23.35
|
27
|
23.35
|
23.35
|
23.35
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
6
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 6 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
386
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.73
|
39.73
|
39.73
|
39.73
|
39.73
|
39.73
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Bank Statement for Retirement Income - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
232
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
14.88
|
14.7
|
14.88
|
14.7
|
14.7
|
14.7
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
89
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
50
|
48.81
|
50
|
48.81
|
48.81
|
48.81
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
31
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 31 months;
W2 - 12 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
168
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.29
|
36.27
|
40.29
|
36.27
|
36.27
|
36.27
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
7
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
304
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.67
|
36.53
|
35.67
|
36.53
|
36.53
|
36.53
|
No
|
Yes
|
Yes
|
XXXXX
|
Yes
|
240
|
Yes
|
Yes
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
Personal Bank Statement for Retirement Income - 2 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
229
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.37
|
42.46
|
42.37
|
42.46
|
42.46
|
42.46
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
318
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.34
|
42.21
|
42.34
|
42.21
|
42.21
|
42.21
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
7
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Paystub - 2 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
24
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.12
|
30.92
|
34.12
|
30.92
|
30.92
|
30.92
|
No
|
No
|
(No Data)
|
XXXXX
|
Yes
|
360
|
Yes
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
2
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Bank Statements - 2 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Bank Statements - 2 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
248
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44.96
|
44.86
|
44.96
|
44.86
|
44.86
|
44.86
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Verbal VOE with Income - 12 months;
W2 - 24 months;
Written VOE - 24 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
181
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44.98
|
43.79
|
44.98
|
43.79
|
43.79
|
43.79
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
7
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
P & L - 7 months;
Personal Tax Return - 24 months
|
Business Tax Return - 24 months;
Personal Bank Statement for Retirement Income - 1 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
308
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Non-Permanent Resident Alien
|
(No Data)
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.44
|
35.34
|
35.44
|
35.34
|
35.34
|
35.34
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
6
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 6 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
Work Visa
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
230
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
24.21
|
24.14
|
24.21
|
24.14
|
24.14
|
24.14
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Written VOE - 24 months
|
Paystub - 1 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
166
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
20.22
|
20.22
|
20.22
|
20.22
|
20.22
|
20.22
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
5
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
Personal Tax Return - 24 months;
Written VOE - 5 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
7
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Site Condo
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26
|
25.97
|
26
|
25.97
|
25.97
|
25.97
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
7
|
Yes
|
8
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 7 months;
W2 - 12 months
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 8 months;
W2 - 24 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
62
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.9
|
38.08
|
39.9
|
38.08
|
38.08
|
38.08
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Other
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 12 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
297
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26.31
|
26.31
|
26.31
|
26.31
|
26.31
|
26.31
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
Offer Letter - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
173
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.09
|
40.1
|
40.09
|
40.1
|
40.1
|
40.1
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
Written VOE - 24 months
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 12 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
380
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.66
|
41.66
|
41.66
|
41.66
|
41.66
|
41.66
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
Yes
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
94
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.12
|
40.41
|
42.12
|
40.41
|
40.41
|
40.41
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
Green Card
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
223
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
37.26
|
37.43
|
37.26
|
37.43
|
37.43
|
37.43
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 12 months;
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
310
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
31.86
|
31.85
|
31.86
|
31.85
|
31.85
|
31.85
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Personal Bank Statement for Retirement Income - 2 months
|
1099 - 12 months;
Personal Bank Statement for Retirement Income - 2 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
276
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.77
|
38.94
|
38.77
|
38.94
|
38.94
|
38.94
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Bank Statement for Retirement Income - 2 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
116
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.95
|
48.74
|
49.95
|
48.74
|
48.74
|
48.74
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
300
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.64
|
30.64
|
30.64
|
30.64
|
30.64
|
30.64
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
410
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
XXXXX
|
No
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
43
|
44.17
|
43
|
44.17
|
44.17
|
44.17
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 8 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
347
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.4
|
39.4
|
39.4
|
39.4
|
39.4
|
39.4
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
360
|
No
|
Yes
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
7
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 7 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
189
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.87
|
27.87
|
27.87
|
27.87
|
27.87
|
27.87
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Offer Letter - 12 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
417
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.19
|
48.24
|
49.19
|
48.24
|
48.24
|
48.24
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 24 months
|
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
294
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.86
|
48.59
|
48.86
|
48.59
|
48.59
|
48.59
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
IRS Transcripts – W2(s) - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
171
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.88
|
27.88
|
27.88
|
27.88
|
27.88
|
27.88
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
314
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
29.83
|
32.12
|
29.83
|
32.12
|
32.12
|
32.12
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
39
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.11
|
38.11
|
38.11
|
38.11
|
38.11
|
38.11
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 8 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
199
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.31
|
41.94
|
42.31
|
41.94
|
41.94
|
41.94
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
31
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 31 months;
W2 - 24 months;
Written VOE - 31 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
341
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
15.7
|
15.7
|
15.7
|
15.7
|
15.7
|
15.7
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
333
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.66
|
40.66
|
40.66
|
40.66
|
40.66
|
40.66
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
15
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.82
|
32.82
|
32.82
|
32.82
|
32.82
|
32.82
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
31
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
21
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 31 months
|
W2 - 12 months;
Written VOE - 21 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
96
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.75
|
41.84
|
39.75
|
41.84
|
41.84
|
41.84
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
13
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
W2 - 12 months;
Written VOE - 13 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
104
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.97
|
41.97
|
41.97
|
41.97
|
41.97
|
41.97
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
Personal Bank Statement for Retirement Income - 2 months;
W2 - 24 months;
Written VOE - 24 months
|
Award Letter - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
291
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.11
|
32.2
|
33.11
|
32.2
|
32.2
|
32.2
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
30
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 30 months;
Personal Tax Return - 24 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
387
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.42
|
42.42
|
42.42
|
42.42
|
42.42
|
42.42
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
7
|
Yes
|
7
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 7 months;
W2 - 24 months;
Written VOE - 31 months
|
Paystub - 7 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
185
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.09
|
32.91
|
32.09
|
32.91
|
32.91
|
32.91
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
259
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34
|
31.2
|
34
|
31.2
|
31.2
|
31.2
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
257
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.68
|
39.68
|
39.68
|
39.68
|
39.68
|
39.68
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Personal Bank Statement for Retirement Income - 2 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
392
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.78
|
25.78
|
25.78
|
25.78
|
25.78
|
25.78
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
277
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Site Condo
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.42
|
35.42
|
35.42
|
35.42
|
35.42
|
35.42
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
8
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 8 months;
W2 - 24 months
|
Paystub - 2 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
311
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.05
|
45.61
|
46.05
|
45.61
|
45.61
|
45.61
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
174
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
4.1
|
4.23
|
4.1
|
4.23
|
4.23
|
4.23
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
7
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 7 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
37
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.21
|
41.2
|
41.21
|
41.2
|
41.2
|
41.2
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
40
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
23.46
|
23.45
|
23.46
|
23.45
|
23.45
|
23.45
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
282
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.38
|
28.28
|
27.38
|
28.28
|
28.28
|
28.28
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
361
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.55
|
42.55
|
42.55
|
42.55
|
42.55
|
42.55
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
385
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Cooperative
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
45.84
|
45.84
|
45.84
|
45.84
|
45.84
|
45.84
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 2 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
60
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
21.77
|
22.01
|
21.77
|
22.01
|
22.01
|
22.01
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
201
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
8.93
|
8.91
|
8.93
|
8.91
|
8.91
|
8.91
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
20
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 20 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
267
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
(No Data)
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.88
|
35.87
|
35.88
|
35.87
|
35.87
|
35.87
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
17
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 17 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
Green Card
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
196
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26.62
|
26.62
|
26.62
|
26.62
|
26.62
|
26.62
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 24 months;
W2 - 24 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
138
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.25
|
30.35
|
30.35
|
30.35
|
30.35
|
30.35
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
7
|
Yes
|
Borrower
|
7
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Personal Tax Return - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 7 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
184
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.03
|
38.03
|
38.03
|
38.03
|
38.03
|
38.03
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 24 months;
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 2 months
|
1099 - 24 months;
Award Letter - 12 months;
Personal Bank Statement for Retirement Income - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
414
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
16.42
|
16.42
|
16.42
|
16.42
|
16.42
|
16.42
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
149
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.67
|
38.67
|
38.67
|
38.67
|
38.67
|
38.67
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
Offer Letter - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
253
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.1
|
35.52
|
33.1
|
35.52
|
35.52
|
35.52
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
Yes
|
48
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
1099 - 12 months;
Business Tax Return - 36 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
Business Tax Return - 36 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 48 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
49
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
45.29
|
45.28
|
45.29
|
45.28
|
45.28
|
45.28
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
1
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 1 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
74
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
2 Family
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
17.51
|
17.68
|
17.51
|
17.68
|
17.67
|
17.67
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
21
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
P & L - 21 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
59
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.54
|
41.54
|
41.54
|
41.54
|
41.54
|
41.54
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
Paystub - 1 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
298
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
22.72
|
21.44
|
22.72
|
21.44
|
21.44
|
21.44
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
31
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 31 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
389
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
19.93
|
19.96
|
19.93
|
19.96
|
19.96
|
19.96
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
176
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.09
|
32.88
|
32.09
|
32.88
|
32.88
|
32.88
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
32
|
Yes
|
32
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 32 months;
W2 - 24 months
|
Paystub - 32 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
86
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
45.7
|
45.71
|
45.7
|
45.71
|
45.71
|
45.71
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
288
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26.23
|
23.43
|
26.23
|
23.43
|
23.43
|
23.43
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
20
|
Yes
|
Borrower
|
20
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
CPA Letter - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 20 months;
Personal Tax Return - 12 months
|
Business Tax Return - 12 months;
CPA Letter - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 20 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
66
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
24.16
|
23.43
|
24.16
|
23.43
|
23.43
|
23.43
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
20
|
Yes
|
Borrower
|
20
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
CPA Letter - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 20 months;
Personal Tax Return - 12 months
|
Business Tax Return - 12 months;
CPA Letter - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 20 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
111
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
U.S. Citizen
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.06
|
35.06
|
35.06
|
35.06
|
35.06
|
35.06
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Business Tax Return - 24 months;
Paystub - 1 months
|
(No Data)
|
(No Data)
|
Green Card
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
102
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.05
|
40.05
|
40.05
|
40.05
|
40.05
|
40.05
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
W2 - 12 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
335
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.53
|
40.23
|
38.53
|
40.23
|
40.23
|
40.23
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 8 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
330
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.38
|
42.38
|
42.38
|
42.38
|
42.38
|
42.38
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 8 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
384
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.35
|
41.35
|
41.35
|
41.35
|
41.35
|
41.35
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Personal Bank Statement for Retirement Income - 3 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
368
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.65
|
35.65
|
35.65
|
35.65
|
35.65
|
35.65
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
113
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.32
|
49.32
|
49.32
|
49.32
|
49.32
|
49.32
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
207
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.52
|
49.05
|
48.52
|
49.05
|
49.05
|
49.05
|
Yes
|
Yes
|
Yes
|
XXXXX
|
Yes
|
360
|
No
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 30 months
|
1099 - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Bank Statement for Retirement Income - 2 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
34
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44.71
|
44.71
|
44.71
|
44.71
|
44.71
|
44.71
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
18
|
Yes
|
20
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 18 months;
W2 - 24 months;
Written VOE - 24 months
|
Paystub - 20 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
270
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.83
|
46.83
|
46.83
|
46.83
|
46.83
|
46.83
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
14
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 14 months;
W2 - 12 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
65
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.41
|
40.42
|
40.41
|
40.42
|
40.42
|
40.42
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
238
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
40.73
|
42.83
|
40.73
|
42.83
|
42.83
|
42.83
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
43
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 43 months
|
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
200
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.79
|
35.4
|
36.79
|
35.4
|
35.4
|
35.4
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
1099 - 12 months;
Award Letter - 1 months
|
Business Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
128
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.49
|
49.96
|
49.49
|
49.96
|
49.96
|
49.96
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
52
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.73
|
35.63
|
35.73
|
35.63
|
35.63
|
35.63
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
231
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
45.79
|
45.06
|
45.79
|
45.06
|
45.06
|
45.06
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
19
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 19 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 36 months
|
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
163
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
48.39
|
48.48
|
48.39
|
48.48
|
48.48
|
48.48
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
7
|
Yes
|
Borrower
|
7
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 7 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 7 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
204
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
19.41
|
19.36
|
19.41
|
19.36
|
19.36
|
19.36
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
3
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
33
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 3 months;
W2 - 24 months;
Written VOE - 33 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
233
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
45.81
|
45.43
|
45.81
|
45.43
|
45.43
|
45.43
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 8 months;
Personal Tax Return - 24 months
|
Award Letter - 12 months
|
Award Letter - 12 months;
IRS Transcripts – Tax Return(s) - 24 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
348
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.98
|
49.97
|
49.98
|
49.97
|
49.97
|
49.97
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 8 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 8 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
382
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.97
|
46.25
|
46.97
|
46.25
|
46.25
|
46.25
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
75
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
37.62
|
37.62
|
37.62
|
37.62
|
37.62
|
37.62
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
33
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
33
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 33 months
|
Paystub - 1 months;
Written VOE - 33 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
261
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Rate and Term Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
30.96
|
30.86
|
30.96
|
30.86
|
30.86
|
30.86
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
236
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.65
|
41.65
|
41.65
|
41.65
|
41.65
|
41.65
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
32
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 32 months;
W2 - 24 months;
Written VOE - 24 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
19
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
47.92
|
47.92
|
47.92
|
47.92
|
47.92
|
47.92
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
411
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.8
|
38.84
|
38.8
|
38.84
|
38.84
|
38.84
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – W2(s) - 24 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
187
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
26.69
|
26.43
|
26.69
|
26.43
|
26.43
|
26.43
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 12 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
118
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
38.46
|
38.44
|
38.46
|
38.44
|
38.44
|
38.44
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
20
|
Yes
|
Borrower
|
20
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
P & L - 20 months
|
Business Tax Return - 12 months;
P & L - 20 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
279
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.7
|
39.11
|
36.7
|
39.11
|
39.11
|
39.11
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
36
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
Personal Bank Statement for Retirement Income - 2 months;
Written VOE - 36 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
53
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR-Attached
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.67
|
39.67
|
39.67
|
39.67
|
39.67
|
39.67
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
100
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.05
|
25.06
|
25.05
|
25.06
|
25.06
|
25.06
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
208
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Permanent Resident Alien
|
U.S. Citizen
|
(No Data)
|
Primary
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
25.93
|
25.79
|
25.93
|
25.79
|
25.79
|
25.79
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
Green Card
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
29
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46
|
45.71
|
46
|
45.71
|
45.71
|
45.71
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
31
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 31 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
157
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
31.47
|
31.22
|
31.47
|
31.22
|
31.22
|
31.22
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
6
|
Yes
|
Borrower
|
6
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L Only - 6 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L Only - 6 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
172
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.14
|
36.14
|
36.14
|
36.14
|
36.14
|
36.14
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
81
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.96
|
41.96
|
41.96
|
41.96
|
41.96
|
41.96
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 8 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
164
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
41.03
|
42.88
|
41.03
|
42.88
|
42.88
|
42.88
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
8
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
29
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 8 months;
W2 - 36 months;
Written VOE - 29 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
67
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
44.22
|
44.22
|
44.22
|
44.22
|
44.22
|
44.22
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
IRS Transcripts – Tax Return(s) - 24 months;
Offer Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 12 months;
Written VOE - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
367
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
21.6
|
22
|
21.6
|
22
|
22
|
22
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 8 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
1
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.15
|
36.56
|
36.15
|
36.56
|
36.56
|
36.56
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
7
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 7 months;
W2 - 24 months;
Written VOE - 31 months
|
Award Letter - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
256
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49.74
|
49.8
|
49.74
|
49.8
|
49.8
|
49.8
|
No
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
35
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 35 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
46
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.38
|
42.26
|
42.38
|
42.26
|
42.26
|
42.26
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
26
|
Yes
|
26
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
31
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 26 months;
W2 - 24 months
|
Paystub - 26 months;
Written VOE - 31 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
265
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
Non-Permanent Resident Alien
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
21.07
|
21.07
|
21.07
|
21.07
|
21.07
|
21.07
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
Employment Authorization Document
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
156
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
28.68
|
29.09
|
28.68
|
29.09
|
29.09
|
29.09
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
|
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
155
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
22.58
|
24.75
|
22.58
|
24.75
|
24.75
|
24.75
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
22
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 22 months;
W2 - 24 months
|
Offer Letter - 12 months;
Paystub - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
21
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
37.47
|
37.67
|
37.47
|
37.67
|
37.67
|
37.67
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
105
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.23
|
42.26
|
42.23
|
42.26
|
42.26
|
42.26
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
28
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 28 months
|
Award Letter - 12 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
27
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.59
|
39.5
|
34.59
|
39.5
|
39.5
|
39.5
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
328
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Second Home
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
27.53
|
26.89
|
27.53
|
26.89
|
26.89
|
26.89
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 1 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
44
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.66
|
39.98
|
39.66
|
39.98
|
39.98
|
39.98
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Award Letter - 12 months;
Personal Tax Return - 24 months
|
Award Letter - 12 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
84
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
24.77
|
24.83
|
24.77
|
24.83
|
24.83
|
24.83
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 12 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
93
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
39.46
|
39.02
|
39.46
|
39.02
|
39.02
|
39.02
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 25 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
423
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
32.27
|
30.69
|
32.27
|
30.69
|
30.69
|
30.69
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
26
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 26 months
|
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
272
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.32
|
36.61
|
34.32
|
36.61
|
36.61
|
36.61
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
178
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.22
|
39.5
|
42.22
|
39.5
|
39.5
|
39.5
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
57
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
34.46
|
34.27
|
34.46
|
34.27
|
34.27
|
34.27
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
407
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
Yes
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.09
|
33.04
|
33.09
|
33.04
|
33.04
|
33.04
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
Offer Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
144
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
3.95
|
8.21
|
3.95
|
8.21
|
8.21
|
8.21
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
30
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 30 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
169
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
31.45
|
32.22
|
31.45
|
32.22
|
32.22
|
32.22
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
17
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
P & L - 17 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
IRS Transcripts – Tax Return(s) - 24 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
364
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.44
|
21.97
|
33.44
|
21.97
|
21.97
|
21.97
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 1 months;
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
140
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
33.77
|
33.77
|
33.77
|
33.77
|
33.77
|
33.77
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
4
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
30
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 1 months;
Paystub - 4 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 30 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
159
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.54
|
34.79
|
35.54
|
34.79
|
34.79
|
34.79
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
8
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
28.53
|
28.18
|
28.53
|
28.18
|
28.18
|
28.18
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
12
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Business Tax Return - 24 months;
P & L - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
170
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Rebuttable Presumption (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
31.89
|
31.89
|
31.89
|
31.89
|
31.89
|
31.89
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
195
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.61
|
42.07
|
42.61
|
42.07
|
42.07
|
42.07
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
25
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 25 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
221
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Rebuttable Presumption (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.98
|
42.95
|
42.98
|
42.95
|
42.95
|
42.95
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
25
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
41
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 12 months;
Written VOE - 25 months
|
Offer Letter - 12 months;
Paystub - 1 months;
Personal Tax Return - 24 months;
W2 - 24 months;
Written VOE - 41 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
97
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
17.38
|
17.29
|
17.38
|
17.29
|
17.29
|
17.29
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
31
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 31 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
121
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
37.92
|
36.06
|
37.92
|
36.06
|
36.06
|
36.06
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Offer Letter - 12 months;
Paystub - 1 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
374
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Attached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Cashout Refi
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.84
|
42.93
|
42.84
|
42.93
|
42.93
|
42.93
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
9
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Business Tax Return - 24 months;
IRS Transcripts – Tax Return(s) - 24 months;
IRS Transcripts – W2(s) - 24 months;
P & L - 9 months;
Paystub - 1 months;
Personal Tax Return - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
408
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Exempt
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
Yes
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Yes
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
49
|
48.43
|
49
|
48.43
|
48.43
|
48.43
|
Yes
|
Yes
|
Yes
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
36
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
FMNA 1005
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
8
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 36 months;
P & L - 8 months;
Personal Tax Return - 24 months;
W2 - 24 months
|
Paystub - 1 months;
W2 - 12 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
35
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
Low Rise Condo (1-4)
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
Yes
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
35.53
|
35.53
|
35.53
|
35.53
|
35.53
|
35.53
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
1
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
13
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 1 months;
W2 - 24 months;
Written VOE - 13 months
|
Paystub - 1 months;
W2 - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
98
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
U.S. Citizen
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
42.97
|
42.97
|
42.97
|
42.97
|
42.97
|
42.97
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
1
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Independent Third Party (XXX, XXX etc)
|
32
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
7
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
Yes
|
68
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
CPA Letter without Income - 68 months;
IRS Transcripts – Tax Return(s) - 12 months;
Personal Tax Return - 12 months;
W2 - 12 months
|
IRS Transcripts – Tax Return(s) - 12 months;
P & L - 7 months;
Paystub - 1 months;
Personal Tax Return - 12 months;
W2 - 12 months;
Written VOE - 32 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
107
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
SFR
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
Yes
|
1
|
XXXXX
|
No
|
No
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
46.81
|
43.75
|
46.81
|
43.75
|
43.75
|
43.75
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Yes
|
2
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
24
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
FMNA 1005
|
24
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Paystub - 2 months;
W2 - 24 months;
Written VOE - 24 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|
|
296
|
XXXXX
|
XXXXX
|
XXXXX
|
XXXXX
|
QM: Safe Harbor (APOR)
|
No
|
Present
|
QM: Safe Harbor (APOR)
|
XXXXX
|
U.S. Citizen
|
(No Data)
|
(No Data)
|
Primary
|
Detached PUD
|
XXXXX
|
Conventional
|
No
|
No
|
No
|
No
|
(No Data)
|
No
|
No
|
Purchase
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
1
|
XXXXX
|
Yes
|
Yes
|
XXXXX
|
XXXXX
|
No
|
No
|
No
|
No
|
No
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
Yes
|
Yes
|
Yes
|
Not Applicable
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
Not Applicable
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
36.34
|
36.98
|
36.34
|
36.98
|
36.98
|
36.98
|
No
|
No
|
(No Data)
|
XXXXX
|
No
|
0
|
(No Data)
|
No
|
No
|
XXXXX
|
No
|
XXXXX
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Yes
|
12
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
Yes
|
Borrower
|
10
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
No
|
No
|
No
|
(No Data)
|
No
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
No
|
(No Data)
|
Business Tax Return - 12 months;
P & L - 10 months;
Personal Tax Return - 12 months
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
(No Data)
|
No
|
0
|