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| Borrower(s) | Type | Term | Expiration
Date | Capacity | Amount
Outstanding | Interest Rate on Borrowed Amount | Maturity Period | Commitment
Fee | Business
Purpose |
Aflac Incorporated
and Aflac | uncommitted bilateral | 364 days | December 4, 2026 | $100 million | $0 million | The rate quoted by the bank and agreed upon at the time of borrowing | Up to 3 months | None | General corporate purposes |
| Aflac Incorporated | unsecured revolving | 5 years | May 13,
2030, or the date commitments are terminated pursuant to an event of default | ¥100.0 billion | ¥0.0 billion | A rate per annum equal to, at the Company's option, either (a) Tokyo Interbank Market Rate (TIBOR) plus an applicable margin or (b) an alternative TIBOR based on the rate offered by the agent to major banks in yen for the applicable period plus an applicable margin | No later than
May 14, 2030 | .28% to .45%, depending on the Parent Company's debt ratings as of the date of determination | General corporate purposes, including a capital contingency plan for the operations of the Parent Company |
Aflac Incorporated
and Aflac | unsecured revolving | 5 years | February 13, 2031, or the date commitments are terminated pursuant to an event of default | $1.0 billion | $0.0 billion | A rate per annum equal to, at the Company's option, either, (a) Secured Overnight Financing Rate (SOFR) for U.S. dollar-denominated borrowings or TIBOR for Japanese yen-denominated borrowings, in either case adjusted for certain costs, or (b) a base rate determined by reference to the highest of (1) the federal funds rate plus 1/2 of 1%, (2) the rate of interest for such day announced by the agent as its prime rate, or (3) SOFR for an interest period of one month plus 1.00%, in each case plus an applicable margin | No later than February 13, 2031 | .07% to .15%, depending on the Parent Company's debt ratings as of the date of determination | General corporate purposes, including a capital contingency plan for the operations of the Parent Company |
Aflac Incorporated
and Aflac | uncommitted bilateral | None specified | None specified | $50 million | $0 million | A rate per annum equal to, at the Parent Company's option, either (a) a rate determined by reference to SOFR for the interest period relevant to such borrowing or (b) the base rate determined by reference to the highest of (1) the lender's U.S. dollar short-term commercial loan rate and (2) the federal funds rate plus 1/2 of 1% | Up to 3 months | None | General corporate purposes |
Aflac(1) | uncommitted revolving | 364 days | November 30,
2026 | $250 million | $0 million | Three-month term SOFR plus a 10 basis point SOFR adjustment and an additional 75 basis points per annum | No later than December 1, 2026 | None | General corporate purposes |
Aflac Incorporated(1) | uncommitted revolving | 364 days | November 30,
2026 | $250 million | $0 million | Three-month term SOFR plus a 10 basis point SOFR adjustment and an additional 75 basis points per annum | No later than December 1, 2026 | None | General corporate purposes |
Aflac Incorporated(1) (Tranche 1) | uncommitted revolving | 364 days | November 25,
2026 | ¥50.0 billion | ¥0.0 billion | Three-month Japanese yen TIBOR plus 75 basis points per annum | No later than November 27, 2026 | None | General corporate purposes |
Aflac Incorporated(1) (Tranche 2) | uncommitted revolving | 364 days | November 25,
2026 | ¥50.0 billion | ¥0.0 billion | Three-month Japanese yen TIBOR plus 75 basis points per annum | No later than November 27, 2026 | None | General corporate purposes |
Aflac New York(1) | uncommitted revolving | 364 days | December 1,
2026 | $25 million | $0 million | Three-month term SOFR plus a 10 basis point SOFR adjustment and an additional 75 basis points per annum | No later than December 2, 2026 | None | General corporate purposes |
CAIC(1) | uncommitted revolving | 364 days | December 1,
2026 | $15 million | $0 million | Three-month term SOFR plus a 10 basis point SOFR adjustment and an additional 75 basis points per annum | No later than December 2, 2026 | None | General corporate purposes |