| Schedule of Senior Debt |
The Company’s senior debt as of September 30, 2026 and December 31, 2025, including borrowing capacity as of September 30, 2026, were as follows (in thousands):
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Borrower | Borrowing Capacity | 2026 | 2025 | | Interest Rate as of September 30, 2026 | Maturity Date | | | | | | | | | | | | | | Revolving line of credit | Opportunity Funding SPE V, LLC (Tranche C) | $ | 62,500 | | $ | 46,875 | | $ | 46,875 | | | SOFR | plus | 7.30% | February 2029 | | | Revolving line of credit | Opportunity Funding SPE V, LLC (Tranche D) | 237,500 | | 150,578 | | 132,125 | | | SOFR | plus | 7.30% | February 2029 | | | Revolving line of credit | Opportunity Funding SPE IX, LLC | 150,000 | | 79,000 | | 79,000 | | | SOFR | plus | 6.00% | September 2029 | | | Revolving line of credit | Gray Rock SPV LLC | — | | — | | 63,353 | | | SOFR | plus | 7.45% | October 2026 | (1) | | | 450,000 | | 276,453 | | 321,353 | | | | | | | | | | | | | | | | | | | | Term loan | Opportunity Funding SPE Residual, LLC | 100,000 | | 75,000 | | — | | | | | 12.50% | September 2030 | | | Total | | $ | 550,000 | | 351,453 | | 321,353 | | | | | | | | | Less: unamortized original issue discount and debt issuance costs | | (1,814) | | — | | | | | | | | | Total senior debt | | | $ | 349,639 | | $ | 321,353 | | | | | | | | | | | | | | | | | | | (1) Maturity date and interest rate as of December 31, 2025 and for subsequent period until the borrowing was paid in full in April 2026. | | | | | | | | | | | | |
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| Schedule of Maturities of Long-Term Debt |
As of September 30, 2026, the aggregate maturities of long-term borrowing, which excludes the revolving lines of credit, for the next five years were as follows (in thousands): | | | | | | | | | | Year | | Amount | | Remaining of 2026 | | $ | — | | | 2027 | | 15,000 | | | 2028 | | 15,000 | | | 2029 | | 15,000 | | | 2030 | | 30,000 | | | 2031 and thereafter | | — | | | Total | | $ | 75,000 | |
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