Notes Tables

Financing Receivable, Nonaccrual [Table Text Block]

	September 30, 2026						December 31, 2025
(dollars in thousands)	Nonaccrual Loans with ACLL		Nonaccrual Loans with No ACLL		Total Nonaccrual Loans		Nonaccrual Loans with ACLL		Nonaccrual Loans with No ACLL		Total Nonaccrual Loans
One-to-four family	$	115	$	1,493	$	1,608	$	91	$	2,181	$	2,272
Multi-family		17		—		17		—		—		—
Commercial real estate		53		9,160		9,213		5		9,740		9,745
Construction and land		3		3,595		3,598		7		5,139		5,146
Home equity		53		105		158		53		—		53
Auto and other consumer		35		983		1,018		25		1,061		1,086
Commercial business		814		3,460		4,274		303		3,990		4,293
Total nonaccrual loans	$	1,090	$	18,796	$	19,886	$	484	$	22,111	$	22,595

Financing Receivable Credit Quality Indicators [Table Text Block]

	Term Loans by Year of Origination or Most Recent Renewal or Extension ⁽¹⁾												Revolving		Total
(dollars in thousands)	2026		2025		2024		2023		2022		Prior		Loans		Loans
One-to-four family
Pass (Grades 1-3)	$	8,603	$	6,765	$	2,686	$	7,927	$	118,816	$	204,111	$	—	$	348,908
Watch (Grade 4)		—		—		172		—		289		2,578		—		3,039
Special Mention (Grade 5)		—		—		—		—		—		64		—		64
Substandard (Grade 6)		—		—		—		—		456		1,153		—		1,609
Total one-to-four family		8,603		6,765		2,858		7,927		119,561		207,906		—		353,620
Gross charge-offs year-to-date		—		—		—		—		—		—		—		—
Multi-family
Pass (Grades 1-3)		44,192		3,433		17,559		6,765		56,580		50,182		—		178,711
Watch (Grade 4)		15,700		—		8,521		—		13,838		19,225		—		57,284
Special Mention (Grade 5)		—		4,530		—		—		—		—		—		4,530
Substandard (Grade 6)		—		18		—		—		4,693		—		—		4,711
Total multi-family		59,892		7,981		26,080		6,765		75,111		69,407		—		245,236
Gross charge-offs year-to-date		—		—		—		—		—		—		—		—
Commercial Real Estate
Pass (Grades 1-3)		96,370		58,626		13,881		33,988		37,257		92,207		—		332,329
Watch (Grade 4)		4,945		3,591		14,479		8,023		9,476		17,619		—		58,133
Special Mention (Grade 5)		10,985		—		—		—		5,052		4,449		—		20,486
Substandard (Grade 6)		3,231		5,929		—		—		53		—		—		9,213
Total commercial real estate		115,531		68,146		28,360		42,011		51,838		114,275		—		420,161
Gross charge-offs year-to-date		—		3		—		—		—		—		—		3
Construction and Land
Pass (Grades 1-3)		26,826		18,021		7,256		—		760		1,305		—		54,168
Watch (Grade 4)		—		—		—		—		—		—		—		—
Special Mention (Grade 5)		—		4,728		—		—		—		—		—		4,728
Substandard (Grade 6)		—		—		—		3,595		—		—		—		3,595
Total construction and land		26,826		22,749		7,256		3,595		760		1,305		—		62,491
Gross charge-offs year-to-date		—		—		—		481		—		—		—		481
Home Equity
Pass (Grades 1-3)		2,915		5,216		3,036		3,883		4,119		8,335		65,901		93,405
Watch (Grade 4)		—		184		92		—		—		61		278		615
Substandard (Grade 6)		—		—		—		—		105		46		—		151
Total home equity		2,915		5,400		3,128		3,883		4,224		8,442		66,179		94,171
Gross charge-offs year-to-date		—		—		—		—		—		—		—		—
Auto and Other Consumer
Pass (Grades 1-3)		61,051		50,824		44,657		26,389		35,340		72,486		1,166		291,913
Watch (Grade 4)		86		126		432		723		249		1,106		1		2,723
Special Mention (Grade 5)		—		—		5		290		9		260		—		564
Substandard (Grade 6)		—		—		—		714		195		95		—		1,004
Loss (Grade 8)		—		—		6		7		—		—		—		13
Total auto and other consumer		61,137		50,950		45,100		28,123		35,793		73,947		1,167		296,217
Gross charge-offs year-to-date		6		8		80		117		159		56		146		572
Commercial business
Pass (Grades 1-3)		13,006		10,713		19,143		9,124		3,609		28,104		24,191		107,890
Watch (Grade 4)		2		2,711		1,775		1		227		27		1,361		6,104
Special Mention (Grade 5)		—		284		—		70		81		—		1,791		2,226
Substandard (Grade 6)		706		23		1,534		159		3,247		142		—		5,811
Total commercial business		13,714		13,731		22,452		9,354		7,164		28,273		27,343		122,031
Gross charge-offs year-to-date		—		265		26		—		22		127		—		440
Total loans
Pass (Grades 1-3)		252,963		153,598		108,218		88,076		256,481		456,730		91,258		1,407,324
Watch (Grade 4)		20,733		6,612		25,471		8,747		24,079		40,616		1,640		127,898
Special Mention (Grade 5)		10,985		9,542		5		360		5,142		4,773		1,791		32,598
Substandard (Grade 6)		3,937		5,970		1,534		4,468		8,749		1,436		—		26,094
Loss (Grade 8)		—		—		6		7		—		—		—		13
Total loans	$	288,618	$	175,722	$	135,234	$	101,658	$	294,451	$	503,555	$	94,689	$	1,593,927
Total gross charge-offs year-to-date	$	6	$	276	$	106	$	598	$	181	$	183	$	146	$	1,496

	Term Loans by Year of Origination or Most Recent Renewal or Extension ⁽¹⁾												Revolving		Total
(dollars in thousands)	2025		2024		2023		2022		2021		Prior		Loans		Loans
One-to-four family
Pass (Grades 1-3)	$	7,571	$	4,066	$	8,065	$	128,413	$	109,134	$	113,570	$	—	$	370,819
Watch (Grade 4)		—		387		—		292		—		2,355		—		3,034
Special Mention (Grade 5)		—		—		—		529		—		43		—		572
Substandard (Grade 6)		—		—		—		259		—		2,047		—		2,306
Total one-to-four family		7,571		4,453		8,065		129,493		109,134		118,015		—		376,731
Gross charge-offs for the year		—		—		—		—		—		—		—		—
Multi-family
Pass (Grades 1-3)		8,081		17,738		17,820		80,638		51,091		37,775		—		213,143
Watch (Grade 4)		5,825		9,732		—		22,204		24,889		4,902		—		67,552
Special Mention (Grade 5)		4,531		—		3,303		—		—		—		—		7,834
Total multi-family		18,437		27,470		21,123		102,842		75,980		42,677		—		288,529
Gross charge-offs for the year		—		—		—		—		—		—		—		—
Commercial Real Estate
Pass (Grades 1-3)		61,864		21,177		44,009		50,828		70,765		89,639		—		338,282
Watch (Grade 4)		3,671		7,572		—		12,118		6,204		3,120		—		32,685
Special Mention (Grade 5)		—		—		—		4,251		3,419		1,771		—		9,441
Substandard (Grade 6)		9,740		—		—		5		12,530		—		—		22,275
Total commercial real estate		75,275		28,749		44,009		67,202		92,918		94,530		—		402,683
Gross charge-offs for the year		985		—		—		—		5,586		—		—		6,571
Construction and Land
Pass (Grades 1-3)		26,259		24,510		351		1,571		1,477		422		—		54,590
Watch (Grade 4)		—		1,532		—		—		—		—		—		1,532
Substandard (Grade 6)		—		—		5,139		—		—		7		—		5,146
Total construction and land		26,259		26,042		5,490		1,571		1,477		429		—		61,268
Gross charge-offs for the year		—		—		1,884		—		—		—		—		1,884
Home Equity
Pass (Grades 1-3)		6,552		4,290		4,257		4,841		3,641		6,138		54,422		84,141
Watch (Grade 4)		—		117		182		132		—		23		280		734
Special Mention (Grade 5)		—		—		—		—		—		9		101		110
Substandard (Grade 6)		—		—		—		—		—		50		53		103
Total home equity		6,552		4,407		4,439		4,973		3,641		6,220		54,856		85,088
Gross charge-offs for the year		—		—		—		—		—		—		—		—
Auto and Other Consumer
Pass (Grades 1-3)		65,818		54,755		30,871		41,590		50,744		32,830		822		277,430
Watch (Grade 4)		—		1,023		1,167		1,522		386		146		1		4,245
Special Mention (Grade 5)		79		126		393		43		24		76		—		741
Substandard (Grade 6)		—		85		640		262		—		99		—		1,086
Total auto and other consumer		65,897		55,989		33,071		43,417		51,154		33,151		823		283,502
Gross charge-offs for the year		—		22		228		313		13		32		137		745
Commercial business
Pass (Grades 1-3)		11,921		21,923		12,145		5,452		2,889		19,955		41,274		115,559
Watch (Grade 4)		3,447		1,638		565		251		13		250		1,280		7,444
Special Mention (Grade 5)		—		1,457		99		910		211		112		130		2,919
Substandard (Grade 6)		334		96		169		3,514		276		—		—		4,389
Total commercial business		15,702		25,114		12,978		10,127		3,389		20,317		42,684		130,311
Gross charge-offs for the year		692		434		—		2,478		2,015		686		—		6,305
Total loans
Pass (Grades 1-3)		188,066		148,459		117,518		313,333		289,741		300,329		96,518		1,453,964
Watch (Grade 4)		12,943		22,001		1,914		36,519		31,492		10,796		1,561		117,226
Special Mention (Grade 5)		4,610		1,583		3,795		5,733		3,654		2,011		231		21,617
Substandard (Grade 6)		10,074		181		5,948		4,040		12,806		2,203		53		35,305
Total loans	$	215,693	$	172,224	$	129,175	$	359,625	$	337,693	$	315,339	$	98,363	$	1,628,112
Total Gross charge-offs for the year	$	1,677	$	456	$	2,112	$	2,791	$	7,614	$	718	$	137	$	15,505

Other Real Estate, Roll Forward [Table Text Block]

	Three Months Ended September 30,					Nine Months Ended September 30,
(dollars in thousands)	2026			2025		2026			2025
Beginning balance	$	1,568		$	1,297	$	1,380		$	—
Loans transferred to other real estate owned		5			80		345			1,377
Sales		(473	)		—		(582	)		—
Market value adjustments		(36	)		—		(105	)		—
Net gain on sales		37			—		63			—
Ending balance	$	1,101		$	1,377	$	1,101		$	1,377