FAIR VALUE - Carrying Amounts and Estimated Fair Values of Other Financial Instruments (Details) - USD ($) $ in Thousands	Sep. 30, 2026	Dec. 31, 2025
Financial assets:
Cash and due from financial institutions	$ 32,928	$ 22,772
Interest-earning deposits in other financial institutions	38,911	27,325
Loans, net of deferred loan fees, and loans held for sale	2,375,799	2,245,352
Derivative assets	27,918	17,280
Deposits:
FHLBNY advances	85,000	87,110
Subordinated debt, net of deferred issuance costs	44,105	44,028
Derivative liabilities	27,980	17,412
Recurring
Financial assets:
Securities available for sale	253,429	280,598
Derivative assets	27,918	17,280
Deposits:
Derivative liabilities	27,980	17,412
Recurring \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets:
Securities available for sale	0	0
Derivative assets	0	0
Deposits:
Derivative liabilities	0	0
Recurring \| Significant Other Observable Inputs (Level 2)
Financial assets:
Securities available for sale	250,329	276,236
Derivative assets	27,918	17,280
Deposits:
Derivative liabilities	27,980	17,412
Recurring \| Significant Unobservable Inputs (Level 3)
Financial assets:
Securities available for sale	3,100	4,362
Derivative assets	0	0
Deposits:
Derivative liabilities	0	0
Recurring \| Carrying Amount
Financial assets:
Cash and due from financial institutions	32,928	22,772
Interest-earning deposits in other financial institutions	38,911	27,325
Equity investments	3,668	3,765
Securities available for sale	253,429	280,598
Securities held to maturity	1,560	640
FHLBNY and FRBNY stock	9,554	9,466
Loans, net of deferred loan fees, and loans held for sale	2,403,470	2,271,663
Derivative assets	27,918	17,280
Deposits:
Demand, savings, and insured money market deposits	1,945,382	1,807,058
Time deposits	439,867	463,616
FHLBNY advances	85,000	87,110
Subordinated debt, net of deferred issuance costs	44,105	44,028
Derivative liabilities	27,980	17,412
Recurring \| Estimated Fair Value
Financial assets:
Cash and due from financial institutions	32,928	22,772
Interest-earning deposits in other financial institutions	38,911	27,325
Equity investments	3,668	3,765
Securities available for sale	253,429	280,598
Securities held to maturity	1,560	640
Loans, net of deferred loan fees, and loans held for sale	2,315,286	2,209,059
Derivative assets	27,918	17,280
Deposits:
Demand, savings, and insured money market deposits	1,945,382	1,807,058
Time deposits	440,636	464,144
FHLBNY advances	84,996	87,126
Subordinated debt, net of deferred issuance costs	46,383	46,350
Derivative liabilities	27,980	17,412
Recurring \| Estimated Fair Value \| Quoted Prices in Active Markets for Identical Assets (Level 1)
Financial assets:
Cash and due from financial institutions	32,928	22,772
Interest-earning deposits in other financial institutions	38,911	27,325
Equity investments	3,668	3,765
Securities available for sale	0	0
Securities held to maturity	0	0
FHLBNY and FRBNY stock	0	0
Loans, net of deferred loan fees, and loans held for sale	0	0
Derivative assets	0	0
Deposits:
Demand, savings, and insured money market deposits	1,945,382	1,807,058
Time deposits	0	0
FHLBNY advances	0	0
Subordinated debt, net of deferred issuance costs	0	0
Derivative liabilities	0	0
Recurring \| Estimated Fair Value \| Significant Other Observable Inputs (Level 2)
Financial assets:
Cash and due from financial institutions	0	0
Interest-earning deposits in other financial institutions	0	0
Equity investments	0	0
Securities available for sale	250,329	276,236
Securities held to maturity	0	0
FHLBNY and FRBNY stock	0	0
Loans, net of deferred loan fees, and loans held for sale	0	0
Derivative assets	27,918	17,280
Deposits:
Demand, savings, and insured money market deposits	0	0
Time deposits	440,636	464,144
FHLBNY advances	84,996	87,126
Subordinated debt, net of deferred issuance costs	46,383	46,350
Derivative liabilities	27,980	17,412
Recurring \| Estimated Fair Value \| Significant Unobservable Inputs (Level 3)
Financial assets:
Cash and due from financial institutions	0	0
Interest-earning deposits in other financial institutions	0	0
Equity investments	0	0
Securities available for sale	3,100	4,362
Securities held to maturity	1,560	640
FHLBNY and FRBNY stock	0	0
Loans, net of deferred loan fees, and loans held for sale	2,315,286	2,209,059
Derivative assets	0	0
Deposits:
Demand, savings, and insured money market deposits	0	0
Time deposits	0	0
FHLBNY advances	0	0
Subordinated debt, net of deferred issuance costs	0	0
Derivative liabilities	$ 0	$ 0

The amount of money in accounts that may bear interest and that the depositor is entitled to withdraw at any time without prior notice. Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs). Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.

No definition available.