v3.26.3
LOANS AND ALLOWANCE FOR CREDIT LOSSES - Credit Quality Indicator (Details) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Term Loans Amortized Cost by Origination Year          
2026 $ 311,973   $ 311,973   $ 378,575
2025 384,162   384,162   245,997
2024 204,523   204,523   256,545
2023 227,424   227,424   432,177
2022 399,441   399,441   241,814
Prior 634,135   634,135   485,070
Revolving Loans Amortized Cost 228,788   228,788   220,360
Revolving Loans Converted to Term 10,566   10,566   9,023
Total loans, net of deferred loan fees and costs 2,401,012   2,401,012   2,269,561
Total gross charge-offs          
2026     48   24
2025     192   391
2024     415   664
2023     574   370
2022     221   896
Prior     80   84
Revolving Loans Amortized Cost     0   27
Revolving Loans Converted to Term     103   0
Total 530 $ 288 1,633 $ 1,807 2,456
Commercial and industrial          
Term Loans Amortized Cost by Origination Year          
2026 34,623   34,623   54,035
2025 43,926   43,926   26,011
2024 16,510   16,510   22,640
2023 19,259   19,259   27,545
2022 23,342   23,342   12,821
Prior 29,215   29,215   23,201
Revolving Loans Amortized Cost 147,806   147,806   151,425
Revolving Loans Converted to Term 8,149   8,149   6,507
Total loans, net of deferred loan fees and costs 322,830   322,830   324,185
Total gross charge-offs          
2026     0   0
2025     0   19
2024     0   0
2023     0   0
2022     0   772
Prior     34   0
Revolving Loans Amortized Cost     0   6
Revolving Loans Converted to Term     102   0
Total     136   797
Commercial and industrial | Pass          
Term Loans Amortized Cost by Origination Year          
2026 34,587   34,587   52,419
2025 42,759   42,759   25,663
2024 16,215   16,215   22,131
2023 18,540   18,540   25,382
2022 23,261   23,261   11,367
Prior 27,361   27,361   15,765
Revolving Loans Amortized Cost 129,364   129,364   135,641
Revolving Loans Converted to Term 2,044   2,044   2,726
Total loans, net of deferred loan fees and costs 294,131   294,131   291,094
Commercial and industrial | Special mention          
Term Loans Amortized Cost by Origination Year          
2026 36   36   1,616
2025 1,167   1,167   31
2024 99   99   496
2023 719   719   2,163
2022 81   81   1,412
Prior 1,253   1,253   6,852
Revolving Loans Amortized Cost 18,055   18,055   13,139
Revolving Loans Converted to Term 3,694   3,694   3,631
Total loans, net of deferred loan fees and costs 25,104   25,104   29,340
Commercial and industrial | Substandard          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   317
2024 196   196   13
2023 0   0   0
2022 0   0   42
Prior 95   95   0
Revolving Loans Amortized Cost 387   387   2,645
Revolving Loans Converted to Term 2,347   2,347   75
Total loans, net of deferred loan fees and costs 3,025   3,025   3,092
Commercial and industrial | Doubtful          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 0   0   0
2022 0   0   0
Prior 506   506   584
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 64   64   75
Total loans, net of deferred loan fees and costs 570   570   659
Commercial real estate:          
Term Loans Amortized Cost by Origination Year          
Total loans, net of deferred loan fees and costs 1,562,673   1,562,673   1,409,727
Total gross charge-offs          
Total 0 0 310 0  
Commercial real estate: | Construction          
Term Loans Amortized Cost by Origination Year          
2026 42,951   42,951   38,266
2025 50,821   50,821   29,670
2024 19,075   19,075   33,259
2023 14,651   14,651   14,754
2022 1,041   1,041   1,213
Prior 1,156   1,156   1,323
Revolving Loans Amortized Cost 400   400   1,933
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 130,095   130,095   120,418
Total gross charge-offs          
2026     0   0
2025     0   0
2024     0   0
2023     0   0
2022     0   0
Prior     0   0
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     0   0
Commercial real estate: | Construction | Pass          
Term Loans Amortized Cost by Origination Year          
2026 42,951   42,951   38,266
2025 50,821   50,821   29,670
2024 19,075   19,075   33,259
2023 14,651   14,651   14,754
2022 1,041   1,041   1,213
Prior 1,156   1,156   1,323
Revolving Loans Amortized Cost 400   400   1,933
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 130,095   130,095   120,418
Commercial real estate: | Construction | Special mention          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 0   0   0
2022 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 0   0   0
Commercial real estate: | Construction | Substandard          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 0   0   0
2022 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 0   0   0
Commercial real estate: | Construction | Doubtful          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 0   0   0
2022 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 0   0   0
Commercial real estate: | Owner occupied commercial real estate          
Term Loans Amortized Cost by Origination Year          
2026 25,962   25,962   49,557
2025 45,268   45,268   23,186
2024 22,083   22,083   22,308
2023 21,030   21,030   25,164
2022 23,113   23,113   19,878
Prior 47,514   47,514   35,898
Revolving Loans Amortized Cost 3,714   3,714   2,590
Revolving Loans Converted to Term 26   26   39
Total loans, net of deferred loan fees and costs 188,710   188,710   178,620
Total gross charge-offs          
2026     0   0
2025     0   0
2024     0   0
2023     0   0
2022     0   0
Prior     0   0
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     0   0
Commercial real estate: | Owner occupied commercial real estate | Pass          
Term Loans Amortized Cost by Origination Year          
2026 25,962   25,962   48,350
2025 44,076   44,076   23,186
2024 21,044   21,044   17,531
2023 18,935   18,935   23,050
2022 23,028   23,028   12,966
Prior 39,070   39,070   31,441
Revolving Loans Amortized Cost 719   719   590
Revolving Loans Converted to Term 26   26   39
Total loans, net of deferred loan fees and costs 172,860   172,860   157,153
Commercial real estate: | Owner occupied commercial real estate | Special mention          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 1,039   1,039   4,681
2023 2,095   2,095   1,646
2022 85   85   6,912
Prior 8,093   8,093   3,567
Revolving Loans Amortized Cost 2,995   2,995   2,000
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 14,307   14,307   18,806
Commercial real estate: | Owner occupied commercial real estate | Substandard          
Term Loans Amortized Cost by Origination Year          
2026 0   0   1,207
2025 1,192   1,192   0
2024 0   0   96
2023 0   0   468
2022 0   0   0
Prior 351   351   886
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 1,543   1,543   2,657
Commercial real estate: | Owner occupied commercial real estate | Doubtful          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 0   0   0
2022 0   0   0
Prior 0   0   4
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 0   0   4
Commercial real estate: | Non-owner occupied commercial real estate          
Term Loans Amortized Cost by Origination Year          
2026 160,309   160,309   164,396
2025 176,293   176,293   102,759
2024 95,397   95,397   117,401
2023 127,075   127,075   261,738
2022 272,874   272,874   146,391
Prior 401,078   401,078   308,176
Revolving Loans Amortized Cost 10,147   10,147   9,102
Revolving Loans Converted to Term 695   695   726
Total loans, net of deferred loan fees and costs 1,243,868   1,243,868   1,110,689
Total gross charge-offs          
2026     0   0
2025     0   0
2024     0   0
2023     310   0
2022     0   0
Prior     0   6
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     310   6
Commercial real estate: | Non-owner occupied commercial real estate | Pass          
Term Loans Amortized Cost by Origination Year          
2026 130,570   130,570   162,357
2025 173,275   173,275   102,759
2024 94,453   94,453   99,585
2023 111,419   111,419   242,886
2022 256,985   256,985   133,385
Prior 369,270   369,270   279,901
Revolving Loans Amortized Cost 10,147   10,147   9,102
Revolving Loans Converted to Term 695   695   726
Total loans, net of deferred loan fees and costs 1,146,814   1,146,814   1,030,701
Commercial real estate: | Non-owner occupied commercial real estate | Special mention          
Term Loans Amortized Cost by Origination Year          
2026 29,739   29,739   0
2025 1,040   1,040   0
2024 944   944   15,301
2023 15,153   15,153   18,852
2022 14,663   14,663   13,006
Prior 29,619   29,619   27,806
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 91,158   91,158   74,965
Commercial real estate: | Non-owner occupied commercial real estate | Substandard          
Term Loans Amortized Cost by Origination Year          
2026 0   0   2,039
2025 1,978   1,978   0
2024 0   0   2,515
2023 0   0   0
2022 1,226   1,226   0
Prior 2,189   2,189   469
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 5,393   5,393   5,023
Commercial real estate: | Non-owner occupied commercial real estate | Doubtful          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 503   503   0
2022 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 503   503   0
Residential Mortgages          
Term Loans Amortized Cost by Origination Year          
2026 22,568   22,568   38,892
2025 41,362   41,362   24,307
2024 21,634   21,634   17,659
2023 15,703   15,703   51,161
2022 46,614   46,614   51,115
Prior 139,419   139,419   103,751
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 287,300   287,300   286,885
Total gross charge-offs          
2026     0   0
2025     0   0
2024     0   0
2023     0   0
2022     0   0
Prior     8   0
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total 0 0 8 0 0
Residential Mortgages | Not rated          
Term Loans Amortized Cost by Origination Year          
2026 22,568   22,568   38,892
2025 40,599   40,599   24,307
2024 21,634   21,634   17,590
2023 15,634   15,634   50,866
2022 46,231   46,231   50,380
Prior 137,706   137,706   102,421
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 284,372   284,372   284,456
Residential Mortgages | Special mention          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 0   0   0
2022 0   0   426
Prior 423   423   0
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 423   423   426
Residential Mortgages | Substandard          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 763   763   0
2024 0   0   69
2023 69   69   295
2022 383   383   309
Prior 1,290   1,290   1,330
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 2,505   2,505   2,003
Consumer Loans          
Term Loans Amortized Cost by Origination Year          
Total loans, net of deferred loan fees and costs 228,209   228,209   248,764
Total gross charge-offs          
Total 395 $ 288 1,179 $ 1,030  
Consumer Loans | Home equity lines and loans          
Term Loans Amortized Cost by Origination Year          
2026 7,100   7,100   7,882
2025 6,824   6,824   12,004
2024 9,839   9,839   8,871
2023 6,982   6,982   11,459
2022 8,821   8,821   4,113
Prior 12,078   12,078   10,316
Revolving Loans Amortized Cost 64,575   64,575   53,331
Revolving Loans Converted to Term 1,682   1,682   1,747
Total loans, net of deferred loan fees and costs 117,901   117,901   109,723
Total gross charge-offs          
2026     0   0
2025     0   0
2024     0   0
2023     0   0
2022     0   0
Prior     3   0
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     3   0
Consumer Loans | Home equity lines and loans | Not rated          
Term Loans Amortized Cost by Origination Year          
2026 7,100   7,100   7,882
2025 6,824   6,824   12,004
2024 9,526   9,526   8,849
2023 6,910   6,910   11,138
2022 8,065   8,065   4,113
Prior 11,935   11,935   10,124
Revolving Loans Amortized Cost 64,561   64,561   53,219
Revolving Loans Converted to Term 1,312   1,312   1,275
Total loans, net of deferred loan fees and costs 116,233   116,233   108,604
Consumer Loans | Home equity lines and loans | Special mention          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 0   0   0
2023 0   0   114
2022 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 0   0   114
Consumer Loans | Home equity lines and loans | Substandard          
Term Loans Amortized Cost by Origination Year          
2026 0   0   0
2025 0   0   0
2024 313   313   22
2023 72   72   207
2022 756   756   0
Prior 143   143   192
Revolving Loans Amortized Cost 14   14   112
Revolving Loans Converted to Term 370   370   472
Total loans, net of deferred loan fees and costs 1,668   1,668   1,005
Consumer Loans | Indirect consumer          
Term Loans Amortized Cost by Origination Year          
2026 16,906   16,906   23,954
2025 18,682   18,682   26,721
2024 19,251   19,251   33,657
2023 22,380   22,380   39,893
2022 23,442   23,442   6,223
Prior 3,553   3,553   2,251
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 104,214   104,214   132,699
Total gross charge-offs          
2026     48   12
2025     172   345
2024     400   641
2023     255   358
2022     217   121
Prior     34   78
Revolving Loans Amortized Cost     0   0
Revolving Loans Converted to Term     0   0
Total     1,126   1,555
Consumer Loans | Indirect consumer | Not rated          
Term Loans Amortized Cost by Origination Year          
2026 16,784   16,784   23,872
2025 18,564   18,564   26,326
2024 18,976   18,976   33,271
2023 22,041   22,041   39,644
2022 23,231   23,231   6,197
Prior 3,481   3,481   2,207
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 103,077   103,077   131,517
Consumer Loans | Indirect consumer | Substandard          
Term Loans Amortized Cost by Origination Year          
2026 122   122   82
2025 118   118   395
2024 275   275   386
2023 339   339   249
2022 211   211   26
Prior 72   72   44
Revolving Loans Amortized Cost 0   0   0
Revolving Loans Converted to Term 0   0   0
Total loans, net of deferred loan fees and costs 1,137   1,137   1,182
Consumer Loans | Direct consumer          
Term Loans Amortized Cost by Origination Year          
2026 1,554   1,554   1,593
2025 986   986   1,339
2024 734   734   750
2023 344   344   463
2022 194   194   60
Prior 122   122   154
Revolving Loans Amortized Cost 2,146   2,146   1,979
Revolving Loans Converted to Term 14   14   4
Total loans, net of deferred loan fees and costs 6,094   6,094   6,342
Total gross charge-offs          
2026     0   12
2025     20   27
2024     15   23
2023     9   12
2022     4   3
Prior     1   0
Revolving Loans Amortized Cost     0   21
Revolving Loans Converted to Term     1   0
Total     50   98
Consumer Loans | Direct consumer | Not rated          
Term Loans Amortized Cost by Origination Year          
2026 1,554   1,554   1,591
2025 986   986   1,339
2024 734   734   750
2023 344   344   460
2022 194   194   60
Prior 122   122   154
Revolving Loans Amortized Cost 2,136   2,136   1,969
Revolving Loans Converted to Term 4   4   4
Total loans, net of deferred loan fees and costs 6,074   6,074   6,327
Consumer Loans | Direct consumer | Substandard          
Term Loans Amortized Cost by Origination Year          
2026 0   0   2
2025 0   0   0
2024 0   0   0
2023 0   0   3
2022 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost 10   10   10
Revolving Loans Converted to Term 10   10   0
Total loans, net of deferred loan fees and costs $ 20   $ 20   $ 15