v3.26.3
SEGMENT REPORTING (Tables)
 9 Months Ended
Sep. 30, 2026
Segment Reporting [Abstract]  
Schedule of Summarized Financial Information Showing Reconciliation of Segment Net Income Loss and Assets to Consolidated Results
The Holding Company and CFS columns below include income and expenses related to insurance products, mutual funds, and brokerage services (in thousands).
Three Months Ended September 30, 2026
Core BankingWMGHolding Company and CFSInter-Segment EliminationsConsolidated Totals
Interest and dividend income$36,118 $— $3 $(2)$36,119 
Interest expense9,549 — 898 (2)10,445 
Net interest income26,569 — (895)— 25,674 
Provision for credit losses(2,602)— — — (2,602)
Net interest income after provision for credit losses29,171 — (895)— 28,276 
Non-interest income2,781 3,148 382 (4)6,307 
Non-interest expenses:
  Compensation expense and benefits8,374 1,575 251 — 10,200 
  Net occupancy expense1,385 56 4 (4)1,441 
  Furniture and equipment expense476 23 4 — 503 
  Data processing & software expense2,250 320 6 — 2,576 
  Other non-interest expenses3,108 128 118 — 3,354 
Total non-interest expense15,593 2,102 383 (4)18,074 
Income before income tax expense (benefit)16,359 1,046 (896)— 16,509 
Income tax expense (benefit)3,804 242 (244)— 3,802 
Segment net income (loss)$12,555 $804 $(652)$— $12,707 
Supplemental Information:
Total assets as of September 30, 2026
$2,751,280 $3,178 $317,543 $(220,661)$2,851,340 
Capital expenditures$665 $— $— $— $665 
Depreciation expense (1)
$457 $13 $— $— $470 
(1) Included in net occupancy and furniture and equipment expense in the table above.
Three Months Ended September 30, 2025
Core BankingWMGHolding Company, and CFSInter-Segment EliminationsConsolidated Totals
Interest and dividend income$33,884 $— $3 $(3)$33,884 
Interest expense10,301 — 898 (3)11,196 
Net interest income23,583 — (895)— 22,688 
Provision for credit losses1,064 — — — 1,064 
Net interest income after provision for credit losses22,519 — (895)— 21,624 
Non-interest income2,813 2,967 311 (3)6,088 
Non-interest expenses:
  Compensation expense and benefits8,174 1,698 238 — 10,110 
  Net occupancy expense 1,312 59 3 (3)1,371 
  Furniture and equipment expense384 12 3 — 399 
  Data processing & software expense2,232 297 5 — 2,534 
  Other non-interest expenses3,072 74 85 — 3,231 
Total non-interest expense15,174 2,140 334 (3)17,645 
Income before income tax expense (benefit)10,158 827 (918)— 10,067 
Income tax expense (benefit)2,337 190 (252)— 2,275 
Segment net income (loss)$7,821 $637 $(666)$— $7,792 
Supplemental Information:
Total assets as of September 30, 2025
$2,663,118 $2,871 $289,937 $(259,292)$2,696,634 
Capital expenditures$400 $— $— $— $400 
Depreciation expense (1)
$447 $14 $— $— $461 
(1) Included in net occupancy and furniture and equipment expense in the table above.
Nine Months Ended September 30, 2026
Core BankingWMGHolding Company, and CFSInter-Segment EliminationsConsolidated Totals
Interest and dividend income$104,593 $— $8 $(6)$104,595 
Interest expense27,980 — 2,693 (6)30,667 
Net interest income76,613 — (2,685)— 73,928 
Provision for credit losses(1,440)— — — (1,440)
Net interest income after provision for credit losses78,053 — (2,685)— 75,368 
Non-interest income8,395 9,484 1,262 (11)19,130 
Non-interest expenses:
Compensation expense and benefits25,022 4,161 778 — 29,961 
Net occupancy expense4,309 206 11 (11)4,515 
Furniture and equipment expense1,327 61 22 — 1,410 
Data processing & software expense6,797 908 22 — 7,727 
Other non-interest expenses10,334 480 430 — 11,244 
Total non-interest expense47,789 5,816 1,263 (11)54,857 
Income before income tax expense (benefit)38,659 3,668 (2,686)— 39,641 
Income tax expense (benefit)8,827 831 (733)— 8,925 
Segment net income (loss)$29,832 $2,837 $(1,953)$— $30,716 
Supplemental Information:
Total assets as of September 30, 2026
$2,751,280 $3,178 $317,543 $(220,661)$2,851,340 
Capital expenditures$1,083 $32 $6 $— $1,121 
Depreciation expense (1)
$1,401 $39 $— $— $1,440 
(1) Included in net occupancy and furniture and equipment expense in the table above.
Nine Months Ended September 30, 2025
Core BankingWMGHolding Company, and CFSInter-Segment EliminationsConsolidated Totals
Interest and dividend income$98,615 $— $6 $(5)$98,616 
Interest expense34,203 — 1,105 (5)35,303 
Net interest income64,412 — (1,099)— 63,313 
Provision for credit losses3,301 — — — 3,301 
Net interest income after provision for credit losses61,111 — (1,099)— 60,012 
Non-interest income(8,339)8,827 794 (10)1,272 
Non-interest expenses:
Compensation expense and benefits23,600 4,432 674 — 28,706 
Net occupancy expense4,144 191 10 (10)4,335 
Furniture and equipment expense1,152 53 22 — 1,227 
Data processing & software expense6,692 919 20 — 7,631 
Other non-interest expenses9,680 427 335 — 10,442 
Total non-interest expense45,268 6,022 1,061 (10)52,341 
Income before income tax expense (benefit)7,504 2,805 (1,366)— 8,943 
Income tax expense (benefit)1,344 624 (388)— 1,580 
Segment net income (loss)$6,160 $2,181 $(978)$— $7,363 
Supplemental Information:
Total assets as of September 30, 2025
$2,663,118 $2,871 $289,937 $(259,292)$2,696,634 
Capital expenditures$1,088 $— $— $— $1,088 
Depreciation expense (1)
$1,357 $45 $— $— $1,402 
(1) Included in net occupancy and furniture and equipment expense in the table above.