v3.26.3
Deposits
9 Months Ended
Sep. 30, 2026
Deposits [Abstract]  
Deposits Deposits
The composition of consolidated deposits consisted of the following at the periods indicated:
September 30,
2026
December 31,
2025
(dollars in thousands; unaudited)
Demand, noninterest bearing$631,027 $579,616 
Interest bearing demand and money market3,513,352 3,450,679 
Savings524,735 101,616 
Total core deposits4,669,114 4,131,911 
Other deposits1 1 
Time deposits less than $250,0006,133 8,229 
Time deposits $250,000 and over3,583 4,058 
Total deposits$4,678,831 $4,144,199 
The following table presents the maturity distribution of time deposits as of September 30, 2026:
(dollars in thousands; unaudited)As of September 30, 2026
Less than twelve months$6,946 
One to two years1,822 
Two to three years201 
Three to four years181 
Four to five years566 
$9,716 
Included in total deposits is $964.1 million in reciprocal deposit accounts as of September 30, 2026, compared to $460.3 million at December 31, 2025, which provides our customers with fully insured deposits through an exchange of deposits with other financial institutions.
Additionally, as of September 30, 2026 there was $6.29 billion in CCBX deposits that were swept off balance sheet for increased FDIC insurance coverage and liquidity purposes. Amounts in excess of FDIC insurance coverage are swept off-balance sheet, using a third-party facilitator/vendor sweep product, to participating financial institutions. These swept deposits generated fee income of $1.4 million for the quarter ended September 30, 2026.