Commitments, Contingencies and Off-Balance Sheet Arrangements (Tables)

9 Months Ended

Sep. 30, 2026

Commitments and Contingencies Disclosure [Abstract]

Our future minimum cash payments, including interest, associated with our contractual obligations pursuant to the Senior Notes, Note Purchase Agreements, Credit Agreement, Premium Financing Debt Facility, operating leases and purchase obligations at September 30, 2026 were as follows (in millions):


	Payments Due by Period
Contractual Obligations	2026		2027		2028		2029		2030		Thereafter		Total
Senior Notes	$	—	$	750	$	—	$	750	$	—	$	8,050	$	9,550
Note Purchase Agreements	—		478		200		350		466		1,189		2,683
Credit Agreement	630		—		—		—		—		—		630
Premium Financing Debt Facility	228		—		—		—		—		—		228
Interest on debt	80		593		539		529		473		6,117		8,331
Total debt obligations	938		1,821		739		1,629		939		15,356		21,422
Operating lease obligations	35		167		131		100		88		237		758
Less sublease arrangements	(1)		(3)		(2)		(2)		(1)		—		(9)
Outstanding purchase obligations	111		502		113		67		39		84		916
Total contractual obligations	$	1,083	$	2,487	$	981	$	1,794	$	1,065	$	15,677	$	23,087

Off-Balance Sheet Commitments

Off-Balance Sheet Commitments - Our total unrecorded commitments associated with outstanding letters of credit, financial guarantees and funding commitments as of September 30, 2026 were as follows (in millions):


	Amount of Commitment Expiration by Period												Total Amounts Committed
Off-Balance Sheet Commitments	2026		2027		2028		2029		2030		Thereafter
Letters of credit	$	—	$	—	$	—	$	—	$	—	$	2	$	2
Financial guarantees	—		—		—		—		—		44		44
Total commitments	$	—	$	—	$	—	$	—	$	—	$	46	$	46