Exhibit 99.5 Schedule 2
| Marketing ID | Loan Number | Seller Loan Number | Originator | Last Name | Note Date | Original Balance | State | TPR QM ATR Status | Loan Status | Exception Date | Remediation Status | Exception ID | Exception Type | Exception Category | Exceptions | Exception Rebuttal | Exception Rebuttal Date | Exception Rebuttal Response | Exception Rebuttal Response Date | Compensating Factors | Initial Overall Loan Grade | Final Overall Loan Grade | Initial Exception Grade | Final Exception Grade | Initial Credit Grade | Final Credit Grade | Initial Property Valuation Grade | Final Property Valuation Grade | Initial Compliance Grade | Final Compliance Grade | Initial Overall Grade (DBRS/Morningstar) | Initial Credit Grade (DBRS/Morningstar) | Initial Property Valuation Grade (DBRS/Morningstar) | Initial Compliance Grade (DBRS/Morningstar) | Initial Overall Grade (Fitch) | Initial Credit Grade (Fitch) | Initial Property Valuation Grade (Fitch) | Initial Compliance Grade (Fitch) | Initial Overall Grade (Kroll) | Initial Credit Grade (Kroll) | Initial Property Valuation Grade (Kroll) | Initial Compliance Grade (Kroll) | Initial Overall Grade (Moodys) | Initial Credit Grade (Moodys) | Initial Property Valuation Grade (Moodys) | Initial Compliance Grade (Moodys) | Initial Overall Grade (S&P) | Initial Credit Grade (S&P) | Initial Property Valuation Grade (S&P) | Initial Compliance Grade (S&P) | Final Overall Grade (DBRS/Morningstar) | Final Credit Grade (DBRS/Morningstar) | Final Property Grade (DBRS/Morningstar) | Final Compliance Grade (DBRS/Morningstar) | Final Overall Grade (Fitch) | Final Credit Grade (Fitch) | Final Property Grade (Fitch) | Final Compliance Grade (Fitch) | Final Overall Grade (Kroll) | Final Credit Grade (Kroll) | Final Property Grade (Kroll) | Final Compliance Grade (Kroll) | Final Overall Grade (Moodys) | Final Credit Grade (Moodys) | Final Property Grade (Moodys) | Final Compliance Grade (Moodys) | Final Overall Grade (S&P) | Final Credit Grade (S&P) | Final Property Grade (S&P) | Final Compliance Grade (S&P) |
| 871 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/06/2026 | Resolved | FCRE7497 | Credit | Missing verification of taxes, insurance, and/or HOA fees for non-subject property | Missing verification of taxes, insurance, and/or HOA fees for non-subject property. The file does not contain a HOA statement or a letter of no HOA for the properties located at XXXX and XXXX. | Document Uploaded. ; Document Uploaded. the printouts in the file showing the property is a single-family residence to confirm no HOA dues | 07/14/2026 | Verification of taxes, insurance and HOA Fees provided.; Countered - Missing statement or evidence of HOA for XXXX. as listed in original condition. | 07/15/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 769 is greater than Guideline
minimum FICO of 720. Borrower has stable job time - Borrower has 12.75 years on job. |
D | A | D | A | D | A | A | A | B | A | D | D | A | B | D | D | A | B | D | D | A | B | D | D | A | B | D | D | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 871 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/07/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. Documentation required- First e-signed document in the file is dated 05/XX/2026; however, the file is missing proof of e-consent dated 05/XX/2026 or before. | Document Uploaded. | 07/09/2026 | Evidence of eConsent is provided. | 07/09/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 769 is greater than Guideline
minimum FICO of 720. Borrower has stable job time - Borrower has 12.75 years on job. |
D | A | B | A | D | A | A | A | B | A | D | D | A | B | D | D | A | B | D | D | A | B | D | D | A | B | D | D | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 871 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/06/2026 | Resolved | finding-3352 | Compliance | Higher-Priced Mortgage Loan Test | This loan failed the higher-priced mortgage loan test. ( 12 CFR § 1026.35(a)(1) )Using the greater of the disclosed APR and the calculated APR, the loan is a higher-priced mortgage loan, as defined in Regulation While the higher-priced mortgage loan provisions specify that lenders can legally make this type of loan subject to additional requirements in 12 CFR §1026.35, some lenders and secondary market investors may prefer not to fund or buy higher-priced mortgage loans even if the additional conditions are met. No Cure required. HPML with established escrows and appraisal requirements met. Exception downgraded to a . | HPML compliant. Appraisal and escrow requirements met | 07/07/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 769 is greater than Guideline
minimum FICO of 720. Borrower has stable job time - Borrower has 12.75 years on job. |
D | A | A | A | D | A | A | A | B | A | D | D | A | B | D | D | A | B | D | D | A | B | D | D | A | B | D | D | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 871 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/06/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 07/07/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 769 is greater than Guideline
minimum FICO of 720. Borrower has stable job time - Borrower has 12.75 years on job. |
D | A | A | A | D | A | A | A | B | A | D | D | A | B | D | D | A | B | D | D | A | B | D | D | A | B | D | D | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 890 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/06/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 07/07/2026 | Borrower has stable job
time - Borrower has 10.16 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 740 is greater than Guideline minimum FICO of 700. Qualifying DTI below max allowed. - Calculated DTI of 39.34% is less than Guideline DTI of 50% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 890 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/06/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 07/07/2026 | Borrower has stable job
time - Borrower has 10.16 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 740 is greater than Guideline minimum FICO of 700. Qualifying DTI below max allowed. - Calculated DTI of 39.34% is less than Guideline DTI of 50% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 890 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TX | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/07/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 07/07/2026 | Borrower has stable job
time - Borrower has 10.16 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 740 is greater than Guideline minimum FICO of 700. Qualifying DTI below max allowed. - Calculated DTI of 39.34% is less than Guideline DTI of 50% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 868 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TX | ATR/QM: Exempt | Loan Review Complete | 07/09/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 07/13/2026 | Borrower has stable job
time - Borrower has 4.55 years on job. Qualifying DTI below max allowed. - Calculated DTI of 6.62% is less than Guideline DTI of 50% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 868 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TX | ATR/QM: Exempt | Loan Review Complete | 07/09/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 07/13/2026 | Borrower has stable job
time - Borrower has 4.55 years on job. Qualifying DTI below max allowed. - Calculated DTI of 6.62% is less than Guideline DTI of 50% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 868 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TX | ATR/QM: Exempt | Loan Review Complete | 07/13/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 07/13/2026 | Borrower has stable job
time - Borrower has 4.55 years on job. Qualifying DTI below max allowed. - Calculated DTI of 6.62% is less than Guideline DTI of 50% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 870 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MO | ATR/QM: Exempt | Loan Review Complete | 07/20/2026 | Acknowledged | FPRO9990 | Property | Third Party Valuation Product Not Provided within 10% Tolerance | Third Party Valuation Product Not Provided or Not Provided Within Tolerance. | Document Uploaded. ; Document Uploaded. ; Document Uploaded. | 07/28/2026 | Client provided field review dated 07-XX-26 supporting the appraised value. Second Third party valuation product provided within tolerance. Downgraded property waterfall condition due to an additional product needed to support value not previously supported by SSRs or AVM/Desk Review ; Client provided Field Review however the section for opinion of market value on page 2 is incomplete. Countered for completion; Countered - UCDPs provided reflect the need for a third party valuation. Condition remains | 09/04/2026 | Borrower has stable job
time - Borrower has 8.54 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 718 is greater than Guideline minimum FICO of 700. |
C | B | C | B | A | A | C | B | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |
| 870 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MO | ATR/QM: Exempt | Loan Review Complete | 07/20/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 07/22/2026 | Borrower has stable job
time - Borrower has 8.54 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 718 is greater than Guideline minimum FICO of 700. |
C | B | A | A | A | A | C | B | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |||
| 870 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MO | ATR/QM: Exempt | Loan Review Complete | 07/21/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 07/22/2026 | Borrower has stable job
time - Borrower has 8.54 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 718 is greater than Guideline minimum FICO of 700. |
C | B | A | A | A | A | C | B | A | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | B | A | |||
| 869 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/27/2026 | Resolved | finding-3526 | Compliance | Revised Loan Estimate Delivery Date Test (prior to consummation) | This loan failed the revised loan estimate delivery date test (prior to consummation) due to one of the following findings: ( 12 CFR §1026.19(e)(4)(ii) )The revised loan estimate delivery date is provided and the revised loan estimate method of delivery is marked as either's First Class Mail" or "Electronic Delivery" or blank, and the revised loan estimate delivery date is less than seven business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; or "In Person" and the revised loan estimate delivery date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orthel revised loan estimate receipt date is provided and the revised loan estimate receipt date is less than four business days (counting all calendar days except Sunday and specified legal public holidays) before the consummation date, or closing / settlement date if no consummation date is provided, of the transaction; orthel revised loan estimate delivery date is on or after the initial closing disclosure delivery date. The creditor shall not provide a revised version of the disclosures required under §1026.19(e)(1)(I) on or after the date on which the creditor provides the disclosures required under §1026.19(f)(1)(I). The consumer must receive a revised version of the disclosures required under §1026.19(e)(1)(I) not later than four business days prior to consummation. If the revised version of the disclosures required §1026.19(e)(1)(I) is not provided to the consumer in person, the consumer is considered to have received such version three business days after the creditor delivers or places such version in the mail. Without evidence of receipt, using the mailbox rule, it is assumed the disclosure dated 7/XX/2026 was not received by the consumer 4 business days prior to the consummation date, XXXX. The defect can be cured by providing evidence showing the consumer received the loan estimate at least 4 business days prior to consummation. | Document Uploaded. | 07/29/2026 | Revised LE receipt date provided; exception resolved; Revised LE receipt date provided; exception resolved | 07/29/2026 | Original CLTV is Below the
Guideline Maximum - Calculated CLTV of 76.75% is less than Guideline CLTV of
90% Original LTV is Below the Guideline Maximum - Calculated LTV of 76.75% is less than Guideline LTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 760 is greater than Guideline minimum FICO of 720. Qualifying DTI below max allowed. - Calculated DTI of 32.25% is less than Guideline DTI of 50% |
C | A | C | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 869 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 07/27/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent
disclosure is missing. Documentation required. 1st e-signed document in
the file is dated 5/XX/2026, however missing proof of e-consent dated
5/XX/2026 or before. |
Document Uploaded. | 07/29/2026 | Evidence of eConsent is provided. | 07/29/2026 | Original CLTV is Below the
Guideline Maximum - Calculated CLTV of 76.75% is less than Guideline CLTV of
90% Original LTV is Below the Guideline Maximum - Calculated LTV of 76.75% is less than Guideline LTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 760 is greater than Guideline minimum FICO of 720. Qualifying DTI below max allowed. - Calculated DTI of 32.25% is less than Guideline DTI of 50% |
C | A | B | A | A | A | A | A | C | A | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | C | A | A | C | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 873 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TN | ATR/QM: Exempt | Loan Review Complete | 08/05/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 08/05/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 30.76% is less than Guideline DTI of 50% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 774 is greater than Guideline minimum FICO of 700. Borrower has stable job time - Borrower has 4.16 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 873 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TN | ATR/QM: Exempt | Loan Review Complete | 08/05/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 08/05/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 30.76% is less than Guideline DTI of 50% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 774 is greater than Guideline minimum FICO of 700. Borrower has stable job time - Borrower has 4.16 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 873 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TN | ATR/QM: Exempt | Loan Review Complete | 08/05/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 08/05/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 30.76% is less than Guideline DTI of 50% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 774 is greater than Guideline minimum FICO of 700. Borrower has stable job time - Borrower has 4.16 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 886 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 09/02/2026 | Original CLTV is Below the
Guideline Maximum - Calculated CLTV of 49.68% is less than Guideline CLTV of
60% Original LTV is Below the Guideline Maximum - Calculated LTV of 49.68% is less than Guideline LTV of 60% Borrower has stable job time - Borrower has 5.31 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 765 is greater than Guideline minimum FICO of 700. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 886 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/02/2026 | Original CLTV is Below the
Guideline Maximum - Calculated CLTV of 49.68% is less than Guideline CLTV of
60% Original LTV is Below the Guideline Maximum - Calculated LTV of 49.68% is less than Guideline LTV of 60% Borrower has stable job time - Borrower has 5.31 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 765 is greater than Guideline minimum FICO of 700. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 886 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/02/2026 | Original CLTV is Below the
Guideline Maximum - Calculated CLTV of 49.68% is less than Guideline CLTV of
60% Original LTV is Below the Guideline Maximum - Calculated LTV of 49.68% is less than Guideline LTV of 60% Borrower has stable job time - Borrower has 5.31 years on job. Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 765 is greater than Guideline minimum FICO of 700. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 866 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/03/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of
80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 781 is greater than Guideline minimum FICO of 680. Borrower has stable job time - Borrower has 8.39 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 866 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/03/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of
80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 781 is greater than Guideline minimum FICO of 680. Borrower has stable job time - Borrower has 8.39 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 866 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 09/03/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 65% is less than Guideline LTV of
80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 65% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 781 is greater than Guideline minimum FICO of 680. Borrower has stable job time - Borrower has 8.39 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 867 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/03/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of
90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 791 is greater than Guideline minimum FICO of 760. Borrower has stable job time - Borrower has 9.68 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 867 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 09/03/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of
90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 791 is greater than Guideline minimum FICO of 760. Borrower has stable job time - Borrower has 9.68 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 867 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/02/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/03/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of
90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 791 is greater than Guideline minimum FICO of 760. Borrower has stable job time - Borrower has 9.68 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 887 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MD | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/04/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 17.22% is less than Guideline DTI of 50% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 750 is greater than Guideline minimum FICO of 720. Borrower has stable job time - Borrower has 2.48 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 887 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MD | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/04/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 17.22% is less than Guideline DTI of 50% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 750 is greater than Guideline minimum FICO of 720. Borrower has stable job time - Borrower has 2.48 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 887 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MD | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 09/04/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 17.22% is less than Guideline DTI of 50% Original LTV is Below the Guideline Maximum - Calculated LTV of 80% is less than Guideline LTV of 90% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 80% is less than Guideline CLTV of 90% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 750 is greater than Guideline minimum FICO of 720. Borrower has stable job time - Borrower has 2.48 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 888 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | NY | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 09/03/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 39.82% is less than Guideline DTI of 50% Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 790 is greater than Guideline minimum FICO of 660. Borrower has stable job time - Borrower has 6.49 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 888 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | NY | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/03/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 39.82% is less than Guideline DTI of 50% Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 790 is greater than Guideline minimum FICO of 660. Borrower has stable job time - Borrower has 6.49 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 888 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | NY | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/03/2026 | Qualifying DTI below max
allowed. - Calculated DTI of 39.82% is less than Guideline DTI of 50% Original LTV is Below the Guideline Maximum - Calculated LTV of 70% is less than Guideline LTV of 80% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 70% is less than Guideline CLTV of 80% Qualifying FICO is Greater than the Guideline Minimum - Qualifying FICO of 790 is greater than Guideline minimum FICO of 660. Borrower has stable job time - Borrower has 6.49 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 879 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/03/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated 7/XX/2026, however missing proof of e-consent dated 7/XX/2026 or before. | Document Uploaded. | 09/08/2026 | Evidence of eConsent is provided. | 09/09/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 706 is greater than Guideline
minimum FICO of 660. Qualifying DTI below max allowed. - Calculated DTI of 38.75% is less than Guideline DTI of 50% Borrower has stable job time - Borrower has 12.67 years on job. |
B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 879 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/04/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/04/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 706 is greater than Guideline
minimum FICO of 660. Qualifying DTI below max allowed. - Calculated DTI of 38.75% is less than Guideline DTI of 50% Borrower has stable job time - Borrower has 12.67 years on job. |
B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 879 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/04/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/04/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 706 is greater than Guideline
minimum FICO of 660. Qualifying DTI below max allowed. - Calculated DTI of 38.75% is less than Guideline DTI of 50% Borrower has stable job time - Borrower has 12.67 years on job. |
B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 882 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | GA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent disclosure is missing. Documentation required. 1st e-signed document in the file is dated 08/XX/2026, however missing proof of e-consent dated 08/XX/2026 or before. | Document Uploaded. | 09/11/2026 | Evidence of eConsent is provided. | 09/14/2026 | Borrower has stable job
time - Borrower has 6.22 years on job. Qualifying DTI below max allowed. - Calculated DTI of 25.2% is less than Guideline DTI of 50% |
B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 882 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | GA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/07/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/09/2026 | Borrower has stable job
time - Borrower has 6.22 years on job. Qualifying DTI below max allowed. - Calculated DTI of 25.2% is less than Guideline DTI of 50% |
B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 882 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | GA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/07/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/09/2026 | Borrower has stable job
time - Borrower has 6.22 years on job. Qualifying DTI below max allowed. - Calculated DTI of 25.2% is less than Guideline DTI of 50% |
B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 877 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/08/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 09/09/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 738 is greater than Guideline
minimum FICO of 720. Qualifying DTI below max allowed. - Calculated DTI of 33.68% is less than Guideline DTI of 50% Borrower has stable job time - Borrower has 4.84 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 877 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/07/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/09/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 738 is greater than Guideline
minimum FICO of 720. Qualifying DTI below max allowed. - Calculated DTI of 33.68% is less than Guideline DTI of 50% Borrower has stable job time - Borrower has 4.84 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 877 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | FL | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/07/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/09/2026 | Qualifying FICO is Greater
than the Guideline Minimum - Qualifying FICO of 738 is greater than Guideline
minimum FICO of 720. Qualifying DTI below max allowed. - Calculated DTI of 33.68% is less than Guideline DTI of 50% Borrower has stable job time - Borrower has 4.84 years on job. |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 881 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/10/2026 | Borrower has stable job
time - Borrower has 3.52 years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 53.84% is less than Guideline LTV of 75% Qualifying DTI below max allowed. - Calculated DTI of 14.14% is less than Guideline DTI of 50% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.84% is less than Guideline CLTV of 75% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 881 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/09/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/10/2026 | Borrower has stable job
time - Borrower has 3.52 years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 53.84% is less than Guideline LTV of 75% Qualifying DTI below max allowed. - Calculated DTI of 14.14% is less than Guideline DTI of 50% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.84% is less than Guideline CLTV of 75% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 881 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/10/2026 | Resolved | FCOM8997 | Compliance | No Compliance Findings | The loan is in compliance with all applicable laws and regulations. | Informational | 09/10/2026 | Borrower has stable job
time - Borrower has 3.52 years on job. Original LTV is Below the Guideline Maximum - Calculated LTV of 53.84% is less than Guideline LTV of 75% Qualifying DTI below max allowed. - Calculated DTI of 14.14% is less than Guideline DTI of 50% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 53.84% is less than Guideline CLTV of 75% |
A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 885 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/14/2026 | Resolved | FCOM9186 | Compliance | eSigned Documents Consent is Missing | The signed consent
disclosure is missing. Documentation required. 1st e-signed document in
the file is dated 8/XX/2026 however missing proof of e-consent dated
8/XX/2026 or before. |
Document Uploaded. | 09/16/2026 | Evidence of eConsent is provided.; ; The eSigned consent disclosure is missing.; E-Consent received. Condition Resolved. | 09/17/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of
85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Borrower has stable job time - Borrower has 19.54 years on job. |
B | A | B | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |
| 885 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/15/2026 | Resolved | FCRE8999 | Credit | No Credit Findings | The loan meets all applicable credit guidelines. | Informational | 09/15/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of
85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Borrower has stable job time - Borrower has 19.54 years on job. |
B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 885 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | Non-QM: Lender documented all ATR UW factors | Loan Review Complete | 09/14/2026 | Resolved | FPRO8998 | Property | No Property Findings | Property and valuations related findings were not identified on the loan. | Informational | 09/15/2026 | Original LTV is Below the
Guideline Maximum - Calculated LTV of 75% is less than Guideline LTV of
85% Original CLTV is Below the Guideline Maximum - Calculated CLTV of 75% is less than Guideline CLTV of 85% Borrower has stable job time - Borrower has 19.54 years on job. |
B | A | A | A | A | A | A | A | B | A | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | B | A | A | B | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||
| 872 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | ATR/QM Exempt | Loan Review Complete | 06/29/2026 | Resolved | 92010211221-01 | Credit | No Findings | The loan meets all applicable guidelines. | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 880 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | TN | ATR/QM Exempt | Loan Review Complete | 09/04/2026 | Resolved | 92010214996-01 | Credit | No Findings | The loan meets all applicable guidelines. | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 883 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | SC | ATR/QM Exempt | Loan Review Complete | 09/04/2026 | Resolved | 92010215952-01 | Credit | No Findings | The loan meets all applicable guidelines. | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 878 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | NC | ATR/QM Exempt | Loan Review Complete | 09/09/2026 | Resolved | 92010214343-01 | Credit | No Findings | The loan meets all applicable guidelines. | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 876 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | NY | ATR/QM Exempt | Loan Review Complete | 09/14/2026 | Resolved | 92010214107-01 | Credit | No Findings | The loan meets all applicable guidelines. | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 874 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | ATR/QM Exempt | Loan Review Complete | 09/15/2026 | Resolved | 92010213306-01 | Credit | No Findings | The loan meets all applicable guidelines. | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 875 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | CA | ATR/QM Exempt | Loan Review Complete | 09/15/2026 | Resolved | 92010214058-01 | Credit | No Findings | The loan meets all applicable guidelines. | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | ||||||
| 884 | XXXX | XXXX | XXXX | XX/XX/XXXX | XXXX | MA | ATR/QM Exempt | Loan Review Complete | 09/15/2026 | Resolved | 92010215999-01 | Credit | No Findings | The loan meets all applicable guidelines. | A | A | A | A | A | A | A | A | N/A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A | A | A | A | N/A |