The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 63,299,026 1,761,732 SH SOLE 0 0 1,761,732
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 47,554,516 1,427,635 SH SOLE 0 0 1,427,635
INVESCO QQQ TR UNIT SER 1 46090E103 40,024,817 54,104 SH SOLE 0 0 54,104
SPDR SERIES TRUST ST STR P500VAL 78464A508 20,299,433 332,070 SH SOLE 0 0 332,070
VANGUARD INDEX FDS MRNGSTR LRG CAP 922908637 20,056,341 57,003 SH SOLE 0 0 57,003
JOHNSON & JOHNSON COM 478160104 5,292,749 19,992 SH SOLE 0 0 19,992
APPLE INC COM 037833100 4,586,186 13,772 SH SOLE 0 0 13,772
MICROSOFT CORP COM 594918104 4,437,239 8,651 SH SOLE 0 0 8,651
GLACIER BANCORP INC NEW COM 37637Q105 2,037,398 47,162 SH SOLE 0 0 47,162
AMAZON COM INC COM 023135106 2,022,101 8,116 SH SOLE 0 0 8,116
NVIDIA CORPORATION COM 67066G104 1,654,473 7,244 SH SOLE 0 0 7,244
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,644,651 3,234 SH SOLE 0 0 3,234
ALPHABET INC CAP STK CL C 02079K107 1,514,599 4,445 SH SOLE 0 0 4,445
CHEVRON CORPORATION COM 166764100 1,187,051 5,813 SH SOLE 0 0 5,813
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,140,278 1,627 SH SOLE 0 0 1,627
COSTCO WHOLESALE CORPORATION COM 22160K105 1,108,290 1,217 SH SOLE 0 0 1,217
MICRON TECHNOLOGY INC COM 595112103 908,101 853 SH SOLE 0 0 853
FIRST INTST BANCSYSTEM INC COM 32055Y201 901,683 25,229 SH SOLE 0 0 25,229
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 840,381 2,246 SH SOLE 0 0 2,246
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 837,565 28,576 SH SOLE 0 0 28,576
EXXONMOBIL HOLDINGS CORP COM SHS 30233Q108 601,970 3,699 SH SOLE 0 0 3,699
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 593,070 7,148 SH SOLE 0 0 7,148
ALPHABET INC CAP STK CL A 02079K305 579,903 1,685 SH SOLE 0 0 1,685
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 565,351 928 SH SOLE 0 0 928
META PLATFORMS INC CL A 30303M102 507,548 700 SH SOLE 0 0 700
AON PLC SHS CL A G0403H108 467,188 1,688 SH SOLE 0 0 1,688
JPMORGAN CHASE & CO COM 46625H100 458,634 1,386 SH SOLE 0 0 1,386
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 429,148 4,788 SH SOLE 0 0 4,788
STARBUCKS CORP COM 855244109 413,048 4,396 SH SOLE 0 0 4,396
ASML HLDG NV N Y REGISTRY SHS N07059210 374,095 206 SH SOLE 0 0 206
UNITEDHEALTH GROUP INC COM 91324P102 371,302 1,012 SH SOLE 0 0 1,012
ISHARES TR MRGSTR MD CP GRW 464288307 364,293 3,880 SH SOLE 0 0 3,880
VISA INC COM CL A 92826C839 360,861 1,004 SH SOLE 0 0 1,004
BOEING CO COM 097023105 357,402 1,921 SH SOLE 0 0 1,921
SK HYNIX INC AMERICAN DEPOSIT 78392B206 355,778 1,932 SH SOLE 0 0 1,932
SPROTT ASSET MANAGEMENT LP PHYSICAL GOLD AN 85208R101 332,320 8,000 SH SOLE 0 0 8,000
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 331,906 9,756 SH SOLE 0 0 9,756
PROSHARES TR ULTRAPRO QQQ 74347X831 330,535 4,236 SH SOLE 0 0 4,236
CATERPILLAR INC COM 149123101 319,777 394 SH SOLE 0 0 394
VANGUARD STAR FDS VG TL INTL STK F 921909768 318,770 3,752 SH SOLE 0 0 3,752
CUMMINS INC COM 231021106 316,352 612 SH SOLE 0 0 612
ISHARES TR ESG MSCI USA ETF 46436E767 303,207 4,455 SH SOLE 0 0 4,455
ISHARES TR CORE S&P TTL STK 464287150 282,011 1,696 SH SOLE 0 0 1,696
ELI LILLY & CO COM 532457108 275,763 238 SH SOLE 0 0 238
ENTERPRISE PRODS PARTNERS L COM 293792107 267,701 7,518 SH SOLE 0 0 7,518
INTERNATIONAL BUSINESS MACHS COM 459200101 267,122 1,215 SH SOLE 0 0 1,215
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 264,909 532 SH SOLE 0 0 532
WISDOMTREE TR US LARGECAP DIVD 97717W307 263,801 2,714 SH SOLE 0 0 2,714
WELLS FARGO & CO COM 949746101 246,874 3,084 SH SOLE 0 0 3,084
VANGUARD WORLD FD ESG US STK ETF 921910733 241,921 1,785 SH SOLE 0 0 1,785
PALANTIR TECHNOLOGIES INC CL A 69608A108 232,877 1,245 SH SOLE 0 0 1,245
ABBVIE INC COM 00287Y109 229,755 878 SH SOLE 0 0 878
BROADCOM INC COM 11135F101 221,892 632 SH SOLE 0 0 632
BIOGEN INC COM 09062X103 207,810 920 SH SOLE 0 0 920
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 203,857 447 SH SOLE 0 0 447
AMPHENOL CORP CL A 032095101 202,320 2,400 SH SOLE 0 0 2,400