| Disaggregation of Revenue Earned from Contracts with Customers |
The following tables represent the disaggregation of revenue earned from contracts with customers by product type and region for the three and nine months ended September 30, 2026 and 2025 (in millions). The regional split of revenue shown in the tables below is based upon where transactions are initiated.
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Three Months Ended September 30, 2026 |
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Consumer |
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Money |
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Consumer |
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Transfer |
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Services |
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Total |
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Regions: |
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North America |
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$ |
294.8 |
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$ |
40.1 |
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$ |
334.9 |
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Europe and CIS |
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|
256.3 |
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|
46.3 |
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|
302.6 |
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Middle East, Africa, and South Asia |
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|
143.1 |
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— |
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|
143.1 |
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Latin America and the Caribbean |
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|
89.4 |
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51.8 |
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|
141.2 |
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Asia Pacific |
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|
47.1 |
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0.4 |
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|
47.5 |
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Revenues from contracts with customers |
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$ |
830.7 |
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$ |
138.6 |
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$ |
969.3 |
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Other revenues (a) |
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|
26.5 |
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|
13.5 |
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|
40.0 |
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Total revenues |
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$ |
857.2 |
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$ |
152.1 |
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$ |
1,009.3 |
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Three Months Ended September 30, 2025 |
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Consumer |
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Money |
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Consumer |
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Transfer |
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Services |
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Total |
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Regions: |
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North America |
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$ |
315.0 |
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$ |
38.3 |
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$ |
353.3 |
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Europe and CIS |
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|
255.1 |
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49.8 |
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|
304.9 |
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Middle East, Africa, and South Asia |
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|
134.4 |
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— |
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134.4 |
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Latin America and the Caribbean |
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|
94.2 |
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50.5 |
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|
144.7 |
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Asia Pacific |
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|
48.0 |
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— |
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|
48.0 |
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Revenues from contracts with customers |
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$ |
846.7 |
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$ |
138.6 |
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$ |
985.3 |
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Other revenues (a) |
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31.3 |
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16.0 |
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|
47.3 |
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Total revenues |
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$ |
878.0 |
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$ |
154.6 |
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$ |
1,032.6 |
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Nine Months Ended September 30, 2026 |
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Consumer |
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Money |
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Consumer |
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Transfer |
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Services |
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Total |
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Regions: |
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North America |
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$ |
897.3 |
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$ |
122.8 |
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$ |
1,020.1 |
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Europe and CIS |
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749.8 |
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|
112.2 |
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|
862.0 |
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Middle East, Africa, and South Asia |
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|
440.4 |
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0.1 |
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|
440.5 |
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Latin America and the Caribbean |
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|
269.2 |
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|
156.1 |
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|
425.3 |
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Asia Pacific |
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|
141.1 |
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0.9 |
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|
142.0 |
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Revenues from contracts with customers |
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$ |
2,497.8 |
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$ |
392.1 |
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$ |
2,889.9 |
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Other revenues (a) |
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|
70.9 |
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|
44.4 |
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|
115.3 |
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Total revenues |
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$ |
2,568.7 |
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$ |
436.5 |
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$ |
3,005.2 |
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Nine Months Ended September 30, 2025 |
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Consumer |
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Money |
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Consumer |
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Transfer |
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Services |
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Total |
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Regions: |
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North America |
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$ |
979.5 |
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$ |
112.8 |
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$ |
1,092.3 |
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Europe and CIS |
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|
737.8 |
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|
93.7 |
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831.5 |
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Middle East, Africa, and South Asia |
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|
411.4 |
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0.2 |
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|
411.6 |
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Latin America and the Caribbean |
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|
280.9 |
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|
146.4 |
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|
427.3 |
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Asia Pacific |
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|
144.9 |
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— |
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|
144.9 |
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Revenues from contracts with customers |
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$ |
2,554.5 |
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$ |
353.1 |
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$ |
2,907.6 |
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Other revenues (a) |
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|
81.4 |
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|
53.3 |
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|
134.7 |
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Total revenues |
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$ |
2,635.9 |
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$ |
406.4 |
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$ |
3,042.3 |
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________________________________________ (a)Includes revenue from investment income generated on settlement assets primarily related to money transfer and money order services, impacts from the Company’s foreign currency cash flow hedges, and other sources.
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