Allowance for Credit Losses - Recorded Investment of Commercial Loan Portfolio by Risk Category (Details) - USD ($) $ in Thousands |
|
3 Months Ended |
9 Months Ended |
Dec. 31, 2025 |
Sep. 30, 2026 |
Sep. 30, 2025 |
Sep. 30, 2026 |
Sep. 30, 2025 |
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Threshold period of loans past due to be considered as substandard |
|
|
|
90 days
|
|
| Minimum outstanding balance of non-homogeneous loans to be individually evaluated as to credit risk |
|
$ 250
|
|
$ 250
|
|
| Current year |
$ 422,989
|
284,945
|
|
284,945
|
|
| Prior year |
448,390
|
503,965
|
|
503,965
|
|
| Two years before current year |
266,301
|
429,075
|
|
429,075
|
|
| Three years before current year |
427,076
|
235,943
|
|
235,943
|
|
| Four years before current year |
357,624
|
396,416
|
|
396,416
|
|
| Prior |
552,346
|
772,090
|
|
772,090
|
|
| Revolving Loans |
230,987
|
244,895
|
|
244,895
|
|
| Total loans |
2,705,713
|
2,867,329
|
|
2,867,329
|
|
| Current period gross charge offs, Total |
|
3,049
|
$ 3,226
|
10,078
|
$ 9,395
|
| Commercial & Industrial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
111,066
|
84,373
|
|
84,373
|
|
| Prior year |
76,438
|
63,260
|
|
63,260
|
|
| Two years before current year |
32,244
|
63,750
|
|
63,750
|
|
| Three years before current year |
91,576
|
25,710
|
|
25,710
|
|
| Four years before current year |
77,603
|
63,516
|
|
63,516
|
|
| Prior |
110,544
|
153,322
|
|
153,322
|
|
| Revolving Loans |
147,271
|
148,552
|
|
148,552
|
|
| Total loans |
646,742
|
602,483
|
|
602,483
|
|
| Current period gross charge offs, 2025 |
81
|
|
|
|
|
| Current period gross charge offs, 2024 |
52
|
|
|
149
|
|
| Current period gross charge offs, 2023 |
|
|
|
52
|
|
| Current period gross charge offs, 2022 |
86
|
|
|
|
|
| Current period gross charge offs, 2021 |
56
|
|
|
10
|
|
| Current period gross charge offs, Prior |
219
|
|
|
|
|
| Current period gross charge offs, Total |
494
|
|
|
211
|
|
| Farmland | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
15,852
|
11,254
|
|
11,254
|
|
| Prior year |
10,199
|
15,279
|
|
15,279
|
|
| Two years before current year |
18,948
|
9,229
|
|
9,229
|
|
| Three years before current year |
14,137
|
14,052
|
|
14,052
|
|
| Four years before current year |
15,774
|
12,542
|
|
12,542
|
|
| Prior |
50,581
|
55,800
|
|
55,800
|
|
| Revolving Loans |
365
|
512
|
|
512
|
|
| Total loans |
125,856
|
118,668
|
|
118,668
|
|
| Non Farm, Non Residential | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
156,729
|
73,665
|
|
73,665
|
|
| Prior year |
166,305
|
179,787
|
|
179,787
|
|
| Two years before current year |
90,074
|
173,922
|
|
173,922
|
|
| Three years before current year |
156,731
|
122,805
|
|
122,805
|
|
| Four years before current year |
154,624
|
169,018
|
|
169,018
|
|
| Prior |
176,193
|
350,815
|
|
350,815
|
|
| Revolving Loans |
9,680
|
18,149
|
|
18,149
|
|
| Total loans |
910,336
|
1,088,161
|
|
1,088,161
|
|
| Current period gross charge offs, 2022 |
33
|
|
|
|
|
| Current period gross charge offs, Prior |
11
|
|
|
775
|
|
| Current period gross charge offs, Total |
44
|
|
|
775
|
|
| Agriculture | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
13,729
|
6,420
|
|
6,420
|
|
| Prior year |
10,425
|
7,840
|
|
7,840
|
|
| Two years before current year |
6,241
|
7,205
|
|
7,205
|
|
| Three years before current year |
7,485
|
5,184
|
|
5,184
|
|
| Four years before current year |
3,219
|
6,024
|
|
6,024
|
|
| Prior |
32,558
|
19,420
|
|
19,420
|
|
| Revolving Loans |
65,141
|
64,671
|
|
64,671
|
|
| Total loans |
138,798
|
116,764
|
|
116,764
|
|
| Current period gross charge offs, 2024 |
4
|
|
|
|
|
| Current period gross charge offs, 2023 |
|
|
|
256
|
|
| Current period gross charge offs, 2022 |
|
|
|
73
|
|
| Current period gross charge offs, 2021 |
|
|
|
55
|
|
| Current period gross charge offs, Prior |
83
|
|
|
442
|
|
| Current period gross charge offs, Total |
87
|
|
|
826
|
|
| All Other Commercial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
95,456
|
87,242
|
|
87,242
|
|
| Prior year |
88,430
|
148,176
|
|
148,176
|
|
| Two years before current year |
62,856
|
35,567
|
|
35,567
|
|
| Three years before current year |
90,108
|
13,677
|
|
13,677
|
|
| Four years before current year |
71,275
|
65,774
|
|
65,774
|
|
| Prior |
137,501
|
82,791
|
|
82,791
|
|
| Revolving Loans |
7,986
|
11,952
|
|
11,952
|
|
| Total loans |
553,612
|
445,179
|
|
445,179
|
|
| Current period gross charge offs, 2025 |
728
|
|
|
544
|
|
| Current period gross charge offs, 2024 |
|
|
|
2
|
|
| Current period gross charge offs, Revolving Loans |
|
|
|
25
|
|
| Current period gross charge offs, Total |
728
|
|
|
571
|
|
| Multifamily | Residential |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
30,157
|
21,991
|
|
21,991
|
|
| Prior year |
96,593
|
89,623
|
|
89,623
|
|
| Two years before current year |
55,938
|
139,402
|
|
139,402
|
|
| Three years before current year |
67,039
|
54,515
|
|
54,515
|
|
| Four years before current year |
35,129
|
79,542
|
|
79,542
|
|
| Prior |
44,969
|
109,942
|
|
109,942
|
|
| Revolving Loans |
544
|
1,059
|
|
1,059
|
|
| Total loans |
330,369
|
496,074
|
|
496,074
|
|
| Pass |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
420,680
|
270,456
|
|
270,456
|
|
| Prior year |
430,599
|
495,257
|
|
495,257
|
|
| Two years before current year |
264,067
|
410,510
|
|
410,510
|
|
| Three years before current year |
408,916
|
231,379
|
|
231,379
|
|
| Four years before current year |
333,812
|
381,140
|
|
381,140
|
|
| Prior |
521,403
|
730,218
|
|
730,218
|
|
| Revolving Loans |
216,018
|
213,248
|
|
213,248
|
|
| Total loans |
2,595,495
|
2,732,208
|
|
2,732,208
|
|
| Pass | Commercial & Industrial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
109,471
|
77,900
|
|
77,900
|
|
| Prior year |
69,074
|
61,718
|
|
61,718
|
|
| Two years before current year |
31,396
|
55,879
|
|
55,879
|
|
| Three years before current year |
89,638
|
23,286
|
|
23,286
|
|
| Four years before current year |
70,630
|
62,943
|
|
62,943
|
|
| Prior |
99,985
|
138,084
|
|
138,084
|
|
| Revolving Loans |
140,465
|
124,966
|
|
124,966
|
|
| Total loans |
610,659
|
544,776
|
|
544,776
|
|
| Pass | Farmland | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
15,852
|
10,374
|
|
10,374
|
|
| Prior year |
9,054
|
13,635
|
|
13,635
|
|
| Two years before current year |
17,769
|
7,623
|
|
7,623
|
|
| Three years before current year |
14,137
|
13,172
|
|
13,172
|
|
| Four years before current year |
15,774
|
12,461
|
|
12,461
|
|
| Prior |
49,862
|
49,744
|
|
49,744
|
|
| Revolving Loans |
365
|
512
|
|
512
|
|
| Total loans |
122,813
|
107,521
|
|
107,521
|
|
| Pass | Non Farm, Non Residential | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
156,729
|
72,908
|
|
72,908
|
|
| Prior year |
157,955
|
175,896
|
|
175,896
|
|
| Two years before current year |
90,074
|
165,652
|
|
165,652
|
|
| Three years before current year |
153,861
|
122,805
|
|
122,805
|
|
| Four years before current year |
138,925
|
168,876
|
|
168,876
|
|
| Prior |
170,080
|
333,247
|
|
333,247
|
|
| Revolving Loans |
9,680
|
18,149
|
|
18,149
|
|
| Total loans |
877,304
|
1,057,533
|
|
1,057,533
|
|
| Pass | Agriculture | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
13,315
|
6,101
|
|
6,101
|
|
| Prior year |
10,053
|
6,509
|
|
6,509
|
|
| Two years before current year |
6,034
|
6,947
|
|
6,947
|
|
| Three years before current year |
6,428
|
3,924
|
|
3,924
|
|
| Four years before current year |
3,040
|
3,305
|
|
3,305
|
|
| Prior |
27,137
|
16,964
|
|
16,964
|
|
| Revolving Loans |
56,978
|
56,610
|
|
56,610
|
|
| Total loans |
122,985
|
100,360
|
|
100,360
|
|
| Pass | All Other Commercial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
95,156
|
87,242
|
|
87,242
|
|
| Prior year |
87,870
|
147,876
|
|
147,876
|
|
| Two years before current year |
62,856
|
35,007
|
|
35,007
|
|
| Three years before current year |
90,093
|
13,677
|
|
13,677
|
|
| Four years before current year |
70,734
|
65,726
|
|
65,726
|
|
| Prior |
136,922
|
82,421
|
|
82,421
|
|
| Revolving Loans |
7,986
|
11,952
|
|
11,952
|
|
| Total loans |
551,617
|
443,901
|
|
443,901
|
|
| Pass | Multifamily | Residential |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
30,157
|
15,931
|
|
15,931
|
|
| Prior year |
96,593
|
89,623
|
|
89,623
|
|
| Two years before current year |
55,938
|
139,402
|
|
139,402
|
|
| Three years before current year |
54,759
|
54,515
|
|
54,515
|
|
| Four years before current year |
34,709
|
67,829
|
|
67,829
|
|
| Prior |
37,417
|
109,758
|
|
109,758
|
|
| Revolving Loans |
544
|
1,059
|
|
1,059
|
|
| Total loans |
310,117
|
478,117
|
|
478,117
|
|
| Special Mention |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
685
|
12,513
|
|
12,513
|
|
| Prior year |
16,431
|
6,504
|
|
6,504
|
|
| Two years before current year |
1,003
|
17,816
|
|
17,816
|
|
| Three years before current year |
15,080
|
4,113
|
|
4,113
|
|
| Four years before current year |
5,488
|
14,860
|
|
14,860
|
|
| Prior |
13,208
|
20,971
|
|
20,971
|
|
| Revolving Loans |
6,901
|
27,227
|
|
27,227
|
|
| Total loans |
58,796
|
104,004
|
|
104,004
|
|
| Special Mention | Commercial & Industrial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
|
5,473
|
|
5,473
|
|
| Prior year |
6,292
|
338
|
|
338
|
|
| Two years before current year |
302
|
7,139
|
|
7,139
|
|
| Three years before current year |
1,145
|
2,051
|
|
2,051
|
|
| Four years before current year |
5,347
|
341
|
|
341
|
|
| Prior |
3,769
|
12,182
|
|
12,182
|
|
| Revolving Loans |
2,603
|
20,096
|
|
20,096
|
|
| Total loans |
19,458
|
47,620
|
|
47,620
|
|
| Special Mention | Farmland | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
|
880
|
|
880
|
|
| Prior year |
1,145
|
749
|
|
749
|
|
| Two years before current year |
701
|
1,606
|
|
1,606
|
|
| Three years before current year |
|
880
|
|
880
|
|
| Four years before current year |
|
81
|
|
81
|
|
| Prior |
87
|
4,542
|
|
4,542
|
|
| Total loans |
1,933
|
8,738
|
|
8,738
|
|
| Special Mention | Non Farm, Non Residential | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Prior year |
8,350
|
3,891
|
|
3,891
|
|
| Two years before current year |
|
8,270
|
|
8,270
|
|
| Three years before current year |
946
|
|
|
|
|
| Four years before current year |
|
6
|
|
6
|
|
| Prior |
2,034
|
2,044
|
|
2,044
|
|
| Total loans |
11,330
|
14,211
|
|
14,211
|
|
| Special Mention | Agriculture | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
385
|
100
|
|
100
|
|
| Prior year |
84
|
1,226
|
|
1,226
|
|
| Two years before current year |
|
241
|
|
241
|
|
| Three years before current year |
914
|
1,182
|
|
1,182
|
|
| Four years before current year |
141
|
2,719
|
|
2,719
|
|
| Prior |
999
|
2,019
|
|
2,019
|
|
| Revolving Loans |
4,298
|
7,131
|
|
7,131
|
|
| Total loans |
6,821
|
14,618
|
|
14,618
|
|
| Special Mention | All Other Commercial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
300
|
|
|
|
|
| Prior year |
560
|
300
|
|
300
|
|
| Two years before current year |
|
560
|
|
560
|
|
| Total loans |
860
|
860
|
|
860
|
|
| Special Mention | Multifamily | Residential |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
|
6,060
|
|
6,060
|
|
| Three years before current year |
12,075
|
|
|
|
|
| Four years before current year |
|
11,713
|
|
11,713
|
|
| Prior |
6,319
|
184
|
|
184
|
|
| Total loans |
18,394
|
17,957
|
|
17,957
|
|
| Substandard |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
29
|
625
|
|
625
|
|
| Prior year |
298
|
1,133
|
|
1,133
|
|
| Two years before current year |
717
|
23
|
|
23
|
|
| Three years before current year |
2,775
|
138
|
|
138
|
|
| Four years before current year |
17,768
|
246
|
|
246
|
|
| Prior |
15,660
|
20,696
|
|
20,696
|
|
| Revolving Loans |
8,068
|
4,420
|
|
4,420
|
|
| Total loans |
45,315
|
27,281
|
|
27,281
|
|
| Substandard | Commercial & Industrial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
|
406
|
|
406
|
|
| Prior year |
11
|
133
|
|
133
|
|
| Two years before current year |
32
|
7
|
|
7
|
|
| Three years before current year |
504
|
60
|
|
60
|
|
| Four years before current year |
1,511
|
110
|
|
110
|
|
| Prior |
6,737
|
3,022
|
|
3,022
|
|
| Revolving Loans |
4,203
|
3,490
|
|
3,490
|
|
| Total loans |
12,998
|
7,228
|
|
7,228
|
|
| Substandard | Farmland | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Prior year |
|
895
|
|
895
|
|
| Two years before current year |
478
|
|
|
|
|
| Prior |
626
|
1,510
|
|
1,510
|
|
| Total loans |
1,104
|
2,405
|
|
2,405
|
|
| Substandard | Non Farm, Non Residential | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Three years before current year |
1,924
|
|
|
|
|
| Four years before current year |
15,699
|
136
|
|
136
|
|
| Prior |
3,382
|
15,524
|
|
15,524
|
|
| Total loans |
21,005
|
15,660
|
|
15,660
|
|
| Substandard | Agriculture | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
29
|
219
|
|
219
|
|
| Prior year |
287
|
105
|
|
105
|
|
| Two years before current year |
207
|
16
|
|
16
|
|
| Three years before current year |
142
|
78
|
|
78
|
|
| Four years before current year |
17
|
|
|
|
|
| Prior |
4,422
|
437
|
|
437
|
|
| Revolving Loans |
3,865
|
930
|
|
930
|
|
| Total loans |
8,969
|
1,785
|
|
1,785
|
|
| Substandard | All Other Commercial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Four years before current year |
541
|
|
|
|
|
| Prior |
213
|
203
|
|
203
|
|
| Total loans |
754
|
203
|
|
203
|
|
| Substandard | Multifamily | Residential |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Three years before current year |
205
|
|
|
|
|
| Prior |
280
|
|
|
|
|
| Total loans |
485
|
|
|
|
|
| Not Rated |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
1,595
|
1,351
|
|
1,351
|
|
| Prior year |
1,062
|
1,071
|
|
1,071
|
|
| Two years before current year |
514
|
726
|
|
726
|
|
| Three years before current year |
305
|
313
|
|
313
|
|
| Four years before current year |
556
|
170
|
|
170
|
|
| Prior |
2,075
|
205
|
|
205
|
|
| Total loans |
6,107
|
3,836
|
|
3,836
|
|
| Not Rated | Commercial & Industrial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
1,595
|
594
|
|
594
|
|
| Prior year |
1,061
|
1,071
|
|
1,071
|
|
| Two years before current year |
514
|
725
|
|
725
|
|
| Three years before current year |
289
|
313
|
|
313
|
|
| Four years before current year |
115
|
122
|
|
122
|
|
| Prior |
53
|
34
|
|
34
|
|
| Total loans |
3,627
|
2,859
|
|
2,859
|
|
| Not Rated | Farmland | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Prior |
6
|
4
|
|
4
|
|
| Total loans |
6
|
4
|
|
4
|
|
| Not Rated | Non Farm, Non Residential | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Current year |
|
757
|
|
757
|
|
| Prior |
697
|
|
|
|
|
| Total loans |
697
|
757
|
|
757
|
|
| Not Rated | Agriculture | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Prior year |
1
|
|
|
|
|
| Two years before current year |
|
1
|
|
1
|
|
| Three years before current year |
1
|
|
|
|
|
| Four years before current year |
21
|
|
|
|
|
| Total loans |
23
|
1
|
|
1
|
|
| Not Rated | All Other Commercial | Commercial |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Three years before current year |
15
|
|
|
|
|
| Four years before current year |
|
48
|
|
48
|
|
| Prior |
366
|
167
|
|
167
|
|
| Total loans |
381
|
$ 215
|
|
$ 215
|
|
| Not Rated | Multifamily | Residential |
|
|
|
|
|
| Analysis of risk category of loans by class of loans |
|
|
|
|
|
| Four years before current year |
420
|
|
|
|
|
| Prior |
953
|
|
|
|
|
| Total loans |
$ 1,373
|
|
|
|
|