v3.26.3
Allowance for Credit Losses - Recorded Investment of Commercial Loan Portfolio by Risk Category (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Dec. 31, 2025
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Analysis of risk category of loans by class of loans          
Threshold period of loans past due to be considered as substandard       90 days  
Minimum outstanding balance of non-homogeneous loans to be individually evaluated as to credit risk   $ 250   $ 250  
Current year $ 422,989 284,945   284,945  
Prior year 448,390 503,965   503,965  
Two years before current year 266,301 429,075   429,075  
Three years before current year 427,076 235,943   235,943  
Four years before current year 357,624 396,416   396,416  
Prior 552,346 772,090   772,090  
Revolving Loans 230,987 244,895   244,895  
Total loans 2,705,713 2,867,329   2,867,329  
Current period gross charge offs, Total   3,049 $ 3,226 10,078 $ 9,395
Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 111,066 84,373   84,373  
Prior year 76,438 63,260   63,260  
Two years before current year 32,244 63,750   63,750  
Three years before current year 91,576 25,710   25,710  
Four years before current year 77,603 63,516   63,516  
Prior 110,544 153,322   153,322  
Revolving Loans 147,271 148,552   148,552  
Total loans 646,742 602,483   602,483  
Current period gross charge offs, 2025 81        
Current period gross charge offs, 2024 52     149  
Current period gross charge offs, 2023       52  
Current period gross charge offs, 2022 86        
Current period gross charge offs, 2021 56     10  
Current period gross charge offs, Prior 219        
Current period gross charge offs, Total 494     211  
Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Current year 15,852 11,254   11,254  
Prior year 10,199 15,279   15,279  
Two years before current year 18,948 9,229   9,229  
Three years before current year 14,137 14,052   14,052  
Four years before current year 15,774 12,542   12,542  
Prior 50,581 55,800   55,800  
Revolving Loans 365 512   512  
Total loans 125,856 118,668   118,668  
Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Current year 156,729 73,665   73,665  
Prior year 166,305 179,787   179,787  
Two years before current year 90,074 173,922   173,922  
Three years before current year 156,731 122,805   122,805  
Four years before current year 154,624 169,018   169,018  
Prior 176,193 350,815   350,815  
Revolving Loans 9,680 18,149   18,149  
Total loans 910,336 1,088,161   1,088,161  
Current period gross charge offs, 2022 33        
Current period gross charge offs, Prior 11     775  
Current period gross charge offs, Total 44     775  
Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Current year 13,729 6,420   6,420  
Prior year 10,425 7,840   7,840  
Two years before current year 6,241 7,205   7,205  
Three years before current year 7,485 5,184   5,184  
Four years before current year 3,219 6,024   6,024  
Prior 32,558 19,420   19,420  
Revolving Loans 65,141 64,671   64,671  
Total loans 138,798 116,764   116,764  
Current period gross charge offs, 2024 4        
Current period gross charge offs, 2023       256  
Current period gross charge offs, 2022       73  
Current period gross charge offs, 2021       55  
Current period gross charge offs, Prior 83     442  
Current period gross charge offs, Total 87     826  
All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 95,456 87,242   87,242  
Prior year 88,430 148,176   148,176  
Two years before current year 62,856 35,567   35,567  
Three years before current year 90,108 13,677   13,677  
Four years before current year 71,275 65,774   65,774  
Prior 137,501 82,791   82,791  
Revolving Loans 7,986 11,952   11,952  
Total loans 553,612 445,179   445,179  
Current period gross charge offs, 2025 728     544  
Current period gross charge offs, 2024       2  
Current period gross charge offs, Revolving Loans       25  
Current period gross charge offs, Total 728     571  
Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Current year 30,157 21,991   21,991  
Prior year 96,593 89,623   89,623  
Two years before current year 55,938 139,402   139,402  
Three years before current year 67,039 54,515   54,515  
Four years before current year 35,129 79,542   79,542  
Prior 44,969 109,942   109,942  
Revolving Loans 544 1,059   1,059  
Total loans 330,369 496,074   496,074  
Pass          
Analysis of risk category of loans by class of loans          
Current year 420,680 270,456   270,456  
Prior year 430,599 495,257   495,257  
Two years before current year 264,067 410,510   410,510  
Three years before current year 408,916 231,379   231,379  
Four years before current year 333,812 381,140   381,140  
Prior 521,403 730,218   730,218  
Revolving Loans 216,018 213,248   213,248  
Total loans 2,595,495 2,732,208   2,732,208  
Pass | Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 109,471 77,900   77,900  
Prior year 69,074 61,718   61,718  
Two years before current year 31,396 55,879   55,879  
Three years before current year 89,638 23,286   23,286  
Four years before current year 70,630 62,943   62,943  
Prior 99,985 138,084   138,084  
Revolving Loans 140,465 124,966   124,966  
Total loans 610,659 544,776   544,776  
Pass | Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Current year 15,852 10,374   10,374  
Prior year 9,054 13,635   13,635  
Two years before current year 17,769 7,623   7,623  
Three years before current year 14,137 13,172   13,172  
Four years before current year 15,774 12,461   12,461  
Prior 49,862 49,744   49,744  
Revolving Loans 365 512   512  
Total loans 122,813 107,521   107,521  
Pass | Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Current year 156,729 72,908   72,908  
Prior year 157,955 175,896   175,896  
Two years before current year 90,074 165,652   165,652  
Three years before current year 153,861 122,805   122,805  
Four years before current year 138,925 168,876   168,876  
Prior 170,080 333,247   333,247  
Revolving Loans 9,680 18,149   18,149  
Total loans 877,304 1,057,533   1,057,533  
Pass | Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Current year 13,315 6,101   6,101  
Prior year 10,053 6,509   6,509  
Two years before current year 6,034 6,947   6,947  
Three years before current year 6,428 3,924   3,924  
Four years before current year 3,040 3,305   3,305  
Prior 27,137 16,964   16,964  
Revolving Loans 56,978 56,610   56,610  
Total loans 122,985 100,360   100,360  
Pass | All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 95,156 87,242   87,242  
Prior year 87,870 147,876   147,876  
Two years before current year 62,856 35,007   35,007  
Three years before current year 90,093 13,677   13,677  
Four years before current year 70,734 65,726   65,726  
Prior 136,922 82,421   82,421  
Revolving Loans 7,986 11,952   11,952  
Total loans 551,617 443,901   443,901  
Pass | Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Current year 30,157 15,931   15,931  
Prior year 96,593 89,623   89,623  
Two years before current year 55,938 139,402   139,402  
Three years before current year 54,759 54,515   54,515  
Four years before current year 34,709 67,829   67,829  
Prior 37,417 109,758   109,758  
Revolving Loans 544 1,059   1,059  
Total loans 310,117 478,117   478,117  
Special Mention          
Analysis of risk category of loans by class of loans          
Current year 685 12,513   12,513  
Prior year 16,431 6,504   6,504  
Two years before current year 1,003 17,816   17,816  
Three years before current year 15,080 4,113   4,113  
Four years before current year 5,488 14,860   14,860  
Prior 13,208 20,971   20,971  
Revolving Loans 6,901 27,227   27,227  
Total loans 58,796 104,004   104,004  
Special Mention | Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year   5,473   5,473  
Prior year 6,292 338   338  
Two years before current year 302 7,139   7,139  
Three years before current year 1,145 2,051   2,051  
Four years before current year 5,347 341   341  
Prior 3,769 12,182   12,182  
Revolving Loans 2,603 20,096   20,096  
Total loans 19,458 47,620   47,620  
Special Mention | Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Current year   880   880  
Prior year 1,145 749   749  
Two years before current year 701 1,606   1,606  
Three years before current year   880   880  
Four years before current year   81   81  
Prior 87 4,542   4,542  
Total loans 1,933 8,738   8,738  
Special Mention | Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Prior year 8,350 3,891   3,891  
Two years before current year   8,270   8,270  
Three years before current year 946        
Four years before current year   6   6  
Prior 2,034 2,044   2,044  
Total loans 11,330 14,211   14,211  
Special Mention | Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Current year 385 100   100  
Prior year 84 1,226   1,226  
Two years before current year   241   241  
Three years before current year 914 1,182   1,182  
Four years before current year 141 2,719   2,719  
Prior 999 2,019   2,019  
Revolving Loans 4,298 7,131   7,131  
Total loans 6,821 14,618   14,618  
Special Mention | All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 300        
Prior year 560 300   300  
Two years before current year   560   560  
Total loans 860 860   860  
Special Mention | Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Current year   6,060   6,060  
Three years before current year 12,075        
Four years before current year   11,713   11,713  
Prior 6,319 184   184  
Total loans 18,394 17,957   17,957  
Substandard          
Analysis of risk category of loans by class of loans          
Current year 29 625   625  
Prior year 298 1,133   1,133  
Two years before current year 717 23   23  
Three years before current year 2,775 138   138  
Four years before current year 17,768 246   246  
Prior 15,660 20,696   20,696  
Revolving Loans 8,068 4,420   4,420  
Total loans 45,315 27,281   27,281  
Substandard | Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year   406   406  
Prior year 11 133   133  
Two years before current year 32 7   7  
Three years before current year 504 60   60  
Four years before current year 1,511 110   110  
Prior 6,737 3,022   3,022  
Revolving Loans 4,203 3,490   3,490  
Total loans 12,998 7,228   7,228  
Substandard | Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Prior year   895   895  
Two years before current year 478        
Prior 626 1,510   1,510  
Total loans 1,104 2,405   2,405  
Substandard | Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Three years before current year 1,924        
Four years before current year 15,699 136   136  
Prior 3,382 15,524   15,524  
Total loans 21,005 15,660   15,660  
Substandard | Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Current year 29 219   219  
Prior year 287 105   105  
Two years before current year 207 16   16  
Three years before current year 142 78   78  
Four years before current year 17        
Prior 4,422 437   437  
Revolving Loans 3,865 930   930  
Total loans 8,969 1,785   1,785  
Substandard | All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Four years before current year 541        
Prior 213 203   203  
Total loans 754 203   203  
Substandard | Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Three years before current year 205        
Prior 280        
Total loans 485        
Not Rated          
Analysis of risk category of loans by class of loans          
Current year 1,595 1,351   1,351  
Prior year 1,062 1,071   1,071  
Two years before current year 514 726   726  
Three years before current year 305 313   313  
Four years before current year 556 170   170  
Prior 2,075 205   205  
Total loans 6,107 3,836   3,836  
Not Rated | Commercial & Industrial | Commercial          
Analysis of risk category of loans by class of loans          
Current year 1,595 594   594  
Prior year 1,061 1,071   1,071  
Two years before current year 514 725   725  
Three years before current year 289 313   313  
Four years before current year 115 122   122  
Prior 53 34   34  
Total loans 3,627 2,859   2,859  
Not Rated | Farmland | Commercial          
Analysis of risk category of loans by class of loans          
Prior 6 4   4  
Total loans 6 4   4  
Not Rated | Non Farm, Non Residential | Commercial          
Analysis of risk category of loans by class of loans          
Current year   757   757  
Prior 697        
Total loans 697 757   757  
Not Rated | Agriculture | Commercial          
Analysis of risk category of loans by class of loans          
Prior year 1        
Two years before current year   1   1  
Three years before current year 1        
Four years before current year 21        
Total loans 23 1   1  
Not Rated | All Other Commercial | Commercial          
Analysis of risk category of loans by class of loans          
Three years before current year 15        
Four years before current year   48   48  
Prior 366 167   167  
Total loans 381 $ 215   $ 215  
Not Rated | Multifamily | Residential          
Analysis of risk category of loans by class of loans          
Four years before current year 420        
Prior 953        
Total loans $ 1,373