v3.26.3
CONSOLIDATED STATEMENTS OF INCOME AND COMPREHENSIVE INCOME - USD ($)
shares in Thousands, $ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
INTEREST INCOME:        
Loans, including related fees $ 76,585 $ 67,070 $ 218,092 $ 195,457
Securities:        
Taxable 6,367 5,985 19,257 17,902
Tax-exempt 3,019 2,689 8,897 7,915
Other 958 900 2,848 2,579
TOTAL INTEREST INCOME 86,929 76,644 249,094 223,853
INTEREST EXPENSE:        
Deposits 18,117 18,002 52,496 54,696
Short-term borrowings 2,303 1,916 7,275 5,007
Other borrowings 2,983 2,123 7,642 4,901
TOTAL INTEREST EXPENSE 23,403 22,041 67,413 64,604
NET INTEREST INCOME 63,526 54,603 181,681 159,249
Provision for (benefit from) credit losses - loans (250) 1,950 3,600 5,850
Provision for (benefit from) credit losses - unfunded commitments (500)   (500) 100
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 64,276 52,653 178,581 153,299
NON-INTEREST INCOME:        
Trust and financial services 1,394 1,278 4,388 4,161
Service charges and fees on deposit accounts 8,407 8,104 24,006 23,243
Other service charges and fees 259 251 978 823
Securities gains (losses), net   24 (109) 21
Interchange income 232 176 632 570
Loan servicing fees 338 338 997 830
Gain on sales of mortgage loans 335 494 1,122 1,149
Other 469 484 1,283 1,244
TOTAL NON-INTEREST INCOME 11,434 11,149 33,297 32,041
NON-INTEREST EXPENSE:        
Salaries and employee benefits 20,809 19,788 63,442 58,725
Occupancy expense 2,730 2,738 8,402 7,886
Equipment expense 5,836 4,811 16,473 13,903
FDIC Expense 665 690 2,045 2,235
Other 11,239 10,021 34,325 30,234
TOTAL NON-INTEREST EXPENSE 41,279 38,048 124,687 112,983
INCOME BEFORE INCOME TAXES 34,431 25,754 87,191 72,357
Provision for income taxes 6,990 4,992 17,203 14,603
NET INCOME 27,441 20,762 69,988 57,754
OTHER COMPREHENSIVE INCOME        
Change in unrealized gains (losses) on securities, net of reclassifications and taxes (36,401) 19,596 (40,943) 33,642
Change in funded status of post retirement benefits, net of taxes 79 3 237 8
COMPREHENSIVE INCOME $ (8,881) $ 40,361 $ 29,282 $ 91,404
PER SHARE DATA        
Basic Earnings per Share (in dollars per share) $ 2.31 $ 1.75 $ 5.89 $ 4.87
Diluted Earnings per Share (in dollars per share)     $ 5.89 $ 4.87
Weighted average number of shares outstanding, basic (in shares) 11,892 11,851 11,889 11,848
Weighted average number of shares outstanding, diluted (in shares)     11,889 11,848