| Schedule Of Total Risk-Based, Tier 1 Risk-Based, And Tier 1 Leverage Ratios |
The amounts and ratios for Stifel Financial Corp., Stifel Bank & Trust, and Stifel Bank as of September 30, 2026 are represented in the tables below (in thousands, except ratios).
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Actual |
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For Capital
Adequacy Purposes |
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To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Financial Corp. |
|
Amount |
|
|
Ratio |
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|
Amount |
|
|
Ratio |
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|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
3,986,343 |
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|
|
14.5 |
% |
|
$ |
1,234,381 |
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4.5 |
% |
|
$ |
1,782,995 |
|
|
|
6.5 |
% |
Tier 1 capital |
|
|
4,671,343 |
|
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|
17.0 |
% |
|
|
1,645,842 |
|
|
|
6.0 |
% |
|
|
2,194,456 |
|
|
|
8.0 |
% |
Total capital |
|
|
4,867,806 |
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|
17.7 |
% |
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|
2,194,456 |
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8.0 |
% |
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|
2,743,070 |
|
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|
10.0 |
% |
Tier 1 leverage |
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|
4,671,343 |
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|
10.8 |
% |
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|
1,722,402 |
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4.0 |
% |
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2,153,003 |
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5.0 |
% |
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Actual |
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For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Bank & Trust |
|
Amount |
|
|
Ratio |
|
|
Amount |
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|
Ratio |
|
|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
1,349,295 |
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|
11.0 |
% |
|
$ |
554,445 |
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4.5 |
% |
|
$ |
800,865 |
|
|
|
6.5 |
% |
Tier 1 capital |
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|
1,349,295 |
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11.0 |
% |
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|
739,260 |
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6.0 |
% |
|
|
985,680 |
|
|
|
8.0 |
% |
Total capital |
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|
1,433,733 |
|
|
|
11.6 |
% |
|
|
985,680 |
|
|
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8.0 |
% |
|
|
1,232,101 |
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|
10.0 |
% |
Tier 1 leverage |
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|
1,349,295 |
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7.1 |
% |
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|
759,240 |
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4.0 |
% |
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|
949,050 |
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5.0 |
% |
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Actual |
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For Capital
Adequacy Purposes |
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|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Bank |
|
Amount |
|
|
Ratio |
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|
Amount |
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Ratio |
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|
Amount |
|
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Ratio |
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Common equity tier 1 capital |
|
$ |
1,088,652 |
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11.1 |
% |
|
$ |
439,818 |
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4.5 |
% |
|
$ |
635,293 |
|
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|
6.5 |
% |
Tier 1 capital |
|
|
1,088,652 |
|
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|
11.1 |
% |
|
|
586,425 |
|
|
|
6.0 |
% |
|
|
781,900 |
|
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|
8.0 |
% |
Total capital |
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|
1,147,532 |
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11.7 |
% |
|
|
781,900 |
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8.0 |
% |
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|
977,374 |
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10.0 |
% |
Tier 1 leverage |
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|
1,088,652 |
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7.0 |
% |
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|
619,984 |
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4.0 |
% |
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|
774,980 |
|
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|
5.0 |
% |
The amounts and ratios for Stifel Financial Corp., Stifel Bank & Trust, and Stifel Bank as of December 31, 2025, are represented in the tables below (in thousands, except ratios).
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Actual |
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For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Financial Corp. |
|
Amount |
|
|
Ratio |
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|
Amount |
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Ratio |
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|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
3,818,450 |
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|
|
15.5 |
% |
|
$ |
1,107,134 |
|
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4.5 |
% |
|
$ |
1,599,194 |
|
|
|
6.5 |
% |
Tier 1 capital |
|
|
4,503,450 |
|
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|
18.3 |
% |
|
|
1,476,179 |
|
|
|
6.0 |
% |
|
|
1,968,239 |
|
|
|
8.0 |
% |
Total capital |
|
|
4,717,659 |
|
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19.2 |
% |
|
|
1,968,239 |
|
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8.0 |
% |
|
|
2,460,299 |
|
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|
10.0 |
% |
Tier 1 leverage |
|
|
4,503,450 |
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11.4 |
% |
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|
1,576,603 |
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4.0 |
% |
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1,970,753 |
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5.0 |
% |
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Actual |
|
|
For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Bank & Trust |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
1,328,266 |
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|
11.2 |
% |
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$ |
534,441 |
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4.5 |
% |
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$ |
771,971 |
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6.5 |
% |
Tier 1 capital |
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1,328,266 |
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11.2 |
% |
|
|
712,588 |
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6.0 |
% |
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|
950,118 |
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8.0 |
% |
Total capital |
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1,438,847 |
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12.1 |
% |
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|
950,118 |
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8.0 |
% |
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1,187,647 |
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10.0 |
% |
Tier 1 leverage |
|
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1,328,266 |
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7.0 |
% |
|
|
756,723 |
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4.0 |
% |
|
|
945,904 |
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5.0 |
% |
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|
|
Actual |
|
|
For Capital
Adequacy Purposes |
|
|
To Be Well Capitalized
Under Prompt Corrective
Action Provisions |
|
Stifel Bank |
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
|
Amount |
|
|
Ratio |
|
Common equity tier 1 capital |
|
$ |
854,826 |
|
|
|
11.8 |
% |
|
$ |
324,960 |
|
|
|
4.5 |
% |
|
$ |
469,387 |
|
|
|
6.5 |
% |
Tier 1 capital |
|
|
854,826 |
|
|
|
11.8 |
% |
|
|
433,280 |
|
|
|
6.0 |
% |
|
|
577,707 |
|
|
|
8.0 |
% |
Total capital |
|
|
905,308 |
|
|
|
12.5 |
% |
|
|
577,707 |
|
|
|
8.0 |
% |
|
|
722,134 |
|
|
|
10.0 |
% |
Tier 1 leverage |
|
|
854,826 |
|
|
|
7.1 |
% |
|
|
481,165 |
|
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|
4.0 |
% |
|
|
601,456 |
|
|
|
5.0 |
% |
|