v3.26.3
Finance Receivables - Allowance for Credit Losses and Total Finance Receivables (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Dec. 31, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance $ 294 $ 290 $ 284 $ 267  
Write-offs (46) (52) (134) (109)  
Recoveries 18 12 57 31  
Provision for credit losses 67 32 126 86  
Other (1) 1 (1) 8  
Ending Balance 332 283 332 283  
Finance Receivables 36,303 31,851 36,303 31,851 $ 33,099
Customer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 282 281 273 258  
Write-offs (46) (52) (134) (109)  
Recoveries 18 12 57 31  
Provision for credit losses 65 32 123 86  
Other (1) 1 (1) 8  
Ending Balance 318 274 318 274  
Finance Receivables 25,175 23,929 25,175 23,929 24,572
Dealer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 4 4 4 4  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision for credit losses 2 0 2 0  
Other 0 0 0 0  
Ending Balance 6 4 6 4  
Finance Receivables 4,204 2,777 4,204 2,777  
Caterpillar Purchased Receivables          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Balance 8 5 7 5  
Write-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision for credit losses 0 0 1 0  
Other 0 0 0 0  
Ending Balance 8 5 8 5  
Finance Receivables $ 6,924 $ 5,145 $ 6,924 $ 5,145 $ 5,500