v3.26.3
Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
 3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
INTEREST AND DIVIDEND INCOME:        
Interest and fees on loans $ 25,518 $ 25,213 $ 73,176 $ 72,975
Securities available-for-sale 2,323 2,322 6,835 7,170
FHLB and FRB dividends 136 225 386 721
Other interest income 21 74 434 187
Total interest and dividend income 27,998 27,834 80,831 81,053
INTEREST EXPENSE:        
Deposits 6,478 7,179 19,772 20,927
FHLB advances and other borrowings 1,085 1,144 1,890 4,229
Other long-term debt 448 823 1,341 2,162
Total interest expense 8,011 9,146 23,003 27,318
NET INTEREST INCOME 19,987 18,688 57,828 53,735
Provision for credit losses 1,859 62 2,481 1,142
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 18,128 18,626 55,347 52,593
NONINTEREST INCOME:        
Appreciation in cash surrender value of life insurance 421 384 1,190 1,127
Other noninterest income 613 274 2,222 1,258
Total noninterest income 5,097 4,717 14,995 13,540
NONINTEREST EXPENSE:        
Salaries and employee benefits 11,843 11,193 34,369 31,502
Occupancy and equipment expense 2,171 2,274 6,951 6,806
Data processing 1,455 1,326 4,042 3,961
Software subscriptions 582 680 1,763 2,053
Advertising 293 308 922 820
Amortization 239 288 759 906
Loan costs 416 382 1,169 1,108
Federal Deposit Insurance Corporation ("FDIC") insurance premiums 245 231 716 719
Professional and examination fees 703 401 1,505 1,312
Other noninterest expense 1,433 1,304 4,387 4,132
Total noninterest expense 19,380 18,387 56,583 53,319
INCOME BEFORE PROVISION FOR INCOME TAXES 3,845 4,956 13,759 12,814
Provision for income taxes 831 1,326 3,046 2,708
NET INCOME $ 3,014 $ 3,630 $ 10,713 $ 10,106
BASIC EARNINGS PER COMMON SHARE (in dollars per share) $ 0.38 $ 0.47 $ 1.37 $ 1.3
DILUTED EARNINGS PER COMMON SHARE (in dollars per share) $ 0.38 $ 0.46 $ 1.36 $ 1.29
Deposit Account [Member]        
NONINTEREST INCOME:        
Noninterest income revenue $ 420 $ 442 $ 1,247 $ 1,224
Bank Servicing [Member]        
NONINTEREST INCOME:        
Noninterest income revenue 2,903 2,926 8,257 7,977
Debit Card [Member]        
NONINTEREST INCOME:        
Noninterest income revenue $ 740 $ 691 $ 2,079 $ 1,954