The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PGIM ETF TR PGIM ULTRA SH BD 69344A107 33,082,113 668,866 SH SOLE 664,861 0 4,005
SPDR SERIES TRUST ST STR P500ETF 78464A854 22,137,280 246,627 SH SOLE 245,103 0 1,524
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 22,080,817 197,768 SH SOLE 196,798 0 970
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 21,261,095 474,790 SH SOLE 473,060 0 1,730
VICTORY PORTFOLIOS II CORE BD ETF 92647N527 20,575,193 460,878 SH SOLE 459,141 0 1,737
VICTORY PORTFOLIOS II USAA MSCI USA SM 92647N568 19,928,053 193,012 SH SOLE 192,016 0 996
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698 18,310,406 142,294 SH SOLE 141,538 0 756
MORGAN STANLEY ETF TRUST EATO VA DURA ETF 61774R825 17,609,750 353,823 SH SOLE 352,622 0 1,200
INVESCO EXCH TRADED FD TR II VAR RATE PFD 46138G870 7,219,636 304,498 SH SOLE 304,379 0 118
HARTFORD FDS EXCHANGE TRADED MUN OPORTUNITE 41653L503 6,939,482 188,317 SH SOLE 188,317 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 6,459,801 91,486 SH SOLE 90,111 0 1,375
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 6,184,681 110,009 SH SOLE 109,964 0 44
BERKSHIRE HATHAWAY INC DEL CL A 084670108 5,976,040 8 SH SOLE 8 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 5,837,022 115,883 SH SOLE 114,964 0 919
MORGAN STANLEY ETF TRUST PARA EQ PREM ETF 61774R866 5,761,120 219,221 SH SOLE 219,130 0 91
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C508 5,599,334 110,397 SH SOLE 110,397 0 0
ETFIS SER TR I VIRTUS REAVES UT 26923G806 5,463,203 77,846 SH SOLE 77,772 0 73
PGIM ROCK ETF TR S&P 500 BUFFER 69420N205 5,278,993 159,830 SH SOLE 159,830 0 0
JACKSON FINANCIAL INC COM CL A 46817M107 4,799,160 37,111 SH SOLE 37,111 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N767 3,274,165 102,934 SH SOLE 102,934 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C417 2,449,973 55,618 SH SOLE 55,618 0 0
MICROSOFT CORP COM 594918104 2,312,191 4,508 SH SOLE 4,508 0 0
INNOVATOR ETFS TRUST US EQT PWR BUF 45782C870 2,275,629 52,701 SH SOLE 52,701 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N759 2,182,146 68,818 SH SOLE 68,818 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N833 2,171,997 68,173 SH SOLE 68,173 0 0
APPLE INC COM 037833100 2,016,958 6,057 SH SOLE 6,057 0 0
EATON CORP PLC SHS G29183103 1,762,241 4,101 SH SOLE 4,101 0 0
AIM ETF PRODUCTS TRUST ALLIA US JAN ETF 00888H802 1,739,941 43,983 SH SOLE 43,983 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383 1,729,179 35,319 SH SOLE 35,319 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N809 1,541,647 48,682 SH SOLE 48,682 0 0
INNOVATOR ETFS TRUST EQUI DEFI SEPT 45784N106 1,437,463 51,633 SH SOLE 51,633 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 1,386,262 4,550 SH SOLE 4,535 0 15
CMS ENERGY CORP COM 125896100 1,302,566 20,649 SH SOLE 20,649 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656 1,217,641 25,985 SH SOLE 25,985 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,199,339 7,728 SH SOLE 7,728 0 0
LAM RESEARCH CORP COM NEW 512807306 1,146,745 3,491 SH SOLE 3,491 0 0
SPDR SERIES TRUST ST SHOR CORP ETF 78464A474 1,142,737 38,619 SH SOLE 38,619 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748 1,129,267 25,671 SH SOLE 25,671 0 0
JOHNSON & JOHNSON COM 478160104 1,127,914 4,260 SH SOLE 4,260 0 0
FORD MTR CO COM 345370860 1,123,842 93,188 SH SOLE 93,127 0 61
CALAMOS ETF TR S&P 500 STRUCTRD 12811T704 1,063,245 37,836 SH SOLE 37,836 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N858 1,049,338 33,441 SH SOLE 33,441 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N783 1,048,167 33,392 SH SOLE 33,392 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 920,294 20,076 SH SOLE 20,059 0 17
DTE ENERGY CO COM 233331107 901,014 7,397 SH SOLE 7,397 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 864,393 14,233 SH SOLE 14,233 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N403 847,406 25,963 SH SOLE 25,963 0 0
SIMPLIFY EXCHANGE TRADED FUN HEALTH CARE ETF 82889N772 726,144 18,812 SH SOLE 18,722 0 90
PGIM ROCK ETF TR S&P 500 BUFFER 69420N742 708,249 21,126 SH SOLE 21,126 0 0
MORGAN STANLEY COM NEW 617446448 694,765 3,694 SH SOLE 3,694 0 0
STRYKER CORPORATION COM 863667101 666,751 2,421 SH SOLE 2,421 0 0
CHEVRON CORPORATION COM 166764100 648,468 3,175 SH SOLE 3,175 0 0
CHUBB LIMITED COM H1467J104 646,070 1,986 SH SOLE 1,986 0 0
INNOVATOR ETFS TRUST US EQT ACC 9 BFR 45783Y780 633,366 18,246 SH SOLE 18,246 0 0
CALAMOS ETF TR S&P 500 STRUCTU 12811T795 621,781 22,906 SH SOLE 22,906 0 0
MORGAN STANLEY ETF TRUST EATON VANCE FLTG 61774R833 598,489 12,354 SH SOLE 12,354 0 0
CALAMOS ETF TR S&P 500 STR JULY 12811T803 584,977 20,919 SH SOLE 20,919 0 0
JPMORGAN CHASE & CO COM 46625H100 541,647 1,637 SH SOLE 1,637 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813 516,573 10,398 SH SOLE 10,398 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 515,865 10,950 SH SOLE 10,950 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N874 504,994 15,881 SH SOLE 15,881 0 0
AIM ETF PRODUCTS TRUST ALLIANZIM US EQT 00888H794 499,070 13,664 SH SOLE 13,664 0 0
NVIDIA CORPORATION COM 67066G104 493,166 2,159 SH SOLE 2,159 0 0
FIFTH THIRD BANCORP COM 316773100 492,556 9,738 SH SOLE 9,738 0 0
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 488,590 10,269 SH SOLE 10,269 0 0
CALAMOS ETF TR S P 500 STRUCTUR 12811T605 472,504 15,962 SH SOLE 15,962 0 0
CALAMOS ETF TR S&P 500 STR SEPT 12811T886 455,101 16,190 SH SOLE 16,190 0 0
CALAMOS ETF TR S&P 500 STR OCTO 12811T829 448,787 15,847 SH SOLE 15,847 0 0
SERIES PORTFOLIOS TR ELDR AAA CLO ETF 81752T486 448,699 17,520 SH SOLE 17,520 0 0
SPDR SERIES TRUST ST STR SP BANK 78464A797 444,588 7,032 SH SOLE 7,032 0 0
CALAMOS ETF TR S&P 500 STR MARC 12811T761 436,123 16,665 SH SOLE 16,665 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 413,508 5,280 SH SOLE 5,280 0 0
VANGUARD INDEX FDS MRNGSTR MID CAP 922908629 408,262 5,206 SH SOLE 5,206 0 0
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797 400,169 8,356 SH SOLE 8,356 0 0
DT MIDSTREAM INC COMMON STOCK 23345M107 398,943 3,339 SH SOLE 3,339 0 0
AMAZON COM INC COM 023135106 382,944 1,537 SH SOLE 1,532 0 5
VICTORY PORTFOLIOS II VICT SMA CAP ETF 92647X822 380,957 10,238 SH SOLE 10,238 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US 381430602 373,635 4,356 SH SOLE 4,356 0 0
ISHARES SILVER TR ISHARES 46428Q109 363,800 6,674 SH SOLE 6,674 0 0
VANGUARD INDEX FDS MRNGSTR TTL STK 922908769 362,936 970 SH SOLE 968 0 2
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 362,830 596 SH SOLE 596 0 0
ADVANCED MICRO DEVICES INC COM 007903107 361,647 591 SH SOLE 591 0 0
INNOVATOR ETFS TRUST US EQUITY ACCELE 45783Y301 358,832 8,343 SH SOLE 8,343 0 0
INNOVATOR ETFS TRUST EQUI DEFI 1 JULY 45783Y251 353,668 11,690 SH SOLE 11,690 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 353,663 3,723 SH SOLE 3,723 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 352,998 2,434 SH SOLE 2,434 0 0
COCA COLA CO COM 191216100 350,950 4,077 SH SOLE 4,077 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N775 349,579 11,110 SH SOLE 11,110 0 0
MERCANTILE BK CORP COM 587376104 344,048 5,899 SH SOLE 5,899 0 0
PGIM ROCK ETF TR S&P 500 BUFFER 69420N817 336,439 10,483 SH SOLE 10,483 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 313,926 412 SH SOLE 412 0 0
BOEING CO COM 097023105 311,776 1,676 SH SOLE 1,676 0 0
GOLDMAN SACHS ETF TR EQUAL WEIGHT US 381430438 310,464 3,335 SH SOLE 3,335 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 305,500 3,717 SH SOLE 3,717 0 0
AIM ETF PRODUCTS TRUST ALLIANZIM US EQT 00888H208 305,025 8,056 SH SOLE 8,056 0 0
EATON VANCE TAX-MANAGED GLOB COM 27829F108 303,188 32,220 SH SOLE 32,220 0 0
XCEL ENERGY INC COM 98389B100 298,833 4,240 SH SOLE 4,240 0 0
AON PLC SHS CL A G0403H108 298,485 1,078 SH SOLE 1,078 0 0
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 294,109 5,508 SH SOLE 5,508 0 0
ALPS ETF TR OSHARES US QUALT 00162Q387 288,383 4,848 SH SOLE 4,848 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 282,905 7,757 SH SOLE 7,757 0 0
APPLIED MATLS INC COM 038222105 279,537 547 SH SOLE 547 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 273,664 5,966 SH SOLE 5,934 0 33
J P MORGAN EXCHANGE TRADED F U S TEC LEA ETF 46654Q732 261,094 2,482 SH SOLE 2,482 0 0
INNOVATOR ETFS TRUST EQUITY DEFIN 1YR 45784N700 250,271 8,900 SH SOLE 8,900 0 0
SSGA ACTIVE TR ST STR TECH ETF 78470P663 247,657 3,921 SH SOLE 3,877 0 44
CATERPILLAR INC COM 149123101 244,809 302 SH SOLE 302 0 0
WINTRUST FINL CORP COM 97650W108 232,364 1,638 SH SOLE 1,638 0 0
CALIFORNIA WTR SVC GROUP COM 130788102 228,630 4,941 SH SOLE 4,941 0 0
ABBVIE INC COM 00287Y109 213,322 815 SH SOLE 815 0 0
ISHARES TR CONV BD ETF 46435G102 213,099 1,887 SH SOLE 1,887 0 0
MONDELEZ INTL INC CL A 609207105 212,039 3,667 SH SOLE 3,667 0 0
INNOVATOR ETFS TRUST US EQTY BUF DEC 45782C557 206,174 3,773 SH SOLE 3,773 0 0