v3.26.3
Loans and Allowance for Credit Losses on Loans (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2026
Sep. 30, 2025
Sep. 30, 2026
Sep. 30, 2025
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance $ 70,380 $ 42,990 $ 72,301 $ 43,619
Allowance Established PCD Loans   17,540   17,540
Provision for (Release of) Credit Losses 6,535 19,615 23,638 24,124
Charge-offs 13,972 6,046 34,936 11,807
Recoveries 1,246 938 3,186 1,561
Financing Receivable, Allowance for Credit Loss, Ending Balance 64,189 75,037 64,189 75,037
Financing receivable, excluding accrued interest, credit loss expense (reversal)     23,800  
Non accrual outstanding balance 500   500  
Commercial        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 14,337 7,185 11,183 7,813
Allowance Established PCD Loans   37   37
Provision for (Release of) Credit Losses 3,902 3,505 11,337 7,384
Charge-offs 9,352 452 13,682 5,023
Recoveries 181 67 230 131
Financing Receivable, Allowance for Credit Loss, Ending Balance 9,068 10,342 9,068 10,342
Leases        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 2,312 2,280 2,370 2,136
Provision for (Release of) Credit Losses 257 971 740 1,205
Charge-offs 174 848 832 955
Recoveries 2   119 17
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,397 2,403 2,397 2,403
Commercial real estate - Investor        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 19,489 16,922 21,672 14,528
Allowance Established PCD Loans   1,954   1,954
Provision for (Release of) Credit Losses (867) 2,086 3,673 4,452
Charge-offs     6,752  
Recoveries 14 15 43 43
Financing Receivable, Allowance for Credit Loss, Ending Balance 18,636 20,977 18,636 20,977
Commercial real estate - Owner occupied        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 4,635 7,748 4,583 10,036
Provision for (Release of) Credit Losses (1,892) 682 (1,846) (1,568)
Charge-offs       47
Recoveries 1 2 7 11
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,744 8,432 2,744 8,432
Construction        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,138 2,879 1,527 3,581
Provision for (Release of) Credit Losses (19) (1,412) (408) (1,630)
Charge-offs       834
Recoveries   46   396
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,119 1,513 1,119 1,513
Residential real estate - Investor        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 566 565 759 553
Provision for (Release of) Credit Losses (36) 200 (232) 208
Recoveries 3 2 6 6
Financing Receivable, Allowance for Credit Loss, Ending Balance 533 767 533 767
Residential real estate - Owner occupied        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,490 1,926 1,879 1,509
Allowance Established PCD Loans   309   309
Provision for (Release of) Credit Losses 499 (337) 82 42
Recoveries 10 7 38 45
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,999 1,905 1,999 1,905
Multifamily        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 1,503 1,707 1,493 1,876
Provision for (Release of) Credit Losses 13 204 23 35
Charge-offs   181   181
Financing Receivable, Allowance for Credit Loss, Ending Balance 1,516 1,730 1,516 1,730
HELOC        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 3,358 1,770 3,628 1,578
Allowance Established PCD Loans   128   128
Provision for (Release of) Credit Losses 19 1,750 (271) 1,920
Charge-offs     2  
Recoveries 10 19 32 41
Financing Receivable, Allowance for Credit Loss, Ending Balance 3,387 3,667 3,387 3,667
Powersport        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 16,816   17,449  
Allowance Established PCD Loans   10,431   10,431
Provision for (Release of) Credit Losses 4,631 9,555 10,718 9,555
Charge-offs 4,017 3,685 12,270 3,685
Recoveries 884 705 2,417 705
Financing Receivable, Allowance for Credit Loss, Ending Balance 18,314 17,006 18,314 17,006
Incremental charge offs     9,900  
Other        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance 4,736 8 5,758 9
Allowance Established PCD Loans   4,681   4,681
Provision for (Release of) Credit Losses 28 2,411 (178) 2,521
Charge-offs 429 880 1,398 1,082
Recoveries 141 75 294 166
Financing Receivable, Allowance for Credit Loss, Ending Balance 4,476 6,295 4,476 6,295
Unfunded Loan Commitment        
Allowance for loan losses:        
Financing Receivable, Allowance for Credit Loss, Beginning Balance     2,100  
Financing Receivable, Allowance for Credit Loss, Ending Balance 2,200 $ 2,300 2,200 $ 2,300
Unfunded Loan Commitment | Other Liabilities        
Allowance for loan losses:        
Off-balance-sheet, credit loss, liability $ 2,200   $ 2,200