Trading Arrangements, by Individual Trading Arrangements, by Individual [Table] Weighted average shares outstanding: Weighted Average Number of Shares Outstanding, Diluted [Abstract] Trading Arrangement: Trading Arrangement [Axis] Maximum Maximum [Member] Receivables Portfolio, Net [Roll Forward] Certain Loans Acquired in Transfer Accounted for as Debt Securities [Abstract] Portion at Fair Value Measurement Portion at Fair Value Measurement [Member] Statistical Measurement [Domain] Statistical Measurement [Domain] Title of 12(b) Security Title of 12(b) Security Subsequent Event Subsequent Event [Member] Carrying Amount Reported Value Measurement [Member] Document Fiscal Year Focus Document Fiscal Year Focus Adjustment to Compensation, Amount Adjustment to Compensation Amount Other Assets, Fair Value Disclosure Other Assets, Fair Value Disclosure Segment Reporting [Abstract] Segment Reporting [Abstract] Common stock, $0.01 par value, 75,000 shares authorized, 20,942 and 21,688 shares issued and outstanding as of September 30, 2026 and December 31, 2025, respectively Common Stock, Value, Issued Proceeds from Hedge, Financing Activities Proceeds from Hedge, Financing Activities Schedule of Senior Secured & Convertible Notes Schedule of Long-Term Debt Instruments [Table Text Block] Credit Facility Line of Credit [Member] Restatement Determination Date Restatement Determination Date Changes in expected future recoveries Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes To Expected Future Period Recoveries Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes To Expected Future Period Recoveries Derivative Instrument [Axis] Derivative Instrument [Axis] Unwind and exercise of capped call options Adjustments To Additional Paid In Capital, Unwind Of Capped Call Options Adjustments To Additional Paid In Capital, Unwind Of Capped Call Options Purchase price Purchase Commitment, Remaining Minimum Amount Committed 2023 SOFR IR Swaps - U.S. Facility Interest Rate Swap, 2023 SOFR IR Swaps - U.S. Facility [Member] Interest Rate Swap, 2023 SOFR IR Swaps - U.S. Facility Initial conversion price (USD per share) Debt Instrument, Convertible, Conversion Price Amendment Flag Amendment Flag Goodwill [Line Items] Goodwill [Line Items] Changes in recoveries Changes in recoveries Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes To Expected Current And Future Period Recoveries Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes To Expected Current And Future Period Recoveries Consolidated Entities [Axis] Consolidated Entities [Axis] Entity Common Stock, Shares Outstanding Entity Common Stock, Shares Outstanding Face value Financing Receivable, Purchased with Credit Deterioration, Amount at Par Value Collections applied to receivable portfolios, net Collections applied to receivable portfolios, net Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Collections Applied To Principal Balance Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Collections Applied To Principal Balance Collection agency commissions Collection Agency Commissions Contingent fees paid to our nationwide network of third party collection agencies. Stock Repurchase Program, Change in Authorized Amount Stock Repurchase Program, Change in Authorized Amount Stock Repurchase Program, Change in Authorized Amount Schedule of Financial Instruments Not Required to be Carried at Fair Value Schedule Of Financial Instruments Not Required To Be Carried At Fair Value [Table Text Block] Schedule Of Financial Instruments Not Required To Be Carried At Fair Value [Table Text Block] Consolidated Entities [Domain] Consolidated Entities [Domain] Adjustment to Non-PEO NEO Compensation Footnote Adjustment to Non-PEO NEO Compensation Footnote [Text Block] Entity Address, State or Province Entity Address, State or Province PEO Total Compensation Amount PEO Total Compensation Amount Common stock, par value (USD per share) Common Stock, Par or Stated Value Per Share Debt Instrument, Redemption, Period [Axis] Debt Instrument, Redemption, Period [Axis] Financial Assets Assets, Fair Value Disclosure [Abstract] Income Tax Contingency [Line Items] Income Tax Contingency [Line Items] Notional Amount Derivative, Notional Amount Change in foreign currency translation: Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax [Abstract] Basic (shares) Total weighted-average basic shares outstanding Weighted Average Number of Shares Outstanding, Basic Goodwill, Impaired, Accumulated Impairment Loss Goodwill, Impaired, Accumulated Impairment Loss Outstanding Aggregate Erroneous Compensation Amount Outstanding Aggregate Erroneous Compensation Amount Fair Value, by Balance Sheet Grouping [Table] Fair Value, by Balance Sheet Grouping [Table] Number of reportable segments Number of Reportable Segments Schedule of Derivative Instruments Schedule of Derivative Instruments [Table Text Block] Put-backs and recalls Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Put Backs And Recalls Certain loans acquired in transfer not accounted for as debt securities, put-backs and recalls. Cash flow hedge loss to be reclassified within 12 months Cash Flow Hedge Gain (Loss) to be Reclassified within 12 Months Entity Address, City or Town Entity Address, City or Town Cost of legal collections Cost Of Legal Collections Contingent fees paid to our nationwide network of attorneys and costs of litigation. Senior secured notes Senior Secured Notes [Member] Senior Secured Notes Receivable Portfolios, Net Loans, Notes, Trade and Other Receivables Disclosure [Text Block] Receivables [Abstract] Receivables [Abstract] Statement of Financial Position [Abstract] Statement of Financial Position [Abstract] Award Timing MNPI Disclosure Award Timing MNPI Disclosure [Text Block] Financial Statement Preparation and Presentation Basis of Accounting, Policy [Policy Text Block] Peer Group Total Shareholder Return Amount Peer Group Total Shareholder Return Amount Level 2 Fair Value, Inputs, Level 2 [Member] Total Shareholder Return Vs Peer Group Total Shareholder Return Vs Peer Group [Text Block] Maximum borrowing capacity Maximum borrowing capacity Line of Credit Facility, Maximum Borrowing Capacity Other comprehensive income (loss), net of tax: Other Comprehensive Income (Loss), Net of Tax Non-Rule 10b5-1 Arrangement Terminated Non-Rule 10b5-1 Arrangement Terminated [Flag] Issuance of share-based awards, net of shares withheld for employee taxes Stock Issued During Period, Value, Stock Options Exercised, Includes Restricted Stock Units, Net of Tax Withholdings Stock Issued During Period, Value, Stock Options Exercised, Includes Restricted Stock Units, Net of Tax Withholdings United States UNITED STATES Subsequent Event Type [Axis] Subsequent Event Type [Axis] Schedule of Long-term Debt Instruments [Table] Schedule of Long-Term Debt Instruments [Table] Assets held for sale Real estate owned Asset, Held-for-Sale, Not Part of Disposal Group, Other Variable Interest Entity, Measure of Activity [Abstract] Variable Interest Entity, Measure of Activity [Abstract] Earnings Per Share Earnings Per Share, Policy [Policy Text Block] Recent Accounting Pronouncements New Accounting Pronouncements, Policy [Policy Text Block] Segment Reporting Segment Reporting [Table Text Block] Income tax effect Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, Tax Use of Estimates Use of Estimates, Policy [Policy Text Block] Interest Rate Derivative Assets, at Fair Value Interest Rate Derivative Assets, at Fair Value Derivatives Accumulated Gain (Loss), Cash Flow Hedge, Including Noncontrolling Interest [Member] Debt Instrument, Redemption, Period Two Debt Instrument, Redemption, Period Two [Member] Encore 2031 Notes Encore 2031 Notes [Member] Encore 2031 Notes Long-term debt Long-Term Debt Long-Term Debt Total debt purchasing revenue Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Debt Purchasing Revenue Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Debt Purchasing Revenue Supplemental schedule of non-cash investing activities: Cash Flow, Noncash Investing and Financing Activities Disclosure [Abstract] Document Period End Date Document Period End Date Changes in operating assets and liabilities Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity, Increase (Decrease) in Operating Capital [Abstract] Net cash used in investing activities Cash Provided by (Used in) Investing Activity, Including Discontinued Operation Equity Awards Adjustments, Excluding Value Reported in Compensation Table Equity Awards Adjustments, Excluding Value Reported in the Compensation Table [Member] Convertible preferred stock outstanding (shares) Preferred Stock, Shares Outstanding Debt instrument face value Debt Instrument, Face Amount Other European countries Other European Countries [Member] Other European Countries Security Exchange Name Security Exchange Name Foreign currency translation adjustments Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain (Loss) Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Foreign Currency Translation Adjustment Gain (Loss) Amortized cost Financing Receivable, before Allowance for Credit Loss Accumulated other comprehensive loss Accumulated Other Comprehensive Income (Loss), Net of Tax Entity Shell Company Entity Shell Company Consolidation Items [Domain] Consolidation Items [Domain] Segment Reporting Segment Reporting, Policy [Policy Text Block] Statement of Comprehensive Income [Abstract] Statement of Comprehensive Income [Abstract] Changes in expected recoveries Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes in Expected Recoveries [Abstract] Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes in Expected Recoveries Earnings Per Share Earnings Per Share [Text Block] Name Outstanding Recovery, Individual Name Earnings per share: Earnings Per Share [Abstract] Award Timing, How MNPI Considered Award Timing, How MNPI Considered [Text Block] Document Fiscal Period Focus Document Fiscal Period Focus Peer Group Issuers, Footnote Peer Group Issuers, Footnote [Text Block] Total liabilities Liabilities Trading Symbol Trading Symbol Variable Interest Entities Consolidation, Variable Interest Entity, Policy [Policy Text Block] Service fee receivables Service Fee Receivable Service Fee Receivable Geographical [Domain] Geographical [Domain] Accumulated Other Comprehensive Loss AOCI Including Portion Attributable to Noncontrolling Interest [Member] Purchases of property and equipment Payments to Acquire Property, Plant, and Equipment Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year [Member] Debt instrument, interest rate, adjustment spread (as a percent) Debt Instrument, Interest Rate, Adjustment Spread Debt Instrument, Interest Rate, Adjustment Spread Pension Adjustments Prior Service Cost Pension Adjustments Prior Service Cost [Member] Company Selected Measure Name Company Selected Measure Name Income Tax Disclosure [Abstract] Income Tax Disclosure [Abstract] Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price [Abstract] Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price [Abstract] Purchases of receivable portfolios, net of put-backs Payments to Acquire Finance Receivables Commitment fee (as a percent) Line of Credit Facility, Commitment Fee Percentage Credit Facility [Domain] Credit Facility [Domain] Depreciation and amortization Depreciation, Depletion and Amortization, Nonproduction Operating activities: Cash Provided by (Used in) Operating Activity, Including Discontinued Operation [Abstract] Balance at beginning of period (shares) Balance at end of period (shares) Shares, Issued Compensation Amount Outstanding Recovery Compensation Amount Individual: Individual [Axis] Diluted (shares) Total weighted-average dilutive shares outstanding (shares) Weighted Average Number of Shares Outstanding, Diluted Entity Emerging Growth Company Entity Emerging Growth Company Equity Valuation Assumption Difference, Footnote Equity Valuation Assumption Difference, Footnote [Text Block] Derivatives Derivatives, Policy [Policy Text Block] Underlying Security Market Price Change Underlying Security Market Price Change, Percent Negative allowance for expected recoveries - portfolio purchases Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Purchases Of Receivable Portfolios Certain loans acquired in transfer not accounted for as debt securities, purchases of receivable portfolios. Derivatives and Hedging Instruments Derivative Instruments and Hedging Activities Disclosure [Text Block] Prepaid expenses Prepaid Expense Disposals and transfers to real estate owned Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposals Or Transfers To Held for Sale Net Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Disposals Or Transfers To Held for Sale Net Other financial receivables Other Receivables Income tax effect OCI, Foreign Currency Transaction and Translation Gain (Loss), Arising During Period, Tax Convertible senior notes due March 2029 2029 Convertible Notes 2029 Convertible Notes [Member] 2029 Convertible Notes Award Timing Predetermined Award Timing Predetermined [Flag] Intangible Asset, Goodwill and Other [Abstract] Intangible Asset, Goodwill and Other [Abstract] Other comprehensive income (loss), net of tax: Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest [Abstract] Adjustment To PEO Compensation, Footnote Adjustment To PEO Compensation, Footnote [Text Block] Stock-based compensation APIC, Share-Based Payment Arrangement, Increase for Cost Recognition Borrowings Total Debt and Lease Obligation Level 1 Fair Value, Inputs, Level 1 [Member] Settlement of convertible notes Settlement of convertible notes Settlement of convertible notes Revenues Revenues, Adjusted By Net Allowances Revenues, Adjusted By Net Allowances Other Other Assets, Miscellaneous Effective rate (as a percent) Effective Income Tax Rate Reconciliation, Percent Dilutive effect of stock-based awards Incremental Common Shares Attributable to Dilutive Effect of Share-Based Payment Arrangements Encore 2032 Notes Encore 2032 Notes [Member] Encore 2032 Notes All Executive Categories All Executive Categories [Member] Repurchase and retirement of common stock Stock Repurchased and Retired During Period, Value Pension Adjustments Service Cost Pension Adjustments Service Cost [Member] Repayment of credit facilities Repayments of Long-Term Lines of Credit Utilization threshold (as a percent) Line Of Credit Facility, Covenant Terms, Utilization Threshold Line Of Credit Facility, Covenant Terms, Utilization Threshold 2025 SOFR IR Swaps - Global Senior Facility Interest Rate Swap, 2025 SOFR IR Swaps - Global Senior Facility [Member] Interest Rate Swap, 2025 SOFR IR Swaps - Global Senior Facility Convertible preferred stock, par value (USD per share) Preferred Stock, Par or Stated Value Per Share Scenario [Domain] Scenario [Domain] Operating lease right-of-use assets Operating Lease, Right-of-Use Asset Fixed charge coverage ratio Line Of Credit Facility, Covenant Terms, Fixed Charge Coverage Ratio Line Of Credit Facility, Covenant Terms, Fixed Charge Coverage Ratio AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward] AOCI Including Portion Attributable to Noncontrolling Interest, Net of Tax [Roll Forward] Schedule of Reconciliation of Shares Used in Calculating Earnings Per Basic and Diluted Shares Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Fair Value Disclosures [Abstract] Fair Value Disclosures [Abstract] Debt Disclosure [Abstract] Debt Disclosure [Abstract] Debt Instrument, Name [Domain] Debt Instrument, Name [Domain] Segment and Geographic Information Segment Reporting [Text Block] Minimum Minimum [Member] Schedule of Receivable Portfolios, Net Schedule Of Changes In Balance Of Investment In Receivable Portfolios Table [Table Text Block] Schedule of changes in balance of investment in receivable portfolios. Expiration Date Trading Arrangement Expiration Date Net increase (decrease) in cash and cash equivalents Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Excluding Exchange Rate Effect, Including Discontinued Operation Hedging Relationship [Axis] Hedging Relationship [Axis] Variable Interest Entities Variable Interest Entity Disclosure [Text Block] Liabilities: Liabilities Liabilities [Abstract] Effect of exchange rate changes on cash and cash equivalents Effect of Exchange Rate on Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation Income Statement Location [Axis] Location, Statement of Income, Balance [Axis] Non-Rule 10b5-1 Arrangement Adopted Non-Rule 10b5-1 Arrangement Adopted [Flag] Cash and Cash Equivalents, Fair Value Disclosure Cash and Cash Equivalents, Fair Value Disclosure Goodwill Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block] Total stockholders’ equity Balance at beginning of period Balance at end of period Equity, Including Portion Attributable to Noncontrolling Interest Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table [Member] Variable rate floor (as a percent) Debt Instrument, Variable Rate, Floor Debt Instrument, Variable Rate, Floor Other liabilities Other Liabilities Aggregate Pension Adjustments Service Cost Aggregate Pension Adjustments Service Cost [Member] Derivative [Table] Derivative [Table] Common stock authorized (shares) Common Stock, Shares Authorized Accumulated Other Comprehensive Income (Loss) [Line Items] Accumulated Other Comprehensive Income (Loss) [Line Items] Exercise Price Award Exercise Price Investing activities: Cash Provided by (Used in) Investing Activity, Including Discontinued Operation [Abstract] Segment Reporting [Line Items] Segment Reporting [Line Items] Share Repurchase Program, Authorized, Amount Share Repurchase Program, Authorized, Amount Document Quarterly Report Document Quarterly Report Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested [Member] Segments [Domain] Segments [Domain] Total Europe Europe [Member] Interest rate swap agreements Interest Rate Swap [Member] Borrowings Debt Disclosure [Text Block] Collections applied to receivable portfolios Proceeds from Collection of Finance Receivables Scenario [Axis] Scenario [Axis] Receivable portfolios, net Receivables, Fair Value Disclosure Receivable portfolios, net Balance, beginning of period Balance, end of period Financing Receivable, after Allowance for Credit Loss Less: debt discount and issuance costs, net of amortization Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net Awards Close in Time to MNPI Disclosures, Table Awards Close in Time to MNPI Disclosures [Table Text Block] Equity Component [Domain] Equity Component [Domain] PEO Actually Paid Compensation Amount PEO Actually Paid Compensation Amount Adoption Date Trading Arrangement Adoption Date Euro Member Countries, Euro Euro Member Countries, Euro Stated interest rate (as a percent) Debt Instrument, Interest Rate, Stated Percentage Total other expense Nonoperating Income (Expense) 2024 Euro IR Swaps Interest Rate Swap, 2024 Euro IR Swap [Member] Interest Rate Swap, 2024 Euro IR Swap Assets Assets [Abstract] Title Trading Arrangement, Individual Title Forgone Recovery due to Disqualification of Tax Benefits, Amount Forgone Recovery due to Disqualification of Tax Benefits, Amount Allowance for credit losses Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date Accounting Policies [Abstract] Accounting Policies [Abstract] Restatement does not require Recovery Restatement Does Not Require Recovery [Text Block] Insider Trading Policies and Procedures [Line Items] Finance lease liabilities Finance Lease, Liability 2025 Cap - U.S. Facility Interest Rate Cap, 2025 Cap - U.S. Facility [Member] Interest Rate Cap, 2025 Cap - U.S. Facility Other, net Proceeds from (Payment for) Other Financing Activity Insider Trading Policies and Procedures Adopted Insider Trading Policies and Procedures Adopted [Flag] Maximum ratio of financial indebtedness to cash and cash equivalent investments Line Of Credit Facility, Covenant Terms, Maximum Ratio Of Financial Indebtedness to Cash And Cash Equivalent Investments Line Of Credit Facility, Covenant Terms, Maximum Ratio Of Financial Indebtedness to Cash And Cash Equivalent Investments Noncredit discount Financing Receivable, Purchased with Credit Deterioration, Discount (Premium) Commitments and Contingencies Commitments and Contingencies Disclosure [Text Block] Compensation Actually Paid vs. Net Income Compensation Actually Paid vs. Net Income [Text Block] Debt Conversion Spread Recognized In Additional Paid In Capital Debt Conversion Spread Recognized In Additional Paid In Capital Debt Conversion Spread Recognized In Additional Paid In Capital Material reserves for litigation Estimated Litigation Liability Schedule of Activity in the Goodwill Balance Goodwill [Table Text Block] Entity Central Index Key Entity Central Index Key All Adjustments to Compensation All Adjustments to Compensation [Member] Corporate and other unallocated Segment Reporting, Reconciling Item, Corporate Nonsegment [Member] Other, net Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity, Other Item Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year [Member] Net cash provided by operating activities Cash Provided by (Used in) Operating Activity, Including Discontinued Operation Other comprehensive income (loss), net of tax Other Comprehensive Income (Loss), before Reclassifications, Net of Tax Income Statement [Abstract] Income Statement [Abstract] Amortized cost Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Amortized Cost Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Amortized Cost Document Transition Report Document Transition Report 2024 Cap Interest Rate Cap, 2024 Cap [Member] Interest Rate Cap, 2024 Cap Fair Value Hierarchy and NAV [Axis] Fair Value Hierarchy and NAV [Axis] Finance Lease, Liability, Statement of Financial Position [Extensible List] Finance Lease, Liability, Statement of Financial Position [Extensible Enumeration] Deferred tax assets Deferred Income Tax Assets, Net Derivatives Designated as Hedging Instruments Designated as Hedging Instrument [Member] Operating expenses Operating Expenses [Abstract] Stock Appreciation Rights (SARs) Stock Appreciation Rights (SARs) [Member] Purchase price Financing Receivable, Purchased with Credit Deterioration, Amount at Purchase Price Schedule of Geographical Areas of Operations Segment Reporting, Entity-Wide Information Not Provided as Part of Reportable Segment, Geographical Area, Revenue and Long-Lived Asset [Table Text Block] Basis spread on variable rate (as a percent) Debt Instrument, Basis Spread on Variable Rate City Area Code City Area Code Variable Rate [Domain] Variable Rate [Domain] Debt Instrument, Redemption, Period One Debt Instrument, Redemption, Period One [Member] Accumulated Other Comprehensive (Loss) Income AOCI Attributable to Parent [Member] All Individuals All Individuals [Member] Financing receivables acquired Financing Receivables Acquired Financing Receivables Acquired Debt instrument, fair value disclosure Debt Instrument, Fair Value Disclosure Ryan Bell [Member] Ryan Bell Name Forgone Recovery, Individual Name Non-GAAP Measure Description Non-GAAP Measure Description [Text Block] Statement [Line Items] Statement [Line Items] Total assets Assets Secured Overnight Financing Rate (SOFR) Secured Overnight Financing Rate (SOFR) Overnight Index Swap Rate [Member] Convertible preferred stock issued (shares) Preferred Stock, Shares Issued Debt purchasing and recovery segment Operating Segments [Member] Interest expense Interest expense Interest Expense, Nonoperating Other comprehensive income (loss) before reclassification Other Comprehensive Income (Loss), before Reclassifications, before Tax Other assets Increase (Decrease) in Other Operating Assets PEO PEO [Member] Issuance price, percent Debt Instrument, Issuance Price, Percent Debt Instrument, Issuance Price, Percent Measurement Basis [Axis] Measurement Basis [Axis] Repurchase and Retirement of common stock (shares) Stock Repurchased and Retired During Period, Shares Stock Repurchased and Retired During Period, Shares Goodwill Balance at beginning of period Balance at end of period Goodwill Forgone Recovery due to Violation of Home Country Law, Amount Forgone Recovery due to Violation of Home Country Law, Amount Reporting Unit [Axis] Reporting Unit [Axis] Fair Value Measurement Inputs and Valuation Techniques [Line Items] Fair Value Measurement Inputs and Valuation Techniques [Line Items] Write-off of noncredit discount Financing Receivable, Purchased With Credit Deterioration, Discount (Premium), Write-off Financing Receivable, Purchased With Credit Deterioration, Discount (Premium), Write-off Subsequent Event Type [Domain] Subsequent Event Type [Domain] Accumulated Earnings Retained Earnings [Member] Total operating expenses Total operating expenses Operating Expenses Weighted average interest rate (as a percent) Long-Term Debt, Weighted Average Interest Rate, over Time Revolving Credit Facility Revolving Credit Facility [Member] Fair Value Measurements Fair Value Measurement, Policy [Policy Text Block] Erroneously Awarded Compensation Recovery Erroneously Awarded Compensation Recovery [Table] Increase (Decrease) in Stockholders' Equity [Roll Forward] Increase (Decrease) in Stockholders' Equity [Roll Forward] Common stock outstanding (shares) Common Stock, Shares, Outstanding Award Timing Disclosures [Line Items] Diluted (USD per share) Diluted earnings per share Earnings Per Share, Diluted Accumulated Other Comprehensive Income (Loss) [Table] Accumulated Other Comprehensive Income (Loss) [Table] Entity Current Reporting Status Entity Current Reporting Status Net cash provided by financing activities Cash Provided by (Used in) Financing Activity, Including Discontinued Operation Total Shareholder Return Amount Total Shareholder Return Amount Cash flow hedge Cash Flow Hedging [Member] Financial Liabilities Liabilities, Fair Value Disclosure [Abstract] Proceeds from credit facilities Proceeds from Long-Term Lines of Credit Adjustments to reconcile net income to net cash provided by operating activities: Adjustment to Reconcile Net Income to Cash Provided by (Used in) Operating Activity [Abstract] Financing activities: Cash Provided by (Used in) Financing Activity, Including Discontinued Operation [Abstract] Servicing revenue Revenue from Contract with Customer, Excluding Assessed Tax Property and equipment, net Property, Plant, and Equipment, after Accumulated Depreciation, Depletion, and Amortization Schedule of Effects of Derivatives in Cash Flow Hedging Relationships Schedule of Cash Flow Hedging Instruments, Statements of Financial Performance and Financial Position, Location [Table Text Block] Available borrowing capacity Line of Credit Facility, Remaining Borrowing Capacity Negative allowance Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date, Reversals Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date, Reversals United Kingdom, Pounds United Kingdom, Pounds Revolving Credit Facility, September 2028 Maturity Revolving Credit Facility, September 2028 Maturity [Member] Revolving Credit Facility, September 2028 Maturity Other revenues Other Income Stock Repurchased During Period, Value Stock Repurchased During Period, Value Equity Awards Adjustments, Footnote Equity Awards Adjustments, Footnote [Text Block] Goodwill and Identifiable Intangible Assets Intangible Asset and Goodwill [Text Block] Underlying Securities Award Underlying Securities Amount Estimated Fair Value Estimate of Fair Value Measurement [Member] Early Repayment of Senior Debt Early Repayment of Senior Debt Cash Collections Certain Loans Acquired In Transfer Not Accounted For As Debt Securities Gross Collections Certain loans acquired in transfer not accounted for as debt securities, gross collections. Other, net Payment for (Proceeds from) Other Investing Activity Segment Reporting [Table] Segment Reporting [Table] U.S. facility U.S. facility [Member] U.S. facility Commitments and Contingencies Disclosure [Abstract] Commitments and Contingencies Disclosure [Abstract] Other expense Other Nonoperating Income (Expense) [Abstract] All Trading Arrangements All Trading Arrangements [Member] Collections applied to principal balance (debt purchasing) Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Collections Applied To Principal Balance [Abstract] Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Collections Applied To Principal Balance Other Performance Measure, Amount Other Performance Measure, Amount Award Timing MNPI Considered Award Timing MNPI Considered [Flag] Income from operations Operating Income (Loss) Current Fiscal Year End Date Current Fiscal Year End Date Non-PEO NEO Average Total Compensation Amount Non-PEO NEO Average Total Compensation Amount Encore 2033 Floating Rate Notes Encore 2033 Floating Rate Notes [Member] Encore 2033 Floating Rate Notes Derivative [Line Items] Derivative [Line Items] Change in unrealized gain (loss) on derivative instruments: Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax [Abstract] Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year [Member] Entity File Number Entity File Number Rule 10b5-1 Arrangement Adopted Rule 10b5-1 Arrangement Adopted [Flag] Recovery of Erroneously Awarded Compensation Disclosure [Line Items] Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible List] Operating Lease, Right-of-Use Asset, Statement of Financial Position [Extensible Enumeration] Common stock issued (shares) Common Stock, Shares, Issued Measure: Measure [Axis] Other Assets Other Assets Disclosure [Text Block] Equity Components [Axis] Equity Components [Axis] Other operating expenses Other Cost and Expense, Operating Currency [Axis] Currency [Axis] Cash paid for income taxes, net of refunds Income Tax Paid, after Refund Received Costa Rica COSTA RICA Entity Interactive Data Current Entity Interactive Data Current Variable Rate [Axis] Variable Rate [Axis] Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract] Deferred Costs, Capitalized, Prepaid, and Other Assets Disclosure [Abstract] Compensation Actually Paid vs. Other Measure Compensation Actually Paid vs. Other Measure [Text Block] Entity Small Business Entity Small Business Termination Date Trading Arrangement Termination Date Debt Conversion, Original Debt, Amount Debt Conversion, Original Debt, Amount Compensation Actually Paid vs. Total Shareholder Return Compensation Actually Paid vs. Total Shareholder Return [Text Block] MNPI Disclosure Timed for Compensation Value MNPI Disclosure Timed for Compensation Value [Flag] Document Type Document Type Loss on extinguishment of debt Gain (Loss) on Extinguishment of Debt Fair Value as of Grant Date Award Grant Date Fair Value Payments to settle convertible senior notes Repayments of Convertible Debt Goodwill [Table] Goodwill [Table] Cabot Cabot [Member] Cabot Pay vs Performance Disclosure, Table Pay vs Performance [Table Text Block] Unrealized (loss) gain on foreign currency translation, net of tax Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Gain (Loss) Arising During Period, Net of Tax Arrangement Duration Trading Arrangement Duration Statement of Stockholders' Equity [Abstract] Statement of Stockholders' Equity [Abstract] Local Phone Number Local Phone Number Consolidation Items [Axis] Consolidation Items [Axis] Entity Address, Postal Zip Code Entity Address, Postal Zip Code Entity Registrant Name Entity Registrant Name Payment for Debt Extinguishment or Debt Prepayment Cost Payment for Debt Extinguishment or Debt Prepayment Cost Income before income taxes Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest Insider Trading Policies and Procedures Not Adopted Insider Trading Policies and Procedures Not Adopted [Text Block] Commitments and contingencies (Note 11) Commitments and Contingencies Total revenues Total revenues Revenues Debt Instrument, Redemption, Period [Domain] Debt Instrument, Redemption, Period [Domain] 2025 SOFR IR Swaps - U.S. Facility Interest Rate Swap, 2025 SOFR IR Swaps - U.S. Facility [Member] Interest Rate Swap, 2025 SOFR IR Swaps - U.S. Facility Changed Peer Group, Footnote Changed Peer Group, Footnote [Text Block] Accounts payable, accrued liabilities and other liabilities Increase (Decrease) in Accounts Payable and Accrued Liabilities Income Tax Contingency [Table] Income Tax Contingency [Table] Forgone Recovery due to Expense of Enforcement, Amount Forgone Recovery due to Expense of Enforcement, Amount Executive Category: Executive Category [Axis] Tax effect Other Comprehensive Income (Loss), Tax Goodwill [Roll Forward] Goodwill [Roll Forward] Reportable Segment Reportable Segment [Member] Reportable Segment Liabilities and Equity Liabilities and Equity [Abstract] Schedule of Financial Assets and Liabilities Measured at Fair Value on Recurring Basis Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] All Award Types Award Type [Domain] Non-PEO NEO Average Compensation Actually Paid Amount Non-PEO NEO Average Compensation Actually Paid Amount Fair Value Measurements Fair Value Disclosures [Text Block] Level 3 Fair Value, Inputs, Level 3 [Member] Recoveries above forecast Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes To Expected Current Period Recoveries Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes To Expected Current Period Recoveries Loss Reclassified from OCI Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, after Tax Supplemental disclosures of cash flow information: Supplemental Cash Flow Information [Abstract] Accounts payable and accrued liabilities Accounts Payable and Accrued Liabilities PEO Name PEO Name Geographical [Axis] Geographical [Axis] 2026 Cap Interest Rate Cap, 2026 Cap [Member] Interest Rate Cap, 2026 Cap Other segment items Segment Reporting, Other Segment Item, Amount Other assets Total Other Assets Stock Price or TSR Estimation Method Stock Price or TSR Estimation Method [Text Block] Unrealized (loss) gain on foreign currency translation Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Gain (Loss), before Reclassification and Tax Entity Tax Identification Number Entity Tax Identification Number Derivative Instruments and Hedging Activities Disclosures [Table] Derivative Instruments and Hedging Activities Disclosures [Table] Unrealized gain (loss) on derivative instruments, net of tax Gain (Loss) Recognized in OCI Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification, after Tax Cash and cash equivalents, beginning of period Cash and cash equivalents, end of period Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Continuing Operation Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Aggregate Erroneous Compensation Not Yet Determined Aggregate Erroneous Compensation Not Yet Determined [Text Block] Material Terms of Trading Arrangement Material Terms of Trading Arrangement [Text Block] Non-NEOs Non-NEOs [Member] Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year [Member] Ownership, Description of Business, and Summary of Significant Accounting Policies Organization, Consolidation and Presentation of Financial Statements Disclosure [Text Block] Comprehensive income Comprehensive Income (Loss), Net of Tax, Including Portion Attributable to Noncontrolling Interest Debt Instrument [Axis] Debt Instrument [Axis] Reporting Unit [Domain] Reporting Unit [Domain] Stock-based compensation expense Share-Based Payment Arrangement, Noncash Expense Proceeds from convertible hedge instruments Proceeds from convertible hedge instruments, net Proceeds from convertible hedge instruments, net Accounts Payable and Accrued Liabilities, Fair Value Disclosure Accounts Payable and Accrued Liabilities, Fair Value Disclosure Salaries and employee benefits Labor and Related Expense Portfolio revenue Less - amounts classified to portfolio revenue Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion1 Certain Loans Acquired in Transfer Not Accounted for as Debt Securities, Accretable Yield, Accretion1 Stock Issued During Period Shares Stock Options Exercised Includes Restricted Stock Units Net Of Tax Withholding Stock Issued During Period Shares Stock Options Exercised Includes Restricted Stock Units Net Of Tax Withholding Exercise of stock options and issuance of share-based awards, net of shares withheld for employee taxes, shares. Schedule of Consolidated Debt and Capital Lease Obligations Schedule of Debt [Table Text Block] Long-term Debt, Type [Domain] Long-Term Debt, Type [Domain] Schedule of Fair Value of Derivative Instruments Schedule of Derivative Instruments in Statement of Financial Position, Fair Value [Table Text Block] Basic (USD per share) Basic earnings per share Earnings Per Share, Basic Statistical Measurement [Axis] Statistical Measurement [Axis] Insider Trading Arrangements [Line Items] Award Type Award Type [Axis] Unrealized gain (loss) on derivative instruments Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax Payment of loan and debt refinancing costs Payments of Financing Costs Named Executive Officers, Footnote Named Executive Officers, Footnote [Text Block] Accumulated earnings Retained Earnings (Accumulated Deficit) All Currencies [Domain] All Currencies [Domain] Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table [Member] Awards Close in Time to MNPI Disclosures Awards Close in Time to MNPI Disclosures [Table] Common Stock Common Stock [Member] Encore 2028 Floating Rate Notes Encore 2028 Floating Rate Notes [Member] Encore 2028 Floating Rate Notes Fair Value Measurement [Domain] Fair Value Measurement [Domain] Compensation Actually Paid vs. Company Selected Measure Compensation Actually Paid vs. Company Selected Measure [Text Block] Cover page. Cover [Abstract] United Kingdom UNITED KINGDOM Interest expense, debt, excluding amortization Interest Expense, Debt, Excluding Amortization Fair Value Measurement Inputs and Valuation Techniques [Table] Fair Value Measurement Inputs and Valuation Techniques [Table] Encore 2029 Notes Encore 2029 Notes [Member] Encore 2029 Notes Derivative Contract [Domain] Derivative Contract [Domain] Receivable Portfolios, Net Receivable [Policy Text Block] Effect of foreign currency translation Goodwill, Foreign Currency Translation, Gain (Loss) Equity Awards Adjustments Equity Awards Adjustments [Member] Hedging Relationship [Domain] Hedging Relationship [Domain] Total liabilities and stockholders’ equity Liabilities and Equity Employee Stock Option Share-Based Payment Arrangement, Option [Member] Reclassification Reclassification from Accumulated Other Comprehensive Income, Current Period, before Tax Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Interest Rate Swap, 2026 SOFR IR Swaps Interest Rate Swap, 2026 SOFR IR Swap [Member] Interest Rate Swap, 2026 SOFR IR Swap Segments [Axis] Segments [Axis] Additional 402(v) Disclosure Additional 402(v) Disclosure [Text Block] Proceeds from senior secured notes Proceeds from Issuance of Senior Long-Term Debt Encore 2028 Notes Encore 2028 Notes [Member] Encore 2028 Notes Schedule of Accounts, Notes, Loans and Financing Receivable Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] Tabular List, Table Tabular List [Table Text Block] Additional paid-in capital Additional Paid in Capital Other income Other Nonoperating Income (Expense) Maximum ratio of super senior liabilities to cash and cash equivalent investments Line Of Credit Facility, Covenant Terms, Maximum Ratio Of Super Senior Liabilities To Cash And Cash Equivalent Investments Line Of Credit Facility, Covenant Terms, Maximum Ratio Of Super Senior Liabilities To Cash And Cash Equivalent Investments Other borrowings Other Debt Obligations [Member] Repayment of senior secured notes Repayments of Senior Debt 2023 Euro IR Swap Interest Rate Swap, 2023 Euro IR Swap [Member] Interest Rate Swap, 2023 Euro IR Swap Dilutive effect of convertible senior notes(1) Incremental Common Shares Attributable to Dilutive Effect of Conversion of Debt Securities Name Awards Close in Time to MNPI Disclosures, Individual Name Equity: Equity, Including Portion Attributable to Noncontrolling Interest [Abstract] Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested [Member] General and administrative expenses General and Administrative Expense Receivable portfolios transferred to real estate owned Real Estate Owned, Transfer to Real Estate Owned Convertible preferred stock authorized (shares) Preferred Stock, Shares Authorized Convertible preferred stock, $0.01 par value, 5,000 shares authorized, no shares issued and outstanding Preferred Stock, Value, Issued Adjustment to Compensation: Adjustment to Compensation [Axis] Hedging Designation [Domain] Hedging Designation [Domain] Rule 10b5-1 Arrangement Terminated Rule 10b5-1 Arrangement Terminated [Flag] Aggregate Erroneous Compensation Amount Aggregate Erroneous Compensation Amount Global senior secured revolving credit facility Global Senior Secured Revolving Credit Facility [Member] Global Senior Secured Revolving Credit Facility Cash paid for interest Interest Paid, Excluding Capitalized Interest, Operating Activity Statement of Cash Flows [Abstract] Statement of Cash Flows [Abstract] Currency Translation Adjustments Accumulated Foreign Currency Adjustment Including Portion Attributable to Noncontrolling Interest [Member] Hedging Designation [Axis] Hedging Designation [Axis] 2025 Cap Interest Rate Cap, 2025 Cap [Member] Interest Rate Cap, 2025 Cap Credit Facility [Axis] Credit Facility [Axis] Aggregate Available Trading Arrangement, Securities Aggregate Available Amount Euro Interbank Offered Rate (EURIBOR) Euro Interbank Offered Rate (EURIBOR) [Member] Euro Interbank Offered Rate (EURIBOR) [Member] Name Measure Name Income Taxes Income Tax Disclosure [Text Block] Other Geographies Other Geographies [Member] Other Geographies [Member] Pay vs Performance Disclosure [Line Items] Fair Value Hierarchy and NAV [Domain] Fair Value Hierarchy and NAV [Domain] Other non-cash interest expense, net Other Noncash Income (Expense) Debt Instrument [Line Items] Debt Instrument [Line Items] Pay vs Performance Disclosure Pay vs Performance Disclosure [Table] Additional Paid-In Capital Additional Paid-in Capital [Member] Entity Filer Category Entity Filer Category Accumulated Other Comprehensive Income [Abstract] Accumulated Other Comprehensive Income (Loss) [Abstract] Accumulated Other Comprehensive Income (Loss) Name Trading Arrangement, Individual Name Other Liabilities, Fair Value Disclosure Other Liabilities, Fair Value Disclosure Cash and cash equivalents Cash and Cash Equivalent Write-off of amortized cost Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date, Write-Offs Financing Receivable, Purchased with Credit Deterioration, Allowance for Credit Loss at Acquisition Date, Write-Offs Holiday tax rate (as a percent) Effective Income Tax Rate Reconciliation, Tax Holiday, Percent Company Selected Measure Amount Company Selected Measure Amount Income tax deposits Income Taxes Receivable Depreciation and amortization Depreciation, Depletion and Amortization Entity Address, Address Line Two Entity Address, Address Line Two Net income Net income Net income Net Income (Loss), Including Portion Attributable to Noncontrolling Interest Foreign currency exchange rate, translation Foreign Currency Exchange Rate, Translation Interest rate cap contracts Interest Rate Cap [Member] Encore 2030 Notes Encore 2030 Notes [Member] Encore 2030 Notes Non-PEO NEO Non-PEO NEO [Member] Senior secured notes Senior Notes [Member] Translation of Foreign Currencies Foreign Currency Transactions and Translations Policy [Policy Text Block] Entity Address, Address Line One Entity Address, Address Line One Changes in recoveries Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes in Expected Recoveries Certain Loans Acquired In Transfer Not Accounted For As Debt Securities, Changes in Expected Recoveries Provision for income taxes Income Tax Expense (Benefit) Sterling Overnight Index Average (SONIA) Sterling Overnight Index Average (SONIA) [Member] Sterling Overnight Index Average (SONIA) Convertible senior notes Convertible Notes Payable [Member] Award Timing Method Award Timing Method [Text Block] Basis of Consolidation Consolidation, Policy [Policy Text Block] Forecast Forecast [Member] Forgone Recovery, Explanation of Impracticability Forgone Recovery, Explanation of Impracticability [Text Block] Debt and finance lease liabilities, gross Long-term Debt And Lease Obligations, Including Current Maturities, Gross Of Debt Issuances Costs Long-term Debt And Lease Obligations, Including Current Maturities, Gross Of Debt Issuances Costs Variable Interest Entity Variable Interest Entity, Primary Beneficiary [Member] Net income Net Income (Loss) Attributable to Parent Long-term Debt, Type [Axis] Long-Term Debt, Type [Axis] Erroneous Compensation Analysis Erroneous Compensation Analysis [Text Block] Balance Sheet Location [Axis] Location, Statement of Financial Position, Balance [Axis] Statement [Table] Statement [Table] Cabot securitisation senior facility Cabot Securitisation Senior Facility [Member] Cabot Securitisation Senior Facility [Member] Restatement Determination Date: Restatement Determination Date [Axis] Interest Rate Derivative Liabilities, at Fair Value Interest Rate Derivative Liabilities, at Fair Value Schedule of Accumulated Other Comprehensive Loss Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] Loss on extinguishment of debt Loss on extinguishment of debt Loss on extinguishment of debt Repurchase and retirement of common stock Payments for Repurchase of Common Stock, including Tender Offer Cost Payments for Repurchase of Common Stock, including Tender Offer Cost Negative allowance for expected recoveries Financing Receivable, Allowance for Credit Loss, Expected Recoveries Financing Receivable, Allowance for Credit Loss, Expected Recoveries Derivative Instruments and Hedging Activities Disclosures [Line Items] Derivative Instruments and Hedging Activities Disclosures [Line Items] Schedule of Components of Other Assets Schedule of Other Assets [Table Text Block] Revenues Revenues [Abstract] Pension Benefits Adjustments, Footnote Pension Benefits Adjustments, Footnote [Text Block] Accumulated Other Comprehensive Loss Accumulated Other Comprehensive Income (Loss) [Text Block] Accumulated Other Comprehensive Income (Loss) Derivative Instruments and Hedging Activities Disclosure [Abstract] Derivative Instruments and Hedging Activities Disclosure [Abstract]