v3.26.3
Condensed Consolidated Statements of Financial Condition - USD ($)
$ in Thousands
Sep. 30, 2026
Dec. 31, 2025
Assets    
Cash and cash equivalents $ 158,425 $ 156,784
Receivable portfolios, net 4,763,412 4,371,532
Property and equipment, net 78,285 82,080
Other assets 154,170 193,113
Goodwill 528,415 536,291
Total assets 5,682,707 5,339,800
Liabilities:    
Accounts payable and accrued liabilities 257,219 230,261
Borrowings 4,237,800 4,001,293
Other liabilities 109,006 131,496
Total liabilities 4,604,025 4,363,050
Commitments and contingencies (Note 11)
Equity:    
Convertible preferred stock, $0.01 par value, 5,000 shares authorized, no shares issued and outstanding 0 0
Common stock, $0.01 par value, 75,000 shares authorized, 20,942 and 21,688 shares issued and outstanding as of September 30, 2026 and December 31, 2025, respectively 209 217
Additional paid-in capital 0 0
Accumulated earnings 1,202,720 1,104,640
Accumulated other comprehensive loss (124,247) (128,107)
Total stockholders’ equity 1,078,682 976,750
Total liabilities and stockholders’ equity 5,682,707 5,339,800
Variable Interest Entity    
Assets    
Cash and cash equivalents 48,558 40,256
Receivable portfolios, net 1,281,675 1,151,221
Other assets 5,584 3,540
Liabilities:    
Accounts payable and accrued liabilities 2,433 3,101
Borrowings 784,567 791,182
Other liabilities $ 50 $ 2,774