Allowance For Credit Losses (Tables)

9 Months Ended

Sep. 30, 2026

Financing Receivable, Allowance for Credit Loss

The following tables summarize the activity in the allowance for credit losses, by portfolio loan classification, for the three and nine months ended September 30, 2026 and 2025 (in thousands). The allocation of a portion of the allowance in one portfolio segment does not preclude its availability to absorb losses in other portfolio segments.


	Beginning Balance		Charge-offs		Recoveries		Provision for (recovery of) credit losses		Ending Balance
Nine months ended September 30, 2026
Commercial and industrial	$	3,083	$	(121)	$	80	$	572	$	3,614

1-4 Family	1,426		(7)		29		(1)		1,447
Hotels	2,009		—		220		(358)		1,871
Multi-family	1,238		—		—		12		1,250
Non Residential Non-Owner Occupied	3,102		—		335		(636)		2,801
Non Residential Owner Occupied	1,777		(850)		100		807		1,834
Commercial real estate	9,552		(857)		684		(176)		9,203

Residential real estate	5,909		(467)		142		426		6,010
Home equity	608		(182)		188		19		633
Consumer	177		(202)		89		100		164
	$	19,329	$	(1,829)	$	1,183	$	941	$	19,624

	Beginning Balance		Charge-offs		Recoveries		(Recovery of) provision for credit losses		Ending Balance
Nine months ended September 30, 2025
Commercial and industrial	$	4,541	$	(37)	$	452	$	(2,125)	$	2,831

1-4 Family	1,366		(2)		45		16		1,425
Hotels	2,355		(220)		—		(76)		2,059
Multi-family	1,390		—		—		106		1,496
Non Residential Non-Owner Occupied	3,001		—		83		81		3,165
Non Residential Owner Occupied	1,725		—		155		(92)		1,788
Commercial real estate	9,837		(222)		283		35		9,933

Residential real estate	5,731		(209)		85		(11)		5,596
Home equity	643		(153)		164		(218)		436
Consumer	381		(174)		50		4		261
	$	21,133	$	(795)	$	1,034	$	(2,315)	$	19,057


	Beginning Balance		Charge-offs		Recoveries		Provision for (recovery of) credit losses		Ending Balance
Three months ended September 30, 2026
Commercial and industrial	$	3,307	$	(2)	$	5	$	304	$	3,614

1-4 Family	1,522		—		6		(81)		1,447
Hotels	1,940		—		—		(69)		1,871
Multi-family	1,641		—		—		(391)		1,250
Non Residential Non-Owner Occupied	2,870		—		—		(69)		2,801
Non Residential Owner Occupied	1,832		—		—		2		1,834
Commercial real estate	9,805		—		6		(608)		9,203

Residential real estate	5,927		(186)		103		166		6,010
Home equity	621		(74)		26		60		633
Consumer	179		(34)		49		(30)		164
	$	19,839	$	(296)	$	189	$	(108)	$	19,624

	Beginning Balance		Charge-offs		Recoveries		(Recovery of) provision for credit losses		Ending Balance
Three months ended September 30, 2025
Commercial and industrial	$	3,010	$	(7)	$	400	$	(572)	$	2,831

1-4 Family	1,390		(2)		12		25		1,425
Hotels	2,134		—		—		(75)		2,059
Multi-family	1,418		—		—		78		1,496
Non Residential Non-Owner Occupied	3,130		—		35		—		3,165
Non Residential Owner Occupied	1,754		—		155		(121)		1,788
Commercial real estate	9,826		(2)		202		(93)		9,933

Residential real estate	5,446		(160)		35		275		5,596
Home equity	548		(55)		64		(121)		436
Consumer	271		(9)		16		(17)		261
	$	19,101	$	(233)	$	717	$	(528)	$	19,057

Financing Receivable, Nonaccrual

The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of September 30, 2026 (in thousands):


	Non-accrual With No		Non-accrual With		Loans Past Due
	Allowance for		Allowance for		Over 90 Days
	Credit Losses		Credit Losses		Still Accruing
Commercial & Industrial	$	315	$	310	$	—

1-4 Family	—		413		—
Hotels	—		—		—
Multi-family	—		—		—
Non Residential Non-Owner Occupied	—		—		—
Non Residential Owner Occupied	4,477		1,950		—
Commercial Real Estate	4,477		2,363		—

Residential Real Estate	—		2,866		128
Home Equity	—		250		4
Consumer	—		—		—
Total	$	4,792	$	5,789	$	132

The following table presents the amortized cost basis of loans on non-accrual status and loans past due over 90 days still accruing as of December 31, 2025 (in thousands):


	Non-accrual With No		Non-accrual With		Loans Past Due
	Allowance for		Allowance for		Over 90 Days
	Credit Losses		Credit Losses		Still Accruing
Commercial & Industrial	$	427	$	130	$	—

1-4 Family	—		136		—
Hotels	1,422		—		—
Multi-family	—		—		—
Non Residential Non-Owner Occupied	—		234		—
Non Residential Owner Occupied	5,505		1,151		—
Commercial Real Estate	6,927		1,521		—

Residential Real Estate	—		4,497		109
Home Equity	—		308		—
Consumer	—		—		—
Total	$	7,354	$	6,456	$	109

Financing Receivable, Past Due

The following tables present the aging of the amortized cost basis in past-due loans as of September 30, 2026 and December 31, 2025 by class of loan (in thousands):


	September 30, 2026
	30-59		60-89		90+		Total		Current		Non-		Total
	Past Due		Past Due		Past Due		Past Due		Loans		accrual		Loans
Commercial and industrial	$	104	$	—	$	—	$	104	$	473,522	$	625	$	474,251

1-4 Family	173		65		—		238		225,716		413		226,367
Hotels	—		—		—		—		403,794		—		403,794
Multi-family	—		—		—		—		230,172		—		230,172
Non Residential Non-Owner Occupied	—		—		—		—		772,072		—		772,072
Non Residential Owner Occupied	318		—		—		318		243,938		6,427		250,683
Commercial real estate	491		65		—		556		1,875,692		6,840		1,883,088

Residential real estate	6,222		458		128		6,808		1,905,648		2,866		1,915,322
Home Equity	611		33		—		644		238,370		250		239,264
Consumer	174		3		4		181		38,034		—		38,215
Total	$	7,602	$	559	$	132	$	8,293	$	4,531,266	$	10,581	$	4,550,140


	December 31, 2025
	30-59		60-89		90+		Total		Current		Non-		Total
	Past Due		Past Due		Past Due		Past Due		Loans		accrual		Loans
Commercial and industrial	$	279	$	—	$	—	$	279	$	453,139	$	557	$	453,975

1-4 Family	7		—		—		7		210,089		136		210,232
Hotels	—		—		—		—		397,186		1,422		398,608
Multi-family	—		—		—		—		237,424		—		237,424
Non Residential Non-Owner Occupied	193		—		—		193		767,153		234		767,580
Non Residential Owner Occupied	91		—		—		91		246,651		6,656		253,398
Commercial real estate	291		—		—		291		1,858,503		8,448		1,867,242

Residential real estate	5,652		700		109		6,461		1,899,102		4,497		1,910,060
Home Equity	715		57		—		772		223,621		308		224,701
Consumer	308		—		—		308		47,045		—		47,353
Total	$	7,245	$	757	$	109	$	8,111	$	4,481,410	$	13,810	$	4,503,331

Financing Receivable, Modified

The following tables present the amortized cost basis of restructured loans by modification type and loan classification for the three and nine months ended September 30, 2026 and 2025 (in thousands, except percentages):


	For the nine months ended September 30,
	2026				2025
	Term Extension		Percentage of Total by Loan Classification (1)		Payment Delay(2)		Term Extension		Total		Percentage of Total by Loan Classification (1)
Commercial and industrial	$	315	0.1	%	$	—	$	465	$	465	0.1	%

1-4 Family	—		—		—		—		—		—
Hotels	—		—		—		—		—		—
Multi-family	—		—		—		—		—		—
Non Residential Non-Owner Occupied	—		—		—		—		—		—
Non Residential Owner Occupied	4,477		0.6		—		7,181		7,181		1.0
Commercial real estate	4,477		0.2		—		7,181		7,181		0.4

Residential real estate	—		—		—		—		—		—
Home equity	—		—		717		—		717		0.3
Consumer	—		—		—		—		—		—
Total	$	4,792	0.1	%	$	717	$	7,646	$	8,363	0.2	%


	For the three months ended September 30,
	2026				2025
	Term Extension		Percentage of Total by Loan Classification (1)		Payment Delay(2)		Term Extension		Total		Percentage of Total by Loan Classification (1)
Commercial and industrial	$	315	0.1	%	$	—	$	465	$	465	0.1	%

1-4 Family	—		—		—		—		—		—
Hotels	—		—		—		—		—		—
Multi-family	—		—		—		—		—		—
Non Residential Non-Owner Occupied	—		—		—		—		—		—
Non Residential Owner Occupied	4,477		0.6		—		7,181		7,181		1.0
Commercial real estate	4,477		0.2		—		7,181		7,181		0.4

Residential real estate	—		—		—		—		—		—
Home equity	—		—		717		—		717		0.3
Consumer	—		—		—		—		—		—
Total	$	4,792	0.1	%	$	717	$	7,646	$	8,363	0.2	%

1.Based on the amortized cost basis of the restructured loans, divided by the period end amortized cost basis of the corresponding class of financing receivable.

2.No loan modifications made during the three and nine months ended September 30, 2026 resulted in an other-than-insignificant payment delay

The following tables presents a summary of financial impact of loan modifications by loan classification for the three and nine months ended September 30, 2026 and 2025 (in thousands, except percentages):


	For the nine months ended September 30,
	2026	2025
	Weighted Average Term Extension (in years)	Weighted Average Payment Delay (in years)(1)	Weighted Average Term Extension (in years)
Commercial and industrial	0.3	0.0	0.5

1-4 Family	0.0	0.0	0.0
Hotels	0.0	0.0	0.0
Multi-family	0.0	0.0	0.0
Non Residential Non-Owner Occupied	0.0	0.0	0.0
Non Residential Owner Occupied	0.3	0.0	0.5
Commercial real estate	0.3	0.0	0.5

Residential real estate	0.0	0.0	0.0
Home equity	0.0	0.3	0.0
Consumer	0.0	0.0	0.0


	For the three months ended September 30,
	2026	2025
	Weighted Average Term Extension (in years)	Weighted Average Payment Delay (in years)(1)	Weighted Average Term Extension (in years)
Commercial and industrial	0.3	0.0	0.8

1-4 Family	0.0	0.0	0.0
Hotels	0.0	0.0	0.0
Multi-family	0.0	0.0	0.0
Non Residential Non-Owner Occupied	0.0	0.0	0.0
Non Residential Owner Occupied	0.3	0.0	0.8
Commercial real estate	0.3	0.0	0.8

Residential real estate	0.0	0.0	0.0
Home equity	0.0	0.3	0.0
Consumer	0.0	0.0	0.0

1.No loan modifications made during the three and nine months ended September 30, 2026 resulted in an other-than-insignificant payment delay

Financing Receivable, Modified, Past Due

The following table presents an aging of loan modifications by loan classification (in thousands, except percentages):


As of September 30, 2026	Current		30-59 Past Due		60-89 Past Due		90+ Past Due		Total (1)
Commercial and industrial	$	315	$	—	$	—	$	—	$	315

1-4 Family	—		—		—		—		—
Hotels	—		—		—		—		—
Multi-family	—		—		—		—		—
Non Residential Non-Owner Occupied	—		—		—		—		—
Non Residential Owner Occupied	4,477		—		—		—		4,477
Commercial real estate	4,477		—		—		—		4,477

Residential real estate	—		—		—		—		—
Home equity	—		—		—		—		—
Consumer	—		—		—		—		—
Total	$	4,792	$	—	$	—	$	—	$	4,792


As of September 30, 2025	Current		30-59 Past Due		60-89 Past Due		90+ Past Due		Total (1)
Commercial and industrial	$	465	$	—	$	—	$	—	$	465

1-4 Family	—		—		—		—		—
Hotels	—		—		—		—		—
Multi-family	—		—		—		—		—
Non Residential Non-Owner Occupied	—		—		—		—		—
Non Residential Owner Occupied	7,181		—		—		—		7,181
Commercial real estate	7,181		—		—		—		7,181

Residential real estate	—		—		—		—		—
Home equity	—		—		—		717		717
Consumer	—		—		—		—		—
Total	$	7,646	$	—	$	—	$	717	$	8,363

1.Based on the amortized cost basis as of period-end.

Financing Receivable, Credit Quality Indicators

Based on the most recent analysis performed, the risk category of loans by class of loans at September 30, 2026 and December 31, 2025 is as follows (in thousands):


													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Commercial and industrial
Pass	$	66,176	$	61,412	$	37,246	$	37,388	$	12,853	$	60,658	$	164,810	$	440,543
Special mention	141		21		67		2		39		—		100		370
Substandard	—		184		780		226		830		24,651		6,667		33,338
Total	$	66,317	$	61,617	$	38,093	$	37,616	$	13,722	$	85,309	$	171,577	$	474,251
YTD Gross Charge-offs	$	—	$	31	$	30	$	10	$	—	$	31	$	19	$	121



													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Commercial and industrial
Pass	$	60,202	$	56,657	$	48,193	$	20,197	$	53,099	$	45,845	$	162,715	$	446,908
Special mention	—		70		3		—		—		—		97		170
Substandard	31		131		129		863		42		1,876		3,825		6,897
Total	$	60,233	$	56,858	$	48,325	$	21,060	$	53,141	$	47,721	$	166,637	$	453,975



													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Commercial real estate -
1-4 Family
Pass	$	42,053	$	38,536	$	24,429	$	18,649	$	30,634	$	53,624	$	13,048	$	220,973
Special mention	1,142		195		—		—		164		862		—		2,363
Substandard	—		118		297		—		1,672		944		—		3,031
Total	$	43,195	$	38,849	$	24,726	$	18,649	$	32,470	$	55,430	$	13,048	$	226,367
YTD Gross Charge-offs	$	—	$	—	$	—	$	—	$	—	$	7	$	—	$	7

													Revolving
	Term Loans												Loans
December 31, 2025	Amortized Cost Basis by Origination Year and Risk Level												Amortized
Commercial real estate -	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
1-4 Family
Pass	$	45,278	$	28,636	$	22,740	$	33,247	$	24,891	$	38,622	$	11,332	$	204,746
Special mention	198		—		—		1,313		—		552		—		2,063
Substandard	124		156		—		1,791		402		950		—		3,423
Total	$	45,600	$	28,792	$	22,740	$	36,351	$	25,293	$	40,124	$	11,332	$	210,232


													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Commercial real estate -
Hotels
Pass	$	34,226	$	64,753	$	45,190	$	38,717	$	71,340	$	121,816	$	2,735	$	378,777
Special mention	—		—		—		—		—		3,243		—		3,243
Substandard	—		—		—		—		—		21,774		—		21,774
Total	$	34,226	$	64,753	$	45,190	$	38,717	$	71,340	$	146,833	$	2,735	$	403,794
YTD Gross Charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—



													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Commercial real estate -
Hotels
Pass	$	65,210	$	46,074	$	40,372	$	74,317	$	27,289	$	118,006	$	223	$	371,491
Special mention	—		—		—		—		—		3,405		—		3,405
Substandard	—		—		—		—		—		23,712		—		23,712
Total	$	65,210	$	46,074	$	40,372	$	74,317	$	27,289	$	145,123	$	223	$	398,608

													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Commercial real estate -
Multi-family
Pass	$	16,066	$	33,712	$	58,386	$	4,410	$	14,775	$	99,725	$	1,995	$	229,069
Special mention	—		—		—		—		—		—		—		—
Substandard	—		—		—		—		—		1,103		—		1,103
Total	$	16,066	$	33,712	$	58,386	$	4,410	$	14,775	$	100,828	$	1,995	$	230,172
YTD Gross Charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Commercial real estate -
Multi-family
Pass	$	40,029	$	58,642	$	6,130	$	14,573	$	18,000	$	97,497	$	1,572	$	236,443
Special mention	—		—		—		—		—		—		—		—
Substandard	—		—		—		534		447		—		—		981
Total	$	40,029	$	58,642	$	6,130	$	15,107	$	18,447	$	97,497	$	1,572	$	237,424


													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Commercial real estate -
Non Residential Non-Owner Occupied
Pass	$	68,835	$	121,128	$	90,942	$	104,786	$	107,279	$	274,789	$	2,782	$	770,541
Special mention	—		—		—		—		—		237		—		237
Substandard	542		—		—		—		—		752		—		1,294
Total	$	69,377	$	121,128	$	90,942	$	104,786	$	107,279	$	275,778	$	2,782	$	772,072
YTD Gross Charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—



													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Commercial real estate -
Non Residential Non-Owner Occupied
Pass	$	123,220	$	85,038	$	106,086	$	110,438	$	83,342	$	224,742	$	6,963	$	739,829
Special mention	532		—		—		543		82		23,388		—		24,545
Substandard	—		—		—		—		133		3,073		—		3,206
Total	$	123,752	$	85,038	$	106,086	$	110,981	$	83,557	$	251,203	$	6,963	$	767,580

													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Commercial real estate -
Non Residential Owner Occupied
Pass	$	19,706	$	45,189	$	18,526	$	36,230	$	26,071	$	83,213	$	5,084	$	234,019
Special mention	—		76		—		342		—		423		—		841
Substandard	115		56		446		4,159		731		10,108		208		15,823
Total	$	19,821	$	45,321	$	18,972	$	40,731	$	26,802	$	93,744	$	5,292	$	250,683
YTD Gross Charge-offs	$	—	$	—	$	—	$	—	$	—	$	850	$	—	$	850

													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Commercial real estate -
Non Residential Owner Occupied
Pass	$	49,404	$	20,878	$	41,108	$	27,864	$	33,863	$	57,089	$	4,188	$	234,394
Special mention	82		—		350		—		—		1,904		—		2,336
Substandard	—		456		3,536		1,052		794		10,477		353		16,668
Total	$	49,486	$	21,334	$	44,994	$	28,916	$	34,657	$	69,470	$	4,541	$	253,398


													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Commercial real estate -
Total
Pass	$	180,886	$	303,318	$	237,473	$	202,794	$	250,098	$	633,165	$	25,644	$	1,833,378
Special mention	1,142		271		—		342		164		4,765		—		6,684
Substandard	657		174		743		4,159		2,404		34,681		208		43,026
Total	$	182,685	$	303,763	$	238,216	$	207,295	$	252,666	$	672,611	$	25,852	$	1,883,088
YTD Gross Charge-offs	$	—	$	—	$	—	$	—	$	—	$	857	$	—	$	857


													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Commercial real estate -
Total
Pass	$	323,141	$	239,267	$	216,436	$	260,438	$	187,384	$	535,957	$	24,277	$	1,786,900
Special mention	812		—		350		1,857		82		29,249		—		32,350
Substandard	124		613		3,536		3,378		1,776		38,212		353		47,992
Total	$	324,077	$	239,880	$	220,322	$	265,673	$	189,242	$	603,418	$	24,630	$	1,867,242


													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Residential real estate
Performing	$	168,845	$	267,599	$	177,758	$	159,677	$	294,213	$	767,839	$	76,525	$	1,912,456
Non-performing	—		—		525		—		440		1,834		67		2,866
Total	$	168,845	$	267,599	$	178,283	$	159,677	$	294,653	$	769,673	$	76,592	$	1,915,322
YTD Gross Charge-offs	$	—	$	—	$	—	$	7	$	30	$	430	$	—	$	467

													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Residential real estate
Performing	$	287,972	$	199,389	$	183,010	$	317,677	$	256,267	$	590,122	$	71,126	$	1,905,563
Non-performing	157		111		846		43		478		2,777		85		4,497
Total	$	288,129	$	199,500	$	183,856	$	317,720	$	256,745	$	592,899	$	71,211	$	1,910,060



													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Home equity
Performing	$	21,052	$	26,889	$	22,044	$	16,432	$	7,464	$	8,212	$	136,921	$	239,014
Non-performing	—		—		40		—		—		78		132		250
Total	$	21,052	$	26,889	$	22,084	$	16,432	$	7,464	$	8,290	$	137,053	$	239,264
YTD Gross Charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	182	$	182



													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Home equity
Performing	$	30,143	$	26,449	$	19,898	$	9,319	$	3,813	$	6,764	$	128,007	$	224,393
Non-performing	—		—		—		—		—		—		308		308
Total	$	30,143	$	26,449	$	19,898	$	9,319	$	3,813	$	6,764	$	128,315	$	224,701



													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
September 30, 2026	2026		2025		2024		2023		2022		Prior		Cost Basis		Total
Consumer
Performing	$	8,949	$	7,454	$	6,356	$	8,197	$	3,979	$	790	$	2,490	$	38,215
Non-performing	—		—		—		—		—		—		—		—
Total	$	8,949	$	7,454	$	6,356	$	8,197	$	3,979	$	790	$	2,490	$	38,215
YTD Gross Charge-offs	$	—	$	38	$	53	$	30	$	—	$	72	$	9	$	202



													Revolving
	Term Loans												Loans
	Amortized Cost Basis by Origination Year and Risk Level												Amortized
December 31, 2025	2025		2024		2023		2022		2021		Prior		Cost Basis		Total
Consumer
Performing	$	13,622	$	9,475	$	12,776	$	6,541	$	1,127	$	1,301	$	2,511	$	47,353
Non-performing	—		—		—		—		—		—		—		—
Total	$	13,622	$	9,475	$	12,776	$	6,541	$	1,127	$	1,301	$	2,511	$	47,353