v3.26.3
Consolidated Balance Sheets - USD ($)
$ in Millions
Sep. 30, 2026
Dec. 31, 2025
Current assets    
Cash and cash equivalents $ 244.9 $ 141.5
Restricted cash 34.7 43.9
Trade receivables, net of allowances of $10.2 and $9.7 417.4 314.1
Finance receivables, net of allowances of $30.0 and $27.5 2,763.8 2,425.4
Other current assets 103.3 86.7
Total current assets 3,564.1 3,011.6
Other assets    
Goodwill 1,234.8 1,243.5
Customer relationships, net of accumulated amortization of $457.6 and $459.2 90.3 102.7
Other intangible assets, net of accumulated amortization of $554.0 and $555.0 132.1 142.8
Operating lease right-of-use assets 54.5 57.9
Property and equipment, net of accumulated depreciation of $140.1 and $141.5 96.9 104.2
Other assets 56.5 61.6
Total other assets 1,665.1 1,712.7
Total assets 5,229.2 4,724.3
Current liabilities    
Accounts payable 827.6 665.8
Accrued employee benefits and compensation expenses 55.0 50.8
Accrued interest 11.0 11.3
Other accrued expenses 87.8 90.8
Income taxes payable 18.6 21.4
Obligations collateralized by finance receivables 2,064.1 1,758.3
Current maturities of long-term debt 5.5 5.5
Total current liabilities 3,069.6 2,603.9
Non-current liabilities    
Long-term debt 528.7 530.1
Deferred income tax liabilities 0.5 0.6
Operating lease liabilities 49.0 53.0
Other liabilities 4.6 6.2
Total non-current liabilities 582.8 589.9
Commitments and contingencies (Note 9)
Temporary equity    
Series A convertible preferred stock (Note 8) 0.0 289.8
Stockholders' equity    
Common stock, $0.01 par value: Authorized shares: 400,000,000; Issued and outstanding shares: September 30, 2026: 121,720,568 December 31, 2025: 106,175,229 1.2 1.1
Additional paid-in capital 919.5 692.8
Retained earnings 716.0 586.7
Accumulated other comprehensive loss (59.9) (39.9)
Total stockholders' equity 1,576.8 1,240.7
Total liabilities, temporary equity and stockholders' equity $ 5,229.2 $ 4,724.3