v3.26.3
Segment Information (Details)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2026
USD ($)
Sep. 30, 2025
USD ($)
Sep. 30, 2026
USD ($)
segment
Sep. 30, 2025
USD ($)
Dec. 31, 2025
USD ($)
Segment Reporting [Abstract]          
Number of operating segments | segment     2    
Number of reportable segments | segment     2    
Segment Reporting, CODM, Individual Title and Position or Group Name [Extensible Enumeration]     Chief Executive Officer [Member]    
Segment Reporting, CODM, Profit (Loss) Measure, How Used, Description     The CODM considers history-to-actual, budget-to-actual and forecast-to-actual results to assess the performance of the segments and in allocating resources.    
Segment Information          
Operating revenues $ 561.2 $ 498.4 $ 1,643.7 $ 1,440.2  
Operating expenses          
Cost of services (exclusive of depreciation and amortization) 309.3 270.2 887.4 766.2  
Finance interest expense 28.2 28.1 78.7 82.6  
Provision for credit losses 8.4 11.5 27.6 29.5  
Selling, general and administrative 123.4 110.9 371.6 332.4  
Depreciation and amortization 21.5 22.7 66.7 68.4  
Loss on sale of property 0.0 0.0 0.0 7.0  
Total operating expenses 490.8 443.4 1,432.0 1,286.1  
Operating profit 70.4 55.0 211.7 154.1  
Interest expense 10.0 1.1 30.1 8.2  
Other income, net (0.4) (2.2) (5.6) (14.6)  
Loss on extinguishment of debt 0.7 0.0 0.7 0.0  
Income before income taxes 60.1 56.1 186.5 160.5  
Income taxes 15.4 8.2 48.6 42.3  
Net income 44.7 47.9 137.9 118.2  
Total assets 5,229.2 4,816.6 5,229.2 4,816.6 $ 4,724.3
Capital expenditures     40.7 40.7  
Finance          
Operating expenses          
Provision for credit losses     24.9 27.2  
Operating Segments | Marketplace          
Segment Information          
Operating revenues 446.5 389.4 1,315.3 1,116.1  
Operating expenses          
Cost of services (exclusive of depreciation and amortization) 289.7 252.1 831.9 713.2  
Finance interest expense 0.0 0.0 0.0 0.0  
Provision for credit losses 0.7 1.8 2.7 2.3  
Selling, general and administrative 108.6 97.6 328.6 292.2  
Depreciation and amortization 18.6 19.7 57.4 59.3  
Loss on sale of property       7.0  
Operating profit 28.9 18.2 94.7 42.1  
Total assets 2,124.8 1,984.9 2,124.8 1,984.9  
Capital expenditures     38.1 37.7  
Operating Segments | Finance          
Segment Information          
Operating revenues 114.7 109.0 328.4 324.1  
Operating expenses          
Cost of services (exclusive of depreciation and amortization) 19.6 18.1 55.5 53.0  
Finance interest expense 28.2 28.1 78.7 82.6  
Provision for credit losses 7.7 9.7 24.9 27.2  
Selling, general and administrative 14.8 13.3 43.0 40.2  
Depreciation and amortization 2.9 3.0 9.3 9.1  
Loss on sale of property       0.0  
Operating profit 41.5 36.8 117.0 112.0  
Total assets $ 3,104.4 $ 2,831.7 3,104.4 2,831.7  
Capital expenditures     $ 2.6 $ 3.0