The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| DIMENSIONAL ETF TRUST | US COR EQU 2 ETF | 25434V708 | 128,717,620 | 2,895,784 | SH | SOLE | 0 | 0 | 2,895,784 | ||
| DIMENSIONAL ETF TRUST | WORLD EX US CORE | 25434V880 | 58,504,530 | 1,580,349 | SH | SOLE | 0 | 0 | 1,580,349 | ||
| VANGUARD INSTL INDEX FD | 0 3 MO TR BI ETF | 922040845 | 48,099,747 | 635,232 | SH | SOLE | 0 | 0 | 635,232 | ||
| DIMENSIONAL ETF TRUST | SHOR DUR FIX ETF | 25434V864 | 41,612,716 | 895,436 | SH | SOLE | 0 | 0 | 895,436 | ||
| VANGUARD INDEX FDS | MRNGSTR TTL STK | 922908769 | 35,222,457 | 94,117 | SH | SOLE | 0 | 0 | 94,117 | ||
| VANGUARD MUN BD FDS | TAX EXEMPT BD | 922907746 | 19,823,246 | 418,565 | SH | SOLE | 0 | 0 | 418,565 | ||
| DFA INVT DIMENSIONS GROUP IN | U.S. CORE EQTY 1 | 25239Y220 | 17,217,353 | 208,291 | SH | SOLE | 0 | 0 | 208,291 | ||
| DIMENSIONAL ETF TRUST | US TARGETED VLU | 25434V609 | 15,700,902 | 236,317 | SH | SOLE | 0 | 0 | 236,317 | ||
| SCHWAB STRATEGIC TR | INT-TRM U.S TRES | 808524854 | 15,525,429 | 655,081 | SH | SOLE | 0 | 0 | 655,081 | ||
| DIMENSIONAL ETF TRUST | US MKTWIDE VALUE | 25434V724 | 15,244,281 | 277,169 | SH | SOLE | 0 | 0 | 277,169 | ||
| EA SERIES TRUST | ALPHA ARCH 1-3 | 02072L565 | 14,741,331 | 124,515 | SH | SOLE | 0 | 0 | 124,515 | ||
| VANGUARD WELLINGTON FD | SHORT TRM TAX EX | 921935870 | 11,684,347 | 118,503 | SH | SOLE | 0 | 0 | 118,503 | ||
| SCHWAB STRATEGIC TR | US TIPS ETF | 808524870 | 11,222,144 | 446,564 | SH | SOLE | 0 | 0 | 446,564 | ||
| DIMENSIONAL ETF TRUST | INTERNATNAL VAL | 25434V807 | 10,185,120 | 182,333 | SH | SOLE | 0 | 0 | 182,333 | ||
| VANGUARD MALVERN FDS | TOTAL INFLATION | 922020698 | 9,748,747 | 133,216 | SH | SOLE | 0 | 0 | 133,216 | ||
| DIMENSIONAL ETF TRUST | US EQUI MARK ETF | 25434V401 | 9,259,091 | 111,515 | SH | SOLE | 0 | 0 | 111,515 | ||
| VANGUARD SCOTTSDALE FDS | SHORT TERM TREAS | 92206C102 | 8,719,309 | 151,482 | SH | SOLE | 0 | 0 | 151,482 | ||
| VANGUARD STAR FDS | VG TL INTL STK F | 921909768 | 7,923,530 | 93,262 | SH | SOLE | 0 | 0 | 93,262 | ||
| SCHWAB STRATEGIC TR | SHT TM US TRES | 808524862 | 6,594,299 | 276,375 | SH | SOLE | 0 | 0 | 276,375 | ||
| DIMENSIONAL ETF TRUST | US SMALL CAP ETF | 25434V500 | 6,387,678 | 82,507 | SH | SOLE | 0 | 0 | 82,507 | ||
| VANGUARD SCOTTSDALE FDS | INTER TERM TREAS | 92206C706 | 6,142,649 | 108,412 | SH | SOLE | 0 | 0 | 108,412 | ||
| VANGUARD INDEX FDS | MRNGSTR GRWT ETF | 922908736 | 5,899,863 | 65,474 | SH | SOLE | 0 | 0 | 65,474 | ||
| ISHARES GOLD TR | ISHARES NEW | 464285204 | 5,302,053 | 67,888 | SH | SOLE | 0 | 0 | 67,888 | ||
| ISHARES TR | 0-5 YR TIPS ETF | 46429B747 | 5,227,474 | 52,432 | SH | SOLE | 0 | 0 | 52,432 | ||
| SPDR SERIES TRUST | ST STR BL 12 ETF | 78468R523 | 4,963,702 | 49,967 | SH | SOLE | 0 | 0 | 49,967 | ||
| ISHARES TR | 0-3 MTH TREASURY | 46436E718 | 4,768,812 | 47,366 | SH | SOLE | 0 | 0 | 47,366 | ||
| MICROSOFT CORP | COM | 594918104 | 4,118,518 | 8,030 | SH | SOLE | 0 | 0 | 8,030 | ||
| DIMENSIONAL ETF TRUST | US CORE EQT MKT | 25434V104 | 3,586,712 | 68,501 | SH | SOLE | 0 | 0 | 68,501 | ||
| SPACE EXPLORATION TECHN CORP | CLASS A COM STK | 84615Q103 | 3,399,932 | 22,537 | SH | SOLE | 0 | 0 | 22,537 | ||
| DIMENSIONAL ETF TRUST | INTL CORE EQT MK | 25434V203 | 3,376,640 | 81,502 | SH | SOLE | 0 | 0 | 81,502 | ||
| IM GLOBAL PARTNER FUNDS | IMGP DBI MAN ETF | 53700T827 | 3,349,465 | 102,965 | SH | SOLE | 0 | 0 | 102,965 | ||
| DIMENSIONAL ETF TRUST | INFLATION PROTE | 25434V856 | 3,100,798 | 79,385 | SH | SOLE | 0 | 0 | 79,385 | ||
| ISHARES TR | CORE S&P TTL STK | 464287150 | 3,014,584 | 18,130 | SH | SOLE | 0 | 0 | 18,130 | ||
| VANGUARD MALVERN FDS | STRM INFPROIDX | 922020805 | 2,959,281 | 60,124 | SH | SOLE | 0 | 0 | 60,124 | ||
| APPLE INC | COM | 037833100 | 2,924,129 | 8,781 | SH | SOLE | 0 | 0 | 8,781 | ||
| DIMENSIONAL ETF TRUST | INTL HIGH PROFIT | 25434V765 | 2,806,692 | 83,309 | SH | SOLE | 0 | 0 | 83,309 | ||
| ISHARES TR | CALIF MUN BD ETF | 464288356 | 2,386,692 | 44,100 | SH | SOLE | 0 | 0 | 44,100 | ||
| DIMENSIONAL ETF TRUST | CALIF MUN BD ETF | 25434V633 | 2,383,500 | 50,000 | SH | SOLE | 0 | 0 | 50,000 | ||
| KRANESHARES TRUST | MOUNT LUCAS ETF | 500767652 | 2,341,077 | 75,300 | SH | SOLE | 0 | 0 | 75,300 | ||
| DIMENSIONAL ETF TRUST | ULTR FIX INC ETF | 25434V591 | 2,286,608 | 45,288 | SH | SOLE | 0 | 0 | 45,288 | ||
| TESLA INC | COM | 88160R101 | 2,019,579 | 5,692 | SH | SOLE | 0 | 0 | 5,692 | ||
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | 1,859,089 | 17,784 | SH | SOLE | 0 | 0 | 17,784 | ||
| DIMENSIONAL ETF TRUST | INTL CORE EQUITY | 25434V799 | 1,696,286 | 45,102 | SH | SOLE | 0 | 0 | 45,102 | ||
| SCHWAB STRATEGIC TR | 1 5YR CORP BD | 808524714 | 1,673,022 | 69,420 | SH | SOLE | 0 | 0 | 69,420 | ||
| AMAZON COM INC | COM | 023135106 | 1,533,270 | 6,154 | SH | SOLE | 0 | 0 | 6,154 | ||
| ISHARES TR | CORE S&P500 ETF | 464287200 | 1,429,175 | 1,866 | SH | SOLE | 0 | 0 | 1,866 | ||
| ALPHABET INC | CAP STK CL C | 02079K107 | 1,426,918 | 4,188 | SH | SOLE | 0 | 0 | 4,188 | ||
| DIMENSIONAL ETF TRUST | INTL SMALL CAP V | 25434V781 | 1,375,506 | 31,774 | SH | SOLE | 0 | 0 | 31,774 | ||
| ISHARES TR | RUS 2000 VAL ETF | 464287630 | 1,309,691 | 6,253 | SH | SOLE | 0 | 0 | 6,253 | ||
| DIMENSIONAL ETF TRUST | US SUSTAINABILTY | 25434V716 | 1,226,420 | 26,000 | SH | SOLE | 0 | 0 | 26,000 | ||
| VANGUARD INTL EQUITY INDEX F | TT WRLD ST ETF | 922042742 | 1,217,936 | 7,716 | SH | SOLE | 0 | 0 | 7,716 | ||
| DIMENSIONAL ETF TRUST | EMERGING MKTS CO | 25434V732 | 1,061,785 | 26,732 | SH | SOLE | 0 | 0 | 26,732 | ||
| ELI LILLY & CO | COM | 532457108 | 1,039,058 | 898 | SH | SOLE | 0 | 0 | 898 | ||
| ALPHABET INC | CAP STK CL A | 02079K305 | 1,018,512 | 2,960 | SH | SOLE | 0 | 0 | 2,960 | ||
| VANGUARD MALVERN FDS | CORE BD ETF | 922020748 | 968,508 | 13,155 | SH | SOLE | 0 | 0 | 13,155 | ||
| VANGUARD WORLD FD | UTILITIES ETF | 92204A876 | 966,150 | 5,650 | SH | SOLE | 0 | 0 | 5,650 | ||
| DIMENSIONAL ETF TRUST | EMERGING MKTS VA | 25434V740 | 961,463 | 22,676 | SH | SOLE | 0 | 0 | 22,676 | ||
| CHEVRON CORPORATION | COM | 166764100 | 839,712 | 4,112 | SH | SOLE | 0 | 0 | 4,112 | ||
| BANK OF AMER CORP | COM | 060505104 | 816,995 | 15,010 | SH | SOLE | 0 | 0 | 15,010 | ||
| BILL HOLDINGS INC | COM | 090043100 | 808,260 | 19,000 | SH | SOLE | 0 | 0 | 19,000 | ||
| COSTCO WHOLESALE CORPORATION | COM | 22160K105 | 798,369 | 877 | SH | SOLE | 0 | 0 | 877 | ||
| ISHARES TR | NATIONAL MUN ETF | 464288414 | 720,101 | 7,123 | SH | SOLE | 0 | 0 | 7,123 | ||
| VANGUARD INDEX FDS | MRNGSTR VAL ETF | 922908744 | 712,721 | 3,298 | SH | SOLE | 0 | 0 | 3,298 | ||
| VANGUARD TAX-MANAGED FDS | VAN FTSE DEV MKT | 921943858 | 663,734 | 9,400 | SH | SOLE | 0 | 0 | 9,400 | ||
| SPDR GOLD TR | GOLD SHS | 78463V107 | 594,111 | 1,560 | SH | SOLE | 0 | 0 | 1,560 | ||
| DIMENSIONAL ETF TRUST | EMGR CRE EQT MNG | 25434V302 | 592,206 | 15,065 | SH | SOLE | 0 | 0 | 15,065 | ||
| VANGUARD INTL EQUITY INDEX F | FTSE SMCAP ETF | 922042718 | 581,877 | 3,748 | SH | SOLE | 0 | 0 | 3,748 | ||
| STATE STR SPDR S&P 500 ETF T | TR UNIT | 78462F103 | 562,882 | 738 | SH | SOLE | 0 | 0 | 738 | ||
| ISHARES TR | CORE MSCI INTL | 46435G326 | 552,334 | 6,173 | SH | SOLE | 0 | 0 | 6,173 | ||
| AMERICAN CENTY ETF TR | INTERNATIONAL LR | 025072364 | 541,484 | 6,800 | SH | SOLE | 0 | 0 | 6,800 | ||
| ISHARES TR | SHRT NAT MUN ETF | 464288158 | 529,444 | 5,065 | SH | SOLE | 0 | 0 | 5,065 | ||
| PROCTER & GAMBLE CO | COM | 742718109 | 523,154 | 3,601 | SH | SOLE | 0 | 0 | 3,601 | ||
| SCHWAB STRATEGIC TR | MUN BD ETF | 808524649 | 483,200 | 20,000 | SH | SOLE | 0 | 0 | 20,000 | ||
| INVESCO QQQ TR | UNIT SER 1 | 46090E103 | 477,379 | 645 | SH | SOLE | 0 | 0 | 645 | ||
| VANGUARD BD INDEX FDS | SHORT TRM BOND | 921937827 | 475,159 | 6,219 | SH | SOLE | 0 | 0 | 6,219 | ||
| VANGUARD INDEX FDS | MRNGSTR SML CAP | 922908751 | 456,045 | 1,603 | SH | SOLE | 0 | 0 | 1,603 | ||
| ISHARES TR | SP SMCP600VL ETF | 464287879 | 444,366 | 3,469 | SH | SOLE | 0 | 0 | 3,469 | ||
| AMERICAN CENTY ETF TR | US LARGE CAP VLU | 025072349 | 442,252 | 4,890 | SH | SOLE | 0 | 0 | 4,890 | ||
| JOHNSON & JOHNSON | COM | 478160104 | 421,810 | 1,593 | SH | SOLE | 0 | 0 | 1,593 | ||
| ISHARES TR | RUSSELL 3000 ETF | 464287689 | 411,397 | 953 | SH | SOLE | 0 | 0 | 953 | ||
| DIMENSIONAL ETF TRUST | INTERNATIONAL | 25434V690 | 411,047 | 9,100 | SH | SOLE | 0 | 0 | 9,100 | ||
| ISHARES TR | CORE S&P MCP ETF | 464287507 | 399,216 | 5,549 | SH | SOLE | 0 | 0 | 5,549 | ||
| VANGUARD INDEX FDS | MRNGSTR LRG CAP | 922908637 | 387,035 | 1,100 | SH | SOLE | 0 | 0 | 1,100 | ||
| VANGUARD INDEX FDS | MRNGSTR TTL STK | 922908769 | 378,566 | 1,012 | SH | SOLE | 0 | 0 | 1,012 | ||
| GLOBAL X FDS | GLB X MLP ENRG I | 37954Y293 | 349,100 | 5,000 | SH | SOLE | 0 | 0 | 5,000 | ||
| UNITEDHEALTH GROUP INC | COM | 91324P102 | 344,322 | 938 | SH | SOLE | 0 | 0 | 938 | ||
| VANGUARD INDEX FDS | MRNGSTR SML CP V | 922908611 | 332,915 | 1,441 | SH | SOLE | 0 | 0 | 1,441 | ||
| CATERPILLAR INC | COM | 149123101 | 329,181 | 406 | SH | SOLE | 0 | 0 | 406 | ||
| ISHARES BITCOIN TRUST ETF | SHS BEN INT | 46438F101 | 321,912 | 6,800 | SH | SOLE | 0 | 0 | 6,800 | ||
| VANGUARD CHARLOTTE FDS | TOTAL INT BD ETF | 92203J407 | 318,716 | 6,800 | SH | SOLE | 0 | 0 | 6,800 | ||
| NVIDIA CORPORATION | COM | 67066G104 | 317,613 | 1,391 | SH | SOLE | 0 | 0 | 1,391 | ||
| ISHARES TR | CORE S&P US GWT | 464287671 | 315,232 | 1,627 | SH | SOLE | 0 | 0 | 1,627 | ||
| VANGUARD INTL EQUITY INDEX F | ALLWRLD EX US | 922042775 | 282,928 | 3,410 | SH | SOLE | 0 | 0 | 3,410 | ||
| NEWMONT CORP | COM | 651639106 | 281,184 | 2,438 | SH | SOLE | 0 | 0 | 2,438 | ||
| JPMORGAN CHASE & CO | COM | 46625H100 | 276,244 | 835 | SH | SOLE | 0 | 0 | 835 | ||
| SPDR SERIES TRUST | ST STR P500GRW | 78464A409 | 265,607 | 2,158 | SH | SOLE | 0 | 0 | 2,158 | ||
| VANGUARD INDEX FDS | S&P 500 ETF SHS | 922908363 | 257,034 | 367 | SH | SOLE | 0 | 0 | 367 | ||
| WALMART INC | COM | 931142103 | 254,309 | 2,447 | SH | SOLE | 0 | 0 | 2,447 | ||
| EXXONMOBIL HOLDINGS CORP | COM SHS | 30233Q108 | 252,426 | 1,551 | SH | SOLE | 0 | 0 | 1,551 | ||
| VANGUARD BD INDEX FDS | TOTAL BND MRKT | 921937835 | 252,313 | 3,597 | SH | SOLE | 0 | 0 | 3,597 | ||
| AGNICO EAGLE MINES LTD | COM | 008474108 | 237,518 | 1,296 | SH | SOLE | 0 | 0 | 1,296 | ||
| BARRICK MNG CORP | COM SHS | 06849F108 | 237,513 | 5,840 | SH | SOLE | 0 | 0 | 5,840 | ||
| CINTAS CORP | COM | 172908105 | 229,717 | 1,178 | SH | SOLE | 0 | 0 | 1,178 | ||
| VANGUARD SPECIALIZED FUNDS | DIV APP ETF | 921908844 | 225,124 | 965 | SH | SOLE | 0 | 0 | 965 | ||
| SPDR SERIES TRUST | ST SHO TREAS ETF | 78468R101 | 215,740 | 7,525 | SH | SOLE | 0 | 0 | 7,525 | ||
| ISHARES INC | CORE MSCI EMKT | 46434G103 | 211,016 | 2,600 | SH | SOLE | 0 | 0 | 2,600 | ||
| ISHARES TR | 20 YR TR BD ETF | 464287432 | 204,640 | 2,631 | SH | SOLE | 0 | 0 | 2,631 | ||
| DEERE & CO | COM | 244199105 | 201,465 | 300 | SH | SOLE | 0 | 0 | 300 | ||